AMERITAS VARIABLE LIFE INSURANCE CO SEPARATE ACCT VA-2
497J, 1996-12-02
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                                              Ameritas Life Insurance Corp. Logo
                                             5900 "O" Street, Lincoln, NE  68510

December 2, 1996


                                                     Transmitted via EDGAR on
                                                     December 2, 1996


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20549

Attention:  Filing Desk

RE:      Ameritas Variable Life Insurance Company
         Separate Account VA-2 - File No. 33-98848

Dear Sir or Madam:

On behalf of the  above-referenced  Registrant,  we are  transmitting  via EDGAR
pursuant to Rule  497(j)  under the  Securities  Act of 1933,  as  amended,  the
following certification in lieu of filing under 497(c):

         We certify that:

         (1)      the form of prospectus and Statement of Additional Information
                  that would have been filed under  paragraph (c) of section 497
                  would not have differed from that contained in the most recent
                  post-effective amendment to the registration statement; and

         (2)      the  text  of  the most recent post-effective amendment to the
                  registration  statement,  Post-Effective  Amendment No. 3, has
                  been filed electronically on September 5, 1996.

If there are any comments or questions,  please contact the undersigned at (402)
467-7853.

Sincerely,


/s/ Ann D. Diers

Ann D. Diers
Assistant General Counsel

ADD:ljw

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