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Previous: OPPENHEIMER CHAMPION HIGH YIELD FUND, N-30D, 1995-12-05 |
Next: BANYAN MORTGAGE INVESTMENT FUND, SC 13D/A, 1995-12-05 |
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the
Securities Exchange Act of 1934
Date of Report : November 25, 1995
(Date of earliest event reported)
Commission File No.: 33-72966
The Prudential Home Mortgage Securities Company, Inc.
Delaware 43-1490160
(State of Incorporation) (I.R.S. Employer
Identification No.)
5325 Spectrum Drive
Frederick, Maryland 21701
Address of principal executive offices (Zip Code)
(301) 846-8199
Registrant's Full Telephone Number
(Former name, former address and former fiscal year,
if changed since last report)
<PAGE>
ITEM 5. Other Events
On November 25, 1995 a distribution was made to holders of
certain series of Mortgage Pass-Through Certificates that were
sold by the registrant during the current year.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits
Item 601(a) of
Regulation S-K
Exhibit Number Description
(EX-99.1) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-1, relating to the
November 25,1995 distribution
(EX-99.2) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-2, relating to the
November 25,1995 distribution
(EX-99.3) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-3, relating to the
November 25,1995 distribution
(EX-99.4) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-4, relating to the
November 25,1995 distribution
(EX-99.5) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-5, relating to the
November 25,1995 distribution
(EX-99.6) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-6, relating to the
November 25,1995 distribution
(EX-99.7) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-7, relating to the
November 25,1995 distribution
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
THE PRUDENTIAL HOME MORTGAGE SECURITIES COMPANY, INC.
November 22, 1995 /s/ B. DAVID BIALZAK
B. David Bialzak
Vice President
<PAGE>
INDEX TO EXHIBITS
Exhibit Number Description
(EX-99.1) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-1, relating to the
November 25,1995 distribution
(EX-99.2) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-2, relating to the
November 25,1995 distribution
(EX-99.3) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-3, relating to the
November 25,1995 distribution
(EX-99.4) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-4, relating to the
November 25,1995 distribution
(EX-99.5) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-5, relating to the
November 25,1995 distribution
(EX-99.6) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-6, relating to the
November 25,1995 distribution
(EX-99.7) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-7, relating to the
November 25,1995 distribution
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 31-Oct-1995
Distribution Date: 25-Nov-1995
PHMSC Series 1995-1
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434ULP9 8.75000 35,286,000.00 5,472,284.29 0.15508372
A-2 74434ULQ5 8.67000 14,804,000.00 14,804,000.00 1.00000000
A-3 74434ULR3 8.50000 10,363,000.00 10,363,000.00 1.00000000
A-4 74434ULS1 8.60000 20,556,000.00 20,556,000.00 1.00000000
A-5 74434ULT9 8.60000 3,962,000.00 3,962,000.00 1.00000000
A-6 74434ULU6 8.62500 9,676,000.00 9,676,000.00 1.00000000
A-7 74434ULV4 8.50000 2,419,000.00 2,419,000.00 1.00000000
A-8 74434ULW2 8.60000 2,382,000.00 2,382,000.00 1.00000000
A-9 74434ULX0 9.10000 7,909,000.00 7,909,000.00 1.00000000
A-10 74434ULY8 8.20000 23,236,000.00 23,236,000.00 1.00000000
A-11 74434ULZ5 9.00000 7,730,000.00 5,589,821.66 0.72313346
A-12 74434UMA9 9.10000 4,642,000.00 4,220,278.33 0.90915087
A-13 74434UMB7 8.85000 6,018,000.00 6,018,000.00 1.00000000
A-14 74434UMC5 9.00000 30,767,000.00 32,907,178.34 1.06956084
A-15 74434UMD3 9.10000 5,994,000.00 6,415,721.67 1.07035730
A-16 74434UME1 0.10000 0.00 0.00 0.00000000
A-17 74434UMF8 0.25000 0.00 0.00 0.00000000
A-18 PHM95001W 0.23204 0.00 0.00 0.00000000
A-R 74434UMG6 8.75000 150,000.00 0.00 0.00000000
A-LR 74434UMH4 8.75000 1,000.00 0.00 0.00000000
AP 74434UMJ0 0.00000 4,829,415.63 4,487,874.26 0.92927894
M 74434UMK7 8.75000 4,590,000.00 4,564,527.70 0.99445048
B PHM95001B 8.75000 8,670,630.96 8,622,513.11 0.99445048
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 102,864.64 4,329,002.52 0.00 0.00 0.00 4,431,867.16
