SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549-1004
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of
1934
Date of Report (Date of earliest event reported) June 11, 1998
FNB Financial Corporation
(Exact name of registrant as specified in its charter)
Commonwealth of Pennsylvania 33-66014 23-2466821
(State or other jurisdiction of (Commission (I.R.S. Employer
incorporation or organization) File Number) Identification No.)
101 Lincoln Way West, McConnellsburg, PA 17233
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code: 717/485-3123
FNB FINANCIAL CORPORATION
Item 1 - Changes in Control of Registrant.
None
Item 2 - Acquisition or Disposition of Assets.
None
Item 3 - Bankruptcy or Receivership.
Not Applicable
Item 4 - Changes in Registrant's Certifying Accountant.
None
Item 5 - Other Events.
Following an Office of the Comptroller of the Currency (OCC)
examination of The First National Bank of McConnellsburg, the
Corporation's primary subsidiary, which ended on June 11, 1998, the
Bank increased its Allowance for Loan Losses by $100,000.
Item 6 - Resignation of Registrant's Directors.
None
Item 7 - Financial Statements, Pro Forma Financial Information and
Exhibits.
None
Item 8 - Change in Fiscal Year.
None
Item 9 - Sales of Equity Securities Pursuant to Regulation S.
None
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned thereunto duly authorized.
/s/John C. Duffey
(John C. Duffey, President
and Director of the Company and
President/CEO of the Bank)
(Duly Authorized Officer)
Date June 24, 1998 /s/Daniel E. Waltz
(Daniel E. Waltz, Treasurer
and Director of the Company and
Senior Vice President/CFO of
the Bank)
(Principal Financial &
Accounting Officer)
