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PUTNAM HARTFORD CAPITAL MANAGER VARIABLE ANNUITY
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED SEPTEMBER 8, 1998 TO THE PROSPECTUS DATED MAY 1, 1998
The following paragraph should be added at the end of the fourth paragraph
under the section entitled, "The Fixed Account":
For Contract Owners who purchase their Contract in the state of New York,
only the 12 Month Transfer Program is currently available. That Program has
been extended for New York Contract Owners to allow Premium Payments and
accrued interest to be transferred from the Program to the selected
Sub-Accounts over 3 to 12 months.
33-73566