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00 0.00
A-11 5,685.73 239,280.86 0.00 0.00 0.00 244,966.59
A-12 1,120.74 47,165.65 0.00 0.00 0.00 48,286.38
A-13 0.00 0.00 0.00 0.00 0.00 0.00
A-14 0.00 0.00 (244,966.59) 0.00 0.00 (244,966.59)
A-15 0.00 0.00 (48,286.38) 0.00 0.00 (48,286.38)
A-16 0.00 0.00 0.00 0.00 0.00 0.00
A-17 0.00 0.00 0.00 0.00 0.00 0.00
A-18 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
A-LR 0.00 0.00 0.00 0.00 0.00 0.00
AP 3,469.37 64,121.25 0.00 0.00 0.00 67,590.61
M 2,929.81 0.00 0.00 0.00 0.00 2,929.81
B 5,534.48 0.00 0.00 0.00 0.00 5,534.48
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 72,217.77 0.00 0.00 0.00 0.00
A-2 106,958.90 0.00 0.00 0.00 0.00
A-3 73,404.58 0.00 0.00 0.00 0.00
A-4 147,318.00 0.00 0.00 0.00 0.00
A-5 28,394.33 0.00 0.00 0.00 0.00
A-6 69,546.25 0.00 0.00 0.00 0.00
A-7 17,134.58 0.00 0.00 0.00 0.00
A-8 17,071.00 0.00 0.00 0.00 0.00
A-9 59,976.58 0.00 0.00 0.00 0.00
A-10 158,779.33 0.00 0.00 0.00 0.00
A-11 43,760.91 0.00 0.00 0.00 0.00
A-12 32,369.95 0.00 0.00 0.00 0.00
A-13 44,382.75 0.00 0.00 0.00 0.00
A-14 244,966.59 0.00 0.00 0.00 0.00
A-15 48,286.38 0.00 0.00 0.00 0.00
A-16 1,936.33 0.00 0.00 0.00 0.00
A-17 1,253.75 0.00 0.00 0.00 0.00
A-18 14,673.02 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00
A-LR 0.00 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 33,304.38 0.00 0.00 0.00 0.00
B 62,912.85 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 5,472,284.29 0.00 72,217.77
A-2 0.00 14,804,000.00 0.00 106,958.90
A-3 0.00 10,363,000.00 0.00 73,404.58
A-4 0.00 20,556,000.00 0.00 147,318.00
A-5 0.00 3,962,000.00 0.00 28,394.33
A-6 0.00 9,676,000.00 0.00 69,546.25
A-7 0.00 2,419,000.00 0.00 17,134.58
A-8 0.00 2,382,000.00 0.00 17,071.00
A-9 0.00 7,909,000.00 0.00 59,976.58
A-10 0.00 23,236,000.00 0.00 158,779.33
A-11 0.00 5,589,821.66 0.00 43,760.91
A-12 0.00 4,220,278.33 0.00 32,369.95
A-13 0.00 6,018,000.00 0.00 44,382.75
A-14 0.00 32,907,178.34 0.00 244,966.59
A-15 0.00 6,415,721.67 0.00 48,286.38
A-16 0.00 23,236,000.00 0.00 1,936.33
A-17 0.00 6,018,000.00 0.00 1,253.75
A-18 0.00 73,441,113.13 0.00 14,673.02
A-R 0.00 0.00 0.00 0.00
A-LR 0.00 0.00 0.00 12.98
AP 0.00 4,487,874.26 0.00 0.00
M 0.00 4,564,527.70 0.00 33,304.38
B 0.00 8,622,513.11 0.00 62,912.85
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 5,186.78
Servicing Fee Support 5,186.78
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 29,685.40
Supported Prepayment Interest Shortfall 5,186.78
Net Servicing Fee 24,498.62
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 8,476.86
Current Period Advances By Servicer 2,217.17
Reimbursement of Advances 8,476.86
Ending Cumulative Advances 2,217.17
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 2 321,536.51
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 2 321,536.51
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 37,918.51
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 2,492.60
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year
Weighted Average Gross Coupon 8.825185%
Weighted Average Pass-Through Rate 8.750000%
Weighted Average Maturity (Stepdown Calculation) 347 Months
Beginning Scheduled Collateral Loan Count 743
Number of Loans Paid in Full 18
Ending Scheduled Collateral Loan Count 725
Beginning Scheduled Collateral Balance 178,113,121.41
Ending Scheduled Collateral Balance 173,605,199.35
Ending Actual Collateral Balance at 31-Oct-1995 175,423,012.01
Monthly P&I Constant 1,427,350.68
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 150,000.00 0.07353480% 150,000.00 0.08640294%
Fraud 4,079,700.93 2.00000000% 4,079,700.93 2.34998776%
Special Hazard 3,187,436.00 1.56258317% 3,187,436.00 1.83602566%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 13,260,630.96 6.50078581% 13,187,040.81 7.59599416%
M 8,670,630.96 4.25062087% 8,622,513.11 4.96673668%
B 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Account Beginning Current Period Current Period Ending
Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
A-10 Financial Guaranty 0.00 0.00 1,549.07 0.00
A-10 Retail Reserve Fund 6,000.00 0.00 0.00 6,000.00
A-10 Retail Reserve Fund - Rounding 1,000.00 0.00 0.00 1,000.00
A-6 Retail Reserve Fund 3,023.75 0.00 0.00 3,023.75
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 31-Oct-1995
Distribution Date: 25-Nov-1995
PHMSC Series 1995-2
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UNJ9 8.50000 83,411,000.00 22,308,124.60 0.26744823
