MIDLAND NATIONAL LIFE SEPARATE ACCOUNT A
N-30B-2, 1998-09-23
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The following documents are hereby incorporated by reference:

  The Semi-Annual Report of the Fidelity Variable Insurance Products Fund, 
  the Fidelity Variable Insurance Products Fund II and the Fidelity Insurance
  Variable Insurance Products Fund III dated June 30, 1998, filed with
  the Commission on August 20, 1998 (0000917951-98-000011).
 
  The Semi-Annual Reports of American Century Variable Portfolios dated   
  June 30, 1998, filed with the Commission on August 26, 1998 (0000814680-
  98-000011).



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