HARTFORD LIFE INS CO PUTNAM CAPITAL MGR TR SEPARATE ACCT TWO
497, 1995-10-30
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                 PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT
                        HARTFORD LIFE INSURANCE COMPANY

        SUPPLEMENT DATED OCTOBER 20, 1995 TO THE PUTNAM CAPITAL MANAGER
                          PROSPECTUS DATED MAY 1, 1995

The subsection entitled "The Company" should read as follows:

                                  THE COMPANY

Hartford Life Insurance Company ("HL") was originally incorporated under the
laws of Massachusetts on June 5, 1902. It was subsequently redomiciled to
Connecticut. It is a stock life insurance company engaged in the business of
writing health and life insurance, both ordinary and group, in all states of the
United States and the District of Columbia. The offices of HL are located in
Simsbury, Connecticut; however, its mailing address is P.O. Box 5085, Hartford,
CT 06102-5085, Attn: Individual Annuity Operations. HL is ultimately 100% owned
by Hartford Fire Insurance Company, one of the largest multiple lines insurance
carriers in the United States. Hartford Fire Insurance Company is a subsidiary
of ITT Corporation.

HL has an A+ (superior) rating from A.M. Best and Company, Inc. HL has an AA+
rating from both Standard & Poor's and Duff and Phelps on the basis of its
claims paying ability.

These ratings do not apply to the performance of the Separate Account. However,
the Contractual obligations under this variable annuity are the general
corporate obligations of HL. These ratings do apply to HL's ability to meet its
insurance obligations under the Contract.

HV-2005

33-73566


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