IDS Life Insurance Company of New York - NY VUL III Compensation Schedule
Rate band 1 = $50,000 - 99,999 Rate band 2 = $100,000 - 249,999
Rate band 3 = $250,000 - 999,999 Rate band 4 = $1,000,000+
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<S> <C> <C> <C>
Face Amount / New Business GDC Client Service GDC
Rate Band 1 & 2 Premium/MFYAP/Target Excess/Renewal ABC
--------------- -------------------- -------------- ---
Up to $249,999 95% 3.5% $1.25/$1,000 for
Non-Smoker proprietary and
(Ages 20 - 70) non-proprietary fund
assets
Up to $249,999 95% 3.5% on all rate bands and
Smoker issue ages
(Ages 0 - 70)
Up to $249,999 S/NS 77% 3.5%
(Ages 71 - 75)
Up to $249,999 S/NS 57% 3.5%
(Ages 76 - 80)
Up to $249,999 S/NS 38% 3.5%
(Ages 81 - 85)
Rate Band 3
--------------
$250,000 - $999,999 85% 2.5% $1.25/$1,000 for
Smoker / Non-Smoker proprietary and
(Ages 0 - 70) non-proprietary fund
assets
$250,000 - $999,999 S/NS 64% 2.5% on all rate bands and
(Ages 71 - 75) issue ages
$250,000 - $999,999 S/NS 49% 2.5%
(Ages 76 - 80)
$250,000 - $999,999 S/NS 35% 2.5%
(Ages 81 - 85)
Rate Band 4
-------------
$1,000,000+ 85% 2.5% $1.25/$1,000 for
(Ages 0 - 70) proprietary and
non-proprietary fund
assets
$1,000,000+ 64% 2.5% on all rate bands and
(Ages 71 - 75) issue ages
$1,000,000+ 49% 2.5%
(Ages 76 - 80)
$1,000,000+ 35% 2.5%
(Ages 81 - 85)
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