LIFE OF VIRGINIA SEPARATE ACCOUNT 4
485BPOS, 1998-10-09
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     As filed with the Securities and Exchange Commission on October 9, 1998

                            Registration No. 33-76334
                            Registration No. 811-5343

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM N-4
             Registration Statement Under the Securities Act of 1933
                           Pre-Effective Amendment No.
                         Post-Effective Amendment No. 14

            For Registration Under the Investment Company Act of 1940
                                Amendment No. 34

                       Life of Virginia Separate Account 4
                           (Exact Name of Registrant)

                     The Life Insurance Company of Virginia
                               (Name of Depositor)
                              6610 W. Broad Street
                            Richmond, Virginia 23230
               (Address of Depositor's Principal Executive Office)
                  Depositor's Telephone Number: (804) 281-6000



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                           Patricia L. Dysart, Esquire
                          Assistant Vice President and
                            Associate General Counsel
                     The Life Insurance Company of Virginia
                              6610 W. Broad Street
                            Richmond, Virginia 23230


                                    Copy to:
                            Stephen E. Roth, Esquire
                         Sutherland Asbill & Brennan LLP
                         1275 Pennsylvania Avenue, N.W.


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(Name and address of Agent for Service)

It is proposed that this filing will become effective:

_X   immediately  upon filing  pursuant to paragraph  (b) of Rule 485 on October
     12, 1998 pursuant to paragraph (b) on Rule 485
___ 60  days  after  filing  pursuant  to  paragraph  (a)  of  Rule  495  ___ on
______________ pursuant to paragraph (a) of Rule 485

Title of Securities Being Registered:
Interests in a Separate Account under Flexible Premium Variable Deferred
 Annuity Policies

Filing Fee:  None


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                       LIFE OF VIRGINIA SEPARATE ACCOUNT 4
                        SUPPLEMENT DATED OCTOBER 12, 1998
                                TO THE PROSPECTUS
                             DATED OCTOBER 12, 1998
            FOR THE FLEXIBLE PREMIUM VARIABLE DEFERRED ANNUITY POLICY
                                Form P1150 10/98
                                 Form P1143 4/94

                                   Offered by
                     THE LIFE INSURANCE COMPANY OF VIRGINIA
                             6610 West Broad Street
                               Richmond, VA 23230
                                 (804) 281-6000


The purpose of this  Supplement  is to make  certain  changes to the  prospectus
dated October 12, 1998.  These changes are described  below. The Company drafted
these  changes  as  replacements  to  certain  information  in  the  prospectus.
References to where these changes should be made are provided.

Delete the  subsection  "Availability  of  Certain  Features"  in the  "Summary"
section and replace with the following:

Availability of Certain Features

         This  prospectus  describes  features  of Policy Form P1150  10/98.  In
         states or markets where P1150 10/98 is not available, Policy Form P1143
         4/94 is used.  Differences  between them are described in the Appendix,
         together with matters  pertaining  to policies  issued prior to October
         12, 1998.

In the  "Systematic  Withdrawals"  subsection  of the  "Distributions  Under the
Policy" section:

   Delete the first and second sentences of the first paragraph and replace with
   the following:

         The Owner may elect in writing  to make a series of partial  surrenders
         ("Systematic  Withdrawals") in equal  installments,  adding up, in a 12
         month period beginning with the date of the first payment, to an amount
         not to exceed the amount that may be withdrawn without a surrender
         charge. (See Surrender Charge and Reduced Charges on Certain
         Surrenders).
         
   Delete  item  number "3)" from the third paragraph and replace  it with the
   following:

         3)       the total amount to be withdrawn  during that 12-month period,
                  including amounts already paid,  remains limited to the amount
                  that may be withdrawn without a surrender charge. (See 
                  Surrender Charge and Reduced Charges on Certain Surrenders).

Delete the first sentence in the Appendix and replace with the following:

     The  purpose of this  appendix is to show  certain  benefits  for  Policies
     issued on or before Octrober 12, 1998 or after October 12, 1998 for those
     states or markets  where  Policy  Form P1150 10/98 is not  available. 

PLEASE KEEP THIS SUPPLEMENT WITH YOUR PROSPETUS.
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All other information,  including exhibits, of Post-Effective Amendment No.13 to
this  registration  statement  as filed on September  30, 1998 are  incorporated
herein by reference.


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                                   SIGNATURES

  As required by the Securities  Act of 1933 and the  Investment  Company Act of
1940, the  registrant,  Life of Virginia  Separate  Account 4, certifies that it
meets the  requirements of Securities Act Rule 485(b) for  effectiveness of this
registration  statement and has caused this registration  statement to be signed
on its behalf by the undersigned  thereunto duly authorized,  and its seal to be
hereunto  affixed and attested,  in the County of Henrico in the Commonwealth of
Virginia, on the 9th of October, 1998.


                  Life of Virginia Separate Account 4
                      (Registrant)


  By:__/s/SELWYN L. FLOURNOY, JR.__
     Selwyn L. Flournoy, Jr.
     Senior Vice President
     The Life Insurance Company of Virginia


                  The Life Insurance Company of Virginia
                      (Depositor)


  By:_/s/SELWYN L. FLOURNOY, JR.___
     Selwyn L. Flournoy, Jr.
     Senior Vice President










Given under my hand this 9TH day of October, 1998 in the City/County of Henrico,
Commonwealth of Virginia.


/s/LAURA C. DEUSEBIO
Laura C. Deusebio - Notary Public

My Commission Expires January 31, 2000


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As required by the Securities Act of 1933, this registration  statement has been
signed  below  by the  following  persons  in the  capacities  and on the  dates
indicated.


Signature                 Title                                 Date


RONALD V. DOLAN           Director, Chairman of the Board       10/9/98
Ronald V. Dolan


PAMELA S. SCHUTZ          Director and President                10/9/98
Pamela S. Schutz

/s/SELWYN L. FLOURNOY, JR. Director, Senior Vice President       10/9/98
Selwyn L. Flournoy, Jr.


LINDA L. LANAM            Director, Senior Vice President       10/9/98
Linda L. Lanam


ROBERT D. CHINN           Director, Senior Vice President       10/9/98
Robert D. Chinn


VICTOR C. MOSES           Director                              10/9/98
Victor C. Moses

GEOFFREY S. STIFF         Director                              10/9/98
Geoffrey S. Stiff



By /s/SELWYN L. FLOURNOY,  JR.,  pursuant to Power of Attorney executed on April
16, 1997.



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