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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
These schedules contain summary financial information extracted from the
consolidated balance sheets, the consolidated statements of income, and Company
records, and are qualified in their entirety by reference to such financial
statements. All dollar amounts are in thousands, except per share data.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 30,204
<INT-BEARING-DEPOSITS> 1,025
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 149,543
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 598,705
<ALLOWANCE> 7,264
<TOTAL-ASSETS> 854,420
<DEPOSITS> 660,810
<SHORT-TERM> 30,086
<LIABILITIES-OTHER> 8,088
<LONG-TERM> 0
0
905
<COMMON> 27,632
<OTHER-SE> 63,165
<TOTAL-LIABILITIES-AND-EQUITY> 854,420
<INTEREST-LOAN> 41,823
<INTEREST-INVEST> 6,652
<INTEREST-OTHER> 370
<INTEREST-TOTAL> 48,845
<INTEREST-DEPOSIT> 19,432
<INTEREST-EXPENSE> 23,093
<INTEREST-INCOME-NET> 25,752
<LOAN-LOSSES> 1,717
<SECURITIES-GAINS> 6
<EXPENSE-OTHER> 3,243
<INCOME-PRETAX> 9,872
<INCOME-PRE-EXTRAORDINARY> 9,872
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6,967
<EPS-BASIC> 0.62
<EPS-DILUTED> 0.58
<YIELD-ACTUAL> 8.61
<LOANS-NON> 3,611
<LOANS-PAST> 1,968
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,400
<CHARGE-OFFS> 2,049
<RECOVERIES> 196
<ALLOWANCE-CLOSE> 7,264
<ALLOWANCE-DOMESTIC> 7,264
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 146
</TABLE>
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