<PAGE>
As filed with the Securities and Exchange Commission on October 2, 2000.
File No. 333-91929
811-06285
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No. [ ]
------
Post-Effective Amendment No. 3 [X]
------
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
Amendment No. 75 [X]
--
HARTFORD LIFE INSURANCE COMPANY
PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT
(Exact Name of Registrant)
HARTFORD LIFE INSURANCE COMPANY
(Name of Depositor)
P.O. Box 2999
Hartford, CT 06104-2999
(Address of Depositor's Principal Offices)
(860) 843-6733
(Depositor's Telephone Number, Including Area Code)
Marianne O'Doherty
Hartford Life Insurance Company
P.O. Box 2999
Hartford, CT 06104-2999
(Name and Address of Agent for Service)
It is proposed that this filing will become effective:
immediately upon filing pursuant to paragraph (b) of Rule 485
----
X on November 1, 2000 pursuant to paragraph (b) of Rule 485
----
60 days after filing pursuant to paragraph (a)(1) of Rule 485
----
on __________, 2000 pursuant to paragraph (a)(1) of Rule 485
----
this post-effective amendment designates a new effective date
----
for a previously filed post-effective amendment.
----
PURSUANT TO RULE 24F-2(a) UNDER THE INVESTMENT COMPANY ACT OF 1940, THE
REGISTRANT HAS REGISTERED AN INDEFINITE AMOUNT OF SECURITIES.
<PAGE>
PARTS A AND B
-------------
The Prospectuses and Statements of Additional Information (including all
financial statements therein) are incorporated in Parts A and B,
respectively, of this Post-Effective Amendment No. 3, by reference to
Post-Effective Amendment No. 1 to the Registration Statement on Form N-4
(File No. 333-91929), as filed on April 10, 2000 and declared effective on
May 1, 2000.
A Supplement to the Prospectus, dated November 1, 2000 is included in Part A of
this Post-Effective Amendment.
<PAGE>
PUTNAM HARTFORD CAPITAL MANAGER PLUS
VARIABLE ANNUITY
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED NOVEMBER 1, 2000 TO THE PROSPECTUS DATED MAY 1, 2000
The following Sub-Accounts and underlying Funds will be added in alphabetical
order to the cover page of the prospectus:
- PUTNAM CAPITAL APPRECIATION SUB-ACCOUNT which purchases Class IB shares of
Putnam VT Capital Appreciation Fund of Putnam Variable Trust
- PUTNAM VOYAGER FUND II SUB-ACCOUNT which purchases Class IB shares of
Putnam VT Voyager Fund II of Putnam Variable Trust
The following will be the Annual Fund Operating Expenses table along with
corresponding footnotes:
<TABLE>
<CAPTION>
Annual Fund Operating Expenses
As of the Fund's Year End
(As a percentage of net assets)
--------------------------------------------------------------------------------------------------------------------------
TOTAL ANNUAL FUND
MANAGEMENT OTHER OPERATING
FEES 12B-1 FEES EXPENSES EXPENSES (INCLUDING
(INCLUDING (INCLUDING (INCLUDING ANY WAIVERS AND ANY
WAIVERS) WAIVERS) REIMBURSEMENTS) REIMBURSEMENTS) (1)
--------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Putnam VT American Government
Income Fund (2)(3) 0.41% 0.15% 0.49% 1.05%
--------------------------------------------------------------------------------------------------------------------------
Putnam VT Asia Pacific Growth Fund 0.80% 0.15% 0.33% 1.28%
--------------------------------------------------------------------------------------------------------------------------
Putnam VT Capital Appreciation Fund 0.65% 0.15% 0.27% 1.07%
--------------------------------------------------------------------------------------------------------------------------
Putnam VT Diversified Income Fund 0.68% 0.15% 0.10% 0.93%
--------------------------------------------------------------------------------------------------------------------------
Putnam VT The George Putnam Fund of
Boston 0.65% 0.15% 0.18% 0.98%
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Putnam VT Global Asset Allocation Fund 0.65% 0.15% 0.12% 0.92%
--------------------------------------------------------------------------------------------------------------------------
Putnam VT Global Growth Fund 0.61% 0.15% 0.12% 0.88%
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Putnam VT Growth and Income Fund 0.46% 0.15% 0.04% 0.65%