A-2 74434UNK6 8.50000 25,000,000.00 15,330,538.33 0.61322153
A-3 74434UNL4 8.50000 45,120,000.00 43,846,086.88 0.97176611
A-4 74434UNM2 8.50000 29,448,000.00 30,721,913.12 1.04325975
A-5 74434UNN0 8.50000 67,735,000.00 67,735,000.00 1.00000000
A-6 74434UNP5 8.50000 7,500,000.00 7,500,000.00 1.00000000
A-R 74434UNQ3 8.50000 1,000.00 1,000.00 1.00000000
AP 74434UNR1 0.00000 1,175,186.68 1,117,950.95 0.95129648
M 74434UNS9 8.50000 7,712,000.00 7,687,937.13 0.99687981
B-1 74434UNT7 8.50000 4,206,000.00 4,192,876.50 0.99687981
B-2 74434UNU4 8.50000 2,804,000.00 2,795,251.00 0.99687981
B-3 74434UNV2 8.50000 3,085,000.00 3,075,374.23 0.99687982
B-4 74434UNW0 8.50000 1,542,000.00 1,537,188.67 0.99687981
B-5 74434UNX8 8.50000 1,683,170.30 1,677,918.50 0.99687982
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 91,649.14 8,524,051.37 0.00 0.00 0.00 8,615,700.51
A-2 14,503.37 1,348,921.59 0.00 0.00 0.00 1,363,424.97
A-3 2,298.57 213,784.39 0.00 0.00 0.00 216,082.96
A-4 0.00 0.00 (216,082.96) 0.00 0.00 (216,082.96)
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
AP 958.06 334.35 0.00 0.00 0.00 1,292.41
M 4,135.98 0.00 0.00 0.00 0.00 4,135.98
B-1 2,255.70 0.00 0.00 0.00 0.00 2,255.70
B-2 1,503.80 0.00 0.00 0.00 0.00 1,503.80
B-3 1,654.50 0.00 0.00 0.00 0.00 1,654.50
B-4 826.98 0.00 0.00 0.00 0.00 826.98
B-5 902.69 0.00 0.00 0.00 0.00 902.69
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 219,043.76 0.00 0.00 0.00 0.00
A-2 118,248.91 0.00 0.00 0.00 0.00
A-3 312,107.04 0.00 0.00 0.00 0.00
A-4 216,082.96 0.00 0.00 0.00 0.00
A-5 479,789.58 0.00 0.00 0.00 0.00
A-6 53,125.00 0.00 0.00 0.00 0.00
A-R 7.08 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 54,485.52 0.00 0.00 0.00 0.00
B-1 29,715.52 0.00 0.00 0.00 0.00
B-2 19,810.35 0.00 0.00 0.00 0.00
B-3 21,795.62 0.00 0.00 0.00 0.00
B-4 10,894.28 0.00 0.00 0.00 0.00
B-5 11,891.65 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 22,308,124.60 0.00 219,043.76
A-2 0.00 15,330,538.33 0.00 118,248.91
A-3 0.00 43,846,086.88 0.00 312,107.04
A-4 0.00 30,721,913.12 0.00 216,082.96
A-5 0.00 67,735,000.00 0.00 479,789.58
A-6 0.00 7,500,000.00 0.00 53,125.00
A-R 0.00 1,000.00 0.00 27.97
AP 0.00 1,117,950.95 0.00 0.00
M 0.00 7,687,937.13 0.00 54,485.52
B-1 0.00 4,192,876.50 0.00 29,715.52
B-2 0.00 2,795,251.00 0.00 19,810.35
B-3 0.00 3,075,374.23 0.00 21,795.62
B-4 0.00 1,537,188.67 0.00 10,894.28
B-5 0.00 1,677,918.50 0.00 11,891.65
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 12,016.23
Servicing Fee Support 12,016.23
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 36,585.59
Supported Prepayment Interest Shortfall 12,016.23
Net Servicing Fee 24,569.36
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 66,117.59
Current Period Advances By Servicer 63,153.51
Reimbursement of Advances 66,117.59
Ending Cumulative Advances 63,153.51
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 2 163,780.65
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 2 804,954.58
REO 0 0.00
Totals 4 968,735.23
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 88,458.26
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 486.48
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year
Weighted Average Gross Coupon 9.465695%
Weighted Average Pass-Through Rate 8.500000%
Weighted Average Maturity (Stepdown Calculation) 349 Months
Beginning Scheduled Collateral Loan Count 1,226
Number of Loans Paid in Full 43
Ending Scheduled Collateral Loan Count 1,183
Beginning Scheduled Collateral Balance 219,518,857.44
Ending Scheduled Collateral Balance 209,527,159.90
Ending Actual Collateral Balance at 31-Oct-1995 214,369,400.67
Monthly P&I Constant 1,708,035.24
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 137,000.00 0.04885488% 137,000.00 0.06538532%
Fraud 5,608,447.14 2.00000000% 5,608,447.14 2.67671606%
Special Hazard 2,804,223.57 1.00000000% 2,804,223.57 1.33835803%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 21,032,170.30 7.50017599% 20,966,546.03 10.00660060%
M 13,320,170.30 4.75003864% 13,278,608.90 6.33741655%
B-1 9,114,170.30 3.25015822% 9,085,732.40 4.33630294%
B-2 6,310,170.30 2.25023795% 6,290,481.40 3.00222721%
B-3 3,225,170.30 1.15011169% 3,215,107.17 1.53445843%
B-4 1,683,170.30 0.60022686% 1,677,918.50 0.80081193%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 31-Oct-1995
Distribution Date: 25-Nov-1995
PHMSC Series 1995-3
