MONY AMERICA VARIABLE ACCOUNT A
485BPOS, 1999-11-02
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                                                     REGISTRATION NOS. 333-59717
                                                                        811-5166
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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM N-4
                        REGISTRATION STATEMENT UNDER THE
                             SECURITIES ACT OF 1933

                          PRE-EFFECTIVE AMENDMENT NO.
                         POST-EFFECTIVE AMENDMENT NO. 4

                                     AND/OR

                        REGISTRATION STATEMENT UNDER THE
                      INVESTMENT COMPANY ACT OF 1940   [X]

                                AMENDMENT NO. 6
                       (CHECK APPROPRIATE BOX OR BOXES.)

                            ------------------------

                        MONY AMERICA VARIABLE ACCOUNT A
                           (EXACT NAME OF REGISTRANT)

                          MONY LIFE INSURANCE COMPANY
                                   OF AMERICA
                              (NAME OF DEPOSITOR)

                                 1740 BROADWAY
                            NEW YORK, NEW YORK 10019
        (ADDRESS OF DEPOSITOR'S PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE)
        DEPOSITOR'S TELEPHONE NUMBER, INCLUDING AREA CODE (212) 708-2000

                             FREDERICK C. TEDESCHI
                 VICE PRESIDENT AND CHIEF COUNSEL -- OPERATIONS
                          MONY LIFE INSURANCE COMPANY
                                 1740 BROADWAY
                            NEW YORK, NEW YORK 10019
                    (NAME AND ADDRESS OF AGENT FOR SERVICE)

                            ------------------------

     It is proposed that this filing become effective November 2, 1999 pursuant
to Rule 485(b).

     STATEMENT PURSUANT TO RULE 24f-2

     The Registrant registers an indefinite number or amount of its flexible
payment variable annuity contracts under the Securities Act of 1933 pursuant to
Rule 24f-2 under the Investment Company Act of 1940. The Rule 24f-2 notice for
the Registrant's fiscal year ending December 31, 1998 was filed on March 29,
1999.
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                       SUPPLEMENT DATED NOVEMBER 2, 1999
                                      for

                   Flexible Payment Variable Annuity Contract

                                   Issued by

                     MONY Life Insurance Company of America
                        MONY America Variable Account A

EFFECTIVE NOVEMBER 1, 1999 THIS SUPPLEMENT UPDATES CERTAIN INFORMATION CONTAINED
IN YOUR PROSPECTUS. PLEASE READ IT AND KEEP IT WITH YOUR PROSPECTUS FOR FUTURE
REFERENCE.

ALL OF THE CHANGES IN THE SUPPLEMENTS DATED OCTOBER 23, 1999 AND NOVEMBER 1,
1999 TO THE PROSPECTUS DATED MAY 1, 1999 ARE HEREBY DELETED EXCEPT FOR THE
CHANGES STATED BELOW.

 1. THE FIRST SENTENCE OF THE THIRD BULLET ON THE COVER PAGE IS HEREBY AMENDED
    TO READ AS FOLLOWS:

     - If you do, you can tell us to place your purchase payments and fund
       values into any 20 of the 25 different subaccounts.

 2. THE SECOND SENTENCE OF THE FIRST PARAGRAPH UNDER "THE FUNDS" ON PAGE 16 IS
    DELETED AND REPLACED BY THE FOLLOWING:

          The Funds (except for the Dreyfus Stock Index Fund) are diversified,
     open-end management investment companies. The Dreyfus Stock Index Fund is a
     non-diversified, open-end management investment company. The Funds are
     registered with the SEC under the Investment Company Act of 1940.

 3. THE FIRST COLUMN OF THE ENTERPRISE ACCUMULATION TRUST TABLE ON PAGE 17 IS
    AMENDED TO CHANGE THE NAME OF THE SUB-INVESTMENT ADVISER FOR THE EQUITY
    PORTFOLIO TO TCW FUNDS MANAGEMENT, INC. AND TO ADD SANFORD C. BERNSTEIN &
    CO., INC. AS THE CO-SUB-INVESTMENT ADVISER TO THE MANAGED PORTFOLIO.

 4. THE FIRST COLUMN OF THE ENTERPRISE ACCUMULATION TRUST TABLE ON PAGE 19 IS
    AMENDED TO CHANGE THE NAME OF THE SUB-INVESTMENT ADVISER OF THE CAPITAL
    APPRECIATION PORTFOLIO TO MARSICO CAPITAL MANAGEMENT, LLC.

 5. THE FIRST PARAGRAPH FOLLOWING THE TABLE ON PAGE 19 IS AMENDED TO READ AS
    FOLLOWS:

          The investment objectives of each portfolio (except for the Janus
     portfolios) are fundamental and may not be changed without the approval of
     the holders of a majority of the outstanding shares of the portfolio
     affected. For each of the Funds a majority means the lesser of:

             (1) 67% of the portfolio shares represented at a meeting at which
        more than 50% of the outstanding portfolio shares are represented, or

             (2) more than 50% of the outstanding portfolio shares.

     The investment objectives of the Janus portfolios are non-fundamental and
     may be changed by the Fund's Trustees without a shareholder vote.

 6. THE FIRST SENTENCE UNDER "ALLOCATION OF PAYMENTS AND FUND VALUE" ON PAGE 23
    IS AMENDED TO READ AS FOLLOWS:

          Allocation of Payments. On the application, the Owner may allocate Net
     Purchase Payments to up to 20 of the 25 subaccount(s) of MONY America
     Variable Account A or to the Guaranteed Interest Account.

 7. THE FIRST SENTENCE OF THE SECOND PARAGRAPH ON PAGE 24 IS AMENDED TO READ AS
    FOLLOWS:

          Net Purchase Payments may be allocated in whole percentages to up to
     20 of the available subaccounts and to the Guaranteed Interest Account.

#820-342                                                      Reg. No. 333-59717
                                        1
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The prospectus and statement of additional information included in
Post-Effective Amendment No. 3 to the Registration Statement on Form N-4 filed
on August 10, 1999, is incorporated herein by reference.
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Part C, Other Information, included in Post-Effective Amendment No. 3 to the
Registration Statement on Form N-4 filed on August 10, 1999, is incorporated
herein by reference.


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