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Putnam VT Growth Opportunities Fund (2) 0.70% 0.15% 0.20% 1.05%
--------------------------------------------------------------------------------------------------------------------------
<PAGE>
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Putnam VT Health Sciences Fund 0.70% 0.15% 0.13% 0.98%
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Putnam VT High Yield Fund 0.65% 0.15% 0.07% 0.87%
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Putnam VT Income Fund 0.60% 0.15% 0.07% 0.82%
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Putnam VT International Growth Fund 0.80% 0.15% 0.22% 1.17%
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Putnam VT International Growth and
Income Fund 0.80% 0.15% 0.18% 1.13%
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Putnam VT International New
Opportunities Fund 1.08% 0.15% 0.33% 1.56%
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Putnam VT Investors Fund 0.63% 0.15% 0.08% 0.86%
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Putnam VT Money Market Fund 0.41% 0.15% 0.08% 0.64%
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Putnam VT New Opportunities Fund 0.54% 0.15% 0.05% 0.74%
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Putnam VT New Value Fund 0.70% 0.15% 0.10% 0.95%
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Putnam VT OTC & Emerging Growth Fund (3) 0.53% 0.15% 0.37% 1.05%
--------------------------------------------------------------------------------------------------------------------------
Putnam VT Research Fund (3) 0.54% 0.15% 0.31% 1.00%
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Putnam VT Small Cap Value Fund (4) 0.53% 0.15% 0.76% 1.44%
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Putnam VT Technology Fund (2) 1.00% 0.15% 0.19% 1.34%
--------------------------------------------------------------------------------------------------------------------------
Putnam VT Utilities Growth and 0.65% 0.15% 0.06% 0.86%
Income Fund
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Putnam VT Vista Fund 0.65% 0.15% 0.10% 0.90%
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Putnam VT Voyager Fund 0.53% 0.15% 0.04% 0.72%
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Putnam VT Voyager Fund II 0.70% 0.15% 0.30% 1.15%
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</TABLE>
(1) Except as noted, expenses are based on the Fund's last fiscal year. Figures
shown in the table include amounts paid through expense offset and
brokerage service arrangements. See the Fund's prospectus for more
information about 12b-1 fees payable under the Fund's distribution plan.
(2) Putnam VT American Government Income Fund and Putnam VT Growth
Opportunities Fund commenced operations on January 31, 2000 and Putnam VT
Technology Fund commenced operations on June 14, 2000; therefore, the
Management Fees, 12b-1 Fees, Other Expenses
<PAGE>
and Total Annual Fund Operating Expenses are based on estimates for the
Fund's first full fiscal year.
(3) Total Annual Fund Operating Expenses for Putnam VT American Government
Income Fund, Putnam VT OTC & Emerging Growth Fund and Putnam VT Research
Fund reflect voluntary reductions and reimbursements through at least
December 31, 2000. Absent voluntary reductions and reimbursements, Total
Annual Fund Operating Expenses would have been as follows:
<TABLE>
<CAPTION>
-----------------------------------------------------------------------------------------------------------------------
TOTAL FUND
MANAGEMENT 12B-1 FEES OTHER OPERATING
FEES EXPENSES EXPENSES
-----------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
Putnam VT American Government 0.65% 0.15% 0.49% 1.29%
Income Fund
-----------------------------------------------------------------------------------------------------------------------
Putnam VT OTC & Emerging Growth 0.70% 0.15% 0.37% 1.22%
Fund
-----------------------------------------------------------------------------------------------------------------------
Putnam VT Research Fund 0.65% 0.15% 0.31% 1.11%
-----------------------------------------------------------------------------------------------------------------------
</TABLE>
(4) Putnam VT Small Cap Value Fund commenced operations on April 30, 1999.