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UNY6 7.50000 56,941,000.00 40,454,906.08 0.71047059
A-2 74434UNZ3 7.50000 82,062,000.00 82,062,000.00 1.00000000
A-3 74434UPA6 7.50000 5,881,844.00 5,881,844.00 1.00000000
A-4 74434UPC2 1.51520 31,452,503.91 32,642,551.13 1.03783633
A-R 74434UPB4 7.50000 100.00 100.00 1.00000000
B-1 74434UPD0 7.50000 4,753,058.00 4,735,669.93 0.99634171
B-2 74434UPE8 7.50000 4,277,752.00 4,262,102.74 0.99634171
B-3 74434UPF5 7.50000 1,425,917.00 1,420,700.58 0.99634171
B-4 74434UPG3 7.50000 1,520,979.00 1,515,414.82 0.99634171
B-5 74434UPH1 7.50000 855,550.00 852,420.15 0.99634171
B-6 74434UPJ7 7.50000 951,613.05 948,131.78 0.99634172
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 111,191.70 2,481,052.33 0.00 0.00 0.00 2,592,244.03
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 171.40 13.85 (201,621.74) 0.00 0.00 (201,436.50)
A-R 0.00 0.00 0.00 0.00 0.00 0.00
B-1 2,976.51 0.00 0.00 0.00 0.00 2,976.51
B-2 2,678.86 0.00 0.00 0.00 0.00 2,678.86
B-3 892.95 0.00 0.00 0.00 0.00 892.95
B-4 952.48 0.00 0.00 0.00 0.00 952.48
B-5 535.77 0.00 0.00 0.00 0.00 535.77
B-6 591.04 0.00 0.00 0.00 4.89 591.04
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 269,044.69 0.00 0.00 0.00 0.00
A-2 512,887.50 0.00 0.00 0.00 0.00
A-3 36,761.53 0.00 0.00 0.00 0.00
A-4 261,245.70 0.00 0.00 0.00 0.00
A-R 0.62 0.00 0.00 0.00 0.00
B-1 29,616.54 0.00 0.00 0.00 0.00
B-2 26,654.88 0.00 0.00 0.00 0.00
B-3 8,884.96 0.00 0.00 0.00 0.00
B-4 9,477.30 0.00 0.00 0.00 0.00
B-5 5,330.97 0.00 0.00 0.00 0.00
B-6 5,929.55 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 40,454,906.08 0.00 269,044.69
A-2 0.00 82,062,000.00 0.00 512,887.50
A-3 0.00 5,881,844.00 0.00 36,761.53
A-4 0.00 204,705,375.62 0.00 261,245.70
A-R 0.00 100.00 0.00 0.62
B-1 0.00 4,735,669.93 0.00 29,616.54
B-2 0.00 4,262,102.74 0.00 26,654.88
B-3 0.00 1,420,700.58 0.00 8,884.96
B-4 0.00 1,515,414.82 0.00 9,477.30
B-5 0.00 852,420.15 0.00 5,330.97
B-6 0.00 948,131.78 0.00 5,929.55
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 3,970.29
Servicing Fee Support 3,970.29
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 29,529.08
Supported Prepayment Interest Shortfall 3,970.29
Net Servicing Fee 25,558.79
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 197.82
Current Period Advances By Servicer 0.00
Reimbursement of Advances 197.82
Ending Cumulative Advances 0.00
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 2 684,830.76
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 2 684,830.76
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 40,811.53
Current Period Realized Loss - Includes Interest Shortfall 4.89
Cumulative Realized Losses - Includes Interest Shortfall 90.57
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year Ratio Strip
Weighted Average Gross Coupon 9.158815%
Weighted Average Pass-Through Rate 7.500000%
Weighted Average Maturity (Stepdown Calculation) 350 Months
Beginning Scheduled Collateral Loan Count 630
Number of Loans Paid in Full 8
Ending Scheduled Collateral Loan Count 622
Beginning Scheduled Collateral Balance 177,175,281.23
Ending Scheduled Collateral Balance 174,775,841.20
Ending Actual Collateral Balance at 31-Oct-1995 175,172,060.35
Monthly P&I Constant 1,308,021.07
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.05259772% 100,000.00 0.05721615%
Fraud 3,802,446.34 2.00000000% 3,802,446.34 2.17561324%
Special Hazard 3,165,656.75 1.66506321% 3,165,656.75 1.81126678%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 13,784,869.05 7.25052654% 13,734,440.00 7.85831721%
B-1 9,031,811.05 4.75052650% 8,998,770.07 5.14874940%
B-2 4,754,059.05 2.50052657% 4,736,667.33 2.71013848%
B-3 3,328,142.05 1.75052677% 3,315,966.75 1.89726837%
B-4 1,807,163.05 0.95052652% 1,800,551.93 1.03020642%
B-5 951,613.05 0.50052675% 948,131.78 0.54248446%
B-6 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 31-Oct-1995
Distribution Date: 25-Nov-1995
PHMSC Series 1995-4
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UPL2 7.50000 21,610,000.00 8,406,014.74 0.38898726
A-2 74434UPM0 7.50000 24,010,000.00 24,010,000.00 1.00000000
A-3 74434UPN8 7.50000 20,129,000.00 20,129,000.00 1.00000000
A-4 74434UPP3 7.50000 16,659,000.00 16,659,000.00 1.00000000
A-5 74434UPQ1 7.50000 7,601,000.00 7,601,000.00 1.00000000
A-6 74434UPR9 7.50000 14,130,900.00 14,130,900.00 1.00000000
A-R 74434UPS7 7.50000 100.00 100.00 1.00000000
AP 74434UPT5 0.00000 465,271.01 455,070.79 0.97807682
