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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 11-K/A
/X/ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended
December 31, 1999
or
/ / TRANSITION REPORT PURSUANT TO SECTION 15(d)
OF THE SECURITIES EXCHANGE ACT OF
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Commission File
No. 33-43030
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TCF EMPLOYEES STOCK PURCHASE PLAN
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(Full title of the plan)
TCF FINANCIAL CORPORATION
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(Name of issuer of the securities held pursuant to the plan)
801 MARQUETTE AVENUE, MAIL CODE 100-01-A,
MINNEAPOLIS, MINNESOTA 55402
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(Address and zip code of principal executive office)
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REQUIRED INFORMATION
The TCF Employees Stock Purchase Plan of TCF National Bank is subject to
the Employee Retirement Income Security Act of 1974, as amended ("ERISA").
Therefore, in lieu of the requirements of Items 1-3 of Form 11-K, the financial
statements and supplementary schedules of the TCF Employees Stock Purchase Plan
of TCF National Bank, which have been prepared in accordance with the financial
reporting requirements of ERISA, are attached hereto as Exhibit 99 to this form
11-K/A and are incorporated herein by reference.
SIGNATURES
THE PLAN. Pursuant to the requirements of the Securities Exchange Act of
1934, the trustee (or other persons who administer the employee benefit plan)
has duly caused this annual report to be signed on its behalf by the undersigned
thereunto duly authorized.
TCF National Bank
(Plan Sponsor and Plan Administrator of
the TCF Employees Stock Purchase Plan)
By /s/ Gregory J. Pulles
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Gregory J. Pulles
Executive Vice President
By /s/ David M. Stautz
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David M. Stautz
Senior Vice President, Controller
and Assistant Treasurer
Date: June 28, 2000
2
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TCF Employees Stock Purchase Plan
Index to Exhibits
For Form 11-K/A
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<CAPTION>
Exhibit Sequentially
Number Description Numbered Page
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<S> <C> <C>
23 Consent of KPMG LLP
dated June 28, 2000
99 Financial statements and supplementary
schedules
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