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Previous: SUMMIT FINANCIAL GROUP INC, 10-Q, 2000-11-14 |
Next: ATLANTIS PLASTICS INC, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000811808
<NAME> Summit Financial Group, Inc.
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 7,425,976 11,062,873
<INT-BEARING-DEPOSITS> 202,419 1,848,458
<FED-FUNDS-SOLD> 2,242,000 5,440,958
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 163,050,350 107,848,487
<INVESTMENTS-CARRYING> 401,017 1,195,099
<INVESTMENTS-MARKET> 0 0
<LOANS> 259,058,057 231,461,097
<ALLOWANCE> (2,537,190) (2,171,637)
<TOTAL-ASSETS> 454,333,898 375,844,906
<DEPOSITS> 322,245,250 302,286,016
<SHORT-TERM> 79,257,957 14,811,880
<LIABILITIES-OTHER> 3,743,803 2,598,390
<LONG-TERM> 11,177,045 19,718,483
0 0
0 0
<COMMON> 2,225,975 2,401,018
<OTHER-SE> 36,129,496 35,372,815
<TOTAL-LIABILITIES-AND-EQUITY> 454,333,898 375,844,906
<INTEREST-LOAN> 15,956,148 13,733,594
<INTEREST-INVEST> 7,290,503 3,946,013
<INTEREST-OTHER> 179,460 438,764
<INTEREST-TOTAL> 23,426,111 18,118,371
<INTEREST-DEPOSIT> 9,658,077 7,695,241
<INTEREST-EXPENSE> 12,990,101 8,842,253
<INTEREST-INCOME-NET> 10,436,010 9,276,118
<LOAN-LOSSES> 394,963 257,500
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 7,307,451 6,408,913
<INCOME-PRETAX> 3,781,776 3,434,596
<INCOME-PRE-EXTRAORDINARY> 2,606,251 2,313,946
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 2,606,251 2,313,946
<EPS-BASIC> 2.96 2.58
<EPS-DILUTED> 2.96 2.58
<YIELD-ACTUAL> 3.6 4.0
<LOANS-NON> 77,000 571,000
<LOANS-PAST> 323,000 299,000
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 2,231,555 2,113,201
<CHARGE-OFFS> 140,161 260,442
<RECOVERIES> 50,833 61,378
<ALLOWANCE-CLOSE> 2,537,190 2,171,637
<ALLOWANCE-DOMESTIC> 2,537,190 2,171,637
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 50,000 80,000
</TABLE>
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