COVA SERIES TRUST
SUPPLEMENT DATED FEBRUARY 13, 1997
TO THE PROSPECTUS DATED MAY 1, 1996,
AS AMENDED
Van Kampen American Capital Investment Advisory Corp., one of Cova Series
Trust's sub-advisers, is an indirect subsidiary of Morgan Stanley Group Inc.
On February 5, 1997, Morgan Stanley Group Inc. and Dean Witter, Discover & Co.
announced that they had entered into an Agreement and Plan of Merger to form
Morgan Stanley, Dean Witter, Discover & Co. Subject to certain conditions
being met, it is currently anticipated that the transaction will close in
mid-1997. Thereafter, Van Kampen American Capital Investment Advisory Corp.
will be an indirect subsidiary of Morgan Stanley, Dean Witter, Discover & Co.
Dean Witter, Discover & Co. is a financial services company with
three major businesses: full service brokerage, credit services and asset
management.
For further information or if you have any questions concerning
this Supplement, please contact a representative of Cova Financial
Services Life Insurance Company at (800) 831-LIFE.