<PAGE> PAGE 1
000 B000000 12/31/97
000 C000000 0000812021
000 D000000 N
000 E000000 NF
000 F000000 Y
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000 I000000 3.0.a
000 J000000 A
001 A000000 THE TRAVELERS TIMED GROWTH & INCOME STOCK ACC
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001 C000000 8602774519
002 A000000 ONE TOWER SQUARE
002 B000000 HARTFORD
002 C000000 CT
002 D010000 06183
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008 B000001 A
008 C000001 801-07212
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008 D020001 CT
008 D030001 06183
010 A000001 THE TRAVELERS INSURANCE COMPANY
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010 C030001 06183
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011 B000001 8-13752
011 C010001 HARTFORD
011 C020001 CT
011 C030001 06183
013 A000001 COOPERS & LYBRAND L.L.P.
013 B010001 HARTFORD
013 B020001 CT
<PAGE> PAGE 2
013 B030001 06103
014 A000001 PFS DISTRIBUTORS, INC.
014 B000001 8-37352
014 A000002 PFS INVESTMENTS INC.
014 B000002 8-26486
014 A000003 THE ROBINSON-HUMPHREY COMPANY, INC
014 B000003 8-27190
014 A000004 THE TRAVELERS INSURANCE COMPANY
014 B000004 8-13516
014 A000005 TOWER SQUARE SECURITIES, INC.
014 B000005 8-13752
014 A000006 COPELAND EQUITIES, INC.
014 B000006 8-21009
014 A000007 SMITH BARNEY INC.
014 B000007 8-8177
014 A000008 SALOMON BROTHERS INC.
014 B000008 8-26920
014 A000009 SMITH ANNUITY SERVICES,INC.
014 B000009 8-14495
015 A000001 THE CHASE MANHATTAN BANK, N.A.
015 B000001 C
015 C010001 NEW YORK
015 C020001 NY
015 C030001 10081
015 C040001 1000
015 E010001 X
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<PAGE> PAGE 3
022 A000001 J.P. MORGAN SECURITIES
022 C000001 345093
022 D000001 7462
022 A000002 MORGAN STANLEY & CO., INC.
022 C000002 153608
022 D000002 3833
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022 C000003 87775
022 D000003 11655
022 A000004 CHASE SECURITIES INC.
022 C000004 66850
022 D000004 54
022 A000005 MERRILL LYNCH
022 C000005 62071
022 D000005 2908
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022 C000006 6608
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022 A000007 LEHMAN BROTHERS INC.
022 C000007 21225
022 D000007 4005
022 A000008 GENERAL ELECTRIC CREDIT
022 C000008 21461
022 D000008 3538
022 A000009 FIRST BOSTON CORP.
022 C000009 16886
022 D000009 2745
022 A000010 PRUDENTIAL FUNDING SECURITIES
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022 D000010 4916
023 C000000 822074
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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SIGNATURE IAN STUART
TITLE CFO, LIFE & ANNUITY
<TABLE> <S> <C>
<ARTICLE> 6
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-01-1997
<PERIOD-END> DEC-31-1997
<INVESTMENTS-AT-COST> 163,045,636
<INVESTMENTS-AT-VALUE> 212,327,596
<RECEIVABLES> 6,783,564
<ASSETS-OTHER> 305
<OTHER-ITEMS-ASSETS> 486,700
<TOTAL-ASSETS> 219,598,165
<PAYABLE-FOR-SECURITIES> 6,675,373
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 247,152
<TOTAL-LIABILITIES> 6,922,525
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 60,311,914
<SHARES-COMMON-PRIOR> 68,111,142
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 212,675,640
<DIVIDEND-INCOME> 2,626,797
<INTEREST-INCOME> 2,046,014
<OTHER-INCOME> 0
<EXPENSES-NET> 5,494,748
<NET-INVESTMENT-INCOME> (821,937)
<REALIZED-GAINS-CURRENT> 29,409,972
<APPREC-INCREASE-CURRENT> 18,381,102
<NET-CHANGE-FROM-OPS> 46,969,137
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 27,657,489
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 631,320
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,494,748
<AVERAGE-NET-ASSETS> 194,975,174
<PER-SHARE-NAV-BEGIN> 0
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> 2.82
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
REPORT OF INDEPENDENT ACCOUNTANTS
To the Board of Managers and Owners of
Variable Annuity Contracts of
The Travelers Timed Growth and Income
Stock Account for Variable Annuities:
In planning and performing our audit of the financial statements,
per unit data and ratios of The Travelers Timed Growth and
Income Stock Account for Variable Annuities for the year
ended December 31, 1997, we considered its internal control,
including control over safeguarding securities, in order to
determine our auditing procedures for the purpose of
expressing our opinion on the financial statements, per unit data
and ratios, and to comply with the requirements of Form N-
SAR, not to provide assurance on internal control.
The management of The Travelers Timed Growth and Income
Stock Account for Variable Annuities is responsible for
establishing and maintaining internal control. In fulfilling this
responsibility, estimates and judgments by management are
required to assess the expected benefits and related costs of
controls. Generally, controls that are relevant to an audit
pertain to the entity's objective of preparing financial
statements, per unit data and ratios for external purposes that
are fairly presented in conformity with generally accepted
accounting principles. Those controls include the safeguarding
of assets against unauthorized acquisition, use or disposition.
Because of inherent limitations in internal controls, errors or
fraud may occur and may not be detected. Also, projection of
any evaluation of internal control to future periods is subject to
the risk that it may become inadequate because of changes in
conditions or that the effectiveness of the design and operation
may deteriorate.
Our consideration of internal control would not necessarily
disclose all matters in internal control that might be material
weaknesses under standards established by the American
Institute of Certified Public Accountants. A material weakness
is a condition in which the design or operation of any specific
internal control component does not reduce to a relatively low
level the risk that errors or fraud in amounts that would be
material in relation to the financial statements, per unit data and
ratios being audited may occur and not be detected within a
timely period by employees in the normal course of performing
their assigned functions. However, we noted no matters
involving internal control, including controls over safeguarding
securities, that we consider to be material weaknesses as
defined above as of December 31, 1997.
This report is intended solely for the information and use of
management of The Travelers Timed Growth and Income Stock
Account for Variable Annuities and the Securities and
Exchange Commission.
COOPERS & LYBRAND L.L.P.
Hartford, Connecticut
February 19, 1998
