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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 11,120,805
<INT-BEARING-DEPOSITS> 65,267,716
<FED-FUNDS-SOLD> 1,102,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 33,028,755
<INVESTMENTS-CARRYING> 3,458,692
<INVESTMENTS-MARKET> 3,343,718
<LOANS> 63,467,163
<ALLOWANCE> 1,493,857
<TOTAL-ASSETS> 122,431,262
<DEPOSITS> 97,472,300
<SHORT-TERM> 1,165,780
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<LONG-TERM> 11,018,964
0
0
<COMMON> 6,089,659
<OTHER-SE> 4,399,917
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<INTEREST-DEPOSIT> 1,128,992
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</TABLE>
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