Expenses for Putnam VT Small Cap Value Fund are estimates for the Fund's
fiscal year ending December 31, 2000.
The following will be added to the end of the Example that illustrates
situations where the Optional Death Benefit Rider is NOT selected and takes
into account the Payment Enhancement credited on a $1,000 investment:
EXAMPLE
<TABLE>
<CAPTION>
--------------------------------------------------------------------------------------------------------------------------------
If you surrender your Contract at If you annuitize your Contract at If you do not surrender your
the end of the applicable time the end of the applicable time Contract, you would pay the
period you would pay the period you would pay the following following expenses on a $1,000
following expenses on a $1,000 expenses on a $1,000 investment, investment, assuming a 5% annual
investment, assuming a 5% annual assuming a 5% annual return on return on assets:
return on assets: assets:
--------------------------------------------------------------------------------------------------------------------------------
SUB-ACCOUNT 1 YEAR 3 YEARS 5 YEARS 10 YEARS 1 YEAR 3 YEARS 5 YEARS 10 YEARS 1 YEAR 3 YEARS 5 YEARS 10 YEARS
--------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Putnam Capital
Appreciation $105 $170 N/A N/A $59 $89 N/A N/A $29 $90 N/A N/A
--------------------------------------------------------------------------------------------------------------------------------
Putnam Voyager
Fund II $106 $172 N/A N/A $60 $92 N/A N/A $30 $92 N/A N/A
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>
The following will be added to the end of the Example that illustrates
situations where the Optional Death Benefit Rider is selected and takes into
account the Payment Enhancement credited on a $1,000 investment:
<PAGE>
EXAMPLE
<TABLE>
<CAPTION>
----------------------------------------------------------------------------------------------------------------------------------
If you surrender your Contract at If you annuitize your Contract at If you do not surrender your
the end of the applicable time the end of the applicable time Contract, you would pay the
period you would pay the period you would pay the following following expenses on a $1,000
following expenses on a $1,000 expenses on a $1,000 investment, investment, assuming a 5% annual
investment, assuming a 5% annual assuming a 5% annual return on return on assets:
return on assets: assets:
----------------------------------------------------------------------------------------------------------------------------------
SUB-ACCOUNT 1 YEAR 3 YEARS 5 YEARS 10 YEARS 1 YEAR 3 YEARS 5 YEARS 10 YEARS 1 YEAR 3 YEARS 5 YEARS 10 YEARS
--------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Putnam Capital
Appreciation $107 $174 N/A N/A $60 $94 N/A N/A $31 $95 N/A N/A
----------------------------------------------------------------------------------------------------------------------------------
Putnam Voyager Fund
II $108 $177 N/A N/A $61 $97 N/A N/A $32 $97 N/A N/A
----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
The following will be added to the "The Funds" section in alphabetical order:
PUTNAM VT CAPITAL APPRECIATION FUND - Seeks capital appreciation.
PUTNAM VT VOYAGER FUND II - Seeks long-term growth of capital.
HV-2754
<PAGE>
PART C
<PAGE>
OTHER INFORMATION
Item 24. Financial Statements and Exhibits
(a) All financial statements are included in Part A and Part B of the
Registration Statement.
(b) (1) Resolution of the Board of Directors of Hartford Life Insurance
Company ("Hartford") authorizing the establishment of the
Separate Account.(1)
(2) Not applicable.
(3) (a) Principal Underwriter Agreement.(2)
(3) (b) Form of Dealer Agreement.(2)
(4) Form of Individual Flexible Premium Variable Annuity Contract.(4)
(5) Form of Application.(5)
(6) (a) Articles of Incorporation of Hartford.(3)
(6) (b) Bylaws of Hartford.(1)
(7) Not applicable.
(8) Form of Fund Participation Agreement.(6)
(9) Opinion and Consent of Lynda Godkin, Senior Vice President,
General Counsel, and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
(11) No financial statements are omitted.
-----------------------------
(1) Incorporated by reference to Post-Effective Amendment No. 2, to the
Registration Statement File No. 33-73570, dated May 1, 1995.
