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Previous: IMC GLOBAL INC, S-8, 1996-01-12 |
Next: PHOENIX LEASING CASH DISTRIBUTION FUND III, 10-Q, 1996-01-12 |
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the
Securities Exchange Act of 1934
Date of Report : December 26, 1995
(Date of earliest event reported)
Commission File No.: 33-72966
The Prudential Home Mortgage Securities Company, Inc.
Delaware 43-1490160
(State of Incorporation) (I.R.S. Employer
Identification No.)
5325 Spectrum Drive
Frederick, Maryland 21701
Address of principal executive offices (Zip Code)
(301) 846-8199
Registrant's Full Telephone Number
(Former name, former address and former fiscal year,
if changed since last report)
<PAGE>
ITEM 5. Other Events
On December 26, 1995 a distribution was made to holders of
certain series of Mortgage Pass-Through Certificates that were
sold by the registrant during the current year.
ITEM 7. Financial Statements and Exhibits
(c) Exhibits
Item 601(a) of
Regulation S-K
Exhibit Number Description
(EX-99.1) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-1, relating to the
December 26,1995 distribution
(EX-99.2) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-2, relating to the
December 26,1995 distribution
(EX-99.3) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-3, relating to the
December 26,1995 distribution
(EX-99.4) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-4, relating to the
December 26,1995 distribution
(EX-99.5) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-5, relating to the
December 26,1995 distribution
(EX-99.6) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-6, relating to the
December 26,1995 distribution
(EX-99.7) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-7, relating to the
December 26,1995 distribution
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
THE PRUDENTIAL HOME MORTGAGE SECURITIES COMPANY, INC.
January 03, 1996 /s/ B. DAVID BIALZAK
B. David Bialzak
Vice President
<PAGE>
INDEX TO EXHIBITS
Exhibit Number Description
(EX-99.1) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-1, relating to the
December 26,1995 distribution
(EX-99.2) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-2, relating to the
December 26,1995 distribution
(EX-99.3) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-3, relating to the
December 26,1995 distribution
(EX-99.4) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-4, relating to the
December 26,1995 distribution
(EX-99.5) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-5, relating to the
December 26,1995 distribution
(EX-99.6) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-6, relating to the
December 26,1995 distribution
(EX-99.7) Monthly report distributed to holders of Mortgage Pass-
Through Certificates, Series 1995-7, relating to the
December 26,1995 distribution
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 30-Nov-1995
Distribution Date: 26-Dec-1995
PHMSC Series 1995-1
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434ULP9 8.75000 35,286,000.00 1,816,302.46 0.05147374
A-2 74434ULQ5 8.67000 14,804,000.00 14,804,000.00 1.00000000
A-3 74434ULR3 8.50000 10,363,000.00 10,363,000.00 1.00000000
A-4 74434ULS1 8.60000 20,556,000.00 20,556,000.00 1.00000000
A-5 74434ULT9 8.60000 3,962,000.00 3,962,000.00 1.00000000
A-6 74434ULU6 8.62500 9,676,000.00 9,676,000.00 1.00000000
A-7 74434ULV4 8.50000 2,419,000.00 2,419,000.00 1.00000000
A-8 74434ULW2 8.60000 2,382,000.00 2,382,000.00 1.00000000
A-9 74434ULX0 9.10000 7,909,000.00 7,909,000.00 1.00000000
A-10 74434ULY8 8.20000 23,236,000.00 23,236,000.00 1.00000000
A-11 74434ULZ5 9.00000 7,730,000.00 5,343,017.82 0.69120541
A-12 74434UMA9 9.10000 4,642,000.00 4,171,625.78 0.89866992
A-13 74434UMB7 8.85000 6,018,000.00 6,018,000.00 1.00000000
A-14 74434UMC5 9.00000 30,767,000.00 33,153,982.18 1.07758255
A-15 74434UMD3 9.10000 5,994,000.00 6,464,374.22 1.07847418
A-16 74434UME1 0.10000 0.00 0.00 0.00000000
A-17 74434UMF8 0.25000 0.00 0.00 0.00000000
A-18 PHM95001W 0.23143 0.00 0.00 0.00000000
A-R 74434UMG6 8.75000 150,000.00 0.00 0.00000000
A-LR 74434UMH4 8.75000 1,000.00 0.00 0.00000000
AP 74434UMJ0 0.00000 4,829,415.63 4,443,153.73 0.92001892
M 74434UMK7 8.75000 4,590,000.00 4,561,556.15 0.99380308
B PHM95001B 8.75000 8,670,630.96 8,616,899.77 0.99380308
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 101,511.99 3,554,469.84 0.00 0.00 0.00 3,655,981.83
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00 0.00
A-11 6,852.76 239,951.08 0.00 0.00 0.00 246,803.84
A-12 1,350.89 47,301.67 0.00 0.00 0.00 48,652.56
A-13 0.00 0.00 0.00 0.00 0.00 0.00
A-14 0.00 0.00 (246,803.84) 0.00 0.00 (246,803.84)
