<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) May 10, 2000
------------
FIRST USA BANK, NATIONAL ASSOCIATION
- --------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
(As Servicer on behalf of FIRST USA CREDIT CARD MASTER TRUST)
Laws of the United States 33-99362 51-0269396
------------------------- -------- ----------
(State or other jurisdiction (Commission File (IRS Employer
of incorporation or organization) Number) Identification Number)
201 North Walnut Street, Wilmington, Delaware 19801
- --------------------------------------------------------------------------------
(Address of principal executive offices) (Zip Code)
302/594-4117
- --------------------------------------------------
Registrant's telephone number, including area code
N/A
- --------------------------------------------------------------------------------
(Former name, former address and former fiscal year, if changed since last
report)
<PAGE>
Item 5. Other Events
Pursuant to the terms of related Series Supplements to the Pooling and
Servicing Agreement dated as of September 1, 1992, (together, the "Agreements")
as amended from time to time, between First USA Bank, National Association as
transferor (the "Transferor") and servicer (the "Servicer") and The Bank of New
York (Delaware) as trustee (the "Trustee"), relating to the Asset Backed
Certificates listed below (the "Certificates") issued by First USA Credit Card
Master Trust (the "Trust"), the Trustee made payments relating to the
collections for the period of April 1 through April 30, 2000 (the "Collection
Period"), on the Series Certificates to those persons in whose names the
Certificates were registered as of the last business day of the Collection
Period.
<TABLE>
<CAPTION>
Original Principal Original Principal Pooling And
Amount Amount Servicing Supplement Interest Interest Principal
Series (Class A) (Class B) Date Type Payment
- ----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
1994-4 726,450,000 56,550,000 June 1, 1994 Floating yes no
1994-6 750,000,000 58,380,000 July 30, 1994 Floating yes no
1994-8 500,000,000 39,157,000 November 8, 1994 Floating * no
1995-2 660,000,000 51,700,000 March 1, 1995 Floating yes no
1995-5 500,000,000 45,180,000 September 14, 1995 Floating yes no
1995-6 1,245,000,000 112,500,000 December 7, 1995 Floating yes no
1996-1 750,000,000 67,770,000 March 6, 1996 Floating yes no
1996-2 600,000,000 54,300,000 June 4, 1996 Floating yes no
1996-4 500,000,000 45,180,000 August 6, 1996 Floating yes no
1996-6 862,650,000 78,000,000 December 13, 1996 Floating yes no
1996-8 400,000,000 36,200,000 December 11, 1996 Floating yes no
1997-1 750,000,000 67,770,000 February 4, 1997 Floating yes no
1997-2 500,000,000 45,180,000 May 8, 1997 Floating yes no
1997-3 500,000,000 45,180,000 June 10, 1997 Floating yes no
1997-4 500,000,000 45,180,000 June 10, 1997 Floating yes no
1997-5 650,000,000 58,735,000 August 7, 1997 Floating yes no
1997-6 1,300,000,000 117,470,000 September 9, 1997 Fixed yes no
1997-7 500,000,000 45,180,000 September 9, 1997 Floating yes no
1997-8 780,000,000 70,482,000 September 23, 1997 Floating yes no
1997-9 500,000,000 45,180,000 October 9, 1997 Floating yes no
1997-10 700,000,000 63,253,000 December 23, 1997 Floating yes no
1998-1 700,000,000 63,253,000 May 21, 1998 Floating yes no
1998-3 800,000,000 72,289,000 June 25, 1998 Floating yes no
1998-4 700,000,000 63,253,000 July 22, 1998 Floating yes no
1998-5 650,000,000 58,735,000 August 27, 1998 Floating yes no
1998-6 800,000,000 72,289,000 August 27, 1998 Floating yes no
1998-7 750,000,000 67,770,000 September 17, 1998 Floating yes no
1998-8 500,000,000 45,180,000 September 17, 1998 Floating yes no
1998-9 650,000,000 44,828,000 December 22, 1998 Fixed yes no
1999-1 1,000,000,000 90,361,000 February 24, 1999 Floating yes no
1999-2 500,000,000 45,180,000 February 24, 1999 Floating yes no
1999-3 700,000,000 54,167,000 May 4, 1999 Floating yes no
1999-4 500,000,000 38,691,000 May 26, 1999 Floating yes no
* Interest relating to the collection period is set aside by the Trustee to fulfill quarterly interest payments
On the February, May, August, and November Payment Dates
</TABLE>
The 1994-4 Certificates, 1994-6 Certificates, 1994-8 Certificates,
1995-2 Certificates, 1995-5 Certificates, 1995-6 Certificates, 1996-1
Certificates, 1996-2 Certificates, 1996-4 Certificates, 1996-6 Certificates,
1996-8 Certificates, 1997-1 Certificates, 1997-2 Certificates, 1997-3
Certificates, 1997-4 Certificates, 1997-5 Certificates, 1997-6 Certificates,
1997-7 Certificates, 1997-8 Certificates, 1997-9 Certificates, 1997-10
Certificates, 1998-1 Certificates, 1998-3 Certificates, 1998-4 Certificates,
1998-5 Certificates, 1998-6 Certificates, 1998-7 Certificates, 1998-8
Certificates, 1998-9 Certificates, 1999-1 Certificates, 1999-2 Certificates,
1999-3 Certificates, and 1999-4 Certificates (collectively the "Certificates")
represent beneficial ownership of a portion (the "Investor Interest") of certain
receivables (the "Receivables") arising in certain credit card accounts (the
"Accounts"). Reference is made to the Monthly Certificateholders' Statements of
the Trust, filed as Exhibits 99.01, 99.02, 99.03, 99.04, 99.05, 99.06, 99.07,
99.08, 99.09, 99.10, 99.11, 99.12, 99.13, 99.14, 99.15, 99.16, 99.17, 99.18,
99.19, 99.20, 99.21, 99.22, 99.23, 99.24, 99.25, 99.26, 99.27, 99.28, 99.29,
99.30, 99.31, 99.32, and 99.33 to this report.
<PAGE>
Item 7. Financial Statements and Exhibits.
The following exhibits are filed as a part of this report:
(99.01) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1994-4 Certificates.
(99.02) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1994-6 Certificates.
(99.03) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1994-8 Certificates.
(99.04) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1995-2 Certificates.
(99.05) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1995-5 Certificates.
(99.06) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1995-6 Certificates.
(99.07) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1996-1 Certificates.
(99.08) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1996-2 Certificates.
(99.09) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1996-4 Certificates.
(99.10) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1996-6 Certificates.
(99.11) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1996-8 Certificates.
(99.12) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-1 Certificates.
(99.13) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-2 Certificates.
(99.14) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-3 Certificates.
(99.15) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-4 Certificates.
<PAGE>
(99.16) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-5 Certificates.
(99.17) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-6 Certificates.
(99.18) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-7 Certificates.
(99.19) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-8 Certificates.
(99.20) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-9 Certificates.
(99.21) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1997-10 Certificates.
(99.22) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-1 Certificates.
(99.23) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-3 Certificates.
(99.24) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-4 Certificates.
(99.25) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-5 Certificates.
(99.26) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-6 Certificates.
(99.27) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-7 Certificates.
(99.28) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-8 Certificates.
(99.29) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1998-9 Certificates.
(99.30) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1999-1 Certificates.
(99.31) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1999-2 Certificates.
(99.32) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1999-3 Certificates.
<PAGE>
(99.33) Monthly Certificateholders' Statement of the Trust which contains
information relating to the Series 1999-4 Certificates.
