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<PAGE>
SUPPLEMENT DATED NOVEMBER 7, 1996
TO THE PROSPECTS OF
THE CHUBB INVESTMENT FUNDS, INC.
DATED APRIL 1, 1996
The Chubb Investment Funds, Inc. prospectus is amended to reflect that Robert
Witkof, Senior Vice President of Chubb Asset Managers, has assumed the
responsibility of portfolio manager of the Total Return and the Growth and
Income Portfolios. In addition Ms. Caroline Calbourne is no longer associated
with the Global Income Fund.
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