A-15 0.00 0.00 (48,652.56) 0.00 0.00 (48,652.56)
A-16 0.00 0.00 0.00 0.00 0.00 0.00
A-17 0.00 0.00 0.00 0.00 0.00 0.00
A-18 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
A-LR 0.00 0.00 0.00 0.00 0.00 0.00
AP 3,476.68 41,243.85 0.00 0.00 0.00 44,720.53
M 2,971.55 0.00 0.00 0.00 0.00 2,971.55
B 5,612.95 0.00 0.00 0.00 0.38 5,612.95
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 39,902.07 0.00 0.00 0.00 0.00
A-2 106,958.90 0.00 0.00 0.00 0.00
A-3 73,404.58 0.00 0.00 0.00 0.00
A-4 147,318.00 0.00 0.00 0.00 0.00
A-5 28,394.33 0.00 0.00 0.00 0.00
A-6 69,546.25 0.00 0.00 0.00 0.00
A-7 17,134.58 0.00 0.00 0.00 0.00
A-8 17,071.00 0.00 0.00 0.00 0.00
A-9 59,976.58 0.00 0.00 0.00 0.00
A-10 158,779.33 0.00 0.00 0.00 0.00
A-11 41,923.66 0.00 0.00 0.00 0.00
A-12 32,003.78 0.00 0.00 0.00 0.00
A-13 44,382.75 0.00 0.00 0.00 0.00
A-14 246,803.84 0.00 0.00 0.00 0.00
A-15 48,652.56 0.00 0.00 0.00 0.00
A-16 1,936.33 0.00 0.00 0.00 0.00
A-17 1,253.75 0.00 0.00 0.00 0.00
A-18 14,163.40 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00
A-LR 0.00 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 33,283.01 0.00 0.00 0.00 0.00
B 62,872.49 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 1,816,302.46 0.00 39,902.07
A-2 0.00 14,804,000.00 0.00 106,958.90
A-3 0.00 10,363,000.00 0.00 73,404.58
A-4 0.00 20,556,000.00 0.00 147,318.00
A-5 0.00 3,962,000.00 0.00 28,394.33
A-6 0.00 9,676,000.00 0.00 69,546.25
A-7 0.00 2,419,000.00 0.00 17,134.58
A-8 0.00 2,382,000.00 0.00 17,071.00
A-9 0.00 7,909,000.00 0.00 59,976.58
A-10 0.00 23,236,000.00 0.00 158,779.33
A-11 0.00 5,343,017.82 0.00 41,923.66
A-12 0.00 4,171,625.78 0.00 32,003.78
A-13 0.00 6,018,000.00 0.00 44,382.75
A-14 0.00 33,153,982.18 0.00 246,803.84
A-15 0.00 6,464,374.22 0.00 48,652.56
A-16 0.00 23,236,000.00 0.00 1,936.33
A-17 0.00 6,018,000.00 0.00 1,253.75
A-18 0.00 71,681,635.35 0.00 14,163.40
A-R 0.00 0.00 0.00 0.00
A-LR 0.00 0.00 0.00 0.00
AP 0.00 4,443,153.73 0.00 0.00
M 0.00 4,561,556.15 0.00 33,283.01
B 0.00 8,616,899.77 0.00 62,872.49
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 3,610.16
Servicing Fee Support 3,610.16
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 28,933.71
Supported Prepayment Interest Shortfall 3,610.16
Net Servicing Fee 25,323.55
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 2,217.17
Current Period Advances By Servicer 195,110.43
Reimbursement of Advances 2,217.17
Ending Cumulative Advances 195,110.43
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 0 0.00
60 Days 1 149,110.43
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 1 149,110.43
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 222,651.82
Current Period Realized Loss - Includes Interest Shortfall 0.38
Cumulative Realized Losses - Includes Interest Shortfall 2,492.98
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year
Weighted Average Gross Coupon 8.821847%
Weighted Average Pass-Through Rate 8.750000%
Weighted Average Maturity (Stepdown Calculation) 346 Months
Beginning Scheduled Collateral Loan Count 725
Number of Loans Paid in Full 17
Ending Scheduled Collateral Loan Count 708
Beginning Scheduled Collateral Balance 173,605,199.35
Ending Scheduled Collateral Balance 169,895,912.11
Ending Actual Collateral Balance at 30-Nov-1995 172,020,372.14
Monthly P&I Constant 1,392,230.30
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 150,000.00 0.07353480% 150,000.00 0.08828935%
Fraud 4,079,700.93 2.00000000% 4,079,700.93 2.40129435%
Special Hazard 3,187,436.00 1.56258317% 3,187,436.00 1.87611106%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 13,260,630.96 6.50078581% 13,178,455.92 7.75678223%
M 8,670,630.96 4.25062087% 8,616,899.77 5.07186998%
B 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Account Beginning Current Period Current Period Ending
Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
A-10 Financial Guaranty 0.00 0.00 1,549.07 0.00
A-10 Retail Reserve Fund 6,000.00 0.00 0.00 6,000.00
A-10 Retail Reserve Fund - Rounding 1,000.00 0.00 0.00 1,000.00
A-6 Retail Reserve Fund 3,023.75 0.00 0.00 3,023.75
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 30-Nov-1995
Distribution Date: 26-Dec-1995
PHMSC Series 1995-2
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UNJ9 8.50000 83,411,000.00 15,879,407.62 0.19037546
A-2 74434UNK6 8.50000 25,000,000.00 14,313,201.06 0.57252804
A-3 74434UNL4 8.50000 45,120,000.00 43,628,473.33 0.96694311
A-4 74434UNM2 8.50000 29,448,000.00 30,939,526.67 1.05064951
A-5 74434UNN0 8.50000 67,735,000.00 67,735,000.00 1.00000000
A-6 74434UNP5 8.50000 7,500,000.00 7,500,000.00 1.00000000
A-R 74434UNQ3 8.50000 1,000.00 1,000.00 1.00000000
AP 74434UNR1 0.00000 1,175,186.68 1,116,841.78 0.95035265