M 74434UPU2 7.50000 2,202,242.00 2,170,073.23 0.98539272
B-1 74434UPV0 7.50000 1,101,121.00 1,085,036.61 0.98539271
B-2 74434UPW8 7.50000 550,561.00 542,518.80 0.98539272
B-3 74434UPX6 7.50000 825,841.00 813,777.71 0.98539272
B-4 74434UPY4 7.50000 385,392.00 379,762.47 0.98539272
B-5 74434UPZ1 7.50000 440,449.10 434,015.34 0.98539273
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 282,156.17 2,676,728.22 0.00 0.00 0.00 2,958,884.40
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
AP 1,763.00 327.81 0.00 0.00 0.00 2,090.80
M 6,540.77 0.00 0.00 0.00 0.00 6,540.77
B-1 3,270.39 0.00 0.00 0.00 0.00 3,270.39
B-2 1,635.19 0.00 0.00 0.00 0.00 1,635.19
B-3 2,452.79 0.00 0.00 0.00 0.00 2,452.79
B-4 1,144.63 0.00 0.00 0.00 0.00 1,144.63
B-5 1,308.16 0.00 0.00 0.00 0.00 1,308.16
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 71,030.62 0.00 0.00 0.00 0.00
A-2 150,062.50 0.00 0.00 0.00 0.00
A-3 125,806.25 0.00 0.00 0.00 0.00
A-4 104,118.75 0.00 0.00 0.00 0.00
A-5 47,506.25 0.00 0.00 0.00 0.00
A-6 88,318.12 0.00 0.00 0.00 0.00
A-R 0.62 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 13,603.84 0.00 0.00 0.00 0.00
B-1 6,801.92 0.00 0.00 0.00 0.00
B-2 3,400.96 0.00 0.00 0.00 0.00
B-3 5,101.44 0.00 0.00 0.00 0.00
B-4 2,380.67 0.00 0.00 0.00 0.00
B-5 2,720.77 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 8,406,014.74 0.00 71,030.62
A-2 0.00 24,010,000.00 0.00 150,062.50
A-3 0.00 20,129,000.00 0.00 125,806.25
A-4 0.00 16,659,000.00 0.00 104,118.75
A-5 0.00 7,601,000.00 0.00 47,506.25
A-6 0.00 14,130,900.00 0.00 88,318.12
A-R 0.00 100.00 0.00 9.80
AP 0.00 455,070.79 0.00 0.00
M 0.00 2,170,073.23 0.00 13,603.84
B-1 0.00 1,085,036.61 0.00 6,801.92
B-2 0.00 542,518.80 0.00 3,400.96
B-3 0.00 813,777.71 0.00 5,101.44
B-4 0.00 379,762.47 0.00 2,380.67
B-5 0.00 434,015.34 0.00 2,720.77
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 1,675.60
Servicing Fee Support 1,675.60
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 16,629.29
Supported Prepayment Interest Shortfall 1,675.60
Net Servicing Fee 14,953.69
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 0.00
Reimbursement of Advances 0.00
Ending Cumulative Advances 0.00
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 0 0.00
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 0 0.00
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 15,326.81
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 657.70
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 15 Year Ratio Strip
Weighted Average Gross Coupon 8.673400%
Weighted Average Pass-Through Rate 7.500000%
Weighted Average Maturity (Stepdown Calculation) 169 Months
Beginning Scheduled Collateral Loan Count 503
Number of Loans Paid in Full 12
Ending Scheduled Collateral Loan Count 491
Beginning Scheduled Collateral Balance 99,793,596.81
Ending Scheduled Collateral Balance 96,816,269.68
Ending Actual Collateral Balance at 31-Oct-1995 98,417,946.24
Monthly P&I Constant 945,797.95
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.09081755% 100,000.00 0.10328842%
Fraud 2,202,217.54 2.00000000% 2,202,217.54 2.27463581%
Special Hazard 1,693,000.00 1.53754111% 1,693,000.00 1.74867303%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 5,505,606.10 5.00005653% 5,425,184.16 5.60358727%
M 3,303,364.10 3.00003432% 3,255,110.93 3.36215281%
B-1 2,202,243.10 2.00002321% 2,170,074.32 2.24143558%
B-2 1,651,682.10 1.50001720% 1,627,555.52 1.68107646%
B-3 825,841.10 0.75000865% 813,777.81 0.84053828%
B-4 440,449.10 0.40000508% 434,015.34 0.44828761%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 31-Oct-1995
Distribution Date: 25-Nov-1995
PHMSC Series 1995-5
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UQG2 7.25000 81,469,000.00 78,808,925.88 0.96734863
A-2 74434UQH0 7.25000 72,868,000.00 72,868,000.00 1.00000000
A-3 74434UQJ6 7.25000 9,658,000.00 9,658,000.00 1.00000000
A-4 74434UQK3 7.25000 12,958,000.00 12,958,000.00 1.00000000
A-5 74434UQL1 7.55000 16,865,000.00 16,865,000.00 1.00000000
A-6 74434UQM9 0.00000 885,000.00 885,000.00 1.00000000
A-R 74434UQN7 7.25000 1,000.00 944.36 0.94436000
AP 74434UQP2 0.00000 2,067,349.61 2,056,935.99 0.99496282
M 74434UQQ0 7.25000 5,290,000.00 5,278,338.73 0.99779560
B-1 74434URD8 7.25000 4,232,000.00 4,222,670.99 0.99779560
B-2 74434URE6 7.25000 1,586,000.00 1,582,503.82 0.99779560
B-3 74434URF3 7.25000 1,693,000.00 1,689,267.95 0.99779560
