<PAGE> PAGE 1
000 B000000 12/31/95
000 C000000 825316
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 U
001 A000000 ALLIANCE VARIABLE PRODUCTS SERIES FUND INC
001 B000000 811-5398
001 C000000 2128872997
002 A000000 500 PLAZA DRIVE
002 B000000 SECAUCUS
002 C000000 NJ
002 D010000 07094
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 15
007 C010100 1
007 C020100 SHORT TERM MULTI MARKET PORTFOLIO
007 C030100 N
007 C010200 2
007 C020200 GROWTH AND INCOME PORTFOLIO
007 C030200 N
007 C010300 3
007 C020300 GLOBAL BOND PORTFOLIO
007 C030300 N
007 C010400 4
007 C020400 PREMIER GROWTH PORTFOLIO
007 C030400 N
007 C010500 5
007 C020500 U.S. GOVERNMENT/HIGH GRADE SECURITIES PORT
007 C030500 N
007 C010600 6
007 C020600 TOTAL RETURN PORTFOLIO
007 C030600 N
007 C010700 7
007 C020700 INTERNATIONAL PORTFOLIO
007 C030700 N
007 C010800 8
007 C020800 MONEY MARKET PORTFOLIO
007 C030800 N
007 C010900 9
007 C020900 NORTH AMERICAN GOVERNMENT INCOME PORTFOLIO
007 C030900 N
007 C011000 10
007 C021000 UTILITY INCOME PORTFOLIO
<PAGE> PAGE 2
007 C031000 N
007 C011100 11
007 C021100 GLOBAL DOLLAR GOVERNMENT PORTFOLIO
007 C031100 N
007 C011200 12
007 C021200 GROWTH PORTFOLIO
007 C031200 N
007 C011300 13
007 C021300 WORLDWIDE PRIVATIZATION PORTFOLIO
007 C031300 N
007 C011400 14
007 C021400 CONSERVATIVE INVESTORS PORTFOLIO
007 C031400 N
007 C011500 15
007 C021500 GROWTH INVESTORS PORTFOLIO
007 C031500 N
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
010 A00AA01 ALLIANCE CAPITAL MANAGEMENT LP
010 B00AA01 80132361
010 C01AA01 NEW YORK
010 C02AA01 NY
010 C03AA01 10105
011 A00AA01 ALLIANCE FUND DISTRIBUTORS
011 B00AA01 8-30851
011 C01AA01 SECAUCUS
011 C02AA01 NJ
011 C03AA01 07094
012 A00AA01 ALLIANCE FUND SERVICES INC
012 B00AA01 84-0001187
012 C01AA01 SECACUS
012 C02AA01 NJ
012 C03AA01 07096
012 C04AA01 1520
013 A00AA01 ERNST & YOUNG LLP
013 B01AA01 NEW YORK
013 B02AA01 NY
013 B03AA01 10019
014 A00AA01 DONALDSON LUFKIN & JENRETTE
014 B00AA01 8-17574
015 A00AA01 STATE STREET BANK AND TRUST COMPANY
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02110
015 E01AA01 X
015 A00AA02 STANDARD CHARTERED BANK
015 B00AA02 S
<PAGE> PAGE 3
015 C01AA02 BANGKOK
015 D01AA02 THAILAND
015 E04AA02 X
015 A00AA03 CITIBANK, N.A.
015 B00AA03 S
015 C01AA03 ISTANBUL
015 D01AA03 TURKEY
015 E04AA03 X
015 A00AA04 STATE STREET BANK AND TRUST COMPANY
015 B00AA04 S
015 C01AA04 LONDON
015 D01AA04 UNITED KINGDOM
015 E04AA04 X
015 A00AA05 CITIBANK, N.A.
015 B00AA05 S
015 C01AA05 MONTE-VIDEO
015 D01AA05 URUGUAY
015 E04AA05 X
015 A00AA06 CITIBANK, N.A.
015 B00AA06 S
015 C01AA06 CARACAS
015 D01AA06 VENEZUELA
015 E04AA06 X
015 A00AA07 BARCLAYS BANK OF ZAMBIA LIMITED
015 B00AA07 S
015 C01AA07 LUSAKA
015 D01AA07 ZAMBIA
015 E04AA07 X
015 A00AA08 BARCLAYS BANK OF ZIMBABWE LIMITED
015 B00AA08 S
015 C01AA08 HARARE
015 D01AA08 ZIMBABWE
015 E04AA08 X
015 A00AA09 EUROCLEAR/STATE STREET LONDON LIMITED
015 B00AA09 S
015 C01AA09 LONDON
015 D01AA09 UNITED KINGDOM
015 E04AA09 X
015 A00AA10 CEDEL/STATE STREET LONDON LIMITED
015 B00AA10 S
015 C01AA10 LONDON
015 D01AA10 UNITED KINGDOM
015 E04AA10 X
015 A00AA11 CITIBANK POLAND S.A.
015 B00AA11 S
015 C01AA11 WARSAW
015 D01AA11 POLAND
015 E04AA11 X
015 A00AA12 BANCO COMERCIAL POTUGUES
015 B00AA12 S
015 C01AA12 LISBON
<PAGE> PAGE 4
015 D01AA12 PORTUGAL