M 74434UNS9 8.50000 7,712,000.00 7,683,673.13 0.99632691
B-1 74434UNT7 8.50000 4,206,000.00 4,190,550.98 0.99632691
B-2 74434UNU4 8.50000 2,804,000.00 2,793,700.66 0.99632691
B-3 74434UNV2 8.50000 3,085,000.00 3,073,668.52 0.99632691
B-4 74434UNW0 8.50000 1,542,000.00 1,536,336.10 0.99632691
B-5 74434UNX8 8.50000 1,683,170.30 1,676,987.86 0.99632691
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 89,758.07 6,338,958.91 0.00 0.00 0.00 6,428,716.98
A-2 14,204.11 1,003,133.15 0.00 0.00 0.00 1,017,337.27
A-3 3,038.33 214,575.22 0.00 0.00 0.00 217,613.55
A-4 0.00 0.00 (217,613.55) 0.00 0.00 (217,613.55)
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
AP 964.11 145.06 0.00 0.00 0.00 1,109.17
M 4,264.00 0.00 0.00 0.00 0.00 4,264.00
B-1 2,325.51 0.00 0.00 0.00 0.00 2,325.51
B-2 1,550.34 0.00 0.00 0.00 0.00 1,550.34
B-3 1,705.71 0.00 0.00 0.00 0.00 1,705.71
B-4 852.58 0.00 0.00 0.00 0.00 852.58
B-5 930.63 0.00 0.00 0.00 0.00 930.63
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 158,015.88 0.00 0.00 0.00 0.00
A-2 108,591.31 0.00 0.00 0.00 0.00
A-3 310,576.45 0.00 0.00 0.00 0.00
A-4 217,613.55 0.00 0.00 0.00 0.00
A-5 479,789.58 0.00 0.00 0.00 0.00
A-6 53,125.00 0.00 0.00 0.00 0.00
A-R 7.08 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 54,456.22 0.00 0.00 0.00 0.00
B-1 29,699.54 0.00 0.00 0.00 0.00
B-2 19,799.69 0.00 0.00 0.00 0.00
B-3 21,783.90 0.00 0.00 0.00 0.00
B-4 10,888.42 0.00 0.00 0.00 0.00
B-5 11,885.26 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 15,879,407.62 0.00 158,015.88
A-2 0.00 14,313,201.06 0.00 108,591.31
A-3 0.00 43,628,473.33 0.00 310,576.45
A-4 0.00 30,939,526.67 0.00 217,613.55
A-5 0.00 67,735,000.00 0.00 479,789.58
A-6 0.00 7,500,000.00 0.00 53,125.00
A-R 0.00 1,000.00 0.00 64.19
AP 0.00 1,116,841.78 0.00 0.00
M 0.00 7,683,673.13 0.00 54,456.22
B-1 0.00 4,190,550.98 0.00 29,699.54
B-2 0.00 2,793,700.66 0.00 19,799.69
B-3 0.00 3,073,668.52 0.00 21,783.90
B-4 0.00 1,536,336.10 0.00 10,888.42
B-5 0.00 1,676,987.86 0.00 11,885.26
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 7,726.98
Servicing Fee Support 7,726.98
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 34,921.07
Supported Prepayment Interest Shortfall 7,726.98
Net Servicing Fee 27,194.09
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 63,153.51
Current Period Advances By Servicer 320,491.11
Reimbursement of Advances 63,153.51
Ending Cumulative Advances 320,491.11
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 9 1,651,299.06
60 Days 1 101,692.82
90+ Days 0 0.00
Foreclosure 2 804,954.58
REO 0 0.00
Totals 12 2,557,946.46
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 311,501.39
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 486.48
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year
Weighted Average Gross Coupon 9.460102%
Weighted Average Pass-Through Rate 8.500000%
Weighted Average Maturity (Stepdown Calculation) 348 Months
Beginning Scheduled Collateral Loan Count 1,183
Number of Loans Paid in Full 37
Ending Scheduled Collateral Loan Count 1,146
Beginning Scheduled Collateral Balance 209,527,159.90
Ending Scheduled Collateral Balance 202,068,367.71
Ending Actual Collateral Balance at 30-Nov-1995 205,757,631.79
Monthly P&I Constant 1,631,708.82
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 137,000.00 0.04885488% 137,000.00 0.06779884%
Fraud 5,608,447.14 2.00000000% 5,608,447.14 2.77551959%
Special Hazard 2,804,223.57 1.00000000% 2,804,223.57 1.38775980%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 21,032,170.30 7.50017599% 20,954,917.25 10.37021157%
M 13,320,170.30 4.75003864% 13,271,244.12 6.56769997%
B-1 9,114,170.30 3.25015822% 9,080,693.14 4.49387167%
B-2 6,310,170.30 2.25023795% 6,286,992.48 3.11131948%
B-3 3,225,170.30 1.15011169% 3,213,323.96 1.59021622%
B-4 1,683,170.30 0.60022686% 1,676,987.86 0.82991112%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 30-Nov-1995
Distribution Date: 26-Dec-1995
PHMSC Series 1995-3
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UNY6 7.50000 56,941,000.00 36,108,118.94 0.63413215
A-2 74434UNZ3 7.50000 82,062,000.00 82,062,000.00 1.00000000
A-3 74434UPA6 7.50000 5,881,844.00 5,881,844.00 1.00000000
A-4 74434UPC2 1.53245 31,452,503.91 32,845,255.23 1.04428110
A-R 74434UPB4 7.50000 100.00 100.00 1.00000000
B-1 74434UPD0 7.50000 4,753,058.00 4,732,683.08 0.99571330
B-2 74434UPE8 7.50000 4,277,752.00 4,259,414.57 0.99571330
B-3 74434UPF5 7.50000 1,425,917.00 1,419,804.52 0.99571330
B-4 74434UPG3 7.50000 1,520,979.00 1,514,459.02 0.99571330
B-5 74434UPH1 7.50000 855,550.00 851,882.52 0.99571331
B-6 74434UPJ7 7.50000 951,613.05 947,533.78 0.99571331
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 106,423.80 4,240,363.35 0.00 0.00 0.00 4,346,787.15
