COVA FINANCIAL SERVICES LIFE INSURANCE COMPANY
COVA VARIABLE ANNUITY ACCOUNT ONE
Supplement dated November 13, 1998 to
Prospectus dated May 1, 1998
This supplement should be attached to your copy of the Prospectus for the
variable annuity contracts issued by Cova Financial Services Life Insurance
Company ("Cova Life") and Cova Variable Annuity Account One ("Variable Account
One").
Shares of the MFS/Foreign & Colonial Emerging Markets Equity Series of the MFS
Variable Insurance Trust are no longer offered for sale. No initial purchase
payments, additional purchase payments, Dollar Cost Averaging or transfers will
be allowed into this Series. All other investment options remain available to
you.
CUSTOMER SERVICE: (800) 343-8496
Issued by Cova Financial Services Life Insurance Company
Distributed by: Cova Life Sales Company
One Tower Lane, Suite 3000
Oakbrook Terrace, Illinois 60181-4644
CL-4138(11/98)