<PAGE>
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRST USA BANK, NATIONAL ASSOCIATION
As Servicer
By: /s/ Tracie H. Klein
-------------------------------------
Name: Tracie H. Klein
Title: First Vice President
Date: May 15, 2000
------------
<PAGE>
EXHIBIT 99.01
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1994-4
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/15/00
Transfer Date: 5/12/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of September
1, 1992 (the "Pooling and Servicing Agreement") by and between First USA Bank,
N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1994-4 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution
to Certificateholders on the Distribution Date
per $1,000 original certificate principal amount
Class A $5.05167
Class B $5.21500
CIA $5.33264
-------------------
Total (Weighted Avg.) $5.09038
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.05167
Class B $5.21500
CIA $5.33264
-------------------
Total (Weighted Avg.) $5.09038
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-4
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
-------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $102,315,017.40
Class B $7,945,207.72
CIA $12,255,653.23
-------------------
Total $122,515,878.35
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $10,509,724.35
Class B $816,126.18
CIA $1,258,881.47
-------------------
Total $12,584,732.00
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last day
of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of the
preceding month
Class A $726,450,000.00
Class B $56,550,000.00
CIA $87,000,000.00
-------------------
Total $870,000,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-4
Page 3
(c) The Floating Allocation Percentage: The Invested
Amount set forth in paragraph 3(b) above as a
percentage of the aggregate amount of Principal
Receivables as of the Record Date set forth in
paragraph 3(a) above
Class A 2.020%
Class B 0.157%
CIA 0.242%
------------------
Total 2.419%
(d) During the Amortization Period: The Invested
Amount as of _______ (the last day of the
Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(d)
above as a percentage of the aggregate amount
of Principal Receivables set forth in paragraph
3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
------------------
Total 0.000%
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the end
of the day on the last day of the Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
------------------
Total $1,394,058,977.43
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-4
Page 4
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted Principal
Receivables written off as uncollectible during
the Monthly Period allocable to the Invested
Amount (the aggregate "Investor Default Amount")
Class A $3,394,294.55
Class B $263,598.92
CIA $406,524.84
------------------
Total $4,064,418.31
(b) The amount set forth in paragraph 5(a) above
in respect of the Monthly Investor Default
Amount, per original $1,000 interest
Class A $4.67
Class B $4.66
CIA $4.67
------------------
Total $4.67
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the Class B
Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-4
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
------------------
Total $0.00
(d) The amount set forth in paragraph 6(c)
above, per $1,000 interest (which will have
the effect of increasing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing Fee
payable by the Trust to the Servicer for the
Monthly Period
Class A $908,062.50
Class B $70,687.50
CIA $108,750.00
------------------
Total $1,087,500.00
(b) The amount set forth in paragraph 7(a) above,
per $1,000 interest
Class A $1.25000000
Class B $1.25000000
CIA $1.25000000
------------------
Total $1.25000000
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
CIA $0.00
------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-4
Page 6
9. Collateral Invested Amount
(a) The amount of the Collateral Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be made
in respect of the preceding month $87,000,000.00
(b) The Required CIA Invested Amount as of
the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be made
in respect of the preceding month $87,000,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.51%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
--------------------------------------
Tracie Klein
First Vice President
<PAGE>
Exhibit 99.02
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1994-6
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/15/00
Transfer Date: 5/12/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1994-6 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date
per $1,000 original certificate principal amount
Class A $5.03611
Class B $5.21500
CIA $5.44444
-----------------
Total (Weighted Avg.) $5.08857
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.03611
Class B $5.21500
CIA $5.44444
-----------------
Total (Weighted Avg.) $5.08857
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-6
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
--------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the Certificates
Class A $105,601,586.26
Class B $8,201,176.86
CIA $12,655,040.42
-----------------
Total $126,457,803.54
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of Finance
Charge Receivables processed during the Monthly
Period which were allocated in respect
of the Certificates
Class A $10,847,304.69
Class B $842,419.91
CIA $1,299,930.79
-----------------
Total $12,989,655.39
3. Principal Receivable/Investor Percentages
------------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day
of the preceding month
Class A $750,000,000.00
Class B $58,380,000.00
CIA $89,820,000.00
-----------------
Total $898,200,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-6
Page 3
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a) above
Class A 2.086%
Class B 0.162%
CIA 0.250%
-----------------
Total 2.498%
(d) During the Amortization Period: The Invested
Amount as of ___________ (the last day of the
Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph 3(d)
above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
-----------------
Total 0.000%
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the end
of the day on the last day of the Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
-----------------
Total $1,394,058,977.43
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-6
Page 4
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly
Period allocable to the Invested Amount
(the aggregate "Investor Default Amount")
Class A $3,503,228.08
Class B $272,097.02
CIA $419,963.95
-----------------
Total $4,195,289.05
(b) The amount set forth in paragraph 5(a)
above in respect of the Monthly Investor
Default Amount, per original $1,000 interest
Class A $4.67
Class B $4.66
CIA $4.68
-----------------
Total $4.67
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the Class B
Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the effect
of reducing, pro rata, the amount of each
Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-6
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
(d) The amounts set forth in paragraph 6(c) above,
per $1,000 interest (which will have the
effect of increasing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing Fee
payable by the Trust to the Servicer for the
Monthly Period
Class A $937,500.00
Class B $72,975.00
CIA $112,275.00
-----------------
Total $1,122,750.00
(b) The amount set forth in paragraph 7(a) above,
per $1,000 interest
Class A $1.25000000
Class B $1.25000000
CIA $1.25000000
-----------------
Total $1.25000000
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied
in respect of Interest Shortfalls,
Investor Default Amounts or Investor
Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
-----------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-6
Page 6
9. Collateral Invested Amount
(a) The amount of the Collateral Invested Amount as of the
close of business on the related Distribution Date
after giving effect to withdrawals, deposits and
payments to be made in respect of the preceding
month $89,820,000.00
(b) The Required CIA Invested Amount as of the
close of business on the related Distribution Date
after giving effect to withdrawals, deposits and
payments to be made in respect of the preceding
month $89,820,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the
amount of the Investor Interest on the last day of
the Monthly Period, inclusive of any principal payments
to be made on the related Distribution Date, to the
amount of the Investor Interest as of the Closing Date).
The amount of a Certificateholder's pro rata share
of the Investor Participation Amount can be determined
by multiplying the original denomination of the holder's
Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.49%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.03
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1994-8
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/15/00
Transfer Date: 5/12/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1994-8 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date
per $1,000 original certificate
principal amount
Class A (Quarterly) $15.83984
Class B (Quarterly) $16.36484
CIA $5.29278
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A (Quarterly) $15.83984
Class B (Quarterly) $16.36484
CIA $5.29278
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-8
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original certificate
principal amount
Class A (Quarterly) $0.00000
Class B (Quarterly) $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $70,431,798.90
Class B $5,528,934.01
CIA $8,917,890.56
---------------------
Total $84,878,623.47
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated
in respect of the Certificates
Class A $7,234,702.08
Class B $567,944.53
CIA $916,042.36
---------------------
Total $8,718,688.97
(b1) Interest Funding Investment Proceeds
(to Class A) $17,688.98
(b2) Principal Funding Investment Proceeds
(to Class A) $0.00
(b3) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,252,391.06
(c1) Interest Funding Investment Proceeds
(to Class B) $1,385.29
Class B Available Funds $569,329.82
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-8
Page 3
(b) Invested Amount as of the last day of the
preceding month (Adjusted Class A Invested
Amount during Accumulation Period)
Class A $500,000,000.00
Class B $39,157,000.00
CIA $63,253,000.00
---------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.391%
Class B 0.109%
CIA 0.176%
---------------------
Total 1.676%
(d) During the Amortization Period: The Invested
Amount as of ____________ (the last day of
the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the
aggregate amount of Principal Receivables
set forth in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the
end of the day on the last day of the Monthly
Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-8
Page 4
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $183,558.94
CIA $295,891.70
---------------------
Total $2,816,016.49
(b) The amount set forth in paragraph 5(a)
above in respect of the Monthly Investor
Default Amount, per original $1,000
interest
Class A $4.67
Class B $4.69
CIA $4.68
---------------------
Total $4.67
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the
amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-8
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(d) The amounts set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly Period
Class A $625,000.00
Class B $48,946.25
CIA $79,066.25
---------------------
Total $753,012.50
(b) The amount set forth in paragraph 7(a)
above, per $1,000 interest
Class A $1.25000000
Class B $1.25000000
CIA $1.25000000
---------------------
Total $1.25000000
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections
applied in respect of Interest
Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the
prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-8
Page 6
9. Collateral Invested Amount
(a) The amount of the Collateral Invested
Amount as of the close of business on
the related Distribution Date after
giving effect to withdrawals, deposits
and payments to be made in respect of
the preceding month $63,253,000.00
(b) The Required CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $63,253,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period,
inclusive of any principal payments to be made on the related
Distribution Date, to the amount of the Investor Interest as of
the Closing Date). The amount of a Certificateholder's pro rata
share of the Investor Participation Amount can be determined by
multiplying the original denomination of the holder's
Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.80%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.35%
C. Information Regarding the Interest Funding Account
--------------------------------------------------
Class A Class B
------- -------
Beginning Balance $5,455,946.18 $441,438.76
Plus: Interest for Related Monthly Period
from Finance Charge Account $2,463,975.69 $199,359.44
Plus: Interest on Interest Funding Account
Balance for Related Monthly Period $17,688.98 $1,385.29
Less: Withdrawals to Finance Charge Account $17,688.98 $1,385.29
Less: Withdrawals to Distribution Account $7,919,921.87 $640,798.20
Ending Balance $0.00 $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-8
Page 7
D. Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 10/01/2001
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 40.85
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $500,000,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for
related Monthly Period
from Principal Account $0.00
Plus: Interest on Principal
Funding Account Balance for
related Monthly Period $0.00
Less: Withdrawals to Finance
Charge Account $0.00
Less: Withdrawals to Distribution
Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous
Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1994-8
Page 8
E. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other
amount designated by Transferor) $0.00
(c) Required Reserve Account Balance after effect of
any transfers on the Related Transfer Date $0.00
(d) Reserve Draw Amount transferred to the Finance
Charge Account on the Related Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred to the
Finance Charge Account on the Related Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account transferred
to the Finance Charge Account on the related Transfer
Date (1(d) plus 2 above)
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related Monthly Period 4.40%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.04
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1995-2
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/15/00
Transfer Date: 5/12/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1995-2 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $4.95056
Class B $5.09444
CIA $5.28908
------------------
Total (Weighted Avg.) $4.99546
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $4.95056
Class B $5.09444
CIA $5.28908
------------------
Total (Weighted Avg.) $4.99546
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-2
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
----------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $92,936,382.36
Class B $7,279,687.90
CIA $11,743,714.92
----------------------
Total $111,959,785.18
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $9,546,353.27
Class B $747,762.50
CIA $1,206,293.99
---------------------
Total $11,500,409.76
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $9,546,353.27
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-2
Page 3
(b) Invested Amount as of the last day
of the preceding month (Adjusted Class A
Invested Amount during Accumulation Period)
Class A $660,000,000.00
Class B $51,700,000.00
CIA $83,500,000.00
---------------------
Total $795,200,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.836%
Class B 0.144%
CIA 0.232%
---------------------
Total 2.212%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-2
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,083,172.50
Class B $241,503.87
CIA $389,528.65
---------------------
Total $3,714,205.02
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-2
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(d) The amounts set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $825,000.00
Class B $64,625.00
CIA $104,375.00
---------------------
Total $994,000.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. Collateral Invested Amount
(a) The amount of the Collateral Invested
Amount as of the close of business on
the related Distribution Date after
giving effect to withdrawals, deposits
and payments to be made in respect of
the preceding month $83,500,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-2
Page 6
(b) The Required CIA Invested Amount
as of the close of business on the
related Distribution Date after giving
effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $83,500,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.42%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 02/01/2002
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 30.19
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $660,000,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-2
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other
amount designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-2
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred to