B-4 74434URG1 7.25000 952,000.00 949,901.41 0.99779560
B-5 74434URH9 7.25000 1,058,573.51 1,056,239.99 0.99779560
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 143,428.16 1,280,246.02 0.00 0.00 0.00 1,423,674.18
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-R 3.00 26.78 0.00 0.00 0.00 29.78
AP 1,795.62 2,961.49 0.00 0.00 0.00 4,757.11
M 3,916.11 0.00 0.00 0.00 0.00 3,916.11
B-1 3,132.89 0.00 0.00 0.00 0.00 3,132.89
B-2 1,174.09 0.00 0.00 0.00 0.00 1,174.09
B-3 1,253.30 0.00 0.00 0.00 0.00 1,253.30
B-4 704.75 0.00 0.00 0.00 0.00 704.75
B-5 751.08 0.00 0.00 0.00 32.56 751.08
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 484,738.63 0.00 0.00 0.00 0.00
A-2 440,244.17 0.00 0.00 0.00 0.00
A-3 58,350.42 0.00 0.00 0.00 0.00
A-4 78,287.92 0.00 0.00 0.00 0.00
A-5 106,108.96 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-R 5.89 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 31,913.62 0.00 0.00 0.00 0.00
B-1 25,530.90 0.00 0.00 0.00 0.00
B-2 9,568.05 0.00 0.00 0.00 0.00
B-3 10,213.57 0.00 0.00 0.00 0.00
B-4 5,743.25 0.00 0.00 0.00 0.00
B-5 6,386.18 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 78,808,925.88 0.00 484,738.63
A-2 0.00 72,868,000.00 0.00 440,244.17
A-3 0.00 9,658,000.00 0.00 58,350.42
A-4 0.00 12,958,000.00 0.00 78,287.92
A-5 0.00 16,865,000.00 0.00 106,108.96
A-6 0.00 885,000.00 0.00 0.00
A-R 0.00 944.36 0.00 5.89
AP 0.00 2,056,935.99 0.00 0.00
M 0.00 5,278,338.73 0.00 31,913.62
B-1 0.00 4,222,670.99 0.00 25,530.90
B-2 0.00 1,582,503.82 0.00 9,568.05
B-3 0.00 1,689,267.95 0.00 10,213.57
B-4 0.00 949,901.41 0.00 5,743.25
B-5 0.00 1,056,239.99 0.00 6,386.18
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 383.09
Servicing Fee Support 383.09
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 35,052.74
Supported Prepayment Interest Shortfall 383.09
Net Servicing Fee 34,669.65
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 22,457.97
Current Period Advances By Servicer 0.00
Reimbursement of Advances 22,457.97
Ending Cumulative Advances 0.00
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 0 0.00
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 0 0.00
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 35,812.52
Current Period Realized Loss - Includes Interest Shortfall 32.56
Cumulative Realized Losses - Includes Interest Shortfall 414.86
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year Ratio Strip
Weighted Average Gross Coupon 7.800647%
Weighted Average Pass-Through Rate 7.250000%
Weighted Average Maturity (Stepdown Calculation) 352 Months
Beginning Scheduled Collateral Loan Count 740
Number of Loans Paid in Full 5
Ending Scheduled Collateral Loan Count 735
Beginning Scheduled Collateral Balance 210,319,155.00
Ending Scheduled Collateral Balance 208,879,729.14
Ending Actual Collateral Balance at 31-Oct-1995 210,048,484.68
Monthly P&I Constant 1,450,360.44
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,507.84 0.04750281% 100,507.84 0.04811757%
Fraud 4,231,658.46 2.00000000% 4,231,658.46 2.02588278%
Special Hazard 2,496,718.20 1.18001877% 2,496,718.20 1.19528985%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 14,811,573.51 7.00036340% 14,778,922.89 7.07532653%
M 9,521,573.51 4.50016162% 9,500,584.16 4.54835144%
B-1 5,289,573.51 2.50000020% 5,277,913.17 2.52677136%
B-2 3,703,573.51 1.75041230% 3,695,409.35 1.76915652%
B-3 2,010,573.51 0.95025321% 2,006,141.40 0.96042896%
B-4 1,058,573.51 0.50031141% 1,056,239.99 0.50566898%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Account Beginning Current Period Current Period Ending
Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
A-5 Financial Guaranty 0.00 0.00 1,124.33 0.00
A-5 Retail Reserve Fund 5,000.00 0.00 0.00 5,000.00
A-5 Retail Reserve Fund - Rounding 1,000.00 0.00 0.00 1,000.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 31-Oct-1995
Distribution Date: 25-Nov-1995
PHMSC Series 1995-6
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UQR8 7.50000 143,164,000.00 136,153,843.71 0.95103408
A-2 74434UQS6 7.50000 20,000,000.00 20,000,000.00 1.00000000
A-3 74434UQT4 7.50000 21,000,000.00 21,000,000.00 1.00000000
A-4 74434UQU1 7.50000 17,248,000.00 17,248,000.00 1.00000000
A-5 74434UQV9 7.50000 9,850,000.00 9,850,000.00 1.00000000
A-6 74434UQW7 7.50000 32,634,000.00 32,634,000.00 1.00000000
A-7 74434UQX5 7.50000 24,348,000.00 24,348,000.00 1.00000000
A-R 74434UQY3 7.50000 100.00 0.00 0.00000000
