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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
(RULE 13D-102)
INFORMATION STATEMENT PURSUANT TO RULES 13D-1 AND 13D-2
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. __)<F1>
SHORELINE FINANCIAL CORPORATION
(Name of Issuer)
COMMON STOCK
(Title of Class of Securities)
825190-10-1
(CUSIP Number)
<F1> The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
that section of the Act but shall be subject to all other provisions of the
Act (however, see the Notes).
The filing of this Schedule shall not be construed as an admission by
Shoreline Bank that it is, for purposes of Section 13(d) or 13(g) of the
Securities Exchange Act of 1934, or for any other purposes, the beneficial
owner of any securities covered by this schedule.
SEC 1745 (2/92) Page 1 of 4 pages
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CUSIP No. 825190-10-1 13G Page 2 of 4 Pages
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(1) Names of Reporting Persons
S.S. or I.R.S. Identification No. of Above Persons
Shoreline Bank
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(2) Check the Appropriate Box if a Member of a Group<F*>
(a) [ ]
(b) [ ]
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(3) SEC Use Only
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(4) Citizenship or Place of Organization
Benton Harbor, Michigan
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Number of (5) Sole Voting Power 556,862.5 shares
Shares --------------------------------------------------
Beneficially
Owned by (6) Shared Voting Power 0
Each --------------------------------------------------
Reporting
Person (7) Sole Dispositive Power 262,111.3 shares
With --------------------------------------------------
(8) Shared Dispositive Power 160,708.4 shares
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(9) Aggregate Amount Beneficially Owned by Each Reporting Person
556,862.5 shares
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(10) Check Box if the Aggregate Amount in Row (9) Excludes Certain
Shares<F*> [ ]
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(11) Percent of Class Represented by Amount in Row 9
9.4%
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(12) Type of Reporting Person*
BK
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*SEE INSTRUCTIONS BEFORE FILLING OUT!
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Securities and Exchange Commission
Schedule 13G
Page 3 of 4 pages
ITEM 1(A). NAME OF ISSUER:
Shoreline Financial Corporation
ITEM 1(B). ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
823 Riverview Drive
Benton Harbor, Michigan 49022
ITEM 2(A). NAME OF PERSON FILING:
Shoreline Bank
ITEM 2(B). ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE:
823 Riverview Drive
Benton Harbor, Michigan 49022
ITEM 2(C). CITIZENSHIP:
State of Michigan, United States of America
ITEM 2(D). TITLE OF CLASS OF SECURITIES:
Common Stock
ITEM 2(E). CUSIP NUMBER:
825190-10-1
ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO RULE 13D-1(B), OR
13D-2(B), CHECK WHETHER THE PERSON FILING IS A:
(a) [ ] Broker or dealer registered under Section 15 of the
Act,
(b) [X] Bank as defined in Section 3(a)(6) of the Act,
(c) [ ] Insurance Company as defined in Section 3(a)(19) of
the Act,
(d) [ ] Investment Company registered under Section 8 of the
Investment Company Act,
(e) [ ] Investment Adviser registered under Section 203 of
the Investment Advisers Act of 1940,
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(f) [ ] Employee Benefit Plan, Pension Fund which is subject
to the provisions of the Employee Retirement Income
Security Act of 1974 or Endowment Fund; SEE
13d-1(b)(1)(ii)(F),
(g) [ ] Parent Holding Company, in accordance with Rule
13d-1(b)(ii)(G); SEE Item 7,
(h) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(H).
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Securities and Exchange Commission
Schedule 13G
Page 4 of 4 pages
ITEM 4. OWNERSHIP.
(a) Amount Beneficially Owned: 556,862.5 shares
(b) Percent of Class: 9.4%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to
direct the vote 556,862.5 shares
(ii) Shared power to vote or
to direct the vote 0 shares
(iii) Sole power to dispose or
to direct the disposition
of 262,111.3 shares
(iv) Shared power to dispose
or to direct the
disposition of 160,708.4 shares
ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
Not Applicable
ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER
PERSON.
Not Applicable
ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH
ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING
COMPANY.
Not Applicable
ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.
Not Applicable
ITEM 9. NOTICE OF DISSOLUTION OF GROUP.
Not Applicable
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ITEM 10. CERTIFICATION.
By signing below I certify that, to the best of my
knowledge and belief, the securities referred to above
were acquired in the ordinary course of business and were
not acquired for the purpose of and do not have the
effect of changing or influencing the control of the
issuer of such securities and were not acquired in
connection with or as a participant in any transaction
having such purpose or effect.
SIGNATURE
After reasonable inquiry and to the best of my
knowledge and belief, I certify that the
information set forth in this statement is true,
complete and correct.
February 12, 1998
Shoreline Bank
/S/ GARRY KEMPKER
Garry Kempker
First Vice President and Trust
Officer