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 172.45 5.33 (202,881.88) 0.00 0.00 (202,704.10)
A-R 0.00 0.00 0.00 0.00 0.00 0.00
B-1 2,986.85 0.00 0.00 0.00 0.00 2,986.85
B-2 2,688.17 0.00 0.00 0.00 0.00 2,688.17
B-3 896.06 0.00 0.00 0.00 0.00 896.06
B-4 955.79 0.00 0.00 0.00 0.00 955.79
B-5 537.63 0.00 0.00 0.00 0.00 537.63
B-6 596.84 0.00 0.00 0.00 1.16 596.84
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 252,843.16 0.00 0.00 0.00 0.00
A-2 512,887.50 0.00 0.00 0.00 0.00
A-3 36,761.53 0.00 0.00 0.00 0.00
A-4 261,416.83 0.00 0.00 0.00 0.00
A-R 0.62 0.00 0.00 0.00 0.00
B-1 29,597.94 0.00 0.00 0.00 0.00
B-2 26,638.14 0.00 0.00 0.00 0.00
B-3 8,879.38 0.00 0.00 0.00 0.00
B-4 9,471.34 0.00 0.00 0.00 0.00
B-5 5,327.63 0.00 0.00 0.00 0.00
B-6 5,925.82 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 36,108,118.94 0.00 252,843.16
A-2 0.00 82,062,000.00 0.00 512,887.50
A-3 0.00 5,881,844.00 0.00 36,761.53
A-4 0.00 200,757,999.27 0.00 261,416.83
A-R 0.00 100.00 0.00 0.63
B-1 0.00 4,732,683.08 0.00 29,597.94
B-2 0.00 4,259,414.57 0.00 26,638.14
B-3 0.00 1,419,804.52 0.00 8,879.38
B-4 0.00 1,514,459.02 0.00 9,471.34
B-5 0.00 851,882.52 0.00 5,327.63
B-6 0.00 947,533.78 0.00 5,925.82
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 4,119.14
Servicing Fee Support 4,119.14
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 29,129.28
Supported Prepayment Interest Shortfall 4,119.14
Net Servicing Fee 25,010.14
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 133,872.24
Reimbursement of Advances 0.00
Ending Cumulative Advances 133,872.24
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 3 692,631.12
60 Days 1 90,326.89
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 4 782,958.01
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 163,322.62
Current Period Realized Loss - Includes Interest Shortfall 1.16
Cumulative Realized Losses - Includes Interest Shortfall 91.73
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year Ratio Strip
Weighted Average Gross Coupon 9.151672%
Weighted Average Pass-Through Rate 7.500000%
Weighted Average Maturity (Stepdown Calculation) 349 Months
Beginning Scheduled Collateral Loan Count 622
Number of Loans Paid in Full 14
Ending Scheduled Collateral Loan Count 608
Beginning Scheduled Collateral Balance 174,775,841.20
Ending Scheduled Collateral Balance 170,623,095.65
Ending Actual Collateral Balance at 30-Nov-1995 172,457,170.86
Monthly P&I Constant 1,291,527.12
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.05259772% 100,000.00 0.05860871%
Fraud 3,802,446.34 2.00000000% 3,802,446.34 2.22856485%
Special Hazard 3,165,656.75 1.66506321% 3,165,656.75 1.85535067%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 13,784,869.05 7.25052654% 13,725,777.49 8.04450150%
B-1 9,031,811.05 4.75052650% 8,993,094.41 5.27073687%
B-2 4,754,059.05 2.50052657% 4,733,679.84 2.77434882%
B-3 3,328,142.05 1.75052677% 3,313,875.32 1.94221967%
B-4 1,807,163.05 0.95052652% 1,799,416.30 1.05461473%
B-5 951,613.05 0.50052675% 947,533.78 0.55533735%
B-6 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 30-Nov-1995
Distribution Date: 26-Dec-1995
PHMSC Series 1995-4
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UPL2 7.50000 21,610,000.00 5,417,292.39 0.25068452
A-2 74434UPM0 7.50000 24,010,000.00 24,010,000.00 1.00000000
A-3 74434UPN8 7.50000 20,129,000.00 20,129,000.00 1.00000000
A-4 74434UPP3 7.50000 16,659,000.00 16,659,000.00 1.00000000
A-5 74434UPQ1 7.50000 7,601,000.00 7,601,000.00 1.00000000
A-6 74434UPR9 7.50000 14,130,900.00 14,130,900.00 1.00000000
A-R 74434UPS7 7.50000 100.00 100.00 1.00000000
AP 74434UPT5 0.00000 465,271.01 416,056.00 0.89422292
M 74434UPU2 7.50000 2,202,242.00 2,163,475.72 0.98239690
B-1 74434UPV0 7.50000 1,101,121.00 1,081,737.86 0.98239690
B-2 74434UPW8 7.50000 550,561.00 540,869.42 0.98239690
B-3 74434UPX6 7.50000 825,841.00 811,303.64 0.98239690
B-4 74434UPY4 7.50000 385,392.00 378,607.91 0.98239691
B-5 74434UPZ1 7.50000 440,449.10 432,695.84 0.98239692
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 276,465.62 2,712,256.73 0.00 0.00 0.00 2,988,722.35
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
AP 1,627.34 37,387.45 0.00 0.00 0.00 39,014.78
M 6,597.50 0.00 0.00 0.00 0.00 6,597.50
B-1 3,298.75 0.00 0.00 0.00 0.00 3,298.75
B-2 1,649.38 0.00 0.00 0.00 0.00 1,649.38
B-3 2,474.06 0.00 0.00 0.00 0.00 2,474.06
B-4 1,154.56 0.00 0.00 0.00 0.00 1,154.56
B-5 1,319.50 0.00 0.00 0.00 0.00 1,319.50
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 52,537.59 0.00 0.00 0.00 0.00
A-2 150,062.50 0.00 0.00 0.00 0.00
A-3 125,806.25 0.00 0.00 0.00 0.00
A-4 104,118.75 0.00 0.00 0.00 0.00
