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<PAGE> PAGE 2
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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<PAGE> PAGE 43
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<PAGE> PAGE 44
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<PAGE> PAGE 45
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<PAGE> PAGE 46
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<PAGE> PAGE 47
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<PAGE> PAGE 48
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<PAGE> PAGE 49
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<PAGE> PAGE 50
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<PAGE> PAGE 51
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<PAGE> PAGE 52
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<PAGE> PAGE 53
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<PAGE> PAGE 54
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<PAGE> PAGE 55
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<PAGE> PAGE 56
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SIGNATURE ANN BONSTEEL
TITLE ASST.SECRETARY
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<SERIES>
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<NAME> INDEX ALLOCATION FUND CLASS A
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
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<NAME> INDEX ALLOCATION FUND CLASS D
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<TABLE> <S> <C>
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<NUMBER> 021
<NAME> U.S. GOVERNMENT INCOME FUND CLASS A
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<NUMBER> 024
<NAME> U.S. GOVERNMENT INCOME FUND CLASS D
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<TABLE> <S> <C>
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<NUMBER> 03
<NAME> CALIFORNIA TAX-FREE MONEY MARKET FUND
<S> <C>
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<TABLE> <S> <C>
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<SERIES>
<NUMBER> 041
<NAME> CALIFORNIA TAX-FREE BOND FUND CLASS A
<S> <C>
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<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 044
<NAME> CALIFORNIA TAX-FREE BOND FUND CLASS D
<S> <C>
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<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 051
<NAME> MONEY MARKET FUND CLASS A
<S> <C>
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 059
<NAME> MONEY MARKET FUND INSTITUTIONAL CLASS
<S> <C>
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<FISCAL-YEAR-END> DEC-31-1997
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<TABLE> <S> <C>
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<NUMBER> 061
<NAME> VARIABLE RATE GOVERNMENT FUND CLASS A
<S> <C>
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</TABLE>
<TABLE> <S> <C>
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<SERIES>
<NUMBER> 064
<NAME> VARIABLE RATE GOVERNMENT FUND CLASS D
<S> <C>
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</TABLE>
<TABLE> <S> <C>
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<NAME> MUNICIPAL INCOME FUND CLASS A
<S> <C>
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<TABLE> <S> <C>
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<NAME> MUNICIPAL INCOME FUND CLASS D
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<TABLE> <S> <C>
<ARTICLE> 6
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<NUMBER> 09
<NAME> OVERLAND SWEEP FUND
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<TABLE> <S> <C>
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<NUMBER> 101
<NAME> U.S. TREASURY MONEY MARKET FUND CLASS A
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<TABLE> <S> <C>
<ARTICLE> 6
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<NUMBER> 109
<NAME> U.S. TREASURY MONEY MARKET FUND INSTITUTIONAL CLASS
<S> <C>
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<PER-SHARE-DIVIDEND> (0.02)
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<TABLE> <S> <C>
<ARTICLE> 6
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<NUMBER> 121
<NAME> STRATEGIC GROWTH FUND CLASS A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1997
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<INVESTMENTS-AT-COST> 156931268
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<TABLE> <S> <C>
<ARTICLE> 6
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<NUMBER> 124
<NAME> STRATEGIC GROWTH FUND CLASS D
<S> <C>
<PERIOD-TYPE> 6-MOS
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<TABLE> <S> <C>
<ARTICLE> 6
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<NAME> SHORT-TERM MUNICIPAL INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1997
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<ACCUMULATED-NET-GAINS> (1351)
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<EXPENSES-NET> (47533)
<NET-INVESTMENT-INCOME> 471432
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
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<NUMBER> 16
<NAME> SHORT-TERM GOVERNMENT-CORPORATE INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-01-1997
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<INVESTMENTS-AT-COST> 10220431
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</TABLE>
<TABLE> <S> <C>
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<NAME> NATIONAL TAX-FREE INSTITUTIONAL MONEY MARKET FUND
<S> <C>
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<FISCAL-YEAR-END> DEC-31-1997
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<NAME> SMALL CAP STRATEGY FUND CLASS A
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<NAME> SMALL CAP STRATEGY FUND CLASS D
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