<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) September 17, 1999
------------------
FIRST USA BANK, NATIONAL ASSOCIATION
- --------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
(As Servicer on behalf of FIRST CHICAGO MASTER TRUST II)
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Laws of the United States 0-16337 51-0269396
- ------------------------------ ------- ----------
(State or other jurisdiction (Commission File Number) (IRS Employer Identification
of incorporation or Number)
organization)
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201 North Walnut Street, Wilmington, Delaware 19801
- --------------------------------------------------------------------------------
(Address of principal executive offices) (Zip Code)
302/594-4117
- -------------------------------------------------------
Registrant's telephone number, including area code
FCC National Bank
One Gateway Center, 300 King Street, Wilmington, Delaware 19801
- --------------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report)
<PAGE>
Item 5. Other Events
Effective September 17, 1999, First USA Bank, National Association ("First
USA"), was merged with and into FCC National Bank an affiliated national banking
association, and the surviving entity. The surviving entity was renamed "First
USA Bank, National Association".
In September 1999, First USA converted the credit card receivable portfolio
of the former FCC National Bank, including the receivables in the First Chicago
Master Trust II (the "Trust"), from an in-house processing system to First Data
Resources, Inc. ("FDR"). As a result of the processing system conversion, the
October 12, 1999 reports of the Trust reflect higher Collections allocated to
Principal Receivables as well as a higher aggregate Interchange Amount. The
higher collections of Principal Receivables is due to the change in the
collection period for the Trust from one based on billing cycles to a calendar
month basis upon the conversion to the FDR system. The higher Interchange
Amount reflects the elimination of a lag in the reporting of such amounts that
existed in the in-house system. These changes will impact the October 1999
reports only and will not be reflected in future periods.
The Registrant's hereby incorporated by reference the information contained
in Exhibit 28 hereto in response to this Item 5.
Item 7. Financial Statements and Exhibits
(c) Exhibits
28A. Monthly Servicer's Certificate -
Floating Rate Asset Backed Certificates Series 1994-J
Floating Rate Credit Card Certificates Series 1994-K
7.15% Credit Card Certificates Series 1994-L
Floating Rate Credit Card Certificates Series 1995-M
Floating Rate Credit Card Certificates Series 1995-N
Floating Rate Credit Card Certificates Series 1995-O
Floating Rate Credit Card Certificates Series 1995-P
Floating Rate Asset Backed Certificates Series 1996-Q
Floating Rate Asset Backed Certificates Series 1996-R
Floating Rate Asset Backed Certificates Series 1996-S
Floating Rate Asset Backed Certificates Series 1997-T
Floating Rate Asset Backed Certificates Series 1997-U
Floating Rate Asset Backed Certificates Series 1998-V
Floating Rate Asset Backed Certificates Series 1999-W
Floating Rate Asset Backed Certificates Series 1999-X
Floating Rate Asset Backed Certificates Series 1999-Y
28B. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1994-J
28C. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1994-K
<PAGE>
28D. Certificateholder's Payment Date Statement - First Chicago Master
Trust II 7.15% Credit Card Certificates Series 1994-L
28E. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-M
28F. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-N
28G. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-O
28H. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-P
28I. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1996-Q
28J. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1996-R
28K. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1996-S
28L. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1997-T
28M. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1997-U
28N. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1998-V
28O. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1999-W
28P. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1999-X
28Q. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1999-Y
<PAGE>
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRST USA BANK, NATIONAL ASSOCIATION
As Servicer
By: /s/ Tracie H. Klein
-------------------------------
Name: Tracie H. Klein
Title: First Vice President
Date: October 15, 1999
----------------
<PAGE>
INDEX TO EXHIBITS
Exhibit Number Description of Exhibit
- --------------------------------------------------------------------------------
28A. Monthly Servicer's Certificate -
Floating Rate Asset Backed Certificates Series 1994-J
Floating Rate Credit Card Certificates Series 1994-K
7.15% Credit Card Certificates Series 1994-L
Floating Rate Credit Card Certificates Series 1995-M
Floating Rate Credit Card Certificates Series 1995-N
Floating Rate Credit Card Certificates Series 1995-O
Floating Rate Credit Card Certificates Series 1995-P
Floating Rate Asset Backed Certificates Series 1996-Q
Floating Rate Asset Backed Certificates Series 1996-R
Floating Rate Asset Backed Certificates Series 1996-S
Floating Rate Asset Backed Certificates Series 1997-T
Floating Rate Asset Backed Certificates Series 1997-U
Floating Rate Asset Backed Certificates Series 1998-V
Floating Rate Asset Backed Certificates Series 1999-W
Floating Rate Asset Backed Certificates Series 1999-X
Floating Rate Asset Backed Certificates Series 1999-Y
28B. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1994-J
28C. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1994-K
28D. Certificateholder's Payment Date Statement - First Chicago Master
Trust II 7.15% Credit Card Certificates Series 1994-L
28E. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-M
28F. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-N
28G. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-O
28H. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Credit Card Certificates Series 1995-P
28I. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1996-Q
28J. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1996-R
<PAGE>
28K. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1996-S
28L. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1997-T
28M. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1997-U
28N. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1998-V
28O. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1999-W
28P. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1999-X
28Q. Certificateholder's Payment Date Statement - First Chicago Master
Trust II Floating Rate Asset Backed Certificates Series 1999-Y
<PAGE>
Exhibit 28A
MONTHLY SERVICER'S CERTIFICATE
First USA Bank, N.A.
_______________________________________________________________
First Chicago Master Trust II
October 12, 1999
_______________________________________________________________
The undersigned, duly authorized representatives of First USA Bank, National
Association ("First USA"), as Servicer pursuant to the Pooling and Servicing
Agreement dated as of June 1, 1990, as amended and restated as of September 1,
1999, as amended and supplemented, (the "Pooling and Servicing Agreement") by
and between First USA, as Seller and Servicer and Norwest Bank Minnesota,
National Association, as Trustee, does hereby certify as follows:
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1. Capitalized terms used in this Certificate have their respective meanings
set forth in the Pooling and Servicing Agreement.
2. First USA is as of the date hereof the Seller and Servicer under the
Pooling and Servicing Agreement.
3. The undersigned are Servicing Officers.
4. The aggregate amount of Collections processed for the Due Period for this
Distribution Date was equal to $6,667,516,988.89
5. (a) The aggregate amount of such Collections allocated to Principal
Receivables for the Period for this Distribution Date was equal to $6,425,502,043.75
(b) The aggregate amount of such Collections allocated to Finance Charge
Receivables for the Due Period for this Distribution Date was equal to $ 242,014,945.14
6. (a) The aggregate Interchange Amount (which will be included as Finance
Charge Receivables for all Series) for this Distribution Date was equal to $ 124,810,060.67
(b) The aggregate Net Recoveries Amount (which will be included as
Finance Charge Receivables for all Series) for this Distribution
Date was equal to $ 4,619,647.80
</TABLE>
NOTE: In September 1999, First USA converted the credit card receivable
portfolio of the former FCC National Bank, including the receivables in the
First Chicago Master Trust II (the "Trust"), from an in-house processing system
to First Data Resources, Inc. ("FDR"). As a result of the processing system
conversion, the October 12, 1999 reports of the Trust reflect higher Collections
allocated to Principal Receivables as well as a higher aggregate Interchange
Amount. The higher collections of Principal Receivables is due to the change in
the collection period for the Trust from one based on billing cycles to a
calendar month basis upon the conversion to the FDR system. The higher
Interchange Amount reflects the elimination of a lag in the reporting of such
amounts that existed in the in-house system. These changes will impact the
October 1999 reports only and will not be reflected in future periods.