A-5 47,506.25 0.00 0.00 0.00 0.00
A-6 88,318.12 0.00 0.00 0.00 0.00
A-R 0.62 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 13,562.96 0.00 0.00 0.00 0.00
B-1 6,781.48 0.00 0.00 0.00 0.00
B-2 3,390.74 0.00 0.00 0.00 0.00
B-3 5,086.11 0.00 0.00 0.00 0.00
B-4 2,373.52 0.00 0.00 0.00 0.00
B-5 2,712.60 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 5,417,292.39 0.00 52,537.59
A-2 0.00 24,010,000.00 0.00 150,062.50
A-3 0.00 20,129,000.00 0.00 125,806.25
A-4 0.00 16,659,000.00 0.00 104,118.75
A-5 0.00 7,601,000.00 0.00 47,506.25
A-6 0.00 14,130,900.00 0.00 88,318.12
A-R 0.00 100.00 0.00 72.55
AP 0.00 416,056.00 0.00 0.00
M 0.00 2,163,475.72 0.00 13,562.96
B-1 0.00 1,081,737.86 0.00 6,781.48
B-2 0.00 540,869.42 0.00 3,390.74
B-3 0.00 811,303.64 0.00 5,086.11
B-4 0.00 378,607.91 0.00 2,373.52
B-5 0.00 432,695.84 0.00 2,712.60
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 3,494.63
Servicing Fee Support 3,494.63
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 16,136.04
Supported Prepayment Interest Shortfall 3,494.63
Net Servicing Fee 12,641.41
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 68,677.32
Reimbursement of Advances 0.00
Ending Cumulative Advances 68,677.32
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 1 117,145.63
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 1 117,145.63
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 112,297.34
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 657.70
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 15 Year Ratio Strip
Weighted Average Gross Coupon 8.666462%
Weighted Average Pass-Through Rate 7.500000%
Weighted Average Maturity (Stepdown Calculation) 168 Months
Beginning Scheduled Collateral Loan Count 491
Number of Loans Paid in Full 9
Ending Scheduled Collateral Loan Count 482
Beginning Scheduled Collateral Balance 96,816,269.68
Ending Scheduled Collateral Balance 93,772,038.78
Ending Actual Collateral Balance at 30-Nov-1995 94,778,845.11
Monthly P&I Constant 921,363.16
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,000.00 0.09081755% 100,000.00 0.10664160%
Fraud 2,202,217.54 2.00000000% 2,202,217.54 2.34847996%
Special Hazard 1,693,000.00 1.53754111% 1,693,000.00 1.80544224%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 5,505,606.10 5.00005653% 5,408,690.39 5.76791383%
M 3,303,364.10 3.00003432% 3,245,214.67 3.46074876%
B-1 2,202,243.10 2.00002321% 2,163,476.81 2.30716623%
B-2 1,651,682.10 1.50001720% 1,622,607.39 1.73037444%
B-3 825,841.10 0.75000865% 811,303.75 0.86518728%
B-4 440,449.10 0.40000508% 432,695.84 0.46143376%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 30-Nov-1995
Distribution Date: 26-Dec-1995
PHMSC Series 1995-5
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UQG2 7.25000 81,469,000.00 78,393,047.98 0.96224390
A-2 74434UQH0 7.25000 72,868,000.00 72,868,000.00 1.00000000
A-3 74434UQJ6 7.25000 9,658,000.00 9,658,000.00 1.00000000
A-4 74434UQK3 7.25000 12,958,000.00 12,958,000.00 1.00000000
A-5 74434UQL1 7.55000 16,865,000.00 16,865,000.00 1.00000000
A-6 74434UQM9 0.00000 885,000.00 885,000.00 1.00000000
A-R 74434UQN7 7.25000 1,000.00 935.67 0.93567000
AP 74434UQP2 0.00000 2,067,349.61 2,054,731.33 0.99389640
M 74434UQQ0 7.25000 5,290,000.00 5,274,371.29 0.99704561
B-1 74434URD8 7.25000 4,232,000.00 4,219,497.03 0.99704561
B-2 74434URE6 7.25000 1,586,000.00 1,581,314.34 0.99704561
B-3 74434URF3 7.25000 1,693,000.00 1,687,998.22 0.99704561
B-4 74434URG1 7.25000 952,000.00 949,187.42 0.99704561
B-5 74434URH9 7.25000 1,058,573.51 1,055,446.07 0.99704561
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 144,345.94 271,531.97 0.00 0.00 0.00 415,877.91
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-R 3.02 5.68 0.00 0.00 0.00 8.70
AP 1,809.46 395.20 0.00 0.00 0.00 2,204.66
M 3,967.44 0.00 0.00 0.00 0.00 3,967.44
B-1 3,173.95 0.00 0.00 0.00 0.00 3,173.95
B-2 1,189.48 0.00 0.00 0.00 0.00 1,189.48
B-3 1,269.73 0.00 0.00 0.00 0.00 1,269.73
B-4 713.99 0.00 0.00 0.00 0.00 713.99
B-5 781.20 0.00 0.00 0.00 12.71 781.20
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 476,137.26 0.00 0.00 0.00 0.00
A-2 440,244.17 0.00 0.00 0.00 0.00
A-3 58,350.42 0.00 0.00 0.00 0.00
A-4 78,287.92 0.00 0.00 0.00 0.00
A-5 106,108.96 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-R 5.71 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 31,889.96 0.00 0.00 0.00 0.00
B-1 25,511.97 0.00 0.00 0.00 0.00
B-2 9,560.96 0.00 0.00 0.00 0.00
B-3 10,205.99 0.00 0.00 0.00 0.00
B-4 5,738.99 0.00 0.00 0.00 0.00
B-5 6,381.45 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 78,393,047.98 0.00 476,137.26
A-2 0.00 72,868,000.00 0.00 440,244.17
A-3 0.00 9,658,000.00 0.00 58,350.42
