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Hartford Life Insurance Company
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PUTNAM CAPITAL MANAGER VARIABLE ANNUITY
Supplement Dated January 20, 1997 to the Variable Annuity with respect to
the Putnam Capital Manager Variable Annuity Prospectus Dated May 1, 1996.
The following is added to the end of the section of the Prospectus entitled,
"The Contract":
The Contract may be sold directly to certain individuals under certain
circumstances that do not involve payment of any sales compensation to a
registered representative. In such case, Hartford Life will credit the Contract
with an additional 5.0% of the premium payment. This additional percentage of
premium payment in no way affects present or future charges, rights, benefits or
current values of other Contract Owners. The following class of individuals are
eligible for this feature: (1) current or retired officers, directors, trustees
and employees (and their families) of the ultimate parent and affiliates of
Hartford Life and Putnam Management; and (2) employees and registered
representatives (and their families) of registered broker-dealers (or financial
institutions affiliated therewith) that have a sales agreement with Hartford
Life and its principal underwriter to sell the Contracts.
33-73566
HV-2127
