EXHIBIT 9
Legal Opinion and Consent
[AMERITAS VARIABLE LIFE INSURANCE COMPANY LOGO]
December 12, 2000
Ameritas Variable Life Insurance Company
5900 "O" Street
P.O. Box 81889
Lincoln, Nebraska 68501
Gentleman:
With reference to Pre-Effective Amendment No. 1 to the Registration Statement on
Form N-4, filed by Ameritas Variable Life Insurance Company and Ameritas
Variable Life Insurance Company Separate Account VA-2 with the Securities and
Exchange Commission covering flexible premium annuity policies, I have examined
such documents and such laws as I considered necessary and appropriate, and on
the basis of such examination, it is my opinion that:
1. Ameritas Variable Life Insurance Company is duly organized and
validly existing under the laws of the State of Nebraska and has
been duly authorized by the Insurance Department of the State of
Nebraska to issue variable annuity policies.
1. Ameritas Variable Life Insurance Company Separate Account VA-2 is
a duly authorized and existing separate account established
pursuant to the provisions of Section 44-310.06 (subsequently
repealed) and/or 44-402.01 of the Statutes of the State of
Nebraska.
2. The flexible premium variable annuity policies, when issued as
contemplated by said Form N-4 Registration Statement, will
constitute legal, validly issued and binding obligations of
Ameritas Variable Life Insurance Company.
I hereby consent to the filing of this opinion as an exhibit to said
Pre-Effective Amendment on Form N-4.
Sincerely,
/s/ Donald R. Stading
Donald R. Stading
Secretary and General Counsel
