<PAGE> 1
SUPPLEMENT DATED SEPTEMBER 30, 1999
TO
PROSPECTUS DATED MAY 1, 1999
AND
SUPPLEMENT DATED JULY 15, 1999
FOR
FLEXIBLE PAYMENT VARIABLE ANNUITY CONTRACT
ISSUED BY
MONY LIFE INSURANCE COMPANY OF AMERICA
MONY AMERICA VARIABLE ACCOUNT A
EFFECTIVE SEPTEMBER 30, 1999 THIS SUPPLEMENT UPDATES CERTAIN INFORMATION
CONTAINED IN YOUR SUPPLEMENT DATED JULY 15, 1999 TO THE PROSPECTUS PORTFOLIO
DATED MAY 1, 1999. PLEASE READ IT AND KEEP IT WITH YOUR PROSPECTUS FOR FUTURE
REFERENCE.
1. PAGES 2 AND 3 ARE AMENDED TO CORRECT THE EXPENSE INFORMATION FOR THE FIDELITY
FUNDS AS FOLLOWS:
FIDELITY VARIABLE INSURANCE PRODUCTS FUND
PRO FORMA ANNUAL EXPENSES FOR THE YEAR ENDED DECEMBER 31, 1998
(AS A PERCENTAGE OF AVERAGE NET ASSETS)
<TABLE>
<CAPTION>
GROWTH PORTFOLIO
----------------
<S> <C>
Management Fees............................................. 0.59%
Other Expenses (After Reimbursement)........................ 0.06%
Distribution and Service (12b-1) Fee........................ 0.10%
Total Annual Expenses (After Reimbursement)*................ 0.75%
</TABLE>
- ---------------
* The sub-account corresponding to this Portfolio first became available for
allocation in July, 1999. Expenses are net of reimbursements. Absent
reimbursements, expenses would have been 0.80%.
FIDELITY VARIABLE INSURANCE PRODUCTS FUND II
PRO FORMA ANNUAL EXPENSES FOR THE YEAR ENDED DECEMBER 31, 1998
(AS A PERCENTAGE OF AVERAGE NET ASSETS)
<TABLE>
<CAPTION>
CONTRAFUND PORTFOLIO
--------------------
<S> <C>
Management Fees............................................. 0.59%
Other Expenses (After Reimbursement)........................ 0.06%
Distribution and Service (12b-1) Fee........................ 0.10%
Total Annual Expenses (After Reimbursement)*................ 0.75%
</TABLE>
- ---------------
* The sub-account corresponding to this Portfolio first became available for
allocation in July, 1999. Expenses are net of reimbursements. Absent
reimbursements, expenses would have been 0.80%.
1
<PAGE> 2
FIDELITY VARIABLE INSURANCE PRODUCTS FUND III
PRO FORMA ANNUAL EXPENSES FOR THE YEAR ENDED DECEMBER 31, 1998
(AS A PERCENTAGE OF AVERAGE NET ASSETS)
<TABLE>
<CAPTION>
GROWTH OPPORTUNITIES
--------------------
<S> <C>
Management Fees............................................. 0.59%
Other Expenses (After Reimbursement)........................ 0.10%
Distribution and Service (12b-1) Fee........................ 0.10%
Total Annual Expenses (After Reimbursement)*................ 0.79%
</TABLE>
- ---------------
* The subaccount corresponding to this Portfolio first became available for
allocation in July, 1999. Expenses are net of reimbursements. Absent
reimbursements, expenses would have been 0.80%.
2. ON PAGE 4 THE EXAMPLES FOR THE FIDELITY FUNDS ARE AMENDED AS FOLLOWS:
If you surrender your Contract at the end of the time periods shown below,
you would pay the following expenses on a $1,000 investment, assuming 5% annual
return on assets:
<TABLE>
<CAPTION>
AFTER AFTER AFTER AFTER
SUBACCOUNT 1 YEAR 3 YEARS 5 YEARS 10 YEARS
---------- ------ ------- ------- --------
<S> <C> <C> <C> <C>
Fidelity VIP Growth.......................... $83 $116 $152 $233
Fidelity VIP II Contrafund................... $83 $116 $152 $233
Fidelity VIP III Growth Opportunities........ $83 $118 $154 $237
</TABLE>
If you annuitize your Contract at the end of the time periods shown below,
you would pay the following expenses on a $1,000 investment, assuming 5% annual
return on assets:
<TABLE>
<CAPTION>
AFTER AFTER AFTER AFTER
SUBACCOUNT 1 YEAR 3 YEARS 5 YEARS 10 YEARS
---------- ------ ------- ------- --------
<S> <C> <C> <C> <C>
Fidelity VIP Growth.......................... $83 $116 $108 $233
Fidelity VIP II Contrafund................... $83 $116 $108 $233
Fidelity VIP III Growth Opportunities........ $83 $118 $110 $237
</TABLE>
3. ON PAGE 5 THE EXAMPLE FOR THE FIDELITY FUNDS IS AMENDED AS FOLLOWS:
If you do not surrender your Contract at the end of the time periods shown
below, you would pay the following expenses on a $1,000 investment, assuming 5%
annual return on assets:
<TABLE>
<CAPTION>
AFTER AFTER AFTER AFTER
SUBACCOUNT 1 YEAR 3 YEARS 5 YEARS 10 YEARS
---------- ------ ------- ------- --------
<S> <C> <C> <C> <C>
Fidelity VIP Growth.......................... $20 $ 63 $108 $233
Fidelity VIP II Contrafund................... $20 $ 63 $108 $233
Fidelity VIP III Growth Opportunities........ $21 $ 64 $110 $237
</TABLE>
# 820-341 Reg. No. 333-59717
2
