SHORELINE FINANCIAL CORP
10-C, 1995-06-19
NATIONAL COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, D.C. 20549

                                  FORM 10-C

                REPORT BY ISSUER OF SECURITIES QUOTED ON NASDAQ
                       INTERDEALER QUOTATION SYSTEM
                 FILED PURSUANT TO SECTION 13 OR 15 (d) OF THE
                SECURITIES EXCHANGE ACT OF 1934 AND RULE 13a-17
                            OR 15d-17 THEREUNDER

                      SHORELINE FINANCIAL CORPORATION
               (Exact name of issuer as specified in charter)

              823 Riverview Drive, Benton Harbor, Michigan 49022
                   (Address of principal executive offices)

Issuer's telephone number, including area code:  (616) 927-2251


                   I.  CHANGE IN NUMBER OF SHARES OUTSTANDING

Indicate any change (increase or decrease) of five percent or more in the
number of shares outstanding:

1.   Title of security:  Common Stock, without par value

2.   Number of shares outstanding before the change:  5,001,322

3.   Number of shares outstanding after the change:  5,251,018

4.   Effective date of change:  June 15, 1995

5.   Method of change:

                                 Stock Dividend

Give brief description of transaction:  The Board of Directors declared a 5
percent stock dividend payable on June 15, 1995, to shareholders of record
at the close of business on June 1, 1995.


                         II.  CHANGE IN NAME OF ISSUER

1.   Name prior to change:  Not applicable

2.   Name after change:

3.   Effective date of charter amendment changing name:

4.   Date of shareholder approval of change, if required:




                                        SHORELINE FINANCIAL CORPORATION


Date:  June 15, 1995                    /s/ Wayne R. Koebel
                                        Wayne R. Koebel
                                        Chief Financial Officer,
                                        Secretary and Treasurer















































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