(2) Incorporated by reference to Post-Effective Amendment No. 3, to the
Registration Statement File No. 33-73570, dated April 29, 1996.
(3) Incorporated by reference to Post-Effective Amendment No. 19, to the
Registration Statement File No. 33-73570, dated April 14, 1997.
(4) Incorporated by reference to the Initial Filing to the Registration
Statement, File No. 333-91929, filed on December 1, 1999.
(5) Incorporated by reference to Pre-Effective Amendment No. 1 to the
Registration Statement, File No. 333-91929, filed on February 22, 2000.
(6) Incorporated by reference to Post-Effective Amendment No. 2 to the
Registration Statement File No. 333-91921, filed on August 25, 2000.
<PAGE>
(12) Not applicable.
(13) Not applicable.
(14) Not applicable.
(15) Copy of Power of Attorney.
(16) Organizational Chart.
Item 25. Directors and Officers of the Depositor
<TABLE>
<CAPTION>
----------------------------------------------------------------------------------------------------------------------
NAME POSITION WITH HARTFORD
----------------------------------------------------------------------------------------------------------------------
<S> <C>
David A. Carlson Vice President
----------------------------------------------------------------------------------------------------------------------
Peter W. Cummins Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Bruce W. Ferris Vice President
----------------------------------------------------------------------------------------------------------------------
Timothy M. Fitch Vice President
----------------------------------------------------------------------------------------------------------------------
Mary Jane B. Fortin Vice President & Chief Accounting Officer
----------------------------------------------------------------------------------------------------------------------
David T. Foy Senior Vice President, Chief Financial Officer & Treasurer, Director*
----------------------------------------------------------------------------------------------------------------------
Lynda Godkin Senior Vice President, General Counsel and Corporate Secretary,
Director*
----------------------------------------------------------------------------------------------------------------------
Lois W. Grady Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Stephen T. Joyce Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Michael D. Keeler Vice President
----------------------------------------------------------------------------------------------------------------------
Robert A. Kerzner Senior Vice President
----------------------------------------------------------------------------------------------------------------------
Thomas M. Marra President, Director*
----------------------------------------------------------------------------------------------------------------------
Craig R. Raymond Senior Vice President and Chief Actuary
----------------------------------------------------------------------------------------------------------------------
Lowndes A. Smith Chief Executive Officer, Director*
----------------------------------------------------------------------------------------------------------------------
David M. Znamierowski Senior Vice President and Chief Investment Officer, Director*
----------------------------------------------------------------------------------------------------------------------
</TABLE>
Unless otherwise indicated, the principal business address of each of the above
individuals is P.O. Box 2999, Hartford, CT 06104-2999.
*Denotes Board of Directors.
<PAGE>
Item 26. Persons Controlled By or Under Common Control with the Depositor or
Registrant
Filed herewith as Exhibit 16.
Item 27. Number of Contract Owners
As of August 31, 2000, there were 253,918 Contract Owners.
Item 28. Indemnification
Sections 33-770 to 33-778, inclusive, of the Connecticut General
Statutes ("CGS") provide that a corporation may provide indemnification
of or advance expenses to a director, officer, employee or agent.
Reference is hereby made to Section 33-771(e) of CGS regarding
indemnification of directors and Section 33-776(d) of CGS regarding
indemnification of officers, employees and agents of Connecticut
corporations. These statutes provide, in general, that Connecticut
corporations incorporated prior to January 1, 1997 shall, except to the
extent that their certificate of incorporation expressly provides
otherwise, indemnify their directors, officers, employees and agents
against "liability" (defined as the obligation to pay a judgment,
settlement, penalty, fine, including an excise tax assessed with
respect to an employee benefit plan, or reasonable expenses incurred
with respect to a proceeding) when (1) a determination is made pursuant
to Section 33-775 that the party seeking indemnification has met the
standard of conduct set forth in Section 33-771 or (2) a court has
determined that indemnification is appropriate pursuant to Section
33-774. Under Section 33-775, the determination of and the
authorization for indemnification are made (a) by the disinterested
directors, as defined in Section 33-770(3); (b) by special counsel; (c)
by the shareholders; or (d) in the case of indemnification of an
officer, agent or employee of the corporation, by the general counsel
of the corporation or such other officer(s) as the board of directors
may specify. Also, Section 33-772 provides that a corporation shall
indemnify an individual who was wholly successful on the merits or
otherwise against reasonable expenses incurred by him in connection
with a proceeding to which he was a party because he was a director of
the corporation. In the case of a proceeding by or in the right of the
corporation or with respect to conduct for which the director, officer,
agent or employee was adjudged liable on the basis that he received a
financial benefit to which he was not entitled, indemnification is
limited to reasonable expenses incurred in connection with the
proceeding against the corporation to which the individual was named a
party.