A-4 0.00 12,958,000.00 0.00 78,287.92
A-5 0.00 16,865,000.00 0.00 106,108.96
A-6 0.00 885,000.00 0.00 0.00
A-R 0.00 935.67 0.00 5.71
AP 0.00 2,054,731.33 0.00 0.00
M 0.00 5,274,371.29 0.00 31,889.96
B-1 0.00 4,219,497.03 0.00 25,511.97
B-2 0.00 1,581,314.34 0.00 9,560.96
B-3 0.00 1,687,998.22 0.00 10,205.99
B-4 0.00 949,187.42 0.00 5,738.99
B-5 0.00 1,055,446.07 0.00 6,381.45
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 34,812.41
Supported Prepayment Interest Shortfall 0.00
Net Servicing Fee 34,812.41
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 132,983.48
Reimbursement of Advances 0.00
Ending Cumulative Advances 132,983.48
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 0 0.00
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 0 0.00
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 167,948.64
Current Period Realized Loss - Includes Interest Shortfall 12.71
Cumulative Realized Losses - Includes Interest Shortfall 427.57
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year Ratio Strip
Weighted Average Gross Coupon 7.799030%
Weighted Average Pass-Through Rate 7.250000%
Weighted Average Maturity (Stepdown Calculation) 351 Months
Beginning Scheduled Collateral Loan Count 735
Number of Loans Paid in Full 1
Ending Scheduled Collateral Loan Count 734
Beginning Scheduled Collateral Balance 208,879,729.14
Ending Scheduled Collateral Balance 208,450,529.36
Ending Actual Collateral Balance at 30-Nov-1995 209,055,662.70
Monthly P&I Constant 1,441,781.01
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 100,507.84 0.04750281% 100,507.84 0.04821664%
Fraud 4,231,658.46 2.00000000% 4,231,658.46 2.03005407%
Special Hazard 2,496,718.20 1.18001877% 2,496,718.20 1.19775095%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 14,811,573.51 7.00036340% 14,767,814.37 7.08456554%
M 9,521,573.51 4.50016162% 9,493,443.08 4.55429070%
B-1 5,289,573.51 2.50000020% 5,273,946.05 2.53007084%
B-2 3,703,573.51 1.75041230% 3,692,631.71 1.77146670%
B-3 2,010,573.51 0.95025321% 2,004,633.49 0.96168309%
B-4 1,058,573.51 0.50031141% 1,055,446.07 0.50632928%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OTHER ACCOUNTS
Account Beginning Current Period Current Period Ending
Type Balance Withdrawals Deposits Balance
<S> <C> <C> <C> <C>
A-5 Financial Guaranty 0.00 0.00 1,124.33 0.00
A-5 Retail Reserve Fund 5,000.00 0.00 0.00 5,000.00
A-5 Retail Reserve Fund - Rounding 1,000.00 0.00 0.00 1,000.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 30-Nov-1995
Distribution Date: 26-Dec-1995
PHMSC Series 1995-6
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434UQR8 7.50000 143,164,000.00 134,561,468.57 0.93991135
A-2 74434UQS6 7.50000 20,000,000.00 20,000,000.00 1.00000000
A-3 74434UQT4 7.50000 21,000,000.00 21,000,000.00 1.00000000
A-4 74434UQU1 7.50000 17,248,000.00 17,248,000.00 1.00000000
A-5 74434UQV9 7.50000 9,850,000.00 9,850,000.00 1.00000000
A-6 74434UQW7 7.50000 32,634,000.00 32,634,000.00 1.00000000
A-7 74434UQX5 7.50000 24,348,000.00 24,348,000.00 1.00000000
A-R 74434UQY3 7.50000 100.00 0.00 0.00000000
AP 74434UQZ0 0.00000 1,101,595.51 1,096,109.27 0.99501973
M 74434URA4 7.50000 7,986,000.00 7,965,173.14 0.99739208
B-1 74434URB2 7.50000 4,356,000.00 4,344,639.89 0.99739208
B-2 74434URC0 7.50000 2,178,000.00 2,172,319.95 0.99739208
B-3 74434URJ5 7.50000 3,339,000.00 3,330,292.15 0.99739208
B-4 74434URK2 7.50000 1,597,000.00 1,592,835.15 0.99739208
B-5 74434URL0 7.50000 1,598,938.27 1,594,768.36 0.99739208
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 173,623.96 1,418,751.18 0.00 0.00 0.00 1,592,375.14
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00 0.00
AP 955.75 366.52 0.00 0.00 0.00 1,322.27
M 5,297.42 0.00 0.00 0.00 0.00 5,297.42
B-1 2,889.50 0.00 0.00 0.00 0.00 2,889.50
B-2 1,444.75 0.00 0.00 0.00 0.00 1,444.75
B-3 2,214.89 0.00 0.00 0.00 0.00 2,214.89
B-4 1,059.35 0.00 0.00 0.00 0.00 1,059.35
B-5 1,060.64 0.00 0.00 0.00 0.00 1,060.64
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 850,961.52 0.00 0.00 0.00 0.00
A-2 125,000.00 0.00 0.00 0.00 0.00
A-3 131,250.00 0.00 0.00 0.00 0.00
A-4 107,800.00 0.00 0.00 0.00 0.00
A-5 61,562.50 0.00 0.00 0.00 0.00
A-6 203,962.50 0.00 0.00 0.00 0.00
A-7 152,175.00 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 49,815.44 0.00 0.00 0.00 0.00
B-1 27,172.06 0.00 0.00 0.00 0.00
B-2 13,586.03 0.00 0.00 0.00 0.00
B-3 20,828.17 0.00 0.00 0.00 0.00
B-4 9,961.84 0.00 0.00 0.00 0.00
B-5 9,973.93 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 134,561,468.57 0.00 850,961.52
A-2 0.00 20,000,000.00 0.00 125,000.00
A-3 0.00 21,000,000.00 0.00 131,250.00
A-4 0.00 17,248,000.00 0.00 107,800.00
A-5 0.00 9,850,000.00 0.00 61,562.50
A-6 0.00 32,634,000.00 0.00 203,962.50