1
<PAGE>
7. The Invested Percentage of Collections allocated to Principal Receivables
for the Due Period was equal to for:
Series 1994-J 3.128%
Series 1994-K 3.128%
Series 1994-L 3.128%
Series 1995-M 3.575%
Series 1995-N 3.575%
Series 1995-O 3.575%
Series 1995-P 3.575%
Series 1996-Q 6.436%
Series 1996-R 2.860%
Series 1996-S 5.005%
Series 1997-T 4.290%
Series 1997-U 2.860%
Series 1998-V 7.151%
Series 1999-W 5.363%
Series 1999-X 5.363%
Series 1999-Y 3.933%
2
<PAGE>
8. The Invested Percentage of Collections allocated to Finance Charge
Receivables for the Due Period was equal to for:
Series 1994-J 0.521%
Series 1994-K 1.304%
Series 1994-L 1.304%
Series 1995-M 3.575%
Series 1995-N 0.261%
Series 1995-O 3.575%
Series 1995-P 3.575%
Series 1996-Q 6.436%
Series 1996-R 1.896%
Series 1996-S 5.005%
Series 1997-T 4.290%
Series 1997-U 2.860%
Series 1998-V 7.151%
Series 1999-W 5.363%
Series 1999-X 5.363%
Series 1999-Y 3.933%
3
<PAGE>
9. The Invested Percentage with respect to the Investor Default Amount for the
Due Period was equal to for:
Series 1994-J 0.521%
Series 1994-K 1.304%
Series 1994-L 1.304%
Series 1995-M 3.575%
Series 1995-N 0.261%
Series 1995-O 3.575%
Series 1995-P 3.575%
Series 1996-Q 6.436%
Series 1996-R 1.896%
Series 1996-S 5.005%
Series 1997-T 4.290%
Series 1997-U 2.860%
Series 1998-V 7.151%
Series 1999-W 5.363%
Series 1999-X 5.363%
Series 1999-Y 3.933%
4
<PAGE>
10. The aggregate amount of drawings or payments, if any, under the
Enhancement, if any, required to be made on the next succeeding
Distribution Date is equal to for:
Series 1994-J $0.00
Series 1994-K $0.00
Series 1994-L $0.00
Series 1995-M $0.00
Series 1995-N $0.00
Series 1995-O $0.00
Series 1995-P $0.00
Series 1996-Q $0.00
Series 1996-R $0.00
Series 1996-S $0.00
Series 1997-T $0.00
Series 1997-U $0.00
Series 1998-V $0.00
Series 1999-W $0.00
Series 1999-X $0.00
Series 1999-Y $0.00
5
<PAGE>
11. The amount of interest due on the Cash Collateral Account loan, if
applicable, required to be paid on the next Distribution Date is equal to
for:
Series 1994-J $0.00
Series 1994-K $9,615.36
Series 1994-L $4,890.15
Series 1995-M $0.00
Series 1995-N $0.00
Series 1995-O $0.00
Series 1995-P $0.00
Series 1996-Q $0.00
Series 1996-R $0.00
Series 1996-S $0.00
Series 1997-T $0.00
Series 1997-U $0.00
Series 1998-V $0.00
Series 1999-W $0.00
Series 1999-X $0.00
Series 1999-Y $0.00
6
<PAGE>
12. The amount of Monthly Servicing Fee required to be paid on the next
succeeding Distribution Date is equal to for:
Series 1994-J $104,166.67
Series 1994-K $260,416.67
Series 1994-L $260,416.67
Series 1995-M $714,285.72
Series 1995-N $52,083.34
Series 1995-O $714,285.72
Series 1995-P $714,285.72
Series 1996-Q $1,285,714.28
Series 1996-R $378,750.34
Series 1996-S $1,000,000.00
Series 1997-T $857,142.85
Series 1997-U $571,428.58
Series 1998-V $1,428,571.43
Series 1999-W $1,071,428.57
Series 1999-X $1,071,428.57
Series 1999-Y $785,714.29
7
<PAGE>
13. The aggregate amount payable to the Investor Certificateholders on the
succeeding Distribution Date in respect of interest is equal to for:
Series 1994-J $388,541.67
Series 1994-K $965,711.81
Series 1994-L $1,241,319.44
Series 1995-M $2,686,904.77
Series 1995-N $192,361.11
Series 1995-O $2,688,988.10
Series 1995-P $2,662,202.39
Series 1996-Q $4,749,107.14
Series 1996-R $1,385,923.67
Series 1996-S $3,704,962.00
Series 1997-T $3,139,642.86
Series 1997-U $2,110,714.29
Series 1998-V $5,457,712.11
Series 1999-W $4,037,282.45
Series 1999-X $4,026,294.64
Series 1999-Y $2,952,321.43
8
<PAGE>
14. The aggregate amount payable to the Investor Certificateholders on the
succeeding Distribution Date in respect of principal is equal to for:
Series 1994-J $41,666,666.67
Series 1994-K $41,666,666.67
Series 1994-L $41,666,666.67
Series 1995-M $0.00
Series 1995-N $41,666,666.63
Series 1995-O $0.00
Series 1995-P $0.00
Series 1996-Q $0.00
Series 1996-R $38,535,642.33
Series 1996-S $0.00
Series 1997-T $0.00
Series 1997-U $0.00
Series 1998-V $0.00
Series 1999-W $0.00
Series 1999-X $0.00
Series 1999-Y $0.00
9
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15. The excess, if any, of the Seller Amount over the Aggregate Principal
Receivables required to be maintained pursuant to the Agreement....... $5,282,603,768.96
16. The Seller Amount for the Due Period divided by Aggregate Principal
Receivbales for the Due Period........................................ 43.588%
17. The Minimum Seller's Interest Percentage.............................. 7.000%
18. Attached hereto is a true and correct copy of then statement required to be
delivered by the Servicer on the date of this Certificate to the Trustee in
respect of each Series of outstanding pursuant to Section 5.02(a) of the
Agreement, if applicable.
19. As of the the date hereof, to the best knowledge of the undersigned, no
default in the performance of the obligation of the Servicer under the
Pooling and Servicing Agreement has occurred or is continuing except as
follows: NONE
20. As of the date hereof no Liquidation Event has been deemed to have occurred
for the Due Period for this Distribution Date with respect to any Series.
21. As of the date hereof, to the best of the knowledge of the undersigned, no
Lien has been placed on any of the Receivables other than the Lien granted
by the Pooling and Servicing Agreement.
22. During the preceding calendar month, the number of newly - originated
Accounts was ......................................................... 4,867
</TABLE>
10
<PAGE>
MONTHLY SERVICER'S CERTIFICATE
Signature Page
IN WITNESS WHEREOF, the undersigned have duly executed and delivered this
certificate the date set forth above.
First USA Bank, N.A.
As Servicer
By: /s/ Tracie Klein
--------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
Exhibit 28B
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1994-J
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1994-J
Supplement dated as of May 1, 1994 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Certificateholders and the
performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)
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1. The total amount of the distribution to Series 1994-J
Certificateholders on the Payment Date per $1,000 interest. $84.110
2. The amount of the distribution set forth in paragraph 1 above in
respect of principal on the Series 1994-J Certificates, per $1,000
interest $83.333
3. The amount of the distribution set forth in paragraph 1 above in
respect of interest on the Series 1994-J Certificates, per $1,000
interest $0.777
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of Receivables processed for the
Due Period with respect to the current Distribution Date which were
allocated in respect of the Investor Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of Receivables processed for the
Due Period with respect to the current Distribution Date which were
allocated in respect of the Series 1994-J Certificates $202,865,403.56
c. The amount of Collections of Receivables processed for the Due Period
with respect to the current Distribution Date which were allocated in
respect of the Series 1994-J Certificates, per $1,000 interest $405.731
d. The amount of Excess Finance Charge Collections allocated in respect
of the Series 1994-J Certificates, if any $0.00
e. The amount of Excess Principal Collections allocated in respect of the
Series 1994-J Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due Period with respect to the
current Distribution Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's Certificate and by the
Investor Certificates of all Series) $15,982,603,773.96
</TABLE>
<PAGE>
Series 1994-J
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b. The amount of Principal Receivables in the Trust represented by the
Series 1994-J Certificates (the "Invested Amount") for the Due Period
with respect to the current Distribution Date $83,333,333.30
c. The Invested Percentage with respect to Finance Charge Receivables
(including Interchange) and Defaulted Receivables for the Series 1994-
J Certificates for the Due Period with respect to the current
Distribution Date 0.521%
d. The Invested Percentage with respect to Principal Receivables for the
Series 1994-J Certificates for the Due Period with respect to the
current Distribution Date 3.128%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in the Accounts which
were 30 or more days delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted Receivables written off as
uncollectible during the Due Period with respect to the current
Distribution Date allocable to the Series 1994-J Certificates (the
"Investor Default Amount")
1. Investor Default Amount $473,620.72
2. Recoveries $24,086.85
3. Net Default Receivables $449,533.87
5. Investor Charge-offs.
--------------------------
a. The amount of the Series 1994-J Investor Charge-Offs per $1,000
interest after reimbursement of any such Series 1994-J Investor Charge-
Offs for the Due Period with respect to the current Distribution Date $0.00
b. The amount attributable to Series 1994-J Investor Charge-Offs, if any,
by which the principal balance of the Series 1994-J Certificates
exceeds the Series 1994-J Invested Amount as of the end of the day on
the Record Date with respect to the current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable from available funds
by the Trust to the Servicer with respect to the current Distribution
Date $17,361.11
b. The amount of the Interchange Monthly Servicing Fee payable to the
Servicer with respect to the current Distribution Date $86,805.56
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash Collateral Account for the
current Distribution Date (the "Withdrawal Amount") $0.00
</TABLE>
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b. The amount available to be withdrawn from the Cash Collateral Account
(the Available Cash Collateral Amount) as of the end of the day on the
current Distribution Date, after giving effect to all withdrawals,
deposits and payments to be made in respect of the preceding Due
Period. $10,833,333.33
c. The Available Cash Collateral Amount as computed in 7.b. as a
percentage of the Invested Amount of the Series 1994-J Certificates as
of such Due Period. 13.000%
C. The Pool Factor
--------------------
The Pool Factor (which represents the ratio of the Class A Invested
Amount on the last day of the month ending on the Record Date adjusted
for Series 1994-J Investor Charge-Offs set forth in B.5.a above and
for the distributions of principal set forth in A.2 above to the
Series 1994-J Initial Invested Amount). The amount of a Series 1994-J
Certificateholder's pro rata share of the Series 1994-J Invested
Amount can be determined by multiplying the original denomination of
the holder's Series 1994-J Certificate by the Pool Factor 8.33333333%
D. Deficit Controlled Amortization Amount
-------------------------------------------
1. The Deficit Controlled Amortization Amount for the preceding Due
Period $0.00
</TABLE>
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
--------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT Exhibit 28C
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1994-K
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1994-K
Supplement dated as of August 1, 1994 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Certificateholders and the
performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)
1. The total amount of the distribution to Series
1994-K Certificateholders on the Payment Date
per $1,000 interest. $85.265
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Series 1994-K Certificates, per $1,000
interest $83.333
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Series 1994-K Certificates, per $1,000
interest $1.931
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1994-K
Certificates $205,640,265.17
c. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Series 1994-K
Certificates, per $1,000 interest $411.281
d. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1994-K
Certificates, if any $0.00
e. The amount of Excess Principal Collections
allocated in respect of the Series 1994-K
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
<PAGE>
Series 1994-K
b. The amount of Principal Receivables in the
Trust represented by the Series 1994-K
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $208,333,333.31
c. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1994-K
Certificates for the Due Period with respect to
the current Distribution Date 1.304%
d. The Invested Percentage with respect to
Principal Receivables for the Series 1994-K
Certificates for the Due Period with respect to
the current Distribution Date 3.128%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
-----------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1994-K Certificates (the "Investor Default
Amount")
