AAL MUTUAL FUNDS
497J, 1998-09-03
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September 3, 1998



Securities and Exchange Commission
Branch of Document Control
450 Fifth Street N.W.
Washington, DC 20549

VIA EDGAR

Subject: Certification under Rule 497(j) - The AAL Target Funds
         File No. 33-12911, File No. 811-5075


Dear Ladies and Gentleman:

The  undersigned  hereby  certifies that the form of Prospectus and Statement of
Additional  Information  that would have been filed  pursuant to 497(c) upon the
Post-Effective  Amendment No. 29 to the Registrant's  registration  statement on
Form N1-A would not have differed from that  contained in said amendment to such
registration statement that was filed electronically on August 31, 1998.

Please direct any comments or questions  concerning this certification to Steven
J. Fredricks, Esq. at (920) 734-5721 extension 6864.

Sincerely,

/s/ Steven J. Fredricks

Steven J Fredricks
Associate Attorney, AAL Capital Management Corporation



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