SEPARATE ACCOUNT TWO OF MANUFACTURERS LIFE INS CO OF AMERI
497J, 1997-05-12
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                             Jones & Blouch L.L.P.
                                 Suite 405-West
                        1025 Thomas Jefferson St., N.W.
                              Washington, DC  20007
                                 (202) 223-3500


May 9, 1997


VIA EDGAR

Securities and Exchange Commission
450 Fifth Street NW
Washington, DC 20549

        Re:     Registration Statement No. 33-57018

Ladies and Gentlemen:

I hereby certify pursuant to Rule 497(j) under the Securities Act of 1933 that
the form of prospectus and statement of additional information each dated May 1,
1997 that would have been filed under paragraph (c) of Rule 497 would not have
differed from that contained in the most recent amendment to the registration
statement identified above. In addition, I certify that the text of the most
recent amendment to such registration statement was filed electronically via
EDGAR.


Very truly yours,


/s/ Brian R. Baysinger

Brian R. Baysinger


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