1. Investor Default Amount $1,184,051.79
2. Recoveries $60,217.14
3. Net Default Receivables $1,123,834.65
5. Investor Charge-offs.
--------------------------
a. The amount of the Series 1994-K Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Series 1994-K
Investor Charge-Offs for the Due Period with
respect to the current Distribution Date $0.00
b. The amount attributable to Series 1994-K
Investor Charge-Offs, if any, by which the
principal balance of the Series 1994-K
Certificates exceeds the Series 1994-K
Invested Amount as of the end of the day on
the Record Date with respect to the current
Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $43,402.78
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $217,013.89
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
<PAGE>
Series 1994-K
b. The amount available to be withdrawn from the
Cash Collateral Account (the Available Cash
Collateral Amount) as of the end of the day on
the current Distribution Date, after giving
effect to all withdrawals, deposits and
payments to be made in respect of the preceding
Due Period. $30,208,333.33
c. The Available Cash Collateral Amount as
computed in 7.b. as a percentage of the
Invested Amount of the Series 1994-K
Certificates as of such Due Period. 14.500%
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Series 1994-K Investor Charge-Offs set
forth in B.5.a above and for the distributions
of principal set forth in A.2 above to the
Series 1994-K Initial Invested Amount). The
amount of a Series 1994-K Certificateholder's
pro rata share of the Series 1994-K Invested
Amount can be determined by multiplying the
original denomination of the holder's Series
1994-K Certificate by the Pool Factor 33.33333333%
D. Deficit Controlled Amortization Amount
- -------------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
Exhibit 28D
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1994-L
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1994-L
Supplement dated as of August 1, 1994 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Certificateholders and the
performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)
1. The total amount of the distribution to Series
1994-L Certificateholders on the Payment Date
per $1,000 interest. $85.816
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Series 1994-L Certificates, per $1,000
interest $83.333
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Series 1994-L Certificates, per $1,000
interest $2.483
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1994-L
Certificates $205,640,265.17
c. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Series 1994-L
Certificates, per $1,000 interest $411.281
d. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1994-L
Certificates, if any $0.00
e. The amount of Excess Principal Collections
allocated in respect of the Series 1994-L
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
<PAGE>
Series 1994-L
b. The amount of Principal Receivables in the
Trust represented by the Series 1994-L
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $208,333,333.31
c. The Invested Percentage with respect to Finance
Charge Receivables(including Interchange) and
Defaulted Receivables for the Series 1994-L
Certificates for the Due Period with respect to
the current Distribution Date 1.304%
d. The Invested Percentage with respect to
Principal Receivables for the Series 1994-L
Certificates for the Due Period with respect to
the current Distribution Date 3.128%
3. Delinquent Balances
-------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1994-L Certificates (the "Investor Default
Amount")
1. Investor Default Amount $1,184,051.79
2. Recoveries $60,217.14
3. Net Default Receivables $1,123,834.65
5. Investor Charge-offs.
--------------------------
a. The amount of the Series 1994-L Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Series 1994-L
Investor Charge-Offs for the Due Period with
respect to the current Distribution Date $0.00
b. The amount attributable to Series 1994-L
Investor Charge-Offs, if any, by which the
principal balance of the Series 1994-L
Certificates exceeds the Series 1994-L Invested
Amount as of the end of the day on the Record
Date with respect to the current Distribution
Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $43,402.78
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $217,013.89
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
<PAGE>
Series 1994-L
b. The amount available to be withdrawn from the
Cash Collateral Account (the Available Cash
Collateral Amount) as of the end of the day on
the current Distribution Date, after giving
effect to all withdrawals, deposits and
payments to be made in respect of the preceding
Due Period. $23,958,333.33
c. The Available Cash Collateral Amount as
computed in 7.b. as a percentage of the
Invested Amount of the Series 1994-L
Certificates as of such Due Period. 11.500%
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Series 1994-L Investor Charge-Offs set
forth in B.5.a above and for the distributions
of principal set forth in A.2 above to the
Series 1994-L Initial Invested Amount). The
amount of a Series 1994-L Certificateholder's
pro rata share of the Series 1994-L Invested
Amount can be determined by multiplying the
original denomination of the holder's Series
1994-L Certificate by the Pool Factor 33.33333333%
D. Deficit Controlled Amortization Amount
- -------------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
----------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT Exhibit 28E
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1995-M
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1995-M
Supplement dated as of April 1, 1995 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)
1. The total amount of the distribution to Class A
Certificateholders on the Payment Date per
$1,000 interest. $4.683
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Certificates, per $1,000 interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Certificates, per $1,000 interest $4.683
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1995-M
Certificates $12,685,081.62
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $11,099,446.40
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $7,382,643.03
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1995-M
Certificates, if any $0.00
<PAGE>
Series 1995-M
h. The amount of Excess Principal Collections
allocated in respect of the Series 1995-M
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1995-M
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $571,428,572.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Invested Amount") for the Due
Period with respect to the current Distribution $500,000,000.00
Date
d. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1995-M
Certificates for the Due Period with respect to
the current Distribution Date 3.575%
e. The Invested Percentage with respect to
Principal Receivables for the Series 1995-M
Certificates for the Due Period with respect to
the current Distribution Date 3.575%
f. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
g. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
h. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
i. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1995-M Certificates (the "Investor Default
Amount")
1. Investor Default Amount $3,247,684.92
2. Recoveries $165,167.01
3. Net Default Receivables $3,082,517.91
<PAGE>
Series 1995-M
b. The Class A Investor Default Amount
1. Investor Default Amount $2,841,724.30
2. Recoveries $144,521.13
3. Net Default Receivables $2,697,203.17
c. The Collateral Investor Default Amount
1. Investor Default Amount $405,960.62
2. Recoveries $20,645.88
3. Net Default Receivables $385,314.74
5. Investor Charge-offs.
-------------------------
a. The amount of the Class A Investor Charge-Offs
per $1,000 interest after reimbursement of any
such Class A Investor Charge-Offs for the Due
Period with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Investor
Charge-Offs, if any, by which the principal
balance of the Class A Certificates exceeds the
Class A Invested Amount as of the end of the
day on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
-------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $119,047.62
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $595,238.10
7. Available Cash Collateral Amount
------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $5,714,286.00
c. The amount as computed in 7.b as a percentage
of the Class A Invested Amount after giving
effect to all reductions thereof on the current
Distribution Date 1.143%
8. Collateral Invested Amount
------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $71,428,572.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $71,428,572.00
<PAGE>
9. Total Enhancement Series 1995-M
----------------------
a. The total Enhancement for the current
Distribution Date $77,142,858.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $77,142,858.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Class A Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the Class A
Initial Invested Amount). The amount of a Class
A Certificateholder's pro rata share of the
Class A Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Certificate by the Pool Factor 100.00000000%
D. Deficit Controlled Amortization Amount
- -------------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
----------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
Exhibit 28F
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1995-N
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1995-N
Supplement dated as of April 1, 1995 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution
(Stated on the Basis of $1,000 Original Principal
Amount)
1. The total amount of the distribution to Class A
Certificateholders on the Payment Date per
$1,000 interest. $83.718
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Certificates, per $1,000 interest $83.333
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Certificates, per $1,000 interest $0.385
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1995-N
Certificates $230,656,949.32
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $201,940,449.70
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A
Certificates, per $1,000 interest $403.881
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $487,101.84
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of
the Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1995-N
Certificates, if any $0.00
<PAGE>
Series 1995-N
h. The amount of Excess Principal Collections
allocated in respect of the Series 1995-N
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1995-N
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $41,666,666.63
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Invested Amount") for the Due
Period with respect to the current Distribution $41,666,666.63
Date
d. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1995-N
Certificates for the Due Period with respect to
the current Distribution Date 0.261%
e. The Invested Percentage with respect to
Principal Receivables for the Series 1995-N
Certificates for the Due Period with respect to
the current Distribution Date 3.575%
f. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 100.000%
g. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
h. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 0.000%
i. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1995-N Certificates (the "Investor Default
Amount")
