PARKVALE FINANCIAL CORP, 10-K, EX-23, 2000-09-22

PARKVALE FINANCIAL CORP
10-K, EX-23, 2000-09-22
SAVINGS INSTITUTION, FEDERALLY CHARTERED

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                                                                      Exhibit 23





                        Consent of Independent Auditors

We consent to the incorporation by reference in the Registration Statement (Form
S-8 No. 33-26173) pertaining to the 1987 Stock Option Plan and the Registration
Statement (Form S-8 No. 33-98812) pertaining to the 1993 Key Employee Stock
Compensation Program and the 1993 Directors Stock Option Plan of Parkvale
Financial Corporation of our report dated July 18, 2000, with respect to the
consolidated financial statements of Parkvale Financial Corporation incorporated
by reference in the Annual Report (Form 10-K) for the year ended June 30, 2000.




                                                 ERNST & YOUNG LLP


Pittsburgh, Pennsylvania
September 21, 2000