A-7 0.00 24,348,000.00 0.00 152,175.00
A-R 0.00 0.00 0.00 63.98
AP 0.00 1,096,109.27 0.00 0.00
M 0.00 7,965,173.14 0.00 49,815.44
B-1 0.00 4,344,639.89 0.00 27,172.06
B-2 0.00 2,172,319.95 0.00 13,586.03
B-3 0.00 3,330,292.15 0.00 20,828.17
B-4 0.00 1,592,835.15 0.00 9,961.84
B-5 0.00 1,594,768.36 0.00 9,973.93
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 1,092.90
Servicing Fee Support 1,092.90
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 47,223.38
Supported Prepayment Interest Shortfall 1,092.90
Net Servicing Fee 46,130.48
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 205,387.46
Reimbursement of Advances 0.00
Ending Cumulative Advances 205,387.46
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 6 982,489.82
60 Days 0 0.00
90+ Days 0 0.00
Foreclosure 0 0.00
REO 0 0.00
Totals 6 982,489.82
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 284,021.60
Current Period Realized Loss - Includes Interest Shortfall 0.00
Cumulative Realized Losses - Includes Interest Shortfall 443.64
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Mixed Fixed
Weighted Average Gross Coupon 8.351020%
Weighted Average Pass-Through Rate 7.500000%
Weighted Average Maturity (Stepdown Calculation) 353 Months
Beginning Scheduled Collateral Loan Count 1,223
Number of Loans Paid in Full 7
Ending Scheduled Collateral Loan Count 1,216
Beginning Scheduled Collateral Balance 283,345,270.44
Ending Scheduled Collateral Balance 281,737,606.49
Ending Actual Collateral Balance at 30-Nov-1995 282,671,506.05
Monthly P&I Constant 2,000,885.13
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 125,000.00 0.04304398% 125,000.00 0.04436752%
Fraud 5,808,012.68 2.00000000% 5,808,012.68 2.06149713%
Special Hazard 2,904,006.34 1.00000000% 2,904,006.34 1.03074857%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 21,054,938.27 7.25030727% 21,000,028.64 7.45375419%
M 13,068,938.27 4.50031327% 13,034,855.50 4.62659411%
B-1 8,712,938.27 3.00031655% 8,690,215.61 3.08450679%
B-2 6,534,938.27 2.25031818% 6,517,895.66 2.31346313%
B-3 3,195,938.27 1.10052731% 3,187,603.51 1.13140860%
B-4 1,598,938.27 0.55059738% 1,594,768.36 0.56604739%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
The Prudential Home Mortgage Securities Company, Inc.
Mortgage Pass-Through Certificates
Statements to Certificateholders
Record Date: 30-Nov-1995
Distribution Date: 26-Dec-1995
PHMSC Series 1995-7
Administrator:
Securitized Asset Services Corporation
5325 Spectrum Drive
Frederick, MD 21701
Telephone:(301) 846-8130
Fax:(301) 846-8152
CERTIFICATE INFORMATION
Certificate Original Ending Ending
Pass-Through Face Certificate Certificate
Class CUSIP Rate Amount Balance Percentage
<S> <C> <C> <C> <C> <C>
A-1 74434USR6 6.75000 6,140,000.00 5,901,084.79 0.96108873
A-2 74434USS4 6.75000 78,500,000.00 78,500,000.00 1.00000000
A-3 74434UST2 6.75000 10,024,000.00 10,024,000.00 1.00000000
A-4 74434USU9 6.75000 8,000,000.00 8,000,000.00 1.00000000
A-5 74434USV7 7.00000 40,160,000.00 40,008,376.08 0.99622450
A-6 74434USW5 7.00000 15,000,000.00 14,959,856.23 0.99732375
A-7 74434USX3 7.00000 9,750,000.00 9,750,000.00 1.00000000
A-8 74434USY1 7.00000 6,754,000.00 6,754,000.00 1.00000000
A-9 74434USZ8 6.45000 5,264,000.00 5,264,000.00 1.00000000
A-10 74434UTA2 7.25000 4,854,000.00 4,854,000.00 1.00000000
A-11 74434UTB0 7.90219 30,295,000.00 30,257,669.75 0.99876778
A-R 74434UTD6 7.00000 1,000.00 0.00 0.00000000
AP 74434UTC8 0.00000 1,426,833.38 1,423,581.95 0.99772123
M 74434UTE4 7.00000 5,795,000.00 5,786,301.17 0.99849891
B-1 74434UTF1 7.00000 4,057,000.00 4,050,910.07 0.99849891
B-2 74434UTG9 7.00000 1,739,000.00 1,736,389.60 0.99849891
B-3 74434UTH7 7.00000 1,970,000.00 1,967,042.85 0.99849891
B-4 74434UTJ3 7.00000 1,044,000.00 1,042,432.86 0.99849891
B-5 74434UTK0 7.00000 1,043,194.31 1,041,628.38 0.99849891
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PRINCIPAL DISTRIBUTION
Scheduled Unscheduled
Principal Principal Deferred Realized Principal
Class Distribution Distribution Accretion Interest Loss (1) Distribution
<S> <C> <C> <C> <C> <C> <C>
A-1 82,476.82 14,504.93 0.00 0.00 0.00 96,981.75
A-2 0.00 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00 0.00
A-5 52,687.88 9,266.04 0.00 0.00 0.00 61,953.93
A-6 13,858.18 2,437.19 0.00 0.00 0.00 16,295.37
A-7 0.00 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00 0.00
A-11 12,886.92 2,266.38 0.00 0.00 0.00 15,153.30
A-R 0.00 0.00 0.00 0.00 0.00 0.00
AP 1,215.75 261.12 0.00 0.00 0.00 1,476.87
M 4,371.69 0.00 0.00 0.00 0.00 4,371.69
B-1 3,060.56 0.00 0.00 0.00 0.00 3,060.56
B-2 1,311.88 0.00 0.00 0.00 0.00 1,311.88
B-3 1,486.15 0.00 0.00 0.00 0.00 1,486.15
B-4 787.58 0.00 0.00 0.00 0.00 787.58
