FIRST FIDELITY BANCORPORATION /NJ/
SC 13G, 1995-02-07
NATIONAL COMMERCIAL BANKS
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                               UNITED STATES
                    SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C. 20549

                               SCHEDULE 13G

                 Under the Securities Exchange Act of 1934

                      Washington Bancorp Inc., NJ                    
                             (Name of Issuer)

            Common Stock, par value $0.10 per share               
                      (Title of Class of Securities)

                                 937265106
                              (CUSIP Number)

Check the following box if a fee is being paid with this statement
[].  (A fee is not required only if the filing person: [1] has a
previous statement on file reporting beneficial ownership of more than
five percent of the class of securities described in Item 1; and [2]
has filed no amendment subsequent thereto reporting beneficial
ownership of five percent or less of such class.)  (See Rule
13d-7).

*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class
of securities, and for any subsequent amendment containing information
which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the
Securities Exchange Act of 1934 ("Act") or otherwise subject to the
liabilities of that section of the Act but shall be subject to all
other provisions of the Act (however, see the Notes).

                             Page 1 of 8 Pages
<PAGE>

CUSIP No. 937265106 13G  Page 2 of 8 Pages

 1     NAME OF REPORTING PERSON
       S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
       First Fidelity Bancorporation  22-2826775
 2     CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) [  ]                                                               
(b) [  ]
 3     SEC USE ONLY
 4     CITIZENSHIP OR PLACE OF ORGANIZATION
       New Jersey
NUMBER OF SHARES
BENEFICIALLY
OWNED BY EACH
REPORTING PERSON
WITH
  5     SOLE VOTING POWER
        -0-
  6     SHARED VOTING POWER
        -0-
  7     SOLE DISPOSITIVE POWER
        -0-
  8     SHARED DISPOSITIVE POWER
        -0-
  9     AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
        PERSON
        -0-
 10     CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
        CERTAIN SHARES*
        N/A
 11     PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
        0.00%
 12     TYPE OF REPORTING PERSON*
        HC
                   *SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>

CUSIP No. 937265106 13G  Page 3 of 8 Pages

 1     NAME OF REPORTING PERSON
       S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
       First Fidelity Incorporated  22-1894945
 2     CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)[  ]
(b)[  ]
 3     SEC USE ONLY
 4     CITIZENSHIP OR PLACE OF ORGANIZATION
       New Jersey
NUMBER OF SHARES
BENEFICIALLY
OWNED BY EACH
REPORTING PERSON
WITH
  5     SOLE VOTING POWER
        -0-
  6     SHARED VOTING POWER
        -0-
  7     SOLE DISPOSITIVE POWER
        -0-
  8     SHARED DISPOSITIVE POWER
        -0-
  9     AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
        PERSON
        -0-
  10    CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
        CERTAIN SHARES*
        N/A
 11     PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
        0.00%
 12     TYPE OF REPORTING PERSON*
        HC
                   *SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>

CUSIP No. 937265106 13G  Page 4 of 8 Pages

 1     NAME OF REPORTING PERSON
       S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
       First Fidelity Bank, N.A.  22-1147033
 2     CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)  [  ]                                                              
(b)  [  ]
 3     SEC USE ONLY
 4     CITIZENSHIP OR PLACE OF ORGANIZATION
       United States
NUMBER OF SHARES
BENEFICIALLY
OWNED BY EACH
REPORTING PERSON
WITH
  5     SOLE VOTING POWER
        -0-
  6     SHARED VOTING POWER
        -0-
  7     SOLE DISPOSITIVE POWER
        -0-
  8     SHARED DISPOSITIVE POWER
        -0-
  9     AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
        PERSON
        -0-
 10     CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
        CERTAIN SHARES*
        N/A
 11     PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
        0.00%
 12     TYPE OF REPORTING PERSON*
        BK
                   *SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>

                              SCHEDULE 13

Item 1    (a)  Name of Issuer:  Washington Bancorp Inc., NJ

Item 1    (b)  Address of Issuer's Principal Executive Offices:

               101 Washington Street
               Hoboken, New Jersey  07030
               
Item 2    (a)  Name of Person Filing:

               First Fidelity Bancorporation

Item 2    (b)  Address of Principal Business Officer or, if none,
               Residence:

               2673 Main Street
               P.O. Box 6980
               Lawrenceville, NJ  08648

Item 2    (c)  Citizenship:

               New Jersey

Item 2    (d)  Title of Class of Securities:

               Common Stock, par value $0.10 per share

Item 2    (e)  CUSIP Number:  937265106

Item 3         If this statement is filed pursuant to Rules
               13d-1(b), or 13d-2(b), check whether the person
               filing is a:

          (a)  ( )  Broker or Dealer (registered under Section
                    15 of the Act.)

          (b)  ( )  Bank (as defined in Section 3(a)(6) of the
                    Act.)

          (c)  ( )  Insurance Company (as defined in Section
                    3(a)(19) of the Act.)

                             Page 5 of 8 Pages
<PAGE>

          (d)  ( )  Investment Company (registered under Section
                    8 of the Investment Company Act.)

          (e)  ( )  Investment Adviser (registered under Section
                    203 of the Investment Advisers Act of 1940.)

          (f)  ( )  Employee Benefit Plan, Pension Fund which is
                    subject to the provisions of the Employee Re-
                    tirement Income Security Act of 1974 or Endow-
                    ment Fund; (see Section 240.13d-1(b)(1)(ii)(F).)

          (g)  (X)  Parent Holding Company, (in accordance with
                    Section 240.13d-1(b)(1)(ii)(G).)  (Note: see Item 7).

          (h)  ( )  Group (in accordance with Section 240.13d-1(b)(1)(ii)
                    (H).)

Item 4    Ownership

          (a)  Amount Beneficially Owned:  -0- shares

          (b)  Percent of Class:  0.00%

          (c)  Number of shares as to which such person has:

               (i)       sole power to vote or to direct the vote:
                         -0- shares

               (ii)      shared power to vote or to direct the
                         vote:  -0- shares

               (iii)     sole power to dispose or to direct the
                         disposition of:  -0- shares

               (iv)      shared power to dispose or to direct the
                         disposition of:  -0- shares

Item 5    Ownership of Five Percent or Less of a Class.

          If this statement is being filed to report the fact that
          as of the date hereof the reporting person has ceased to
          be the beneficial owner of more than five percent of the
          class of securities, check the following [X].

                             Page 6 of 8 Pages
<PAGE>

Item 6    Ownership of More than Five Percent on Behalf of Another
          Person.

          N/A


Item 7    Identification and Classification of the Subsidiary Which
          Acquired the Securing Being Reported on By the Parent
          Holding Company.

          The securities being reported are held by First Fidelity
          Bank, N.A., a subsidiary of First Fidelity Incorporated
          (HC) and First Fidelity Bancorporation (HC), which is a
          bank (BK), in its trust area.


Item 8    Identification and Classification of Members of the
          Group.

          N/A


Item 9    Notice of Dissolution of Group.

          N/A


Item 10   Certification.

          By signing below I certify that, to the best of my
          knowledge and belief, the securities referred to above
          were acquired in the ordinary course of business and were
          not acquired for the purpose of and do not have the
          effect of changing or influencing the control of the
          issuer of such securities and were not acquired in
          connection with or as a participant in any transaction
          having such purposes or effect.

                             Page 7 of 8 Pages
<PAGE>

          After reasonable inquiry and to the best of my knowledge
and belief, I certify that the information set forth in this
statement is true, complete and correct.


Date:  February 7, 1995

                              FIRST FIDELITY BANCORPORATION      



                                                                 
                              Stephen J. Antal, Assistant        
                                          Secretary                    
   


                              FIRST FIDELITY BANK,
                              NATIONAL ASSOCIATION




                                                                 
                             Stephen J. Antal, Assistant        
                                          Secretary                    
   


                              FIRST FIDELITY INCORPORATED         
        



                                                                 
                              Stephen J. Antal, Assistant        
                                          Secretary                    

                             Page 8 of 8 Pages


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