the Finance Charge Account on the Related Transfer
Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account transferred
to the Finance Charge Account on the related Transfer
Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related Montlhy
Period 4.41%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.05
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1995-5
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/15/00
Transfer Date: 5/12/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1995-5 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $4.89611
Class B $4.98944
CIA $5.41277
--------------
Total (Weighted Avg.) $4.95219
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $4.89611
Class B $4.98944
CIA $5.41277
--------------
Total (Weighted Avg.) $4.95219
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-5
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
----------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $70,431,798.90
Class B $6,358,198.87
CIA $8,047,595.37
---------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations
of Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
CIA $826,643.66
---------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-5
Page 3
(b) Invested Amount as of the last day
of the preceding month (Adjusted Class A
Invested Amount during Accumulation Period)
Class A $500,000,000.00
Class B $45,180,000.00
CIA $57,230,000.00
---------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 1.391%
Class B 0.126%
CIA 0.159%
---------------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of ________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-5
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the
end of the day on the last day of the Monthly
Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly
Period allocable to the Invested Amount
(the aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
CIA $266,998.16
---------------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-5
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(d) The amounts set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust to
the Servicer for the Monthly Period
Class A $625,000.00
Class B $56,475.00
CIA $71,537.50
---------------------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. Collateral Invested Amount
(a) The amount of the Collateral Invested
Amount as of the close of business on the
related Distribution Date after giving
effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-5
Page 6
(b) The Required CIA as of the close of
business on the related Distribution
Date after giving effect to withdrawals,
deposits and payments to be made in
respect of the preceding month $57,230,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly
Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 7.94%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 08/01/2000
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 51.57
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $500,000,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-5
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account Balance
for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after effect
of any transfers on the Related Transfer Date $0.00
(d) Reserve Draw Amount transferred to the Finance
Charge Account on the Related Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-5
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred to
the Finance Charge Account on the Related Transfer
Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account transferred
to the Finance Charge Account on the Related Transfer
Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related Monthly
Period 4.46%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
--------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.06
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1995-6
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/10/00
Transfer Date: 5/9/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1995-6 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.25000
Class B $5.38333
CIA $5.90000
---------------------
Total (Weighted Avg.) $5.32175
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.25000
Class B $5.38333
CIA $5.90000
---------------------
Total (Weighted Avg.) $5.32175
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-6
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on the
Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
---------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $175,316,671.46
Class B $15,839,221.58
CIA $20,047,279.42
---------------------
Total $211,203,172.46
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $18,008,384.33
Class B $1,626,993.65
CIA $2,059,231.40
---------------------
Total $21,694,609.38
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $18,008,384.33
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-6
Page 3
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $1,245,000,000.00
Class B $112,500,000.00
CIA $142,500,000.00
---------------------
Total $1,500,000,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 3.462%
Class B 0.313%
CIA 0.396%
---------------------
Total 4.171%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth in
paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-6
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the end
of the day on the last day of the Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $5,815,999.25
Class B $525,498.23
CIA $664,958.68
---------------------
Total $7,006,456.16
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-6
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested
Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(d) The amounts set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $1,556,250.00
Class B $140,625.00
CIA $178,125.00
---------------------
Total $1,875,000.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied
in respect of Interest Shortfalls,
Investor Default Amounts or Investor
Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. Collateral Invested Amount
(a) The amount of the Collateral Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to
be made in respect of the preceding month $142,500,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-6
Page 6
(b) The Required CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to
be made in respect of the preceding month $142,500,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive of
any principal payments to be made on the related Distribution Date, to
the amount of the Investor Interest as of the Closing Date). The amount
of a Certificateholder's pro rata share of the Investor Participation
Amount can be determined by multiplying the original denomination of the
holder's Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
--------------
The Base Rate for the related Monthly Period 8.39%
C. Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 10/01/2000
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 20.31
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $1,245,000,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-6
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
-----------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
-----------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
-----------------
Principal Funding Investment Shortfall $0.00
-----------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1995-6
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred to
the Finance Charge Account on the Related Transfer
Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on the
related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.48%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT Series 1995-6
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
---------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.07
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1996-1
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/15/00
Transfer Date: 5/12/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per
Series 1996-1 Certificate (a "Certificate"). Certain other information is
presented based on the aggregate amount for the Trust as a whole. Capitalized
terms used in this Monthly Certificateholders' Statement have their respective
meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $4.89222
Class B $4.99333
CIA $5.46778
--------------------
Total (Weighted Avg.) $4.95448
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $4.89222
Class B $4.99333
CIA $5.46778
--------------------
Total (Weighted Avg.) $4.95448
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-1
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on the
Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
-----------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $105,601,586.26
Class B $9,532,216.56
CIA $12,091,908.25
-----------------
Total $127,225,711.07
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $10,847,304.69
Class B $979,147.33
CIA $1,242,084.57
-----------------
Total $13,068,536.59
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
-----------------
Class A Available Funds $10,847,304.69
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-1
Page 3
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $750,000,000.00
Class B $67,770,000.00
CIA $85,845,000.00
--------------------
Total $903,615,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 2.086%
Class B 0.188%
CIA 0.239%
--------------------
Total 2.513%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
----------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
----------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-1
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly
Period allocable to the Invested Amount
(the aggregate "Investor Default Amount")
Class A $3,503,228.08
Class B $316,287.14
CIA $401,268.12
---------------------
Total $4,220,783.34
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-1
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested
Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
(d) The amount set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $937,500.00
Class B $84,712.50
CIA $107,306.25
-----------------
Total $1,129,518.75
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts or
Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
-----------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $85,845,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-1
Page 6
(b) The Required CIA Invested Amount as of the
close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $85,845,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.37%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 02/01/2001
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 25.67
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $903,615,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-1
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account Balance
for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
-----------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
-----------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
-----------------
Principal Funding Investment Shortfall $0.00
-----------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-1
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on the
related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.48%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.08
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1996-2
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/10/00
Transfer Date: 5/9/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1996-2 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.25833
Class B $5.38333
CIA $5.94167
-------------------
Total (Weighted Avg.) $5.33265
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.25833
Class B $5.38333
CIA $5.94167
-------------------
Total (Weighted Avg.) $5.33265
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-2
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
-------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $84,479,236.28
Class B $7,638,044.70
CIA $9,685,798.05
-------------------
Total $101,803,079.03
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $8,677,639.61
Class B $784,573.70
CIA $994,923.51
-------------------
Total $10,457,136.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
------------------
Class A Available Funds $8,677,639.61
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-2
Page 3
(b) Invested Amount as of the last day of the
preceding month (Adjusted Class A Invested
Amount during Accumulation Period)
Class A $600,000,000.00
Class B $54,300,000.00
CIA $68,700,000.00
---------------------
Total $723,000,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.669%
Class B 0.151%
CIA 0.191%
---------------------
Total 2.011%
(d) During the Amortization Period: The Invested
Amount as of __________ (the last day of the
Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth in
paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-2
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the end
of the day on the last day of the Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly
Period allocable to the Invested Amount
(the aggregate "Investor Default Amount")
Class A $2,802,577.38
Class B $253,401.21
CIA $321,386.00
---------------------
Total $3,377,364.59
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the Class
B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-2
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the Class
B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(d) The amount set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly Period
Class A $750,000.00
Class B $67,875.00
CIA $85,875.00
---------------------
Total $903,750.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied
in respect of interest shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
CIA $0.00
--------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to
be made in respect of the preceding month $68,700,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-2
Page 6
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to
be made in respect of the preceding month $68,700,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the Investor
Interest on the last day of the Monthly Period, inclusive of
any principal payments to be made on the related Distribution
Date, to the amount of the Invester Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of
the Investor Paricipation Amount canbe determined by multiplying
the original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Perio 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.40%
C. Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 05/01/2003
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 20.97
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $723,000,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-2
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less Withdrawals to Finance Charge Account $0.00
Less Withdrawals to Distribution Account $0.00
-----------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous
Monthly Period $0.00
Accumulation Shortfall $0.00
--------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other amount
designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-2
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account
on the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.46%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.09
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1996-4
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/10/00
Transfer Date: 5/09/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1996-4 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.26667
Class B $5.41667
CIA Inv. Amt. $6.23331
---------------------
Total (Weighted Avg.) $5.36975
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.26667
Class B $5.41667
CIA Inv. Amt. $6.23331
---------------------
Total (Weighted Avg.) $5.36975
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-4
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on the
Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA Inv. Amt. $0.00000
---------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $70,431,798.90
Class B $6,358,198.87
CIA Inv. Amt. $8,057,758.86
---------------------
Total $84,847,756.63
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
CIA Inv. Amt. $827,664.30
---------------------
Total $8,715,471.46
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $653,105.08
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $827,664.30
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-4
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $45,180,000.00
CIA Inv. Amt. $57,230,000.00
----------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.391%
Class B 0.126%
CIA Inv. Amt. 0.159%
----------------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA Inv. Amt. $0.00
----------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA Inv. Amt. 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-4
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly
Period allocable to the Invested Amount
(the aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
CIA Inv. Amt. $267,156.02
---------------------
Total $2,814,632.58
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Inv. Amt.
Class A $0.00
Class B $0.00
CIA Inv. Amt. $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA Inv. Amt. $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-4
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA Inv. Amt.