1. Investor Default Amount $236,810.36
2. Recoveries $12,043.43
3. Net Default Receivables $224,766.93
<PAGE>
Series 1995-N
b. The Class A Investor Default Amount
1. Investor Default Amount $236,810.36
2. Recoveries $12,043.43
3. Net Default Receivables $224,766.93
c. The Collateral Investor Default Amount
1. Investor Default Amount $0.00
2. Recoveries $0.00
3. Net Default Receivables $0.00
5. Investor Charge-offs.
------------------------
a. The amount of the Class A Investor Charge-Offs
per $1,000 interest after reimbursement of any
such Class A Investor Charge-Offs for the Due
Period with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Investor
Charge-Offs, if any, by which the principal
balance of the Class A Certificates exceeds the
Class A Invested Amount as of the end of the
day on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $8,680.56
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $43,402.78
7. Available Cash Collateral Amount
-----------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $0.00
c. The amount as computed in 7.b as a percentage
of the Class A Invested Amount after giving
effect to all reductions thereof on the current
Distribution Date 0.000%
8. Collateral Invested Amount
-----------------------------
a. The Collateral Invested Amount for the current
Distribution Date $0.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $0.00
<PAGE>
9. Total Enhancement Series 1995-N
----------------------
a. The total Enhancement for the current
Distribution Date $5,714,286.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $0.00
C. The Pool Factor
- ------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Class A Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the Class A
Initial Invested Amount). The amount of a Class
A Certificateholder's pro rata share of the
Class A Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Certificate by the Pool Factor 0.00000000%
D. Deficit Controlled Amortization Amount
- -----------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT Exhibit 28G
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1995-O
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1995-O
Supplement dated as of June 1, 1995 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution
(Stated on the Basis of $1,000 Original Principal
Amount)
1. The total amount of the distribution to Class A
Certificateholders on the Payment Date per
$1,000 interest. $4.675
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Certificates, per $1,000 interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Certificates, per $1,000 interest $4.675
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1995-O
Certificates $12,685,081.62
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $11,099,446.40
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $7,386,809.70
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1995-O
Certificates, if any $0.00
<PAGE>
Series 1995-O
h. The amount of Excess Principal Collections
allocated in respect of the Series 1995-O
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1995-O
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $571,428,572.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Invested Amount") for the Due
Period with respect to the current Distribution $500,000,000.00
Date
d. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1995-O
Certificates for the Due Period with respect to
the current Distribution Date 3.575%
e. The Invested Percentage with respect to
Principal Receivables for the Series 1995-O
Certificates for the Due Period with respect to
the current Distribution Date 3.575%
f. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
g. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
h. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
i. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted Receivables written off as
uncollectible during the Due Period with respect to the current
Distribution Date allocable to the Series 1995-O Certificates (the
"Investor Default Amount")
1. Investor Default Amount $3,247,684.92
2. Recoveries $165,167.01
3. Net Default Receivables $3,082,517.91
<PAGE>
Series 1995-O
b. The Class A Investor Default Amount
1. Investor Default Amount $2,841,724.30
2. Recoveries $144,521.13
3. Net Default Receivables $2,697,203.17
c. The Collateral Investor Default Amount
1. Investor Default Amount $405,960.62
2. Recoveries $20,645.88
3. Net Default Receivables $385,314.74
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Investor Charge-Offs
per $1,000 interest after reimbursement of any
such Class A Investor Charge-Offs for the Due
Period with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Investor
Charge-Offs, if any, by which the principal
balance of the Class A Certificates exceeds the
Class A Invested Amount as of the end of the
day on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs, if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $119,047.62
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $595,238.10
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $5,714,286.00
c. The amount as computed in 7.b as a percentage
of the Class A Invested Amount after giving
effect to all reductions thereof on the current
Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $71,428,572.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $71,428,572.00
<PAGE>
9. Total Enhancement Series 1995-O
----------------------
a. The total Enhancement for the current
Distribution Date $77,142,858.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $77,142,858.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Class A Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the Class A
Initial Invested Amount). The amount of a Class
A Certificateholder's pro rata share of the
Class A Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Certificate by the Pool Factor 100.00000000%
D. Deficit Controlled Amortization Amount
- -------------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
----------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT Exhibit 28H
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1995-P
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1995-P
Supplement dated as of June 1, 1995 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution
(Stated on the Basis of $1,000 Original Principal
Amount)
1. The total amount of the distribution to Class A
Certificateholders on the Payment Date per
$1,000 interest. $4.633
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Certificates, per $1,000 interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Certificates, per $1,000 interest $4.633
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1995-P
Certificates $12,685,081.62
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $11,099,446.40
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $7,407,643.03
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1995-P
Certificates, if any $0.00
<PAGE>
Series 1995-P
h. The amount of Excess Principal Collections
allocated in respect of the Series 1995-P
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1995-P
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $571,428,572.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Invested Amount") for the Due
Period with respect to the current Distribution $500,000,000.00
Date
d. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1995-P
Certificates for the Due Period with respect to
the current Distribution Date 3.575%
e. The Invested Percentage with respect to
Principal Receivables for the Series 1995-P
Certificates for the Due Period with respect to
the current Distribution Date 3.575%
f. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
g. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
h. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
i. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1995-P Certificates (the "Investor Default
Amount")
1. Investor Default Amount $3,247,684.92
2. Recoveries $165,167.01
3. Net Default Receivables $3,082,517.91
<PAGE>
Series 1995-P
b. The Class A Investor Default Amount
1. Investor Default Amount $2,841,724.30
2. Recoveries $144,521.13
3. Net Default Receivables $2,697,203.17
c. The Collateral Investor Default Amount
1. Investor Default Amount $405,960.62
2. Recoveries $20,645.88
3. Net Default Receivables $385,314.74
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Investor Charge-Offs
per $1,000 interest after reimbursement of any
such Class A Investor Charge-Offs for the Due
Period with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Investor
Charge-Offs, if any, by which the principal
balance of the Class A Certificates exceeds the
Class A Invested Amount as of the end of the
day on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $119,047.62
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $595,238.10
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $5,714,286.00
c. The amount as computed in 7.b as a percentage
of the Class A Invested Amount after giving
effect to all reductions thereof on the current
Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $71,428,572.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $71,428,572.00
<PAGE>
9. Total Enhancement Series 1995-P
----------------------
a. The total Enhancement for the current
Distribution Date $77,142,858.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $77,142,858.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Class A Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the Class A
Initial Invested Amount). The amount of a Class
A Certificateholder's pro rata share of the
Class A Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Certificate by the Pool Factor 100.00000000%
D. Deficit Controlled Amortization Amount
- -------------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
----------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT Exhibit 28I
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1996-Q
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1996-Q
Supplement dated as of September 1, 1996 by and between First USA and the
Trustee, First USA, as Servicer, is required to prepare certain information for
each Payment Date regarding current distributions to Class A Certificateholders
and the performance of the First Chicago Master Trust II (the "Trust") during
the previous period. The information which is required to be prepared with
respect to the distribution on the October 15, 1999 Payment Date and with
respect to the performance of the Trust during the Due Period for such Payment
Date is set forth below. Certain of the information is presented on the
aggregate amounts for the Trust as a whole. All capitalized terms used herein
shall have the respective meanings set forth in the Pooling and Servicing
Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)
1. The total amount of the distribution to Class A
Certificateholders on the Payment Date per
$1,000 interest. $4.592
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Certificates, per $1,000 interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Certificates, per $1,000 interest $4.592
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1996-Q
Certificates $22,833,146.91
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $19,979,003.53
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $13,371,257.46
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1996-Q
Certificates, if any $0.00
<PAGE>
Series 1996-Q
h. The amount of Excess Principal Collections
allocated in respect of the Series 1996-Q
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1996-Q
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $1,028,571,429.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Invested Amount") for the Due
Period with respect to thecurrent Distribution $900,000,000.00
Date
d. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1996-Q
Certificates for the Due Period with respect to
the current Distribution Date 6.436%
e. The Invested Percentage with respect to
Principal Receivables for the Series 1996-Q
Certificates for the Due Period with respect to
the current Distribution Date 6.436%
f. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
g. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
h. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
i. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in the Accounts which
were 30 or more days delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted Receivables written off as
uncollectible during the Due Period with respect to the current
Distribution Date allocable to the Series 1996-Q Certificates (the
"Investor Default Amount")
1. Investor Default Amount $5,845,832.85
2. Recoveries $297,300.61
3. Net Default Receivables $5,548,532.24
<PAGE>
Series 1996-Q
b. The Class A Investor Default Amount
1. Investor Default Amount $5,115,103.74
2. Recoveries $260,138.03
3. Net Default Receivables $4,854,965.71
c. The Collateral Investor Default Amount
1. Investor Default Amount $730,729.11
2. Recoveries $37,162.58
3. Net Default Receivables $693,566.53
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Investor Charge-Offs
per $1,000 interest after reimbursement of any
such Class A Investor Charge-Offs for the Due
Period with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Investor
Charge-Offs, if any, by which the principal
balance of the Class A Certificates exceeds the
Class A Invested Amount as of the end of the
day on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $214,285.71
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $1,071,428.57
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $10,285,714.00
c. The amount as computed in 7.b as a percentage
of the Class A Invested Amount after giving
effect to all reductions thereof on the current
Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $128,571,429.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $128,571,429.00
<PAGE>
9. Total Enhancement Series 1996-Q
----------------------
a. The total Enhancement for the current
Distribution Date $138,857,143.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $138,857,143.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Class A Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the Class A
Initial Invested Amount). The amount of a Class
A Certificateholder's pro rata share of the
Class A Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Certificate by the Pool Factor 100.00000000%
D. Deficit Controlled Amortization Amount
- -------------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
----------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT Exhibit 28J
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1996-R
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1996-R
Supplement dated as of November 1, 1996 by and between First USA and the
Trustee, First USA, as Servicer, is required to prepare certain information for
each Payment Date regarding current distributions to Class A Certificateholders
and the performance of the First Chicago Master Trust II (the "Trust") during
the previous period. The information which is required to be prepared with
respect to the distribution on the October 15, 1999 Payment Date and with
respect to the performance of the Trust during the Due Period for such Payment
Date is set forth below. Certain of the information is presented on the
aggregate amounts for the Trust as a whole. All capitalized terms used herein
shall have the respective meanings set forth in the Pooling and Servicing
Agreement.
