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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEPTEMBER 30, 2000 10-Q FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 12,594
<INT-BEARING-DEPOSITS> 264
<FED-FUNDS-SOLD> 5,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 64,750
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 18,837
<ALLOWANCE> 3,136
<TOTAL-ASSETS> 278,024
<DEPOSITS> 222,983
<SHORT-TERM> 26,686
<LIABILITIES-OTHER> 3,552
<LONG-TERM> 0
18
0
<COMMON> 0
<OTHER-SE> 24,785
<TOTAL-LIABILITIES-AND-EQUITY> 278,024
<INTEREST-LOAN> 13,728
<INTEREST-INVEST> 3,310
<INTEREST-OTHER> 228
<INTEREST-TOTAL> 17,266
<INTEREST-DEPOSIT> 5,605
<INTEREST-EXPENSE> 6,579
<INTEREST-INCOME-NET> 10,687
<LOAN-LOSSES> 825
<SECURITIES-GAINS> (128)
<EXPENSE-OTHER> 7,986
<INCOME-PRETAX> 4,618
<INCOME-PRE-EXTRAORDINARY> 4,618
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,984
<EPS-BASIC> 1.80
<EPS-DILUTED> 1.80
<YIELD-ACTUAL> 5.71
<LOANS-NON> 295
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,525
<CHARGE-OFFS> 484
<RECOVERIES> 270
<ALLOWANCE-CLOSE> 3,136
<ALLOWANCE-DOMESTIC> 3,136
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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