As filed with the Securities and Exchange Commission on
July 30, 1997
Registration No. 33-16482
811-5279
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D. C. 20549
FORM N-4
REGISTRATION UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No.
Post-Effective Amendment No. 6
and/or
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF
1940
Amendment No. 8
CHARTER NATIONAL VARIABLE ANNUITY ACCOUNT
(Exact Name of Registrant)
CHARTER NATIONAL LIFE INSURANCE COMPANY
(Name of Depositor)
8301 Maryland Avenue St. Louis, Missouri 63105
(Address of Depositor's Principal Executive Offices)
(314) 725-7575
(Depositor's Telephone Number, including Area Code)
Richard G. Petitt
Charter National Life Insurance Company
8301 Maryland Avenue
St. Louis, Missouri 63105
(Name and Address of Agent for Service)
Copy to:
Stephen E. Roth, Esq.
Sutherland, Asbill & Brennan, L.L.P.
1275 Pennsylvania Avenue, N. W.
Washington, D. C. 20004-2404
<PAGE>
Approximate Date of Proposed Public Offering: As soon as
practicable after the effective date of the Registration
Statement.
It is proposed that this filing will become effective:
X immediately upon filing pursuant to paragraph (b)
on pursuant to paragraph (b)
60 days after filing pursuant to paragraph (a)(i)
on pursuant to paragraph (a)(i)
75 days after filing pursuant to paragraph (a)(ii)
on pursuant to paragraph (a)(ii) of Rule 485
If appropriate check the following box:
this Post-Effective Amendment designates a new effective
date for a previously filed Post Effective Amendment.
Pursuant to Rule 24f-2 under the Investment Company Act of
1940, the Registrant has registered an indefinite number or
amount of securities under the Securities Act of 1933. The
Registrant filed the Rule 24f-2 Notice for the year ended
December 31, 1996 on February 21, 1997.
<PAGE>
This post-effective amendment is being filed solely to
satisfy the requirements of section 26(e)(2)(A) under the
Investment Company Act of 1940.
The contents of Registrant's previously filed registration
statement, Post-Effective Amendment No. 5 to the Registration
Statement on Form N-4 of the Charter National Variable
Annuity Account filed April 26, 1991 (File Nos. 33-16482, 811-
5279), is incorporated by reference herein in its entirety.
The following undertaking is added to Part C, Undertakings:
Charter National Life Insurance Company hereby represents
that the fees and charges deducted under the Contract, in the
aggregate, are reasonable in relation to the services
rendered, the expenses expected to be incurred, and the risks
assumed by Charter National Life Insurance Company.
<PAGE>
SIGNATURES
As required by the Securities Act of 1933 and the Investment
Company Act of 1940, the Registrant certifies that it meets
the requirements of Securities Act Rule 485(b) for
effectiveness of this amended Registration Statement and has
duly caused this amended Registration Statement to be signed
on its behalf in the City of Philadelphia and the State of
Pennsylvania, on the 18th day of July, 1997.
Charter National Variable Annuity
Account
(Registrant)
(Seal) Charter National Life Insurance Company
(Depositor)
Attest:/s/ Alexis M. Berg By: /s/ Karen M. Henneberg
Alexis M. Berg Karen M. Henneberg
Vice President, Assistant Vice President
General Counsel, Corporate Compliance
Secretary & Director
As required by the Securities Act of 1933 this amended
Registration Statement has been signed by the following
persons in their capacities on the dates indicated.
Signature Title Date
/s/ Richard G. Petitt Chairman of the Board July 18, 1997
Richard G. Petitt and Director
(Chief Executive Officer)
/s/ Gregory R. Barstead President and Director July 18, 1997
Gregory R. Barstead (Chief Operating Officer)
* Director July 18, 1997
Ian M. Cumming
/s/ Elizabeth A. Clifford Senior Vice President, July 18, 1997
Elizabeth A. Clifford Controller, Treasurer
and Director
Henry H. Wulsin Director July 18, 1997
<PAGE>
Signature Title Date
/s/ David L. Baxter Senior Vice President July 18, 1997
David L. Baxter and Chief Actuary
* Director and Assistant July 18,1997
Ruth Klindtworth Secretary
* Director July 18, 1997
Jesse C. Nichols III
* Director July 18, 1997
Joseph S. Steinberg
Director July 18, 1997
Joseph A. Orlando
*Pursuant to Power of Attorney
(Seal) Date: July 18, 1997
Attest:/s/ Alexis M. Berg By: /s/ Karen M. Henneberg
Alexis M. Berg Karen M. Henneberg
Vice President, Assistant Vice President,
General Counsel, Compliance
Corporate Secretary
& Director