A. Information Regarding the Current Distribution
(Stated on the Basis of $1,000 Original Principal
Amount)
1. The total amount of the distribution to Class A
Certificateholders on the Payment Date per
$1,000 interest. $86.361
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Certificates, per $1,000 interest $83.333
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Certificates, per $1,000 interest $3.028
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1996-R
Certificates $190,511,867.11
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $166,732,101.40
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A
Certificates, per $1,000 interest $416.830
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $3,936,448.12
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1996-R
Certificates, if any $0.00
<PAGE>
Series 1996-R
h. The amount of Excess Principal Collections
allocated in respect of the Series 1996-R
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1996-R
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $303,000,272.68
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Invested Amount") for the Due
Period with respect to the current Distribution $266,666,666.68
Date
d. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1996-R
Certificates for the Due Period with respect to
the current Distribution Date 1.896%
e. The Invested Percentage with respect to
Principal Receivables for the Series 1996-R
Certificates for the Due Period with respect to
the current Distribution Date 2.860%
f. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 88.009%
g. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
h. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 11.991%
i. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1996-R Certificates (the "Investor Default
Amount")
1. Investor Default Amount $1,722,086.47
2. Recoveries $87,579.88
3. Net Default Receivables $1,634,506.59
<PAGE>
Series 1996-R
b. The Class A Investor Default Amount
1. Investor Default Amount $1,515,586.29
2. Recoveries $77,077.93
3. Net Default Receivables $1,438,508.36
c. The Collateral Investor Default Amount
1. Investor Default Amount $206,500.18
2. Recoveries $10,501.95
3. Net Default Receivables $195,998.23
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Investor Charge-Offs
per $1,000 interest after reimbursement of any
such Class A Investor Charge-Offs for the Due
Period with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Investor
Charge-Offs, if any, by which the principal
balance of the Class A Certificates exceeds the
Class A Invested Amount as of the end of the
day on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs, if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $63,125.06
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $315,625.28
7. Available Cash Collateral Amount
-------------------------------------
a. The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $4,571,429.00
c. The amount as computed in 7.b as a percentage
of the Class A Invested Amount after giving
effect to all reductions thereof on the current
Distribution Date 1.959%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $36,333,606.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $31,131,297.00
<PAGE>
9. Total Enhancement Series 1996-R
--------------------
a. The total Enhancement for the current
Distribution Date $40,905,035.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $35,702,726.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Class A Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the Class A
Initial Invested Amount). The amount of a Class
A Certificateholder's pro rata share of the
Class A Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Certificate by the Pool Factor 58.33333334%
D. Deficit Controlled Amortization Amount
- -----------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
-------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
Exhibit 28K
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1996-S
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1996-S
Supplement dated as of November 1, 1996 by and between First USA and the
Trustee, First USA, as Servicer, is required to prepare certain information for
each Payment Date regarding current distributions to Class A Certificateholders
and the performance of the First Chicago Master Trust II (the "Trust") during
the previous period. The information which is required to be prepared with
respect to the distribution on the October 15, 1999 Payment Date and with
respect to the performance of the Trust during the Due Period for such Payment
Date is set forth below. Certain of the information is presented on the
aggregate amounts for the Trust as a whole. All capitalized terms used herein
shall have the respective meanings set forth in the Pooling and Servicing
Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)
1. The total amount of the distribution to Class A
Certificateholders on the Payment Date per
$1,000 interest. $4.588
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Certificates, per $1,000 interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Certificates, per $1,000 interest $4.588
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1996-S
Certificates $17,759,114.27
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $15,539,224.98
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $10,402,783.58
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1996-S
Certificates, if any $0.00
<PAGE>
Series 1996-S
h. The amount of Excess Principal Collections
allocated in respect of the Series 1996-S
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1996-S
Certificates (the "Invested Amount") for the
Due Period with respect to the current
Distribution Date $800,000,000.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Invested Amount") for the Due
Period with respect to the current Distribution $700,000,000.00
Date
d. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1996-S
Certificates for the Due Period with respect to
the current Distribution Date 5.005%
e. The Invested Percentage with respect to
Principal Receivables for the Series 1996-S
Certificates for the Due Period with respect to
the current Distribution Date 5.005%
f. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
g. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
h. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
i. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible
during the Due Period with respect to the
current Distribution Date allocable to the
Series 1996-S Certificates (the "Investor
Default Amount")
1. Investor Default Amount $4,546,758.88
2. Recoveries $231,233.81
3. Net Default Receivables $4,315,525.07
<PAGE>
Series 1996-S
b. The Class A Investor Default Amount
1. Investor Default Amount $3,978,414.02
2. Recoveries $202,329.58
3. Net Default Receivables $3,776,084.44
c. The Collateral Investor Default Amount
1. Investor Default Amount $568,344.86
2. Recoveries $28,904.23
3. Net Default Receivables $539,440.63
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Investor Charge-Offs
per $1,000 interest after reimbursement of any
such Class A Investor Charge-Offs for the Due
Period with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Investor
Charge-Offs, if any, by which the principal
balance of the Class A Certificates exceeds the
Class A Invested Amount as of the end of the
day on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $166,666.67
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $833,333.33
7. Available Cash Collateral Amount
-------------------------------------
a. The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to allwithdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount"for the
next Distribution Date) $8,000,000.00
c. The amount as computed in 7.b as a percentage
of the Class A Invested Amount after giving
effect to all reductions thereof on the current
Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $100,000,000.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $100,000,000.00
<PAGE>
Series 1996-S
9. Total Enhancement
----------------------
a. The total Enhancement for the current
Distribution Date $108,000,000.00
b. The total Enhancement after giving effect to
all withdrawals, depostis and payments on the
current Distribution Date $108,000,000.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Invested Amount on the last day of
the month ending on the Record Date adjusted
for Class A Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the Class A
Initial Invested Amount). The amount of a Class
A Certificateholder's pro rata share of the
Class A Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Certificate by the Pool Factor 100.00000000%
D. Deficit Controlled Amortization Amount
- -------------------------------------------
1. The Deficit Controlled Amortization Amount for
the preceding Due Period $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ TRACIE KLEIN
-------------------------------
TRACIE KLEIN
Title; FIRST VICE PRESIDENT
<PAGE>
Exhibit 28L
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1997-T
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1997-T
Supplement dated as of October 1, 1997 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated
on the Basis of $1,000 Original Principal Amount)
1. The total amount of the distribution to Class A
Adjuste Certificateholders on the Payment Date
per $1,000 interest. $4.542
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Adjuste Certificates, per $1,000
interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Adjuste Certificates, per $1,000
interest $4.542
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1997-T
Certificates $15,222,097.93
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $13,319,335.68
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A Adjuste
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $8,944,171.63
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1997-T
Certificates, if any $0.00
<PAGE>
Series 1997-T
h. The amount of Excess Principal Collections
allocated in respect of the Series 1997-T
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1997-T
Certificates (the "Adjusted Invested Amount")
for the Due Period with respect to the current
Distribution Date $685,714,286.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Adjusted Invested Amount") for
the Due Period with respect to the current $600,000,000.00
Distribution Date
d. The Invested Amount for the Due Period with
respect to the current Distribution Date $685,714,286.00
e. The Class A Invested Amount for the Due Period
with respect to the current Distribution Date $600,000,000.00
f. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1997-T
Certificates for the Due Period with respect to
the current Distribution Date 4.290%
g. The Invested Percentage with respect to
Principal Receivables for the Series 1997-T
Certificates for the Due Period with respect to
the current Distribution Date 4.290%
h. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
i. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
j. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
k. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
<PAGE>
Series 1997-T
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1997-T Certificates (the "Investor Default
Amount")
1. Investor Default Amount $3,897,221.90
2. Recoveries $198,200.40
3. Net Default Receivables $3,699,021.50
b. The Class A Investor Default Amount
1. Investor Default Amount $3,410,069.16
2. Recoveries $173,425.35
3. Net Default Receivables $3,236,643.81
c. The Collateral Investor Default Amount
1. Investor Default Amount $487,152.74
2. Recoveries $24,775.05
3. Net Default Receivables $462,377.69
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Adjuste Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Class A Adjuste
Investor Charge-Offs for the Due Period with
respect to the current Distribution Date $0.00
b. The amount attributable to Class A Adjuste
Investor Charge-Offs, if any, by which the
principal balance of the Class A Adjuste
Certificates exceeds the Class A Adjusted
Invested Amount as of the end of the day on the
Record Date with respect to the current
Distribution Date $0.00
c. The amount of the Collateral Charge-Offs, if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $142,857.14
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $714,285.71
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $6,857,143.00
<PAGE>
Series: 1997-T
c. The amount as computed in 7.b as a percentage
of the Class A Adjusted Invested Amount after
giving effect to all reductions thereof on the
current Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $85,714,286.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $85,714,286.00
9. Total Enhancement
----------------------
a. The total Enhancement for the current
Distribution Date $92,571,429.00
b. The total Enhancement after giving effect to
all withdrawals, depostis and payments on the
current Distribution Date $92,571,429.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Adjusted Invested Amount on the
last day of the month ending on the Record Date
adjusted for Class A Adjuste Investor Charge-
Offs set forth in B.5.a above and for the
distributions of principal set forth in A.2
above to the Class A Adjuste Initial Invested
Amount). The amount of a Class A Adjuste
Certificateholder's pro rata share of the Class
A Adjuste Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Adjuste Certificate by the
Pool Factor 100.00000000%
D. Principal Funding Account
- ------------------------------
1. The Principal Funding Investment Proceeds
deposited in the Collection Account for the
current Distribution Date to be treated as
Class A Available Funds $0.00
2. The Excess Principal Funding Investment
Proceeds for the current Distribution Date $0.00
3. The Principal Funding Account Balance as of the
end of the day on the current Distribution Date $0.00
4. The Deficit Controlled Accumulation Amount for
the preceding Due Period $0.00
E. Reserve Account
- --------------------
1. The Reserve Draw Amount for the current
Distribution Date $0.00
2. The amount on deposit in the Reserve Account as
of the end of the day on the current
Distribution Date (the "Available Reserve
Account Amount" for the next Distribution Date) $1,500,000.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
---------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT Exhibit 28M
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1997-U
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1997-U
Supplement dated as of October 1, 1997 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated on the
