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<PAGE> 1 EXHIBIT 16.1 [FARMER, FUQUA, HUNT & MUNSELLE, P.C. LETTERHEAD] Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Dear Sirs: We have read and agree with the comments in Item 4 of Form 8-K of StarNet Financial, Inc., dated as of June 1, 2000. /FARMER, FUQUA, HUNT & MUNSELLE, P.C./ Dallas, Texas June 14, 2000
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