HANCOCK JOHN VARIABLE ANNUITY ACCOUNT V
497J, 1998-05-21
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[John Hancock Mutual Life Insurance Company Letterhead]



                                 May 20, 1998



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Re:   John Hancock Variable Annuity Account V
      File No. 33-15672
      CIK 0000818276
      Rule 497(j) Filing
      ------------------


Commissioners:

      Conveyed via EDGAR for filing pursuant to Rule 101(a)(1)(i) of Regulation
S-T and pursuant to Rule 497(j) under the Securities Act of 1933 is this
certification that:

      (1) the form of the variable annuity prospectus that would have been filed
under paragraph (b) or (c) of Rule 497 would not have differed from that
contained in the most recent post-effective amendment to the registration
statement, and

      (2) the text of the most recent post-effective amendment to the
registration statement has been filed electronically.


      If you have any questions with respect to this submission, please do not
hesitate to call me at (617) 572-9196.

                                 Very truly yours,



                                 /s/Sandra M. DaDalt
                                 -------------------
                                 Sandra M. DaDalt
                                 Counsel


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