Basis of $1,000 Original Principal Amount)
1. The total amount of the distribution to Class A
Adjuste Certificateholders on the Payment Date
per $1,000 interest. $4.579
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Adjuste Certificates, per $1,000
interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Adjuste Certificates, per $1,000
interest $4.579
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1997-U
Certificates $10,148,065.30
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $8,879,557.12
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A Adjuste
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $5,947,781.09
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1997-U
Certificates, if any $0.00
<PAGE>
Series 1997-U
h. The amount of Excess Principal Collections
allocated in respect of the Series 1997-U
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1997-U
Certificates (the "Adjusted Invested Amount")
for the Due Period with respect to the current
Distribution Date $457,142,858.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Adjusted Invested Amount") for
the Due Period with respect to the current $400,000,000.00
Distribution Date
d. The Invested Amount for the Due Period with
respect to the current Distribution Date $457,142,858.00
e. The Class A Invested Amount for the Due Period
with respect to the current Distribution Date $400,000,000.00
f. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1997-U
Certificates for the Due Period with respect to
the current Distribution Date 2.860%
g. The Invested Percentage with respect to
Principal Receivables for the Series 1997-U
Certificates for the Due Period with respect to
the current Distribution Date 2.860%
h. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
i. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
j. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
k. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
<PAGE>
Series 1997-U
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted Receivables
written off as uncollectible during the Due Period
with respect to the current Distribution Date allocable
to the Series 1997-U Certificates (the "Investor
Default Amount")
1. Investor Default Amount $2,598,147.94
2. Recoveries $132,133.60
3. Net Default Receivables $2,466,014.34
b. The Class A Investor Default Amount
1. Investor Default Amount $2,273,379.44
2. Recoveries $115,616.90
3. Net Default Receivables $2,157,762.54
c. The Collateral Investor Default Amount
1. Investor Default Amount $324,768.50
2. Recoveries $16,516.70
3. Net Default Receivables $308,251.80
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Adjuste Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Class A Adjuste
Investor Charge-Offs for the Due Period with
respect to the current Distribution Date $0.00
b. The amount attributable to Class A Adjuste
Investor Charge-Offs, if any, by which
the principal balance of the Class A
Adjuste Certificates exceeds the Class A
Adjusted Invested Amount as of the end of
the day on the Record Date with respect to
the current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,
if any, for the Due Period with respect to
the current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee
payable from available funds by the Trust
to the Servicer with respect to the
current Distribution Date $95,238.10
b. The amount of the Interchange Monthly
Servicing Fee payable to the Servicer with
respect to the current Distribution Date $476,190.48
7. Available Cash Collateral Amount
-------------------------------------
a. The amount, if any, withdrawn from the
Cash Collateral Account for the current
Distribution Date (the "Withdrawal
Amount") $0.00
b. The amount available to be withdrawn from
the Cash Collateral Account as of the end
of the day on the current Distribution
Date, after giving effect to all with-
drawals, deposits and payments to be made
on such Distribution Date (the "Available
Cash Collateral Amount" for the next
Distribution Date) $4,571,429.00
<PAGE>
Series: 1997-U
c. The amount as computed in 7.b as a percentage
of the Class A Adjusted Invested Amount after
giving effect to all reductions thereof on the
current Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $57,142,858.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $57,142,858.00
9. Total Enhancement
----------------------
a. The total Enhancement for the current
Distribution Date $61,714,287.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $61,714,287.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Adjusted Invested Amount on the
last day of the month ending on the Record Date
adjusted for Class A Adjusted Investor Charge-
Offs set forth in B.5.a above and for the
distributions of principal set forth in A.2
above to the Class A Adjusted Initial Invested
Amount). The amount of a Class A Adjusted
Certificateholder's pro rata share of the Class
A Adjusted Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Adjusted Certificate by the
Pool Factor 100.00000000%
D. Principal Funding Account
- ------------------------------
1. The Principal Funding Investment Proceeds
deposited in the Collection Account for the
current Distribution Date to be treated as
Class A Available Funds $0.00
2. The Excess Principal Funding Investment
Proceeds for the current Distribution Date $0.00
3. The Principal Funding Account Balance as of the
end of the day on the current Distribution Date $0.00
4. The Deficit Controlled Accumulation Amount for
the preceding Due Period $0.00
E. Reserve Account
- --------------------
1. The Reserve Draw Amount for the current
Distribution Date $0.00
2. The amount on deposit in the Reserve Account as
of the end of the day on the current
Distribution Date (the "Available Reserve
Account Amount" for the next Distribution Date) $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
------------------------------
Title: TRACIE KLEIN
FIRST VICE PRESIDENT
<PAGE>
Exhibit 28N
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1998-V
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1998-V
Supplement dated as of November 1, 1998 by and between First USA and the
Trustee, First USA, as Servicer, is required to prepare certain information for
each Payment Date regarding current distributions to Class A Certificateholders
and the performance of the First Chicago Master Trust II (the "Trust") during
the previous period. The information which is required to be prepared with
respect to the distribution on the October 15, 1999 Payment Date and with
respect to the performance of the Trust during the Due Period for such Payment
Date is set forth below. Certain of the information is presented on the
aggregate amounts for the Trust as a whole. All capitalized terms used herein
shall have the respective meanings set forth in the Pooling and Servicing
Agreement.
A. Information Regarding the Current Distribution
(Stated on the Basis of $1,000 Original Principal
Amount)
1. The total amount of the distribution to Class A
Adjusted Certificateholders on the Payment Date
per $1,000 interest $4.717
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Adjusted Certificates, per $1,000
interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Adjusted Certificates, per $1,000
interest $4.717
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1998-V
Certificates $25,370,163.22
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $22,198,892.81
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A Adjusted
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $14,731,952.71
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1998-V
Certificates, if any $0.00
<PAGE>
Series 1998-V
h. The amount of Excess Principal Collections
allocated in respect of the Series 1998-V
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1998-V
Certificates (the "Adjusted Invested Amount")
for the Due Period with respect to the current
Distribution Date $1,142,857,143.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Adjusted Invested Amount") for
the Due Period with respect to the current $1,000,000,000.00
Distribution Date
d. The Invested Amount for the Due Period with
respect to the current Distribution Date $1,142,857,143.00
e. The Class A Invested Amount for the Due Period
with respect to the current Distribution Date $1,000,000,000.00
f. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1998-V
Certificates for the Due Period with respect to
the current Distribution Date 7.151%
g. The Invested Percentage with respect to
Principal Receivables for the Series 1998-V
Certificates for the Due Period with respect to
the current Distribution Date 7.151%
h. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
i. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
j. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
k. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
<PAGE>
Series 1998-V
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted Receivables
written off as uncollectible during the Due Period
with respect to the current Distribution Date
allocable to the Series 1998-V Certificates (the
"Investor Default Amount")
1. Investor Default Amount $6,495,369.83
2. Recoveries $330,334.00
3. Net Default Receivables $6,165,035.83
b. The Class A Investor Default Amount
1. Investor Default Amount $5,683,448.60
2. Recoveries $289,042.25
3. Net Default Receivables $5,394,406.35
c. The Collateral Investor Default Amount
1. Investor Default Amount $811,921.23
2. Recoveries $41,291.75
3. Net Default Receivables $770,629.48
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Adjusted Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Class A Adjusted
Investor Charge-Offs for the Due Period with
respect to the current Distribution Date $0.00
b. The amount attributable to Class A Adjusted
Investor Charge-Offs, if any, by which the
principal balance of the Class A Adjusted
Certificates exceeds the Class A Adjusted
Invested Amount as of the end of the day on the
Record Date with respect to the current
Distribution Date $0.00
c. The amount of the Collateral Charge-Offs, if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $238,095.24
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $1,190,476.19
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $11,428,572.00
<PAGE>
Series: 1998-V
c. The amount as computed in 7.b as a percentage
of the Class A Adjusted Invested Amount after
giving effect to all reductions thereof on the
current Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $142,857,143.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $142,857,143.00
9. Total Enhancement
----------------------
a. The total Enhancement for the current
Distribution Date $154,285,715.00
b. The total Enhancement after giving effect to
all withdrawals, deposits and payments on the
current Distribution Date $154,285,715.00
C. The Pool Factor
- --------------------
The Pool Factor (which represents the ratio of
the Class A Adjusted Invested Amount on the
last day of the month ending on the Record Date
adjusted for Class A Adjusted Investor Charge-
Offs set forth in B.5.a above and for the
distributions of principal set forth in A.2
above to the Class A Adjusted Initial Invested
Amount). The amount of a Class A Adjusted
Certificateholder's pro rata share of the Class
A Adjusted Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Adjusted Certificate by the
Pool Factor 100.00000000%
D. Principal Funding Account
- ------------------------------
1. The Principal Funding Investment Proceeds
deposited in the Collection Account for the
current Distribution Date to be treated as
Class A Available Funds $0.00
2. The Excess Principal Funding Investment
Proceeds for the current Distribution Date $0.00
3. The Principal Funding Account Balance as of the
end of the day on the current Distribution Date $0.00
4. The Deficit Controlled Accumulation Amount for
the preceding Due Period $0.00
E. Reserve Account
- --------------------
1. The Reserve Draw Amount for the current
Distribution Date $0.00
2. The amount on deposit in the Reserve Account as
of the end of the day on the current
Distribution Date (the "Available Reserve
Account Amount" for the next Distribution Date) $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
Exhibit 28O
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1999-W
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1999-W
Supplement dated as of March 1, 1999 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution
(Stated on the Basis of $1,000 Original Principal
Amount)
1. The total amount of the distribution to Class A
Adjuste Certificateholders on the Payment Date
per $1,000 interest. $4.575
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Adjuste Certificates, per $1,000
interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Adjuste Certificates, per $1,000
interest $4.575
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1999-W
Certificates $19,027,622.41
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $16,649,169.61
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A Adjuste
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $11,155,214.53
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1999-W
Certificates, if any $0.00
<PAGE>
Series 1999-W
h. The amount of Excess Principal Collections
allocated in respect of the Series 1999-W
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1999-W
Certificates (the "Adjusted Invested Amount")
for the Due Period with respect to the current
Distribution Date $857,142,857.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Adjusted Invested Amount") for
the Due Period with respect to the current $750,000,000.00
Distribution Date
d. The Invested Amount for the Due Period with
respect to the current Distribution Date $857,142,857.00
e. The Class A Invested Amount for the Due Period
with respect to the current Distribution Date $750,000,000.00
f. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series
1999-W Certificates for the Due Period with
respect to the current Distribution Date 5.363%
g. The Invested Percentage with respect to
Principal Receivables for the Series 1999-W
Certificates for the Due Period with respect to
the current Distribution Date 5.363%
h. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
i. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
j. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
k. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
<PAGE>
Series 1999-W
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted Receivables
written off as uncollectible during the Due Period
with respect to the current Distribution Date
allocable to the Series 1999-W Certificates (the
"Investor Default Amount")