Class A $0.00
Class B $0.00
CIA Inv. Amt. $0.00
---------------------
Total $0.00
(d) The amount set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA Inv. Amt. $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $625,000.00
Class B $56,475.00
CIA Inv. Amt. $71,537.50
---------------------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA Inv. Amt.
and Class B Principal Collections applied in
respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
CIA Inv. Amt. $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-4
Page 6
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $57,230,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period,
inclusive of any principal payments to be made on the related
Distribution Date, to the amount of the Investor Interest as of
the Closing Date). The amount of a Certificateholder's pro rata
share of the Investor Participation Amount can be determined by
multiplying the original denomination of the holder's Certificate
by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.44%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 06/01/2006
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 6.32
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $301,205,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-4
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-4
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.42%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.10
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1996-6
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/10/00
Transfer Date: 5/9/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1996-6 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.22500
Class B $5.40000
CIA $5.90000
----------------------
Total (Weighted Avg.) $5.30226
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.22500
Class B $5.40000
CIA $5.90000
----------------------
Total (Weighted Avg.) $5.30226
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-6
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on the
Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
---------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $121,481,838.20
Class B $10,975,807.37
CIA $13,893,855.89
---------------------
Total $146,351,501.46
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $12,478,536.45
Class B 1,127,412.79
CIA 1,427,161.32
---------------------
Total $15,033,110.56
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $12,478,536.45
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $1,127,412.79
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
---------------------
CIA Available Funds $1,427,161.32
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-6
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of the
preceding month (Adjusted Class A Invested
Amount during Accumulation Period)
Class A $862,650,000.00
Class B $78,000,000.00
CIA $98,750,000.00
---------------------
Total $1,039,400,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 2.399%
Class B 0.217%
CIA 0.275%
---------------------
Total 2.891%
(d) During the Amortization Period: The Invested
Amount as of _______ (the last day of the
Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth in
paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-6
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the end
of the day on the last day of the Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $4,030,268.07
Class B $364,034.36
CIA $460,912.68
---------------------
Total $4,855,215.11
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the Class
B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the effect
of reducing, pro rata, the amount of each
Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT Series 1996-6
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(d) The amounts set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $1,078,312.50
Class B $97,500.00
CIA $123,437.50
---------------------
Total $1,299,250.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts or
Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $98,750,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-6
Page 6
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to
be made in respect of the preceding month $98,750,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.36%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 10/01/2003
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 13.14
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $1,039,400,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-6
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other amount
designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT Series 1996-6
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred to
the Finance Charge Account on the Related Transfer
Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on the
Related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.50%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
Exhibit 99.11
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1996-8
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/10/00
Transfer Date: 5/9/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of September
1, 1992 (the "Pooling and Servicing Agreement") by and between First USA Bank,
N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1996-8 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.20833
Class B $5.39167
CIA $5.85833
----------------------
Total (Weighted Avg.) $5.28387
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.20833
Class B $5.39167
CIA $5.85833
----------------------
Total (Weighted Avg.) $5.28387
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-8
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on the
Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
------------------
Total (Weighted Avg.) $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $56,333,167.65
Class B $5,078,353.02
CIA $6,460,586.53
----------------------
Total $67,872,107.20
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $5,786,505.77
Class B $521,636.44
CIA $663,622.57
---------------------
Total $6,971,764.78
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
----------------------
Class A Available Funds $5,786,505.77
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $521,636.44
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $663,622.57
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-8
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $400,000,000.00
Class B $36,200,000.00
CIA $45,800,000.00
----------------------
Total $482,000,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.112%
Class B 0.101%
CIA 0.127%
----------------------
Total 1.340%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
----------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.00%
Class B 0.00%
CIA 0.00%
----------------------
Total 0.00%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-8
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
----------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $1,868,920.92
Class B $168,420.22
CIA $214,309.95
----------------------
Total $2,251,651.09
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
----------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
----------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-8
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
----------------------
Total $0.00
(d) The amount set forth in paragraph 6(c)
above, per $1,000 interest (which will have
the effect of increasing, pro rata, the
amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
----------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $500,000.00
Class B $45,250.00
CIA $57,250.00
----------------------
Total $602,500.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections
applied in respect of Interest
Shortfalls, Investor Default Amounts or
Investor Charge-Offs for the prior month
Class B $0.00
CIA $0.00
----------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $45,800,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-8
Page 6
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $45,800,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.34%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 10/01/2003
(b) Accumulation Period Length (months) 3
(c) Accumulation Period Factor 3.78
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $160,666,666.67
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1996-8
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
----------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
----------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
----------------------
Principal Funding Investment Shortfall $0.00
----------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.0000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other amount
designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Page 8 Series 1996-8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on the
Related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.52%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.12
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-1
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-1 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.19167
Class B $5.36667
CIA $5.81667
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.19167
Class B $5.36667
CIA $5.81667
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-1
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $105,601,586.26
Class B $9,532,216.56
CIA $12,091,908.25
---------------------
Total $127,225,711.07
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $10,847,304.69
Class B $979,147.33
CIA $1,242,084.57
---------------------
Total $13,068,536.59
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $10,847,304.69
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $979,147.33
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,242,084.57
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-1
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $750,000,000.00
Class B $67,770,000.00
CIA $85,845,000.00
---------------------
Total $903,615,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 2.086%
Class B 0.188%
CIA 0.239%
---------------------
Total 2.513%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-1
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,503,228.08
Class B $316,287.14
CIA $401,268.12
---------------------
Total $4,220,783.34
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(b) The amounts set forth in paragraph 6(a)
above, per $1,000 original certificate
principal amount (which will have the
effect of reducing, pro rata, the amount
of each Certificateholder's investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-1
Page 5
(c) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(d) The amounts set forth in paragraph 6(c)
above, per $1,000 interest (which will
have the effect of increasing, pro rata,
the amount of each Certificateholder's
investment)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $937,500.00
Class B $84,712.50
CIA $107,306.25
---------------------
Total $1,129,518.75
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections
applied in respect of Interest
Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the
prior month
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the
related Distribution Date after giving
effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $85,845,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-1
Page 6
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect
to withdrawals, deposits and payments
to be made in respect of the preceding
month $85,845,000.00
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
originaldenomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.32%
C. Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 12/01/2003
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 5.40
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $451,807,500.00
(f) Minimum Payment Rate (last 12 months) 14.06%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-1
Page 7
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other amount
designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-1
Page 8
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.53%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.13
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-2
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of September
1, 1992 (the "Pooling and Servicing Agreement") by and between First USA Bank,
N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-2 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.21667
Class B $5.38333
CIA $5.81667
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.21667
Class B $5.38333
CIA $5.81667
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-2
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $70,431,798.90
Class B $6,358,198.87
CIA $8,047,595.37
----------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables
-----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
CIA $826,643.66
----------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
----------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $653,105.08
(d1) Principle Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $826,643.66
(e1) Total Principal Funding Investment
Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-2
Page 3
3. Principal Receivables/Investor Percentages
------------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $45,180,000.00
CIA $57,230,000.00
-----------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.391%
Class B 0.126%
CIA 0.159%
-----------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
-----------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-2
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
-----------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
CIA $266,998.16
-----------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-2
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
-----------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $625,000.00
Class B $56,475.00
CIA $71,537.50
-----------------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
-----------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $57,230,000.00
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect
to withdrawals, deposits and payments
to be made in respect of the preceding
month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-2
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive of
any principal payments to be made on the related Distribution Date, to
the amount of the Investor Interest as of the Closing Date). The amount
of a Certificateholder's pro rata share of the Investor Participation
Amount can be determined by multiplying the original denomination of
the holder's Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.34%
C. Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 04/01/2004
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 14.02
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $602,410,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
----------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-2
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
----------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
----------------------
Principal Funding Investment Shortfall $0.00
----------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other
amount designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the Related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.50%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.14
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-3
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-3 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.20000
Class B $5.35000
CIA $5.73333
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.20000
Class B $5.35000
CIA $5.73333
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-3
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $70,431,798.90
Class B $6,358,198.87
CIA $8,047,595.37
---------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
CIA $826,643.66
---------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $653,105.08
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $826,643.66
(e1) Total Principal Funding Investment
Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-3
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of the
preceding month (Adjusted Class A Invested
Amount during Accumulation Period)
Class A $500,000,000.00
Class B $45,180,000.00
CIA $57,230,000.00
---------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.391%
Class B 0.126%
CIA 0.159%
---------------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of _______ (the last
day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-3
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
CIA $266,998.16
----------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
----------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-3
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the Class B
Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
----------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $625,000.00
Class B $56,475.00
CIA $71,537.50
----------------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
----------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount as of
the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to
be made in respect of the preceding month $57,230,000.00
(b) The Required CIA Invested Amount as of the
close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-3
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.31%
C. Information Regarding the Principal Funding Account.
----------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 05/01/2002
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 8.61
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $602,410,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account.
--------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-3
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other
amount designated by Transferor) $0.00
(c) Required Reserve Account Balance after effect
of any transfers on the Related Transfer Date $0.00
(d) Reserve Draw Amount transferred to the Finance
Charge Account on the Related Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred to
the Finance Charge Account on the Related Transfer
Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.53%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
---------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.15
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-4
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-4 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.28333
Class B $5.45000
CIA $5.94167
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.28333
Class B $5.45000
CIA $5.94167
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-4
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $70,431,798.90
Class B $6,358,198.87
CIA $8,047,595.37
---------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
CIA $826,643.66
---------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $653,105.08
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $826,643.66
(e1) Total Principal Funding Investment
Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-4
Page 3
3. Principal Receivable / Investor Percentages
-------------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $45,180,000.00
CIA $57,230,000.00
---------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.391%
Class B 0.126%
CIA 0.159%
---------------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-4
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
CIA $266,998.16
---------------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-4
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the Class
B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $625,000.00
Class B $56,475.00
CIA $71,537.50
---------------------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount as of
the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $57,230,000.00
(b) The Required CIA Invested Amount as of the
close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-4
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive of
any principal payments to be made on the related Distribution Date, to
the amount of the Investor Interest as of the Closing Date). The amount
of a Certificateholder's pro rata share of the Investor Participation
Amount can be determined by multiplying the original denomination of the
holder's Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.43%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 04/01/2007
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 5.32
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $301,205,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
-----------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-4
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other amount
designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.41%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.16
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-5
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee
(the "Trustee") the Bank, as Servicer, is required to prepare certain
information each month regarding current distributions to Certificateholders
and the performance of the First USA Credit Card Master Trust (the "Trust")
during the previous month. The information which is required to be prepared
with respect to the Distribution Date noted above and with respect to the
performance of the Trust during the month noted above is set forth below.
