Supplement dated November 3, 2000
To the Prospectus dated March 1, 2000
The sixth paragraph on page 89 is replaced by the following:
A Portfolio Management Team lead by Thomas Hansberger, CFA, CIC manages the
International Equity Fund for Hansberger Global Investors. Mr. Hansberger
serves as the Chief Executive Officer of Hansberger Global Investors and has
over thirty-five years of investment management experience. Before forming
Hansberger Global Investors, Mr. Hansberger served as Chairman, President and
Chief Executive Officer of Templeton Worldwide, Inc. the parent company of the
Templeton group of companies. The Portfolio Management Team has over 20 years of
industry experience.