1. Investor Default Amount $4,871,527.37
2. Recoveries $247,750.50
3. Net Default Receivables $4,623,776.87
b. The Class A Investor Default Amount
1. Investor Default Amount $4,262,586.45
2. Recoveries $216,781.69
3. Net Default Receivables $4,045,804.76
c. The Collateral Investor Default Amount
1. Investor Default Amount $608,940.92
2. Recoveries $30,968.81
3. Net Default Receivables $577,972.11
5. Investor Charge-offs.
--------------------------
a. The amount of the Class A Adjusted Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Class A Adjusted
Investor Charge-Offs for the Due Period with
respect to the current Distribution Date $0.00
b. The amount attributable to Class A Adjusted
Investor Charge-Offs, if any, by which the
principal balance of the Class A Adjusted
Certificates exceeds the Class A Adjusted
Invested Amount as of the end of the day on the
Record Date with respect to the current
Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $178,571.43
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $892,857.14
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $8,571,429.00
<PAGE>
Series: 1999-W
c. The amount as computed in 7.b as a percentage
of the Class A Adjusted Invested Amount after
giving effect to all reductions thereof on the
current Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the current
Distribution Date $107,142,857.00
b. The Collateral Invested Amount after giving
effect to all withdrawals, deposits, and
payments on the current Distribution Date $107,142,857.00
9. Total Enhancement
----------------------
a. The total Enhancement for the current
Distribution Date $115,714,286.00
b. The total Enhancement after giving effect to
all withdrawals, depostis and payments on the
current Distribution Date $115,714,286.00
C. The Pool Factor
- ------------------
The Pool Factor (which represents the ratio of
the Class A Adjusted Invested Amount on the
last day of the month ending on the Record Date
adjusted for Class A Adjusted Investor Charge-
Offs set forth in B.5.a above and for the
distributions of principal set forth in A.2
above to the Class A Adjusted Initial Invested
Amount). The amount of a Class A Adjusted
Certificateholder's pro rata share of the Class
A Adjusted Invested Amount can be determined by
multiplying the original denomination of the
holder's Class A Adjusted Certificate by the
Pool Factor 100.00000000%
D. Principal Funding Account
- ----------------------------
1. The Principal Funding Investment Proceeds
deposited in the Collection Account for the
current Distribution Date to be treated as
Class A Available Funds $0.00
2. The Excess Principal Funding Investment
Proceeds for the current Distribution Date $0.00
3. The Principal Funding Account Balance as of the
end of the day on the current Distribution Date $0.00
4. The Deficit Controlled Accumulation Amount for
the preceding Due Period $0.00
E. Reserve Account
- ------------------
1. The Reserve Draw Amount for the current
Distribution Date $0.00
2. The amount on deposit in the Reserve Account as
of the end of the day on the current
Distribution Date (the "Available Reserve
Account Amount" for the next Distribution Date) $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
-------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
Exhibit 28P
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1999-X
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1999-X
Supplement dated as of June 1, 1999 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the October 15, 1999 Payment Date and with respect to the
performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of $1,000
Original Principal Amount)
1. The total amount of the distribution to Class A
Adjuste Certificateholders on the Payment Date
per $1,000 interest $4.608
2. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Class A Adjuste Certificates, per $1,000
interest $0.000
3. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Class A Adjuste Certificates, per $1,000
interest $4.608
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Investor
Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Series 1999-X
Certificates $19,027,622.41
c. The aggregate amount of Collections of
Receivables processed for the Due Period with
respect to the current Distribution Date which
were allocated in respect of the Class A
Certificates $16,649,169.61
d. The amount of Collections of Receivables
processed for the Due Period with respect to
the current Distribution Date which were
allocated in respect of the Class A Adjuste
Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due Period
with respect to the current Distribution Date $11,130,214.53
f. The amount of Reallocated Principal Collections
for the Due Period with respect to the current
Distribution Date allocated in respect of the
Class A Certificates $0.00
g. The amount of Excess Finance Charge Collections
allocated in respect of the Series 1999-X
Certificates, if any $0.00
<PAGE>
Series 1999-X
h. The amount of Excess Principal Collections
allocated in respect of the Series 1999-X
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the Due
Period with respect to the current Distribution
Date (which reflects the Principal Receivables
represented by the Exchangeable Seller's
Certificate and by the Investor Certificates of
all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1999-X
Certificates (the "Adjusted Invested Amount")
for the Due Period with respect to the current
Distribution Date $857,142,857.00
c. The amount of Principal Receivables in the
Trust represented by the Class A Certificates
(the "Class A Adjusted Invested Amount") for
the Due Period with respect to the current $750,000,000.00
Distribution Date
d. The Invested Amount for the Due Period with
respect to the current Distribution Date $857,142,857.00
e. The Class A Invested Amount for the Due Period
with respect to the current Distribution Date $750,000,000.00
f. The Invested Percentage with respect to Finance
Charge Receivables (including Interchange) and
Defaulted Receivables for the Series 1999-X
Certificates for the Due Period with respect to
the current Distribution Date 5.363%
g. The Invested Percentage with respect to
Principal Receivables for the Series 1999-X
Certificates for the Due Period with respect to
the current Distribution Date 5.363%
h. The Class A Floating Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
i. The Class A Principal Percentage for the Due
Period with respect to the current Distribution
Date 87.500%
j. The Collateral Floating Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
k. The Collateral Principal Percentage for the Due
Period with respect to the current Distribution
Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding balances in
the Accounts which were 30 or more days
delinquent as of the end of the Due Period for
the current Distribution Date $849,380,279.30
<PAGE>
Series 1999-X
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible during
the Due Period with respect to the current
Distribution Date allocable to the Series
1999-X Certificates (the "Investor Default
Amount")
1. Investor Default Amount $4,871,527.37
2. Recoveries $247,750.50
3. Net Default Receivables $4,623,776.87
b. The Class A Investor Default Amount
1. Investor Default Amount $4,262,586.45
2. Recoveries $216,781.69
3. Net Default Receivables $4,045,804.76
c. The Collateral Investor Default Amount
1. Investor Default Amount $608,940.92
2. Recoveries $30,968.81
3. Net Default Receivables $577,972.11
5. Investor Charge-offs
-------------------------
a. The amount of the Class A Adjuste Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Class A Adjuste
Investor Charge-Offs for the Due Period with
respect to the current Distribution Date $0.00
b. The amount attributable to Class A Adjuste
Investor Charge-Offs, if any, by which the
principal balance of the Class A Adjuste
Certificates exceeds the Class A Adjusted
Invested Amount as of the end of the day on the
Record Date with respect to the current
Distribution Date $0.00
c. The amount of the Collateral Charge-Offs, if
any, for the Due Period with respect to the
current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee payable
from available funds by the Trust to the
Servicer with respect to the current
Distribution Date $178,571.43
b. The amount of the Interchange Monthly Servicing
Fee payable to the Servicer with respect to the
current Distribution Date $892,857.14
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the Cash
Collateral Account for the current Distribution
Date (the "Withdrawal Amount") $0.00
b. The amount available to be withdrawn from the
Cash Collateral Account as of the end of the
day on the current Distribution Date, after
giving effect to all withdrawals, deposits and
payments to be made on such Distribution Date
(the "Available Cash Collateral Amount" for the
next Distribution Date) $8,571,429.00
<PAGE>
Series: 1999-X
c. The amount as computed in 7.b as a
percentage of the Class A Adjusted
Invested Amount after giving effect to all
reductions thereof on the current
Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the
current Distribution Date $107,142,857.00
b. The Collateral Invested Amount after
giving effect to all withdrawals,
deposits, and payments on the current
Distribution Date $107,142,857.00
9. Total Enhancement
----------------------
a. The total Enhancement for the current
Distribution Date $115,714,286.00
b. The total Enhancement after giving effect
to all withdrawals, deposits and payments
on the current Distribution Date $115,714,286.00
C. The Pool Factor
--------------------
The Pool Factor (which represents the
ratio of the Class A Adjusted Invested
Amount on the last day of the month ending
on the Record Date adjusted for Class A
Adjuste Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the
Class A Adjuste Initial Invested Amount).
