INDEPENDENT AUDITORS' CONSENT
The Board of Directors of
Mercantile Mutual Funds, Inc.:
We consent to the use of our report dated January 21, 2000 for the Mercantile
Mutual Funds, Inc. - Small Cap Equity and International Equity Portfolios,
incorporated by reference herein, and to the references to our firm under the
headings "Financial Highlights" in the Prospectus and "Independent Accountants
and Financial Statements" in the Statement of Additional Information.
/s/ KPMG LLP
Columbus, Ohio
September 22, 2000