Certain information is presented on the basis of an original principal amount
of $1,000 per Series 1997-5 Certificate (a "Certificate"). Certain other
information is presented based on the aggregate amount for the Trust as a
whole. Capitalized terms used in this Monthly Certificateholders' Statement
have their respective meanings set forth in the Pooling and Servicing
Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.22500
Class B $5.38333
CIA $5.83333
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.22500
Class B $5.38333
CIA $5.83333
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-5
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $91,543,985.38
Class B $8,252,370.72
CIA $10,463,869.02
---------------------
Total $110,260,225.12
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $9,403,346.52
Class B $847,678.66
CIA $1,074,825.35
---------------------
Total $11,325,850.53
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $9,403,346.52
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $847,678.66
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,074,825.35
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-5
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of the
preceding month (Adjusted Class A Invested
Amount during Accumulation Period)
Class A $650,000,000.00
Class B $58,735,000.00
CIA $74,395,000.00
---------------------
Total $783,130,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.808%
Class B 0.163%
CIA 0.207%
---------------------
Total 2.178%
(d) During the Amortization Period: The Invested
Amount as of _______ (the last day of the
Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-5
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,037,124.91
Class B 273,796.64
CIA 347,038.15
---------------------
Total $3,657,959.70
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-5
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested
Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly Period
Class A $812,500.00
Class B $73,418.75
CIA $92,993.75
---------------------
Total $978,912.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs
for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to
be made in respect of the preceding month $74,395,000.00
(b) The Required CIA Invested Amount as of the
close of business on the related Distribution
Date after giving effect to withdrawals,
deposits and payments to be made in respect
of the preceding month $74,395,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-5
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate.
--------------
The Base Rate for the related Monthly Period 8.35%
C. Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 06/01/2004
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 5.66
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $391,565,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-5
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for
the Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account
on the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.48%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.17
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-6
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of September
1, 1992 (the "Pooling and Servicing Agreement") by and between First USA Bank,
N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-6 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.35000
Class B $5.48333
CIA $5.95000
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.35000
Class B $5.48333
CIA $5.95000
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-6
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $183,057,103.83
Class B $16,555,935.26
CIA $20,958,604.97
---------------------
Total $220,571,644.06
2. Allocation of Finance Charge Receivables
-----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $18,803,475.54
Class B $1,700,616.06
CIA $2,152,868.21
---------------------
Total $22,656,959.81
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
(b3) Class A Net Swap Receipt 278,200.00
---------------------
Class A Available Funds $19,081,675.54
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
(c3) Class B Net Swap Receipt 24,903.64
---------------------
Class B Available Funds $1,725,519.70
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-6
Page 3
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
(d3) CIA Net Swap Receipt 31,369.89
---------------------
CIA Available Funds $2,184,238.10
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
3. Principal Receivable / Investor Percentages
-------------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $1,300,000,000.00
Class B $117,470,000.00
CIA $148,790,000.00
---------------------
Total $1,566,260,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 3.615%
Class B 0.327%
CIA 0.414%
---------------------
Total 4.356%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-6
Page 4
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
------
Total 0.000%
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $6,072,799.69
Class B $549,292.91
CIA $695,460.21
---------------------
Total $7,317,552.81
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-6
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $1,625,000.00
Class B $146,837.50
CIA $185,987.50
---------------------
Total $1,957,825.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts or
Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount as of
the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $148,790,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-6
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive of
any principal payments to be made on the related Distribution Date, to
the amount of the Investor Interest as of the Closing Date). The amount
of a Certificateholder's pro rata share of the Investor Participation
Amount can be determined by multiplying the original denomination of the
holder's Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 12.01%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.50%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 06/01/2002
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 8.75
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $1,566,260,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-6
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other amount
designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.60%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-6
Page 8
E. Information Regarding the Interest Rate Swaps
---------------------------------------------
1. Class A Interest Rate Swap
(a) Class A Net Swap Payment due on the related 0.00
Transfer Date
(b) Overdue Class A Net Swap Payment 0.00
(c) Class A Net Swap Receipt due on the related 278,200.00
Transfer Date
(d) Overdue Class A Net Swap Receipt 0.00
2. Class B Interest Rate Swap
(a) Class B Net Swap payment due on the related 0.00
Transfer Date
(b) Overdue Class B Net Swap Payment 0.00
(c) Class B Net Swap Receipt due on the related
Transfer Date 24,903.64
(d) Overdue Class B Net Swap Receipt 0.00
3. CIA Interest Rate Swap
(a) CIA Net Swap Payment due on the related
Transfer Date 0.00
(b) Overdue CIA Net Swap Payment 0.00
(c) CIA Net Swap Receipt due on the related
Transfer Date 31,369.89
(d) Overdue CIA Net Swap Receipt 0.00
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.18
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-7
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-7 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.19000
Class B $5.35833
CIA $5.85833
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.19000
Class B $5.35833
CIA $5.85833
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-7
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on the
Certificates, per $1,000 original certificate
principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $70,431,798.90
Class B $6,358,198.87
CIA $8,047,595.37
---------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables.
-----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
CIA $826,643.66
---------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
---------------------
Class B Available Funds $653,105.08
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
---------------------
CIA Available Funds $826,643.66
(e1) Total Principal Funding Investment
Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-7
Page 3
3. Principal Receivables/Investor Percentages
------------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last
day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $45,180,000.00
CIA $57,230,000.00
---------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.391%
Class B 0.126%
CIA 0.159%
---------------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-7
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
CIA $266,998.16
---------------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B 0.00
CIA 0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-7
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $625,000.00
Class B $56,475.00
CIA $71,537.50
---------------------
Total $753,012.50
8. Reallocated Principal Collections.
----------------------------------
The amount of Reallocated CIA
and Class B Principal Collections applied in
respect of Interest Shortfalls, Investor Default
Amounts or Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount as of
the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $57,230,000.00
(b) The Required CIA Invested Amount as of the
close of business on the related Distribution
Date after giving effect to withdrawals,
deposits and payments to be made in respect
of the preceding month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-7
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.32%
C. Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 07/01/2004
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 5.86
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $301,205,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for Related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for Related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-7
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account.
------------------------------------------
1. Required Reserve Account Analysis.
----------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on the
related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.52%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.19
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-8
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-8 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.23333
Class B $5.40833
CIA $5.94167
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.23333
Class B $5.40833
CIA $5.94167
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-8
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $109,850,674.43
Class B $9,941,767.23
CIA $12,562,816.23
---------------------
Total $132,355,257.89
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $11,283,780.54
Class B $1,021,217.28
CIA $1,290,433.91
---------------------
Total $13,595,431.73
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $11,283,780.54
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $1,021,217.28
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,290.433.91
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-8
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $780,000,000.00
Class B $70,482,000.00
CIA $89,278,000.00
----------------------
Total $939,760,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 2.169%
Class B 0.196%
CIA 0.248%
------
Total 2.613%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
----------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
----------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-8
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,644,296.52
Class B 329,884.09
CIA 416,722.56
---------------------
Total $4,390,903.17
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-8
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the Class
B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $975,000.00
Class B $88,102.50
CIA $111,597.50
---------------------
Total $1,174,700.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the
related Distribution Date after giving
effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $89,278,000.00
(b) The Required CIA Invested Amount as of the
close of business on the related Distribution
Date after giving effect to withdrawals,
deposits and payments to be made in respect
of the preceding month $89,278,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-8
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive of
any principal payments to be made on the related Distribution Date,
to the amount of the Investor Interest as of the Closing Date). The
amount of a Certificateholder's pro rata share of the Investor
Participation Amount can be determined by multiplying the original
denomination of the holder's Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.38%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 06/01/2007
(b) Accumulation Period Length (months) 3
(c) Accumulation Period Factor 2.77
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $313,253,333.33
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-8
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
----------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
----------------------
Principal Funding Investment Shortfall $0.00
----------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.47%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ TRACIE KLEIN
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.20
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-9
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per
Series 1997-9 Certificate (a "Certificate"). Certain other information is
presented based on the aggregate amount for the Trust as a whole. Capitalized
terms used in this Monthly Certificateholders' Statement have their respective
meanings set forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.15833
Class B $5.38333
CIA $5.90000
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.15833
Class B $5.38333
CIA $5.90000
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-9
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $70,431,798.90
Class B $6,358,198.87
CIA $8,047,595.37
---------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
CIA $826,643.66
---------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $653,105.08
(d1) Principle Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $826,643.66
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-9
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $45,180,000.00
CIA $57,230,000.00
----------------
Total $602,410,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.391%
Class B 0.126%
CIA 0.159%
----------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
----------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
----------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-9
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
CIA $266,998.16
---------------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-9
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the Class B
Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $625,000.00
Class B $56,475.00
CIA $71,537.50
---------------------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the
related Distribution Date after giving
effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $57,230,000.00
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving
effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-9
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive
of any principal payments to be made on the related Distribution
Date, to the amount of the Investor Interest as of the Closing
Date). The amount of a Certificateholder's pro rata share of the
Investor Participation Amount can be determined by multiplying the
original denomination of the holder's Certificate by the Pool
Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.29%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period.
(a) Accumulation Period commencement date 09/01/2004
(b) Accumulation Period length (months) 1
(c) Accumulation Period Factor 10.72
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $602,410,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
--------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-9
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
----------------------
Principal Funding Investment Shortfall $0.00
----------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other amount
designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.55%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.21
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
----------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1997-10
----------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/17/00
Transfer Date: 5/16/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1997-10 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.18333
Class B $5.33333
CIA $5.77500
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.18333
Class B $5.33333
CIA $5.77500
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-10
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
CIA $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $98,577,867.55
Class B $8,917,890.56
CIA $11,282,970.35
---------------------
Total $118,778,728.46
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $10,125,835.93
Class B $916,042.36
CIA $1,158,965.29
---------------------
Total $12,200,843.58
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $10,125,835.93
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $916,042.36
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,158,965.29
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-10
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $700,000,000.00
Class B $63,253,000.00
CIA $80,121,000.00
---------------------
Total $843,374,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.947%
Class B 0.176%
CIA 0.223%
---------------------
Total 2.346%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
CIA 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-10
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,270,222.31
Class B $295,891.70
CIA $374,232.07
---------------------
Total $3,940,346.08
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-10
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the Class B
Invested Amount and the CIA
Class A $0.00
Class B $0.00
CIA $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $875,000.00
Class B $79,066.25
CIA $100,151.25
---------------------
Total $1,054,217.50
8. Reallocated Principal Collections.
----------------------------------
The amount of Reallocated CIA and Class B
Principal Collections applied in respect of
Interest Shortfalls, Investor Default Amounts
or Investor Charge-Offs for the prior month.