AP 74434UQZ0 0.00000 1,101,595.51 1,097,431.54 0.99622006
M 74434URA4 7.50000 7,986,000.00 7,970,470.56 0.99805542
B-1 74434URB2 7.50000 4,356,000.00 4,347,529.40 0.99805542
B-2 74434URC0 7.50000 2,178,000.00 2,173,764.70 0.99805542
B-3 74434URJ5 7.50000 3,339,000.00 3,332,507.04 0.99805542
B-4 74434URK2 7.50000 1,597,000.00 1,593,894.50 0.99805542
B-5 74434URL0 7.50000 1,598,938.27 1,595,829.00 0.99805542
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 172,755.18 1,878,935.48 0.00 0.00 0.00 2,051,690.66
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
AP 948.89 193.35 0.00 0.00 0.00 1,142.25
M 5,233.27 0.00 0.00 0.00 0.00 5,233.27
B-1 2,854.51 0.00 0.00 0.00 0.00 2,854.51
B-2 1,427.26 0.00 0.00 0.00 0.00 1,427.26
B-3 2,188.06 0.00 0.00 0.00 0.00 2,188.06
B-4 1,046.52 0.00 0.00 0.00 0.00 1,046.52
B-5 1,047.79 0.00 0.00 0.00 0.00 1,047.79
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 863,784.59 0.00 0.00 0.00 0.00
A-2 125,000.00 0.00 0.00 0.00 0.00
A-3 131,250.00 0.00 0.00 0.00 0.00
A-4 107,800.00 0.00 0.00 0.00 0.00
A-5 61,562.50 0.00 0.00 0.00 0.00
A-6 203,962.50 0.00 0.00 0.00 0.00
A-7 152,175.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 49,848.15 0.00 0.00 0.00 0.00
B-1 27,189.90 0.00 0.00 0.00 0.00
B-2 13,594.95 0.00 0.00 0.00 0.00
B-3 20,841.84 0.00 0.00 0.00 0.00
B-4 9,968.38 0.00 0.00 0.00 0.00
B-5 9,980.48 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 136,153,843.71 0.00 863,784.59
A-2 0.00 20,000,000.00 0.00 125,000.00
A-3 0.00 21,000,000.00 0.00 131,250.00
A-4 0.00 17,248,000.00 0.00 107,800.00
A-5 0.00 9,850,000.00 0.00 61,562.50
A-6 0.00 32,634,000.00 0.00 203,962.50
A-7 0.00 24,348,000.00 0.00 152,175.00
A-R 0.00 0.00 0.00 21.86
AP 0.00 1,097,431.54 0.00 0.00
M 0.00 7,970,470.56 0.00 49,848.15
B-1 0.00 4,347,529.40 0.00 27,189.90
B-2 0.00 2,173,764.70 0.00 13,594.95
B-3 0.00 3,332,507.04 0.00 20,841.84
B-4 0.00 1,593,894.50 0.00 9,968.38
B-5 0.00 1,595,829.00 0.00 9,980.48
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 1,729.68
Servicing Fee Support 1,729.68
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 47,568.15
Supported Prepayment Interest Shortfall 1,729.68
Net Servicing Fee 45,838.47
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 0.00
Reimbursement of Advances 0.00
Ending Cumulative Advances 0.00
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 1 182,771.72
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 1 182,771.72
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 57,879.31
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 443.64
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 8.353134%
Weighted Average Pass-Through Rate 7.500000%
Weighted Average Maturity (Stepdown Calculation) 354 Months
Beginning Scheduled Collateral Loan Count 1,231
Number of Loans Paid in Full 8
Ending Scheduled Collateral Loan Count 1,223
Beginning Scheduled Collateral Balance 285,411,900.76
Ending Scheduled Collateral Balance 283,345,270.44
Ending Actual Collateral Balance at 31-Oct-1995 284,397,450.76
Monthly P&I Constant 2,013,096.35
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 125,000.00 0.04304398% 125,000.00 0.04411579%
Fraud 5,808,012.68 2.00000000% 5,808,012.68 2.04980047%
Special Hazard 2,904,006.34 1.00000000% 2,904,006.34 1.02490023%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 21,054,938.27 7.25030727% 21,013,995.20 7.41639173%
M 13,068,938.27 4.50031327% 13,043,524.64 4.60340299%
B-1 8,712,938.27 3.00031655% 8,695,995.24 3.06904549%
B-2 6,534,938.27 2.25031818% 6,522,230.54 2.30186674%
B-3 3,195,938.27 1.10052731% 3,189,723.50 1.12573734%
B-4 1,598,938.27 0.55059738% 1,595,829.00 0.56321004%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 31-Oct-1995
Distribution Date: 25-Nov-1995
PHMSC Series 1995-7
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434USR6 6.75000 6,140,000.00 5,998,066.54 0.97688380
A-2 74434USS4 6.75000 78,500,000.00 78,500,000.00 1.00000000
A-3 74434UST2 6.75000 10,024,000.00 10,024,000.00 1.00000000
A-4 74434USU9 6.75000 8,000,000.00 8,000,000.00 1.00000000
A-5 74434USV7 7.00000 40,160,000.00 40,070,330.00 0.99776718
A-6 74434USW5 7.00000 15,000,000.00 14,976,151.61 0.99841011
A-7 74434USX3 7.00000 9,750,000.00 9,750,000.00 1.00000000
A-8 74434USY1 7.00000 6,754,000.00 6,754,000.00 1.00000000
A-9 74434USZ8 6.45000 5,264,000.00 5,264,000.00 1.00000000
A-10 74434UTA2 7.25000 4,854,000.00 4,854,000.00 1.00000000
