PRINCIPAL MUTUAL LIFE INSURANCE CO VARIABLE LIFE SEP ACCOUNT, 497J, 1997-01-10

PRINCIPAL MUTUAL LIFE INSURANCE CO VARIABLE LIFE SEP ACCOUNT
497J, 1997-01-10

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January 9, 1997



Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549


Re:  Principal Mutual Life Insurance Company
     Variable Life Separate Account
     PrinFlex Life(R)--Flexible Variable Universal
       Life Insurance Policy, Form S-6
     File Number 333-00101


Pursuant to Rule  497(j)  under the  Securities  Act of 1933,  as  amended,  the
Registrant  hereby  certifies  that the form of prospectus  that would have been
filed on behalf of the Registrant pursuant to Rule 497(b) upon the effectiveness
of the Registration Statement on December 26, 1996, would not have differed from
that  contained in the most recent  Registration  Statement  and the text of the
most recent  Registration  Statement  was filed  electronically  on December 19,
1996.

Comments  or  questions  concerning  this  certificate  may be  directed  to Kim
McCartney at 1-800-247-4123, ext. 89155.

Very truly yours

KIM MCCARTNEY

Kim McCartney
Senior Consultant - Product Development

KLM/sl