Class B $0.00
CIA $0.00
---------------------
Total $0.00
9. CIA Invested Amount
(a) The amount of the CIA Invested Amount
as of the close of business on the
related Distribution Date after giving
effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $80,121,000.00
(b) The Required CIA Invested Amount as
of the close of business on the related
Distribution Date after giving effect
to withdrawals, deposits and payments
to be made in respect of the preceding
month $80,121,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-10
Page 6
10. The Pool Factor
---------------
The Pool Factor (which represents the ratio of the amount of the
Investor Interest on the last day of the Monthly Period, inclusive of
any principal payments to be made on the related Distribution Date, to
the amount of the Investor Interest as of the Closing Date). The amount
of a Certificateholder's pro rata share of the Investor Participation
Amount can be determined by multiplying the original denomination of the
holder's Certificate by the Pool Factor
Class A 1.00000000
Class B 1.00000000
Total 1.00000000
11. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
12. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.30%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 12/01/2000
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 28.51
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $843,374,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1997-10
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other
amount designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.54%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.22
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-1
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-1 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.17500
Class B $5.31667
Excess Collateral Amount $5.41667
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.17500
Class B $5.31667
Excess Collateral Amount $5.41667
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-1
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $98,577,867.55
Class B $8,917,890.56
Excess Collateral Amount $11,282,970.35
---------------------
Total $118,778,728.46
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $10,125,835.93
Class B $916,042.36
Excess Collateral Amount $1,158,965.29
---------------------
Total $12,200,843.58
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $10,125,835.93
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $916,042.36
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,158,965.29
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-1
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $700,000,000.00
Class B $63,253,000.00
Excess Collateral Amount $80,121,000.00
---------------------
Total $843,374,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 1.947%
Class B 0.176%
Excess Collateral Amount 0.223%
---------------------
Total 2.346%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the
aggregate amount of Principal Receivables
set forth in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-1
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,270,222.31
Class B $295,891.70
Excess Collateral Amount $374,232.07
---------------------
Total $3,940,346.08
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-1
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the
reimbursement of reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
--------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly Period
Class A $875,000.00
Class B $79,066.25
Excess Collateral Amount $100,151.25
--------------------
Total $1,054,217.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
Amount and Class B Principal Collections
applied in respect of Interest Shortfalls,
Investor Default Amounts or Investor
Charge-Offs for the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral Amount
as of the close of business on the related
Distribution Date after giving effect
to withdrawals, deposits and payments
to be made in respect of the preceding
month $80,121,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.25%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-1
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period.
(a) Accumulation Period commencement date 04/01/2003
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 10.22
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $843,374,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for
the Previous Monthly Period $0.00
Accumulation Shortfall $0.00
------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
--------------------
Principal Funding Investment Shortfall $0.00
--------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-1
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage) 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Class A Invested Amount or
other amount designated by Transferor
(c) Required Reserve Account Balance after $0.00
effect of any transfers on the Related
Transfer Date
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.57%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
--------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.23
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-3
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-3 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.15833
Class B $5.29167
Excess Collateral Amount $5.45833
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on the
Certificates, per $1,000 original certificate
principal amount
Class A $5.15833
Class B $5.29167
Excess Collateral Amount $5.45833
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-3
Page 2
3. The amount of the distribution set forth in paragraph 1
above in respect of principal on the Certificates, per
$1,000 original certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the Certificates
Class A $112,666,335.34
Class B $10,197,736.41
Excess Collateral Amount $12,911,009.60
---------------------
Total $135,775,081.35
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $11,573,011.56
Class B $1,047,510.97
Excess Collateral Amount $1,326,224.50
---------------------
Total $13,946,747.03
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $11,573,011.56
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $1,047,510.97
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,326,224.50
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-3
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the last day
of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of the
preceding month (Adjusted Class A Invested
Amount during Accumulation Period)
Class A $800,000,000.00
Class B $72,289,000.00
Excess Collateral Amount $91,567,000.00
------------------
Total $963,856,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above.
Class A 2.225%
Class B 0.201%
Excess Collateral Amount 0.255%
------------------
Total 2.681%
(d) During the Amortization Period: The Invested
Amount as of _______ (the last day of the
Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the
aggregate amount of Principal Receivables
set forth in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
-------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-3
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,737,775.60
Class B $338,382.19
Excess Collateral Amount $428,462.05
---------------------
Total $4,504,619.84
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess Collateral
Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-3
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust to
the Servicer for the Monthly Period
Class A $1,000,000.00
Class B $90,361.25
Excess Collateral Amount $114,458.75
---------------------
Total $1,204,820.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral Amount
and Class B Principal Collections applied in
respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $91,567,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly
Period 11.76%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.24%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-3
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 05/01/2001
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 23.13
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $963,856,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account Balance
for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
-------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous
Monthly Period $0.00
Accumulation Shortfall $0.00
-------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
-------------------
Principal Funding Investment Shortfall $0.00
-------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-3
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis.
----------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other amount
designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on the
Related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.59%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
Exhibit 99.24
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-4
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-4 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.20833
Class B $5.35833
Excess Collateral Amount $5.52500
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.20833
Class B $5.35833
Excess Collateral Amount $5.52500
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-4
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal
on the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of Principal
Receivables processed during the Monthly Period
which were allocated in respect of the
Certificates
Class A $98,577,867.55
Class B $8,917,890.56
Excess Collateral Amount $11,282,970.35
---------------------
Total $118,778,728.46
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed during
the Monthly Period which were allocated in
respect of the Certificates
Class A $10,125,835.93
Class B $916,042.36
Excess Collateral Amount $1,158,965.29
---------------------
Total $12,200,843.58
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $10,125,835.93
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $916,042.36
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,158,965.29
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-4
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of the
preceding month (Adjusted Class A Invested
Amount during Accumulation Period)
Class A $700,000,000.00
Class B $63,253,000.00
Excess Collateral Amount $80,121,000.00
---------------------
Total $843,374,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.947%
Class B 0.176%
Excess Collateral Amount 0.223%
---------------------
Total 2.346%
(d) During the Amortization Period: The Invested
Amount as of _______ (the last day of the
Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth in
paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-4
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances in
the Accounts which were delinquent as of the end
of the day on the last day of the Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(e) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,270,222.31
Class B 295,891.70
Excess Collateral Amount 374,232.07
---------------------
Total $3,940,346.08
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-4
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly Servicing
Fee payable by the Trust to the Servicer for
the Monthly Period
Class A $875,000.00
Class B $79,066.25
Excess Collateral Amount $100,151.25
---------------------
Total $1,054,217.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral Amount
and Class B Principal Collections applied in respect
of Interest Shortfalls, Investor Default Amounts or
Investor Charge-Offs for the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral Amount
as of the close of business on the related
Distribution Date after giving effect to
withdrawals, deposits and payments to be
made in respect of the preceding month $80,121,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.30%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-4
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 05/01/2005
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 6.94
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $421,687,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related Monthly
Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for
the Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-4
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on the
related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.53%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.25
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-5
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-5 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.19167
Class B $5.34167
Excess Collateral Amount $5.54167
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.19167
Class B $5.34167
Excess Collateral Amount $5.54167
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-5
Page 2
3. The amount of the distribution set forth
in paragraph 1 above in respect of
principal on the Certificates, per
$1,000 original certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $91,543,985.38
Class B $8,252,370.72
Excess Collateral Amount $10,463,869.02
---------------------
Total $110,260,225.12
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $9,403,346.52
Class B $847,678.66
Excess Collateral Amount $1,074,825.35
---------------------
Total $11,325,850.53
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $9,403,346.52
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $847,678.66
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,074,825.35
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve
Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-5
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $650,000,000.00
Class B $58,735,000.00
Excess Collateral Amount $74,395,000.00
---------------------
Total $783,130,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a)
above
Class A 1.808%
Class B 0.163%
Excess Collateral Amount 0.207%
---------------------
Total 2.178%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-5
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,037,124.91
Class B $273,796.64
Excess Collateral Amount $347,038.15
---------------------
Total $3,657,959.70
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess Collateral
Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-5
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $812,500.00
Class B $73,418.75
Excess Collateral Amount $92,993.75
---------------------
Total $978,912.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
and Class B Principal Collections applied in
respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral Amount as of
the close of business on the related Distribution
Date after giving effect to withdrawals, deposits
and payments to be made in respect of the
preceding month $74,395,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.28%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-5
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 07/01/2003
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 18.44
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $783,130,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall.
