SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported)
May 3, 1999
CHARTER ONE FINANCIAL, INC.
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(Exact name of Registrant as specified in its Charter)
Delaware 0-16311 34-1567092
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(State or other (Commission (IRS Employer
jurisdiction of File Number) Identification No.)
incorporation)
1215 Superior Avenue, Cleveland, Ohio 44114
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(Address of principal executive offices) (Zip code)
(216) 566-5300
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Registrant's telephone number, including area code
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ITEM 5. OTHER EVENTS
(1) On May 4, 1999 the Registrant is scheduled to speak at an
investor conference sponsored by Merrill Lynch in New York. A
copy of the slide show to be presented will be available on
Charter One's web site, "www.charterone.com" or by writing or
telephoning the Investor Relations Department of Charter One
Financial, Inc., 790 Penniman, Plymouth, Michigan 48170,
telephone: (800) 262-6301.
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.
CHARTER ONE FINANCIAL, INC.
Date: May 3, 1999 By: /s/ Robert J. Vana
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Robert J. Vana
Chief Corporate Counsel and
Secretary
