LIFE OF VIRGINIA SEPARATE ACCOUNT 4
497, 1997-09-02
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                     THE LIFE INSURANCE COMPANY OF VIRGINIA

                       LIFE OF VIRGINIA SEPARATE ACCOUNT 4

                             Policy Form P1140 10/90
                   Supplement to Prospectus Dated May 1, 1997


Elimination of Surrender Charge

For  policies  issued on or after  September  2,  1997,  the  surrender  charge,
described under the caption  "Surrender  Charge" under the heading  "Charges and
Deductions" of the Prospectus,  will be eliminated in all Policies sold pursuant
to  arrangements  to which the revised commission  schedule  described below is
applicable.

Under the revised commission  schedule,  the commission payable during the first
year will not exceed 1.1% of each premium  payment  with an ongoing  commission,
beginning in the second year,  equal to an annual rate not to exceed 1.1% of the
Policy Account Value.

This revised commission schedule is not available in all states.


                     The Life Insurance Company of Virginia
                             6610 West Broad Street
                            Richmond, Virginia 23230



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