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<PAGE>
PAGE 2
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<PAGE>
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<PAGE>
PAGE 7
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PAGE 12
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PAGE 13
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<PAGE>
PAGE 15
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SIGNATURE JOE DIMAGGIO
TITLE CONTROLLER
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<ACCUMULATED-NET-GAINS> (4,895,573)
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<ACCUMULATED-NII-PRIOR> 2,970,039
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<OVERDIST-NET-GAINS-PRIOR> (4,242,895)
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<PER-SHARE-DIVIDEND> 0.31
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<PER-SHARE-NAV-END> 11.10
<EXPENSE-RATIO> 1.16
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 3
<NAME> WORLDWIDE BALANCED FUND
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> MAY-01-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 1,388,865
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<ACCUMULATED-NET-GAINS> 883
<OVERDISTRIBUTION-GAINS> 0
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<NET-ASSETS> 1,765,580
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<NUMBER-OF-SHARES-SOLD> 157,450
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<SHARES-REINVESTED> 79
<NET-CHANGE-IN-ASSETS> 607,934
<ACCUMULATED-NII-PRIOR> 787
<ACCUMULATED-GAINS-PRIOR> 0
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<OVERDIST-NET-GAINS-PRIOR> 0
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<GROSS-EXPENSE> 23,335
<AVERAGE-NET-ASSETS> 1,395,251
<PER-SHARE-NAV-BEGIN> 10.29
<PER-SHARE-NII> 0.25
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<PER-SHARE-DIVIDEND> 0.01
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<PER-SHARE-NAV-END> 11.14
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 4
<NAME> HARD ASSETS FUND
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> MAY-1-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 2,446,798
<INVESTMENTS-AT-VALUE> 2,830,237
<RECEIVABLES> 197,059
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<OTHER-ITEMS-ASSETS> 3,399
<TOTAL-ASSETS> 3,030,695
<PAYABLE-FOR-SECURITIES> 35,773
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 28,938
<TOTAL-LIABILITIES> 64,711
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,266,740
<SHARES-COMMON-STOCK> 200,256
<SHARES-COMMON-PRIOR> 124,727
<ACCUMULATED-NII-CURRENT> 19,107
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 296,706
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 383,431
<NET-ASSETS> 2,965,984
<DIVIDEND-INCOME> 22,196
<INTEREST-INCOME> 1,858
<OTHER-INCOME> 0
<EXPENSES-NET> 0
<NET-INVESTMENT-INCOME> 24,054
<REALIZED-GAINS-CURRENT> 293,321
<APPREC-INCREASE-CURRENT> 242,656
<NET-CHANGE-FROM-OPS> 560,031
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 87,303
<DISTRIBUTIONS-OF-GAINS> 0
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<NUMBER-OF-SHARES-SOLD> 70,497
<NUMBER-OF-SHARES-REDEEMED> 2,280
<SHARES-REINVESTED> 7,312
<NET-CHANGE-IN-ASSETS> 1,414,823
<ACCUMULATED-NII-PRIOR> 8,625
<ACCUMULATED-GAINS-PRIOR> 77,116
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 29,116
<AVERAGE-NET-ASSETS> 2,092,393
<PER-SHARE-NAV-BEGIN> 12.44
<PER-SHARE-NII> 0.36
<PER-SHARE-GAIN-APPREC> 2.71
<PER-SHARE-DIVIDEND> 0.70
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<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 14.81
<EXPENSE-RATIO> 0
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 5
<NAME> WORLDWIDE EMERGING MARKETS
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> MAY-1-1996
<PERIOD-END> DEC-31-1996
<INVESTMENTS-AT-COST> 11,393,067
<INVESTMENTS-AT-VALUE> 11,570,929
<RECEIVABLES> 276,464
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<OTHER-ITEMS-LIABILITIES> 114,506
<TOTAL-LIABILITIES> 9,119,461
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15,038,741
<SHARES-COMMON-STOCK> 1,229,872
<SHARES-COMMON-PRIOR> 54,566
<ACCUMULATED-NII-CURRENT> 6,429
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 148,742
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 161,109
<NET-ASSETS> 15,355,021
<DIVIDEND-INCOME> 9,620
<INTEREST-INCOME> 173
<OTHER-INCOME> 0
<EXPENSES-NET> 0
<NET-INVESTMENT-INCOME> 9,793
<REALIZED-GAINS-CURRENT> 138,928
<APPREC-INCREASE-CURRENT> 123,651
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<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3,356
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,183,568
<NUMBER-OF-SHARES-REDEEMED> 8,556
<SHARES-REINVESTED> 294
<NET-CHANGE-IN-ASSETS> 14,757,757
<ACCUMULATED-NII-PRIOR> 3,433
<ACCUMULATED-GAINS-PRIOR> 6,373
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 35,005
<AVERAGE-NET-ASSETS> 1,970,855
<PER-SHARE-NAV-BEGIN> 10.95
<PER-SHARE-NII> 0.01
<PER-SHARE-GAIN-APPREC> 1.59
<PER-SHARE-DIVIDEND> 0.06
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<PER-SHARE-NAV-END> 12.49
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
