<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial
information extracted from Cova Series Trust
financial statements at June 30, 2000
and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 6
<NAME> Cova Small Cap Stock Portfolio
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 106,958,243
<INVESTMENTS-AT-VALUE> 122,131,605
<RECEIVABLES> 1,186,067
<ASSETS-OTHER> 8,520,408
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 131,838,080
<PAYABLE-FOR-SECURITIES> 2,220,548
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 16,428,388
<TOTAL-LIABILITIES> 18,648,936
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 83,158,583
<SHARES-COMMON-STOCK> 6,777,725
<SHARES-COMMON-PRIOR> 6,330,087
<ACCUMULATED-NII-CURRENT> 2,934
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 14,854,265
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 15,173,362
<NET-ASSETS> 113,189,144
<DIVIDEND-INCOME> 383,180
<INTEREST-INCOME> 194,582
<OTHER-INCOME> 0
<EXPENSES-NET> 574,984
<NET-INVESTMENT-INCOME> 2,778
<REALIZED-GAINS-CURRENT> 15,085,400
<APPREC-INCREASE-CURRENT> (14,358,277)
<NET-CHANGE-FROM-OPS> 729,901
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1,301)
<DISTRIBUTIONS-OF-GAINS> (4,473,735)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 328,739
<NUMBER-OF-SHARES-REDEEMED> (156,934)
<SHARES-REINVESTED> 275,833
<NET-CHANGE-IN-ASSETS> 3,877,513
<ACCUMULATED-NII-PRIOR> 1,457
<ACCUMULATED-GAINS-PRIOR> 4,242,600
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 475,544
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 574,984
<AVERAGE-NET-ASSETS> 112,505,101
<PER-SHARE-NAV-BEGIN> 17.27
<PER-SHARE-NII> 0.00
<PER-SHARE-GAIN-APPREC> 0.11
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> (0.69)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.70
<EXPENSE-RATIO> 1.03
</TABLE>