Under the Depositor's bylaws, the Depositor must indemnify both
directors and officers of the Depositor for (1) any claims and
liabilities to which they become subject by reason of being or having
been directors or officers of the Depositor and (2) legal and other
expenses incurred in defending against such claims, in each case, to
the extent such is consistent with statutory provisions.
<PAGE>
Section 33-777 of CGS specifically authorizes a corporation to procure
indemnification insurance on behalf of an individual who was a
director, officer, employer or agent of the corporation. Consistent
with the statute, the directors and officers of the Depositor and
Hartford Securities Distribution Company, Inc. ("HSD") are covered
under a directors and officers liability insurance policy issued to The
Hartford Financial Services Group, Inc. and its subsidiaries.
Insofar as indemnification for liabilities arising under the Securities
Act of 1933 may be permitted to directors, officers and controlling
persons of the Registrant pursuant to the foregoing provisions, or
otherwise, the Registrant has been advised that in the opinion of the
Securities and Exchange Commission such indemnification is against
public policy as expressed in the Act and is, therefore, unenforceable.
In the event that a claim for indemnification against such liabilities
(other than the payment by the Registrant of expenses incurred or paid
by a director, officer or controlling person of the Registrant in the
successful defense of any action, suit or proceeding) is asserted by
such director, officer or controlling person in connection with the
securities being registered, the Registrant will, unless in the opinion
of its counsel the matter has been settled by controlling precedent,
submit to a court of appropriate jurisdiction the question whether such
indemnification by it is against public policy as expressed in the Act
and will be governed by the final adjudication of such issue.
Item 29. Principal Underwriters
(a) HSD acts as principal underwriter for the following investment
companies:
Hartford Life Insurance Company - Separate Account One
Hartford Life Insurance Company - Separate Account Two
Hartford Life Insurance Company - Separate Account Two (DC
Variable Account I)
Hartford Life Insurance Company - Separate Account Two (DC Variable
Account II)
Hartford Life Insurance Company - Separate Account Two (QP Variable
Account)
Hartford Life Insurance Company - Separate Account Two (Variable
Account "A")
Hartford Life Insurance Company - Separate Account Two (NQ Variable
Account)
Hartford Life Insurance Company - Putnam Capital Manager Trust
Separate Account
Hartford Life Insurance Company - Separate Account Three
Hartford Life Insurance Company - Separate Account Five
Hartford Life Insurance Company - Separate Account Seven
<PAGE>
Hartford Life and Annuity Insurance Company - Separate Account One
Hartford Life and Annuity Insurance Company - Putnam Capital
Manager Trust Separate Account Two
Hartford Life and Annuity Insurance Company - Separate Account
Three
Hartford Life and Annuity Insurance Company - Separate Account Five
Hartford Life and Annuity Insurance Company - Separate Account Six
Hartford Life and Annuity Insurance Company - Separate Account
Seven
Hart Life Insurance Company - Separate Account One
Hart Life Insurance Company - Separate Account Two
American Maturity Life Insurance Company - Separate Account AMLVA
Servus Life Insurance Company - Separate Account One
Servus Life Insurance Company - Separate Account Two
(b) Directors and Officers of HSD
<TABLE>
<CAPTION>
Positions and Offices
Name With Underwriter
---- ----------------
<S> <C>
David A. Carlson Vice President
Peter W. Cummins Senior Vice President
David T. Foy Treasurer
Lynda Godkin Senior Vice President, General Counsel and
Corporate Secretary
George R. Jay Controller
Robert A. Kerzner Executive Vice President
Thomas M. Marra Executive Vice President, Director
Paul E. Olson Supervising Registered Principal
Lowndes A. Smith President and Chief Executive Officer, Director
</TABLE>
Unless otherwise indicated, the principal business address of
each the above individuals is P.O. Box 2999, Hartford, CT
06104-2999.