-----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-5
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.55%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.26
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-6
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-6 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.24167
Class B $5.40833
Excess Collateral Amount $5.13333
2. The amount of the distribution set forth
in paragraph 1 above in respect of
interest on the Certificates, per $1,000
original certificate principal amount
Class A $5.24167
Class B $5.40833
Excess Collateral Amount $5.13333
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-6
Page 2
3. The amount of the distribution set forth
in paragraph 1 above in respect of
principal on the Certificates, per $1,000
original certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $112,666,335.34
Class B $10,197,736.41
Excess Collateral Amount $12,911,009.60
-----------------
Total $135,775,081.35
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $11,573,011.56
Class B $1,047,510.97
Excess Collateral Amount $1,326,224.50
-----------------
Total $13,946,747.03
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
-----------------
Class A Available Funds $11,573,011.56
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $1,047,510.97
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account (to CIA) $0.00
CIA Available Funds $1,326,224.50
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve $0.00
Account
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-6
Page 3
3. Principal Receivable / Investor Percentages
--------------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $800,000,000.00
Class B $72,289,000.00
Excess Collateral Amount $91,567,000.00
-----------------
Total $963,856,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 2.225%
Class B 0.201%
Excess Collateral Amount 0.255%
-----------------
Total 2.681%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
-----------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
-----------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-6
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
-----------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,737,775.60
Class B $338,382.19
Excess Collateral Amount $428,462.05
-----------------
Total $4,504,619.84
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
-----------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-6
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------
Total $0.00
7. Investor Servicing Fee
-----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $1,000,000.00
Class B $90,361.25
Excess Collateral Amount $114,458.75
---------------
Total $1,204,820.00
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
Amount and Class B Principal Collections
applied in respect of Interest Shortfalls,
Investor Default Amounts or Investor
Charge-Offs for the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $91,567,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.76%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.29%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-6
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 12/01/2007
(b) Accumulation Period Length (months) 8
(c) Accumulation Period Factor 1.00
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $120,482,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for the
previous Monthly Period $0.00
Less: The amount deposited into the Principal
Funding Account for the Previous Monthly
Period $0.00
Accumulation Shortfall $0.00
---------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
---------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------
Principal Funding Investment Shortfall $0.00
---------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-6
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other amount
designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.53%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
--------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.27
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
-----------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-7
-----------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-7 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.19167
Class B $5.35833
Excess Collateral Amount $5.60833
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.19167
Class B $5.35833
Excess Collateral Amount $5.60833
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-7
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $105,601,586.26
Class B $9,532,216.56
Excess Collateral Amount $12,091,908.25
---------------
Total $127,225,711.07
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $10,847,304.69
Class B $979,147.33
Excess Collateral Amount $1,242,084.57
--------------
Total $13,068,536.59
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
--------------
Class A Available Funds $10,847,304.69
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $979,147.33
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,242,084.57
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-7
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $750,000,000.00
Class B $67,770,000.00
Excess Collateral Amount $85,845,000.00
---------------------
Total $903,615,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 2.086%
Class B 0.188%
Excess Collateral Amount 0.239%
---------------------
Total 2.513%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.00%
Class B 0.00%
Excess Collateral Amount 0.00%
---------------------
Total 0.00%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-7
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,503,228.08
Class B $316,287.14
Excess Collateral Amount $401,268.12
---------------------
Total $4,220,783.34
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the
Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-7
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B 0.00
Excess Collateral Amount 0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $937,500.00
Class B $84,712.50
Excess Collateral Amount $107,306.25
---------------------
Total $1,129,518.75
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
Amount and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $85,845,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.29%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-7
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 07/01/2001
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 23.60
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $903,615,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-7
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other amount
designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
-------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the Related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.54%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.28
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-8
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-8 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
1. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
A. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.23333
Class B $5.45000
Excess Collateral Amount $5.85833
B. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.23333
Class B $5.45000
Excess Collateral Amount $5.85833
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-8
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $70,431,798.90
Class B $6,358,198.87
Excess Collateral Amount $8,047,595.37
---------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
Excess Collateral Amount $826,643.66
---------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $653,105.08
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $826,643.66
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-8
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $45,180,000.00
Excess Collateral Amount $57,230,000.00
---------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 1.391%
Class B 0.126%
Excess Collateral Amount 0.159%
---------------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-8
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(e) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
Excess Collateral Amount $266,998.16
---------------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the
Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-8
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $625,000.00
Class B $56,475.00
Excess Collateral Amount $71,537.50
---------------------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
Amount and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $57,230,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
--------------
The Base Rate for the related Monthly Period 8.37%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-8
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 08/01/2005
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 8.32
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $602,410,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-8
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount
percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other amount
designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.46%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.29
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1998-9
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/18/00
Transfer Date: 5/17/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1998-9 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $4.40000
Class B $4.62500
Excess Collateral Amount $5.08333
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $4.40000
Class B $4.62500
Excess Collateral Amount $5.08333
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-9
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $91,543,985.38
Class B $6,307,005.02
Excess Collateral Amount $7,382,075.53
---------------------
Total $105,233,065.93
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $9,403,346.52
Class B $647,846.33
Excess Collateral Amount $758,279.98
---------------------
Total $10,809,472.83
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $9,403,346.52
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $647,846.33
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $758,279.98
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to
Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-9
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $650,000,000.00
Class B $44,828,000.00
Excess Collateral Amount $52,299,000.00
---------------------
Total $747,127,000.00
(c) The Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 1.808%
Class B 0.125%
Excess Collateral Amount 0.145%
---------------------
Total 2.078%
(d) During the Amortization Period: The
Invested Amount as of __________ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(b) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-9
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,037,124.91
Class B $209,211.09
Excess Collateral Amount $244,903.11
---------------------
Total $3,491,239.11
5. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-9
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $812,500.00
Class B $56,035.00
Excess Collateral Amount $65,373.75
---------------------
Total $933,908.75
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral Amount
and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $52,299,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 7.35%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-9
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 11/01/2003
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 4.25
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $373,563,500.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1998-9
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other amount
designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 5.37%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.30
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1999-1
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/19/00
Transfer Date: 5/18/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of September
1, 1992 (the "Pooling and Servicing Agreement") by and between First USA Bank,
N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1999-1 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.23333
Class B $5.44167
Excess Collateral Amount $5.35000
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.23333
Class B $5.44167
Excess Collateral Amount $5.35000
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-1
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $140,812,403.98
Class B $12,716,397.71
Excess Collateral Amount $16,095,190.77
---------------------
Total $169,623,992.46
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $14,464,145.42
Class B $1,306,210.17
Excess Collateral Amount $1,653,287.37
---------------------
Total $17,423,642.96
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $14,464,145.42
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $1,306,210.17
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,653,287.37
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-1
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $1,000,000,000.00
Class B $90,361,000.00
Excess Collateral Amount $114,458,000.00
---------------------
Total $1,204,819,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 2.781%
Class B 0.251%
Excess Collateral Amount 0.318%
---------------------
Total 3.350%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-1
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $4,671,432.08
Class B $421,821.43
Excess Collateral Amount $533,996.33
---------------------
Total $5,627,249.84
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-1
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $1,250,000.00
Class B $112,951.25
Excess Collateral Amount $143,072.50
---------------------
Total $1,506,023.75
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
Amount and Class B Principal Collections
applied in respect of Interest Shortfalls,
Investor Default Amounts or Investor
Charge-Offs for the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $114,458,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-1
Page 6
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.31%
C Information Regarding the Principal Funding Account
--------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 01/01/2004
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 8.70
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $1,204,819,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-1
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1(d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
-----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.51%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
Exhibit 99.31
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
-----------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1999-2
-----------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/19/00
Transfer Date: 5/18/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1999-2 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
1. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.26667
Class B $5.47500
Excess Collateral Amount $5.54167
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.26667
Class B $5.47500
Excess Collateral Amount $5.54167
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-2
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $70,431,798.90
Class B $6,358,198.87
Excess Collateral Amount $8,047,595.37
---------------------
Total $84,837,593.14
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $7,234,702.08
Class B $653,105.08
Excess Collateral Amount $826,643.66
---------------------
Total $8,714,450.82
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $653,105.08
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $826,643.66
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-2
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $45,180,000.00
Excess Collateral Amount $57,230,000.00
---------------------
Total $602,410,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate
amount of Principal Receivables as of the
Record Date set forth in paragraph 3(a) above
Class A 1.391%
Class B 0.126%
Excess Collateral Amount 0.159%
---------------------
Total 1.676%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-2
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
-----
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $210,910.71
Excess Collateral Amount $266,998.16
---------------------
Total $2,814,474.72
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-2
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $625,000.00
Class B $56,475.00
Excess Collateral Amount $71,537.50
----------
Total $753,012.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
Amount and Class B Principal Collections
applied in respect of Interest Shortfalls,
Investor Default Amounts or Investor Charge-Offs
for the prior month.
Class B $0.00
Excess Collateral Amount $0.00
-----
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $57,230,000.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-2
Page 6
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.37%
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period.
(a) Accumulation Period commencement date 12/01/2005
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 7.32
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $301,205,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-2
Page 7
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis.
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($)
(0.5% of Invested Amount or other amount
designated by Transferor) $0.00
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.45%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.32
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1999-3
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/19/00
Transfer Date: 5/18/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1999-3 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.23333
Class B $5.40833
Excess Collateral Amount $5.37500
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.23333
Class B $5.40833
Excess Collateral Amount $5.37500
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-3
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $98,577,867.55
Class B $7,638,044.70
Excess Collateral Amount $11,129,388.90
---------------------
Total $117,345,301.15
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $10,125,835.93
Class B $784,573.70
Excess Collateral Amount $1,143,189.05
---------------------
Total $12,053,598.68
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $10,125,835.93
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $784,573.70
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $1,143,189.05
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-3
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $35,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $700,000,000.00
Class B $54,167,000.00
Excess Collateral Amount $79,167,000.00
---------------------
Total $833,334,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph 3(b)
above as a percentage of the aggregate amount
of Principal Receivables as of the Record
Date set forth in paragraph 3(a) above
Class A 1.947%
Class B 0.151%
Excess Collateral Amount 0.220%
---------------------
Total 2.318%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-3
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(f) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $3,270,222.31
Class B $253,401.21
Excess Collateral Amount $369,133.21
---------------------
Total $3,892,756.73
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-3
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $875,000.00
Class B $67,708.75
Excess Collateral Amount $98,958.75
---------------------
Total $1,041,667.50
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
Amount and Class B Principal Collections
applied in respect of Interest Shortfalls,
Investor Default Amounts or Investor Charge-Offs
for the prior month.
