AMERITAS VARIABLE LIFE INSURANCE COMPANY LOGO
October 2, 2000
Ameritas Variable Life Insurance Company
5900 "O" Street
P.O. Box 81889
Lincoln, Nebraska 68501
Gentleman:
With reference to the Registration Statement on Form N-4, filed by Ameritas
Variable Life Insurance Company and Ameritas Variable Life Insurance Company
Separate Account VA-2 with the Securities and Exchange Commission covering
flexible premium annuity policies, I have examined such documents and such laws
as I considered necessary and appropriate, and on the basis of such examination,
it is my opinion that:
1. Ameritas Variable Life Insurance Company is duly organized and
validly existing under the laws of the State of Nebraska and has been
duly authorized by the Insurance Department of the State of Nebraska
to issue variable annuity policies.
2. Ameritas Variable Life Insurance Company Separate Account VA-2 is a
duly authorized and existing separate account established pursuant to
the provisions of Section 44-310.06 (subsequently repealed) and/or
44-402.01 of the Statutes of the State of Nebraska.
3. The flexible premium variable annuity policies, when issued as
contemplated by said Form N-4 Registration Statement, will constitute
legal, validly issued and binding obligations of Ameritas Variable
Life Insurance Company.
I hereby consent to the filing of this opinion as an exhibit to said
Registration Statement on Form N-4 and to the use of my name under the caption
"Legal Matters" in the Prospectus contained in the Registration Statement.
Sincerely,
/s/ Donald R. Stading
Donald R. Stading
Secretary and General Counsel