A-11 74434UTB0 7.90270 30,295,000.00 30,272,823.05 0.99926797
A-R 74434UTD6 7.00000 1,000.00 0.00 0.00000000
AP 74434UTC8 0.00000 1,426,833.38 1,425,058.82 0.99875629
M 74434UTE4 7.00000 5,795,000.00 5,790,672.86 0.99925330
B-1 74434UTF1 7.00000 4,057,000.00 4,053,970.63 0.99925330
B-2 74434UTG9 7.00000 1,739,000.00 1,737,701.48 0.99925329
B-3 74434UTH7 7.00000 1,970,000.00 1,968,529.00 0.99925330
B-4 74434UTJ3 7.00000 1,044,000.00 1,043,220.44 0.99925330
B-5 74434UTK0 7.00000 1,043,194.31 1,042,415.36 0.99925330
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 81,681.40 60,252.05 0.00 0.00 0.00 141,933.46
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 51,604.26 38,065.74 0.00 0.00 0.00 89,670.00
A-6 13,724.53 10,123.86 0.00 0.00 0.00 23,848.39
A-7 0.00 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00 0.00
A-11 12,762.63 9,414.32 0.00 0.00 0.00 22,176.95
A-R 575.49 424.51 0.00 0.00 0.00 1,000.00
AP 1,206.34 568.22 0.00 0.00 0.00 1,774.56
M 4,327.14 0.00 0.00 0.00 0.00 4,327.14
B-1 3,029.37 0.00 0.00 0.00 0.00 3,029.37
B-2 1,298.52 0.00 0.00 0.00 0.00 1,298.52
B-3 1,471.00 0.00 0.00 0.00 0.00 1,471.00
B-4 779.56 0.00 0.00 0.00 0.00 779.56
B-5 633.83 0.00 0.00 0.00 145.12 633.83
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 34,537.50 0.00 0.00 0.00 0.00
A-2 441,562.50 0.00 0.00 0.00 0.00
A-3 56,385.00 0.00 0.00 0.00 0.00
A-4 45,000.00 0.00 0.00 0.00 0.00
A-5 234,266.67 0.00 0.00 0.00 0.00
A-6 87,500.00 0.00 0.00 0.00 0.00
A-7 56,875.00 0.00 0.00 0.00 0.00
A-8 39,398.33 0.00 0.00 0.00 0.00
A-9 28,294.00 0.00 0.00 0.00 0.00
A-10 29,326.25 0.00 0.00 0.00 0.00
A-11 199,510.17 0.00 0.00 0.00 0.00
A-R 5.83 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 33,804.17 0.00 0.00 0.00 0.00
B-1 23,665.83 0.00 0.00 0.00 0.00
B-2 10,144.17 0.00 0.00 0.00 0.00
B-3 11,491.67 0.00 0.00 0.00 0.00
B-4 6,090.00 0.00 0.00 0.00 0.00
B-5 6,085.30 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 5,998,066.54 0.00 34,537.50
A-2 0.00 78,500,000.00 0.00 441,562.50
A-3 0.00 10,024,000.00 0.00 56,385.00
A-4 0.00 8,000,000.00 0.00 45,000.00
A-5 0.00 40,070,330.00 0.00 234,266.67
A-6 0.00 14,976,151.61 0.00 87,500.00
A-7 0.00 9,750,000.00 0.00 56,875.00
A-8 0.00 6,754,000.00 0.00 39,398.33
A-9 0.00 5,264,000.00 0.00 28,294.00
A-10 0.00 4,854,000.00 0.00 29,326.25
A-11 0.00 30,272,823.05 0.00 199,510.17
A-R 0.00 0.00 0.00 5.83
AP 0.00 1,425,058.82 0.00 0.00
M 0.00 5,790,672.86 0.00 33,804.17
B-1 0.00 4,053,970.63 0.00 23,665.83
B-2 0.00 1,737,701.48 0.00 10,144.17
B-3 0.00 1,968,529.00 0.00 11,491.67
B-4 0.00 1,043,220.44 0.00 6,090.00
B-5 0.00 1,042,415.36 0.00 6,085.30
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 38,632.66
Supported Prepayment Interest Shortfall 0.00
Net Servicing Fee 38,632.66
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 0.00
Reimbursement of Advances 0.00
Ending Cumulative Advances 0.00
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 0 0.00
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 0 0.00
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 29,641.51
Current Period Realized Loss - Includes Interest Shortfall 145.12
Cumulative Realized Losses - Includes Interest Shortfall 145.12
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year Ratio Strip
Weighted Average Gross Coupon 7.546957%
Weighted Average Pass-Through Rate 7.000000%
Weighted Average Maturity (Stepdown Calculation) 357 Months
Beginning Scheduled Collateral Loan Count 795
Number of Loans Paid in Full 0
Ending Scheduled Collateral Loan Count 795
Beginning Scheduled Collateral Balance 231,817,027.69
Ending Scheduled Collateral Balance 231,524,939.79
Ending Actual Collateral Balance at 31-Oct-1995 231,817,027.69
Monthly P&I Constant 1,555,669.11
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 107,532.27 0.04638670% 107,532.27 0.04644522%
Fraud 4,636,340.55 2.00000000% 4,636,340.55 2.00252316%
Special Hazard 2,797,202.51 1.20664238% 2,797,202.51 1.20816466%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 15,648,194.31 6.75023507% 15,636,509.77 6.75370428%
M 9,853,194.31 4.25041871% 9,845,836.91 4.25260316%
B-1 5,796,194.31 2.50033156% 5,791,866.28 2.50161658%
B-2 4,057,194.31 1.75017096% 4,054,164.80 1.75107045%
B-3 2,087,194.31 0.90036281% 2,085,635.80 0.90082554%
B-4 1,043,194.31 0.45000763% 1,042,415.36 0.45023891%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
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