The amount of a Class A Adjuste
Certificateholder's pro rata share of the
Class A Adjuste Invested Amount can be
determined by multiplying the original
denomination of the holder's Class A
Adjuste Certificate by the Pool Factor 100.00000000%
D. Principal Funding Account
------------------------------
1. The Principal Funding Investment Proceeds
deposited in the Collection Account for
the current Distribution Date to be
treated as Class A Available Funds $0.00
2. The Excess Principal Funding Investment
Proceeds for the current Distribution Date $0.00
3. The Principal Funding Account Balance as
of the end of the day on the current
Distribution Date $0.00
4. The Deficit Controlled Accumulation Amount
for the preceding Due Period $0.00
E. Reserve Account
--------------------
1. The Reserve Draw Amount for the current
Distribution Date $0.00
2. The amount on deposit in the Reserve
Account as of the end of the day on the
current Distribution Date (the "Available
Reserve Account Amount" for the next
Distribution Date) $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
--------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
<PAGE>
Exhibit 28Q
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
First USA Bank, N.A.
FIRST CHICAGO MASTER TRUST II
Series 1999-Y
October 12, 1999
Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of
September 1, 1999, by and between First USA Bank, National Association, as
Seller and Servicer ("First USA"), and Norwest Bank Minnesota, National
Association, as Trustee, (the "Trustee"), as amended and supplemented by
the Series 1999-Y Supplement dated as of August 1, 1999 by and between
First USA and the Trustee, First USA, as Servicer, is required to prepare
certain information for each Payment Date regarding current distributions
to Class A Certificateholders and the performance of the First Chicago
Master Trust II (the "Trust") during the previous period. The information
which is required to be prepared with respect to the distribution on the
October 15, 1999 Payment Date and with respect to the performance of the
Trust during the Due Period for such Payment Date is set forth below.
Certain of the information is presented on the aggregate amounts for the
Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)
1. The total amount of the distribution to
Class A Adjuste Certificateholders on the
Payment Date per $1,000 interest. $4.650
2. The amount of the distribution set forth
in paragraph 1 above in respect of
principal on the Class A Adjuste
Certificates, per $1,000 interest $0.000
3. The amount of the distribution set forth
in paragraph 1 above in respect of
interest on the Class A Adjuste
Certificates, per $1,000 interest $4.650
B. Information Regarding the Performance of the Trust
1. Collections of Receivables
-------------------------------
a. The aggregate amount of Collections of
Receivables processed for the Due Period
with respect to the current Distribution
Date which were allocated in respect of
the Investor Certificates of all Series $1,216,711,417.41
b. The aggregate amount of Collections of
Receivables processed for the Due Period
with respect to the current Distribution
Date which were allocated in respect of
the Series 1999-Y Certificates $13,953,589.77
c. The aggregate amount of Collections of
Receivables processed for the Due Period
with respect to the current Distribution
Date which were allocated in respect of
the Class A Certificates $12,209,391.04
d. The amount of Collections of Receivables
processed for the Due Period with respect
to the current Distribution Date which
were allocated in respect of the Class A
Adjuste Certificates, per $1,000 interest $22.199
e. The amount of Excess Spread for the Due
Period with respect to the current
Distribution Date $8,139,240.66
f. The amount of Reallocated Principal
Collections for the Due Period with
respect to the current Distribution Date
allocated in respect of the Class A
Certificates $0.00
g. The amount of Excess Finance Charge
Collections allocated in respect of the
Series 1999-Y Certificates, if any $0.00
<PAGE>
Series 1999-Y
h. The amount of Excess Principal Collections
allocated in respect of the Series 1999-Y
Certificates, if any $0.00
2. Receivables in Trust
-------------------------
a. Aggregate Principal Receivables for the
Due Period with respect to the current
Distribution Date (which reflects the
Principal Receivables represented by the
Exchangeable Seller's Certificate and by
the Investor Certificates of all Series) $15,982,603,773.96
b. The amount of Principal Receivables in the
Trust represented by the Series 1999-Y
Certificates (the "Adjusted Invested
Amount") for the Due Period with respect
to the current Distribution Date $628,571,429.00
c. The amount of Principal Receivables in the
Trust represented by the Class A
Certificates (the "Class A Adjusted
Invested Amount") for the Due Period with
respect to the current Distribution Date $550,000,000.00
d. The Invested Amount for the Due Period
with respect to the current Distribution
Date $628,571,429.00
e. The Class A Invested Amount for the Due
Period with respect to the current
Distribution Date $550,000,000.00
f. The Invested Percentage with respect to
Finance Charge Receivables (including
Interchange) and Defaulted Receivables for
the Series 1999-Y Certificates for the Due
Period with respect to the current
Distribution Date 3.933%
g. The Invested Percentage with respect to
Principal Receivables for the Series
1999-Y Certificates for the Due Period
with respect to the current Distribution
Date 3.933%
h. The Class A Floating Percentage for the
Due Period with respect to the current
Distribution Date 87.500%
i. The Class A Principal Percentage for the
Due Period with respect to the current
Distribution Date 87.500%
j. The Collateral Floating Percentage for the
Due Period with respect to the current
Distribution Date 12.500%
k. The Collateral Principal Percentage for
the Due Period with respect to the current
Distribution Date 12.500%
3. Delinquent Balances
------------------------
The aggregate amount of outstanding
balances in the Accounts which were 30 or
more days delinquent as of the end of the
Due Period for the current Distribution Date $849,380,279.30
<PAGE>
Series 1999-Y
4. Investor Default Amount
----------------------------
a. The aggregate amount of all Defaulted
Receivables written off as uncollectible
during the Due Period with respect to the
current Distribution Date allocable to the
Series 1999-Y Certificates (the "Investor
Default Amount")
1. Investor Default Amount $3,572,453.41
2. Recoveries $181,683.70
3. Net Default Receivables $3,390,769.71
b. The Class A Investor Default Amount
1. Investor Default Amount $3,125,896.73
2. Recoveries $158,973.24
3. Net Default Receivables $2,966,923.49
c. The Collateral Investor Default Amount
1. Investor Default Amount $446,556.68
2. Recoveries $22,710.46
3. Net Default Receivables $423,846.22
5. Investor Charge-offs
-------------------------
a. The amount of the Class A Adjuste Investor
Charge-Offs per $1,000 interest after
reimbursement of any such Class A Adjuste
Investor Charge-Offs for the Due Period
with respect to the current Distribution
Date $0.00
b. The amount attributable to Class A Adjuste
Investor Charge-Offs, if any, by which the
principal balance of the Class A Adjuste
Certificates exceeds the Class A Adjusted
Invested Amount as of the end of the day
on the Record Date with respect to the
current Distribution Date $0.00
c. The amount of the Collateral Charge-Offs,
if any, for the Due Period with respect to
the current Distribution Date $0.00
6. Monthly Servicing Fee
--------------------------
a. The amount of the Monthly Servicing Fee
payable from available funds by the Trust
to the Servicer with respect to the
current Distribution Date $130,952.38
b. The amount of the Interchange Monthly
Servicing Fee payable to the Servicer with
respect to the current Distribution Date $654,761.91
7. Available Cash Collateral Amount
-------------------------------------
a The amount, if any, withdrawn from the
Cash Collateral Account for the current
Distribution Date (the "Withdrawal
Amount") $0.00
b. The amount available to be withdrawn from
the Cash Collateral Account as of the end
of the day on the current Distribution
Date, after giving effect to all
withdrawals, deposits and payments to be
made on such Distribution Date (the
"Available Cash Collateral Amount" for the
next Distribution Date) $6,285,715.00
<PAGE>
Series: 1999-Y
c. The amount as computed in 7.b as a
percentage of the Class A Adjusted
Invested Amount after giving effect to all
reductions thereof on the current
Distribution Date 1.143%
8. Collateral Invested Amount
-------------------------------
a. The Collateral Invested Amount for the
current Distribution Date $78,571,429.00
b. The Collateral Invested Amount after
giving effect to all withdrawals,
deposits, and payments on the current
Distribution Date $78,571,429.00
9. Total Enhancement
----------------------
a. The total Enhancement for the current
Distribution Date $84,857,144.00
b. The total Enhancement after giving effect
to all withdrawals, deposits and payments
on the current Distribution Date $84,857,144.00
C. The Pool Factor
--------------------
The Pool Factor (which represents the
ratio of the Class A Adjusted Invested
Amount on the last day of the month ending
on the Record Date adjusted for Class A
Adjuste Investor Charge-Offs set forth in
B.5.a above and for the distributions of
principal set forth in A.2 above to the
Class A Adjuste Initial Invested Amount).
The amount of a Class A Adjuste
Certificateholder's pro rata share of the
Class A Adjuste Invested Amount can be
determined by multiplying the original
denomination of the holder's Class A
Adjuste Certificate by the Pool Factor 100.00000000%
D. Principal Funding Account
------------------------------
1. The Principal Funding Investment Proceeds
deposited in the Collection Account for
the current Distribution Date to be
treated as Class A Available Funds $0.00
2. The Excess Principal Funding Investment
Proceeds for the current Distribution Date $0.00
3. The Principal Funding Account Balance as
of the end of the day on the current
Distribution Date $0.00
4. The Deficit Controlled Accumulation Amount
for the preceding Due Period $0.00
E. Reserve Account
--------------------
1. The Reserve Draw Amount for the current
Distribution Date $0.00
2. The amount on deposit in the Reserve
Account as of the end of the day on the
current Distribution Date (the "Available
Reserve Account Amount" for the next
Distribution Date) $0.00
<PAGE>
CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page
First USA Bank, N.A.
Servicer
By: /s/ Tracie Klein
--------------------------------
TRACIE KLEIN
Title: FIRST VICE PRESIDENT
