REAL SILK INVESTMENTS INC
SC 13G/A, 2000-04-18
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                 SCHEDULE 13G/A

                    Under the Securities Exchange Act of 1934

                               (Amendment No. 19)*

                           REAL SILK INVESTMENTS, INC.
                                (Name of Issuer)

                                  Common Stock
                         (Title of Class of Securities)

                                    756027108
                                 (CUSIP Number)

                                  Annual Filing

             (Date of Event Which Requires Filing of this Statement)

         Check the  appropriate box to designate the rule pursuant to which this
Schedule is filed:

         [ ] Rule 13d-1(b)
         [ ] Rule 13d-1(c)
         [X] Rule 13d-1(d)

*The  remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for any  subsequent  amendment  containing  information  which  would  alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).


<PAGE>


                                  SCHEDULE 13G

                                Amendment No. 19

CUSIP No. 756027108

1        Names of Reporting Persons or

         S.S. or I.R.S. Identification Nos. of Above Person

                  Daniel R. Efroymson

2        Check the Appropriate Box                   (a) [ ]
         if a Member of a Group                      (b) [ ]

3        SEC Use Only

4        Citizenship or Place of Organization        U.S.A.

NUMBER OF                  5        Sole Voting Power
SHARES

BENEFICIALLY                           0
OWNED BY

EACH                       6        Shared Voting Power
REPORTING

PERSON WITH                            0

                           7        Sole Dispositive Power

                                       0

                           8        Shared Dispositive Power

                                       0

9        Aggregate Amount Beneficially Owned by Each Reporting Person

                  0

10       Check Box if the Aggregate Amount in Row (9) Excludes Certain Shares

                  Not Applicable

11       Percent of Class Represented by Amount in Row (9)

                  0%

12       Type of Reporting Person

                  IN


<PAGE>


                                  SCHEDULE 13G

                                Amendment No. 19

CUSIP No. 756027108

Item 1 (a)        Name of Issuer:

                           Real Silk Investments, Inc.

Item 1 (b)        Address of Issuer's Principal Executive Offices:

                           445 N. Pennsylvania Street, Suite 500
                           Indianapolis, Indiana 46204

Item 2 (a)        Name of Person Filing:

                           Daniel R. Efroymson

Item 2 (b) Address of Principal Business Office, or if none, Residence:

                           445 N. Pennsylvania Street, Suite 500
                           Indianapolis, Indiana 46204

Item 2 (c)        Citizenship:

                           U.S.A.

Item 2 (d)        Title of Class of Securities:

                           Real Silk Investments, Inc. Common Stock

Item 2 (e)        CUSIP Number:

                           756027108

Item 3            If this statement is filed pursuant to Rules 13d-1(b) or 13d-2
                  (b) or (c):

                  A.       [ ]     Broker or  Dealer registered under Section 15
                                   of the Act

                  B.       [X]     Bank as defined in section 3(a)(6) of the Act

                  C.       [ ]     Insurance Company as defined in  section 3(a)
                                   (19) of the Act

                  D.       [ ]     Investment company registered under section 8
                                   of the Investment Company Act


<PAGE>

                 E.       [ ]     An investment adviser in accordance with
                                  Section 240.13d-1(b)(1)(1)(ii)(E)

                 F.       [ ]     An   Employee    benefit   plan   or endowment
                                  fund   in   accordance    with   Section
                                  240.13d-1(b)(1)(ii)(F)

                 G.       [ ]     A parent holding company or control  person in
                                  accordance with Section 240.13d-1(b)(ii)(G)

                 H.       [ ]     A savings association as defined in  Section 3
                                 (b) of the Federal Deposit Insurance Act

                 I.       [ ]     Group, in accordance with Section 240.13d-1(b)
                                  (1)(ii)(J)

                 J.       [ ]     Group, in accordance with section 240.13d-1(b)
                                  (1)(ii)(H)

                If this statement is being filed pursuant to Section 240.13d-1
                (c), check this box  [ ]

                  Not Applicable.

Item 4   Ownership:

                  Item 4 (a) Amount Beneficially Owned:

                           0

                  Item 4 (b) Percent of Class:

                           0%

                  Item 4(c) Number of shares as to which such person has:

                         (i)   sole power to vote or to direct the vote: 0

                         (ii)  shared power to vote or to direct the vote: 0

                         (iii) sole power to dispose or to direct the
                               disposition of: 0

                         (iv)  shared power to dispose or to direct the
                               disposition of: 0


<PAGE>


 Item 5 Ownership of Five Percent or less of a Class:

                           If this  statement  is being filed to report the fact
                           that as of the date hereof the  reporting  person has
                           ceased to be the  beneficial  owner of more than five
                           percent  of  the  class  of  securities,   check  the
                           following [X].

Item 6 Ownership of More than Five Percent on Behalf of Another Person:

                           Not Applicable.

Item 7   Identification  and  Classification of the  Subsidiary  Which  Acquired
         the Security  Being Reported on by the Parent Holding Company:

                           Not Applicable.

Item 8 Identification and Classification of Members of the Group:

                           Not Applicable.

Item 9   Notice of Dissolution of Group:

                           Not Applicable.

Item 10  Certifications:



                                    Signature

         After reasonable  inquiry and to the best of my knowledge and belief, I
certify that the information  set forth in this statement is true,  complete and
correct.

Dated:  April 17, 2000

                                            DANIEL R. EFROYMSON

                                            By /s/ Jeremy D. Efroymson
                                               Jeremy D. Efroymson




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