Item 30. Location of Accounts and Records
All of the accounts, books, records or other documents required to be
kept by Section 31(a) of the Investment Company Act of 1940 and rules
thereunder, are maintained by Hartford at 200 Hopmeadow Street,
Simsbury, Connecticut 06089.
Item 31. Management Services
All management contracts are discussed in Part A and Part B of this
Registration Statement.
<PAGE>
Item 32. Undertakings
(a) The Registrant hereby undertakes to file a post-effective
amendment to this Registration Statement as frequently as is
necessary to ensure that the audited financial statements in the
Registration Statement are never more than 16 months old so long
as payments under the variable annuity Contracts may be accepted.
(b) The Registrant hereby undertakes to include either (1) as part of
any application to purchase a Contract offered by the Prospectus,
a space that an applicant can check to request a Statement of
Additional Information, or (2) a post card or similar written
communication affixed to or included in the Prospectus that the
applicant can remove to send for a Statement of Additional
Information.
(c) The Registrant hereby undertakes to deliver any Statement of
Additional Information and any financial statements required to be
made available under this Form promptly upon written or oral
request.
(d) Hartford hereby represents that the aggregate fees and charges
under the Contract are reasonable in relation to the services
rendered, the expenses expected to be incurred, and the risks
assumed by Hartford.
The Registrant is relying on the no-action letter issued by the
Division of Investment Management to American Counsel of Life
Insurance, Ref. No. IP-6-88, November 28, 1988. The Registrant has
complied with conditions one through four of the no-action letter.
<PAGE>
SIGNATURES
----------
As required by the Securities Act of 1933 and the Investment Company Act of
1940, the Registrant certifies that it meets all the requirements for
effectiveness of this Registration Statement pursuant to Rule 485(b) under the
Securities Act of 1933 and has duly caused this Registration Statement to be
signed on its behalf, in the Town of Simsbury, and State of Connecticut on this
2nd day of October, 2000.
HARTFORD LIFE INSURANCE COMPANY -
PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT
(Registrant)
By: Thomas M. Marra *By: /s/ Marianne O'Doherty
------------------------------------ -------------------------
Thomas M. Marra, President Marianne O'Doherty
Attorney-in-Fact
HARTFORD LIFE INSURANCE COMPANY
(Depositor)
*By: Thomas M. Marra
------------------------------------
Thomas M. Marra, President
Pursuant to the requirements of the Securities Act of 1933, as amended, this
Registration Statement has been signed below by the following persons and in
the capacity and on the date indicated.
David T. Foy, Senior Vice President, Chief
Financial Officer and Treasurer, Director*
Lynda Godkin, Senior Vice President, General
Counsel and Corporate Secretary, Director* *By: /s/ Marianne O'Doherty
Thomas M. Marra, President, Director* ----------------------
Lowndes A. Smith, Chief Marianne O'Doherty
Executive Officer, Director * Attorney-in-Fact
Lizabeth H. Zlatkus, Executive Vice President,
Director* Date: October 2, 2000
David M. Znamierowski, Senior Vice President and
Chief Investment Officer, Director*
<PAGE>
EXHIBIT INDEX
(9) Opinion and Consent of Lynda Godkin, Senior Vice President, General Counsel
and Corporate Secretary.
(10) Consent of Arthur Andersen LLP, Independent Public Accountants.
(15) Power of Attorney.
(16) Organizational Chart.