B-5 757.33 0.00 0.00 0.00 29.65 757.33
<FN>
(1) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Payment
Current Of Previously Current Non-Supported
Accrued Deferred Unpaid Interest Interest Interest
Class Interest Interest Shortfall Shortfall Shortfall
<S> <C> <C> <C> <C> <C>
A-1 33,739.12 0.00 0.00 0.00 0.00
A-2 441,562.50 0.00 0.00 0.00 0.00
A-3 56,385.00 0.00 0.00 0.00 0.00
A-4 45,000.00 0.00 0.00 0.00 0.00
A-5 233,743.59 0.00 0.00 0.00 0.00
A-6 87,360.88 0.00 0.00 0.00 0.00
A-7 56,875.00 0.00 0.00 0.00 0.00
A-8 39,398.33 0.00 0.00 0.00 0.00
A-9 28,294.00 0.00 0.00 0.00 0.00
A-10 29,326.25 0.00 0.00 0.00 0.00
A-11 199,351.23 0.00 0.00 0.00 0.00
A-R 0.00 0.00 0.00 0.00 0.00
AP 0.00 0.00 0.00 0.00 0.00
M 33,778.93 0.00 0.00 0.00 0.00
B-1 23,648.16 0.00 0.00 0.00 0.00
B-2 10,136.59 0.00 0.00 0.00 0.00
B-3 11,483.09 0.00 0.00 0.00 0.00
B-4 6,085.45 0.00 0.00 0.00 0.00
B-5 6,080.76 0.00 0.00 0.00 0.00
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
INTEREST DISTRIBUTION
Remaining Ending
Cumulative Unpaid Certificate/Notional Realized Interest
Class Interest Shortfall Balance Losses (2) Distribution
<S> <C> <C> <C> <C>
A-1 0.00 5,901,084.79 0.00 33,739.12
A-2 0.00 78,500,000.00 0.00 441,562.50
A-3 0.00 10,024,000.00 0.00 56,385.00
A-4 0.00 8,000,000.00 0.00 45,000.00
A-5 0.00 40,008,376.08 0.00 233,743.59
A-6 0.00 14,959,856.23 0.00 87,360.88
A-7 0.00 9,750,000.00 0.00 56,875.00
A-8 0.00 6,754,000.00 0.00 39,398.33
A-9 0.00 5,264,000.00 0.00 28,294.00
A-10 0.00 4,854,000.00 0.00 29,326.25
A-11 0.00 30,257,669.75 0.00 199,351.23
A-R 0.00 0.00 0.00 0.00
AP 0.00 1,423,581.95 0.00 0.00
M 0.00 5,786,301.17 0.00 33,778.93
B-1 0.00 4,050,910.07 0.00 23,648.16
B-2 0.00 1,736,389.60 0.00 10,136.59
B-3 0.00 1,967,042.85 0.00 11,483.09
B-4 0.00 1,042,432.86 0.00 6,085.45
B-5 0.00 1,041,628.38 0.00 6,080.76
<FN>
(2) Amount Does Not Include Excess Special Hazard, Bankruptcy, Or Fraud Losses Unless Otherwise Disclosed.
Please Refer To The Prospectus Supplement For A Full Description.
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
PREPAYMENT INTEREST SHORTFALL/SERVICING FEES
<S> <C>
Total Prepayment Interest Shortfall 0.00
Servicing Fee Support 0.00
Non-Supported Prepayment Interest Shortfall 0.00
Gross Servicing Fee 38,587.09
Supported Prepayment Interest Shortfall 0.00
Net Servicing Fee 38,587.09
</TABLE>
<TABLE>
<CAPTION>
SERVICER ADVANCES
<S> <C>
Beginning Balance 0.00
Current Period Advances By Servicer 131,936.37
Reimbursement of Advances 0.00
Ending Cumulative Advances 131,936.37
</TABLE>
<TABLE>
<CAPTION>
DELINQUENCY STATUS
Current Unpaid
Number of Number Of Principal
Days Loans Balance
<S> <C> <C>
30 Days 0 0.00
60 Days 0 0.00
90+ Days 1 225,000.00
Foreclosure 0 0.00
REO 0 0.00
Totals 1 225,000.00
</TABLE>
<TABLE>
<CAPTION>
ADDITIONAL DELINQUENCY STATUS INFORMATION
<S> <C>
Principal Balance of Contaminated Properties 0.00
Periodic Advance 171,357.48
Current Period Realized Loss - Includes Interest Shortfall 29.65
Cumulative Realized Losses - Includes Interest Shortfall 174.77
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
COLLATERAL STATEMENT
<S> <C>
Collateral Description Fixed 30 Year Ratio Strip
Weighted Average Gross Coupon 7.547085%
Weighted Average Pass-Through Rate 7.000000%
Weighted Average Maturity (Stepdown Calculation) 356 Months
Beginning Scheduled Collateral Loan Count 795
Number of Loans Paid in Full 0
Ending Scheduled Collateral Loan Count 795
Beginning Scheduled Collateral Balance 231,524,939.79
Ending Scheduled Collateral Balance 231,321,273.74
Ending Actual Collateral Balance at 30-Nov-1995 231,469,863.89
Monthly P&I Constant 1,555,736.71
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
CREDIT ENHANCEMENT
Loss Description Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
Bankruptcy 107,532.27 0.04638670% 107,532.27 0.04648611%
Fraud 4,636,340.55 2.00000000% 4,636,340.55 2.00428628%
Special Hazard 2,797,202.51 1.20664238% 2,797,202.51 1.20922839%
<FN>
Limit of Subordination's Exposure for 100% of Certain Types of Losses
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
SUBORDINATION LEVEL
Class Original $ Original % Current $ Current %
<S> <C> <C> <C> <C>
A 15,648,194.31 6.75023507% 15,624,704.93 6.75454733%
M 9,853,194.31 4.25041871% 9,838,403.76 4.25313401%
B-1 5,796,194.31 2.50033156% 5,787,493.69 2.50192885%
B-2 4,057,194.31 1.75017096% 4,051,104.09 1.75128903%
B-3 2,087,194.31 0.90036281% 2,084,061.24 0.90093799%
B-4 1,043,194.31 0.45000763% 1,041,628.38 0.45029511%
B-5 0.00 0.00000000% 0.00 0.00000000%
<FN>
Please refer to the Prospectus Supplement For A Full Description Of Loss Exposure
</TABLE>
<PAGE>
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