VARIABLE ACCOUNT I OF AIG LIFE INS CO
N-4/A, EX-9, 2000-11-08
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                                   Exhibit 9

                         Opinion and Consent of Counsel
<PAGE>

                         OPINION AND CONSENT OF COUNSEL

Gentlemen:

            I have made such examination of the law and have examined such
company records and documents as in my judgment are necessary or appropriate to
enable me to render the opinion expressed below:

      1.    AIG Life Insurance Company is a valid and existing stock life
            insurance company domiciled in the State of Delaware.

      2.    Variable Account I is a separate investment account of AIG Life
            Insurance Company validly existing pursuant to the Delaware
            Insurance Laws and the Regulations thereunder.

      3.    All of the prescribed corporate procedures for the issuance of the
            Group Immediate Single Premium Variable Annuity Contracts (the
            "Contracts") have been followed, and when such Contracts are issued
            in accordance with the Prospectuses contained in the Registration
            Statement, all state requirements relating to such Contracts will
            have been complied with.

      4.    Upon the acceptance of premiums made by Contract Owners pursuant to
            a Contract issued in accordance with the Prospectuses contained in
            the Registration Statement and upon compliance with applicable law,
            such Contract Owner will have a legally-issued, fully-paid,
            nonassessable interest in such Contract.

      This opinion, or a copy thereof, may be used as an exhibit to or in
connection with the filing with the Securities and Exchange Commission of
Pre-Effective Amendment No. 1 to the Registration Statement on Form N-4 (File
No. 333-36260) for the Contracts to be issued by AIG Life Insurance Company and
its separate account, Variable Account I.


                                              /s/ Kenneth D. Walma
                                              -----------------------------
                                              Kenneth D. Walma
                                              Vice President and General Counsel

Dated: November 8, 2000



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