<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 002
<NAME> BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 55321798
<INVESTMENTS-AT-VALUE> 53230508
<RECEIVABLES> 1260697
<ASSETS-OTHER> 1025
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 54492230
<PAYABLE-FOR-SECURITIES> 679604
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 29463
<TOTAL-LIABILITIES> 709067
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 56171216
<SHARES-COMMON-STOCK> 5803599
<SHARES-COMMON-PRIOR> 3587559
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (296763)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (2091290)
<NET-ASSETS> 53783163
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1936652
<OTHER-INCOME> 0
<EXPENSES-NET> 169508
<NET-INVESTMENT-INCOME> 1767144
<REALIZED-GAINS-CURRENT> (237524)
<APPREC-INCREASE-CURRENT> (1202352)
<NET-CHANGE-FROM-OPS> 327268
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1767144
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2416745
<NUMBER-OF-SHARES-REDEEMED> 387682
<SHARES-REINVESTED> 186977
<NET-CHANGE-IN-ASSETS> 19421427
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (59239)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 93543
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 169508
<AVERAGE-NET-ASSETS> 46223517
<PER-SHARE-NAV-BEGIN> 9.58
<PER-SHARE-NII> .36
<PER-SHARE-GAIN-APPREC> (.31)
<PER-SHARE-DIVIDEND> (.36)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.27
<EXPENSE-RATIO> .73
</TABLE>