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $79,167,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
--------------
The Base Rate for the related Monthly Period 8.31%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-3
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 02/01/2004
(b) Accumulation Period Length (months) 2
(c) Accumulation Period Factor 6.46
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $416,667,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-3
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after
effect of any transfers on the Related
Transfer Date $0.00
(d) Reserve Draw Amount transferred to the
Finance Charge Account on the Related
Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the Related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.51%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
-------------------------------------
Tracie Klein
First Vice President
<PAGE>
EXHIBIT 99.33
MONTHLY CERTIFICATEHOLDERS' STATEMENT
FIRST USA BANK, N.A.
---------------------------------------------------
FIRST USA CREDIT CARD MASTER TRUST, SERIES 1999-4
---------------------------------------------------
Monthly Period: 4/1/00 to
4/30/00
Distribution Date: 5/19/00
Transfer Date: 5/18/00
Under Section 5.02 of the Pooling and Servicing Agreement dated as of
September 1, 1992 (the "Pooling and Servicing Agreement") by and between First
USA Bank, N.A. (the "Bank") and The Bank of New York (Delaware), as trustee (the
"Trustee") the Bank, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the First USA Credit Card Master Trust (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date noted above and with respect to the performance of the
Trust during the month noted above is set forth below. Certain information is
presented on the basis of an original principal amount of $1,000 per Series
1999-4 Certificate (a "Certificate"). Certain other information is presented
based on the aggregate amount for the Trust as a whole. Capitalized terms used
in this Monthly Certificateholders' Statement have their respective meanings set
forth in the Pooling and Servicing Agreement.
A. Information Regarding the Current Monthly Distribution.
-------------------------------------------------------
1. The total amount of the distribution to
Certificateholders on the Distribution Date per
$1,000 original certificate principal amount
Class A $5.18333
Class B $5.35833
Excess Collateral Amount $5.65000
2. The amount of the distribution set forth in
paragraph 1 above in respect of interest on
the Certificates, per $1,000 original
certificate principal amount
Class A $5.18333
Class B $5.35833
Excess Collateral Amount $5.65000
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-4
Page 2
3. The amount of the distribution set forth in
paragraph 1 above in respect of principal on
the Certificates, per $1,000 original
certificate principal amount
Class A $0.00000
Class B $0.00000
Excess Collateral Amount $0.00000
B. Information Regarding the Performance of the Trust.
---------------------------------------------------
1. Allocation of Principal Receivables.
------------------------------------
The aggregate amount of Allocations of
Principal Receivables processed during the
Monthly Period which were allocated in
respect of the Certificates
Class A $70,431,798.90
Class B $5,436,709.84
Excess Collateral Amount $7,945,207.72
---------------------
Total $83,813,716.46
2. Allocation of Finance Charge Receivables
----------------------------------------
(a1) The aggregate amount of Allocations of
Finance Charge Receivables processed
during the Monthly Period which were
allocated in respect of the Certificates
Class A $7,234,702.08
Class B $558,447.70
Excess Collateral Amount $816,126.18
---------------------
Total $8,609,275.96
(b1) Principal Funding Investment Proceeds
(to Class A) $0.00
(b2) Withdrawals from Reserve Account
(to Class A) $0.00
---------------------
Class A Available Funds $7,234,702.08
(c1) Principal Funding Investment Proceeds
(to Class B) $0.00
(c2) Withdrawals from Reserve Account
(to Class B) $0.00
Class B Available Funds $558,447.70
(d1) Principal Funding Investment Proceeds
(to CIA) $0.00
(d2) Withdrawals from Reserve Account
(to CIA) $0.00
CIA Available Funds $816,126.18
(e1) Total Principal Funding Investment Proceeds $0.00
(e2) Investment Earnings on deposits to Reserve Account $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-4
Page 3
3. Principal Receivable/Investor Percentages
-----------------------------------------
(a) The aggregate amount of Principal
Receivables in the Trust as of the
last day of the Monthly Period $37,957,403,124.97
(b) Invested Amount as of the last day of
the preceding month (Adjusted Class A
Invested Amount during Accumulation
Period)
Class A $500,000,000.00
Class B $38,691,000.00
Excess Collateral Amount $56,548,000.00
---------------------
Total $595,239,000.00
(c) The Floating Allocation Percentage: The
Invested Amount set forth in paragraph
3(b) above as a percentage of the
aggregate amount of Principal Receivables
as of the Record Date set forth in
paragraph 3(a) above
Class A 1.391%
Class B 0.108%
Excess Collateral Amount 0.157%
---------------------
Total 1.656%
(d) During the Amortization Period: The
Invested Amount as of _______ (the
last day of the Revolving Period)
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
(e) The Fixed/Floating Allocation Percentage:
The Invested Amount set forth in paragraph
3(d) above as a percentage of the aggregate
amount of Principal Receivables set forth
in paragraph 3(a) above
Class A 0.000%
Class B 0.000%
Excess Collateral Amount 0.000%
---------------------
Total 0.000%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-4
Page 4
4. Delinquent Balances.
--------------------
The aggregate amount of outstanding balances
in the Accounts which were delinquent as of
the end of the day on the last day of the
Monthly Period
(a) 35 - 64 days $412,356,105.49
(b) 65 - 94 days $304,262,251.21
(c) 95 - 124 days $259,879,194.26
(d) 125 - 154 days $222,010,293.21
(e) 155 - 184 days $195,551,133.26
(e) 185 or more days $0.00
---------------------
Total $1,394,058,977.43
5. Monthly Investor Default Amount.
--------------------------------
(a) The aggregate amount of all defaulted
Principal Receivables written off as
uncollectible during the Monthly Period
allocable to the Invested Amount (the
aggregate "Investor Default Amount")
Class A $2,336,565.85
Class B $180,317.56
Excess Collateral Amount $263,598.92
---------------------
Total $2,780,482.33
6. Investor Charge-Offs & Reimbursements of Charge-Offs.
-----------------------------------------------------
(a) The aggregate amount of Class A Investor
Charge-Offs and the reductions in the
Class B Invested Amount and the Excess
Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-4
Page 5
(b) The aggregate amount of Class A Investor
Charge-Offs reimbursed and the reimbursement
of reductions in the Class B Invested Amount
and the Excess Collateral Amount
Class A $0.00
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
7. Investor Servicing Fee
----------------------
(a) The amount of the Investor Monthly
Servicing Fee payable by the Trust
to the Servicer for the Monthly
Period
Class A $625,000.00
Class B $48,363.75
Excess Collateral Amount $70,685.00
---------------------
Total $744,048.75
8. Reallocated Principal Collections
---------------------------------
The amount of Reallocated Excess Collateral
and Class B Principal Collections applied
in respect of Interest Shortfalls, Investor
Default Amounts or Investor Charge-Offs for
the prior month
Class B $0.00
Excess Collateral Amount $0.00
---------------------
Total $0.00
9. Excess Collateral Amount
(a) The amount of the Excess Collateral
Amount as of the close of business
on the related Distribution Date after
giving effect to withdrawals, deposits and
payments to be made in respect of the
preceding month $56,548,000.00
10. The Portfolio Yield
-------------------
The Portfolio Yield for the related Monthly Period 11.75%
11. The Base Rate
-------------
The Base Rate for the related Monthly Period 8.29%
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-4
Page 6
C Information Regarding the Principal Funding Account
---------------------------------------------------
1. Accumulation Period
(a) Accumulation Period commencement date 04/01/2002
(b) Accumulation Period Length (months) 1
(c) Accumulation Period Factor 16.09
(d) Required Accumulation Factor Number 8
(e) Controlled Accumulation Amount $595,239,000.00
(f) Minimum Payment Rate (last 12 months) 14.06%
2. Principal Funding Account
-------------------------
Beginning Balance $0.00
Plus: Principal Collections for related
Monthly Period from Principal Account $0.00
Plus: Interest on Principal Funding Account
Balance for related Monthly Period $0.00
Less: Withdrawals to Finance Charge Account $0.00
Less: Withdrawals to Distribution Account $0.00
---------------------
Ending Balance $0.00
3. Accumulation Shortfall
----------------------
The Controlled Deposit Amount for
the previous Monthly Period $0.00
Less: The amount deposited into the
Principal Funding Account for the
Previous Monthly Period $0.00
Accumulation Shortfall $0.00
---------------------
Aggregate Accumulation Shortfalls $0.00
4. Principal Funding Investment Shortfall
--------------------------------------
Covered Amount $0.00
Less: Principal Funding Investment Proceeds $0.00
---------------------
Principal Funding Investment Shortfall $0.00
---------------------
<PAGE>
MONTHLY CERTIFICATEHOLDERS' STATEMENT Series 1999-4
Page 7
D. Information Regarding the Reserve Account
-----------------------------------------
1. Required Reserve Account Analysis
---------------------------------
(a) Required Reserve Account Amount percentage 0.00000%
(b) Required Reserve Account Amount ($) $0.00
(0.5% of Invested Amount or other
amount designated by Transferor)
(c) Required Reserve Account Balance after effect
of any transfers on the Related Transfer Date $0.00
(d) Reserve Draw Amount transferred to the Finance
Charge Account on the Related Transfer Date $0.00
2. Reserve Account Investment Proceeds
-----------------------------------
Reserve Account Investment Proceeds transferred
to the Finance Charge Account on the Related
Transfer Date $0.00
3. Withdrawals from the Reserve Account
------------------------------------
Total Withdrawals from the Reserve Account
transferred to the Finance Charge Account on
the Related Transfer Date (1 (d) plus 2 above) $0.00
4. The Portfolio Adjusted Yield
----------------------------
The Portfolio Adjusted Yield for the related
Monthly Period 4.54%
<PAGE>
MONTHLY CERTIFICATEHOLDER'S STATEMENT
Signature Page
First USA Bank, N.A.
as Servicer
By: /s/ Tracie Klein
------------------------------
Tracie Klein
First Vice President
