<PAGE>
PUTNAM HARTFORD CAPITAL MANAGER PLUS
ISSUED THROUGH
PUTNAM CAPITAL MANAGER TRUST SEPARATE ACCOUNT
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED MAY 12, 2000 TO THE PROSPECTUS DATED MAY 1, 2000
The second column heading to the Example Table on Page 8 of the prospectus
should be deleted and replaced with the following language:
"If you annuitize your Contract at the end of the applicable time period
you would pay the following expenses on a $1000 investment, assuming a 5%
annual return on assets. This assumes recapture of the Payment
Enhancement:"
The second column heading to the Example Table on Page 9 of the prospectus
should be deleted and replaced with the following language:
"If you annuitize your Contract at the end of the applicable time period
you would pay the following expenses on a $1000 investment, assuming a 5%
annual return on assets. This assumes recapture of the Payment
Enhancement:"
The seventh paragraph under the sub-section entitled "What is the Death Benefit
and how is it calculated?" should be deleted and replaced with the following
language:
The Interest Accumulation Value prior to the deceased's date of death or
81st birthday, whichever is earlier, is equal to:
- Any Premium Payments made, but not including any Payment Enhancements
credited;
- Minus any partial Surrenders;
- Compounded daily at an annual rate of 5%.
THE PROSPECTUS FOR PUTNAM HARTFORD CAPITAL MANAGER PLUS DATED MAY 1, 2000
MUST BE ACCOMPANIED BY THIS PROSPECTUS SUPPLEMENT.
HV-
333-91929