015 E04AA12 X
015 A00AA13 THE DEVELOPMENT BANK OF SINGAPORE LTD
015 B00AA13 S
015 C01AA13 SINGAPORE
015 D01AA13 SINGAPORE
015 E04AA13 X
015 A00AA14 CESKOSLOVENSKA OBCHODNA BANKA A.S.
015 B00AA14 S
015 C01AA14 SLOVAK REPUBLIC
015 D01AA14 SLOVAK REPUBLIC
015 E04AA14 X
015 A00AA15 STANDARD BANK OF SOUTH AFRICA LIMITED
015 B00AA15 S
015 C01AA15 WALES TERRACE PARK
015 D01AA15 SOUTH AFRICA
015 E04AA15 X
015 A00AA16 BANCO SANTANDER, S.A.
015 B00AA16 S
015 C01AA16 MADRID
015 D01AA16 SPAIN
015 E04AA16 X
015 A00AA17 THE HONGKONG AND SHANGHAI BANKING CORP LTD
015 B00AA17 S
015 C01AA17 SRI LANKA
015 D01AA17 SRI LANKA
015 E04AA17 X
015 A00AA18 BARCLAYS BANK OF SWAZILAND LIMITED
015 B00AA18 S
015 C01AA18 MBABANE
015 D01AA18 SWAZILAND
015 E04AA18 X
015 A00AA19 SKANDINAVISKA ENSKILDA BANKEN
015 B00AA19 S
015 C01AA19 STOCKHOLM
015 D01AA19 SWEDEN
015 E04AA19 X
015 A00AA20 UNION BANK OF SWITZERLAND
015 B00AA20 S
015 C01AA20 ZURICH
015 D01AA20 SWITZERLAND
015 E04AA20 X
015 A00AA21 CENTRAL TRUST OF CHINA
015 B00AA21 S
015 C01AA21 TAIWAN
015 D01AA21 TAIWAN
015 E04AA21 X
015 A00AA22 BARCLAYS BANK OF KENYA LIMITED
015 B00AA22 S
015 C01AA22 NAIROBE
015 D01AA22 KENYA
<PAGE> PAGE 5
015 E04AA22 X
015 A00AA23 SEOULBANK
015 B00AA23 S
015 C01AA23 SEOUL
015 D01AA23 REPUBLIC OF KOREA
015 E04AA23 X
015 A00AA24 STANDARD CHARTERED BANK MALAYSIA BERHAD
015 B00AA24 S
015 C01AA24 KUALATUMPUI
015 D01AA24 MALAYSIA
015 E04AA24 X
015 A00AA25 THE HONGKONG AND SHANGHAI BANKING CORP LTD
015 B00AA25 S
015 C01AA25 MAURITIUS
015 D01AA25 MAURITIUS
015 E04AA25 X
015 A00AA26 CITIBANK MEXICO, S.A.
015 B00AA26 S
015 C01AA26 MEXICO CITY
015 D01AA26 MEXICO
015 E04AA26 X
015 A00AA27 BANQUE COMMERCIALE DU MAROC
015 B00AA27 S
015 C01AA27 MOROCCO
015 D01AA27 MOROCCO
015 E04AA27 X
015 A00AA28 MEESPIERSON N.V.
015 B00AA28 S
015 C01AA28 AMSTERDAM
015 D01AA28 NETHERLANDS
015 E04AA28 X
015 A00AA29 ANZ BANKING GROUP (NEW ZEALAND) LTD
015 B00AA29 S
015 C01AA29 AUCKLAND
015 D01AA29 NEW ZEALAND
015 E04AA29 X
015 A00AA30 CHRISTIANIA BANK OG KREDITKASSE
015 B00AA30 S
015 C01AA30 OSLO
015 D01AA30 NORWAY
015 E04AA30 X
015 A00AA31 DEUTSCHE BANK AG
015 B00AA31 S
015 C01AA31 PAKISTAN
015 D01AA31 PAKISTAN
015 E04AA31 X
015 A00AA32 CITIBANK, N.A.
015 B00AA32 S
015 C01AA32 LIMA
015 D01AA32 PERU
015 E04AA32 X
<PAGE> PAGE 6
015 A00AA33 STANDARD CHARTERED BANK
015 B00AA33 S
015 C01AA33 MAKATI CITY
015 D01AA33 PHILIPPINES
015 E04AA33 X
015 A00AA34 BARCLAYS BANK OF GHANA LTD
015 B00AA34 S
015 C01AA34 ACCRA
015 D01AA34 GHANA
015 E04AA34 X
015 A00AA35 NATIONAL BANK OF GREECE
015 B00AA35 S
015 C01AA35 ATHENS
015 D01AA35 GREECE
015 E04AA35 X
015 A00AA36 STANDARD CHARTERED BANK
015 B00AA36 S
015 C01AA36 HONG KONG
015 D01AA36 HONK KONG
015 E04AA36 X
015 A00AA37 CITIBANK BUDAPEST RT
015 B00AA37 S
015 C01AA37 BUDAPEST
015 D01AA37 HUNGARY
015 E04AA37 X
015 A00AA38 DEUTSCHE BANK AG
015 B00AA38 S
015 C01AA38 BOMBAY
015 D01AA38 INDIA
015 E04AA38 X
015 A00AA39 STANDARD CHARTERED BANK
015 B00AA39 S
015 C01AA39 JAKARTA
015 D01AA39 INDONESIA
015 E04AA39 X
015 A00AA40 BANK OF IRELAND
015 B00AA40 S
015 C01AA40 DUBLIN
015 D01AA40 IRELAND
015 E04AA40 X
015 A00AA41 BANK HAPOALIM B.M.
015 B00AA41 S
015 C01AA41 TEL AVIV
015 D01AA41 ISREAL
015 E04AA41 X
015 A00AA42 MORGAN GUARANTY TRUST COMPANY
015 B00AA42 S
015 C01AA42 MADRID
015 D01AA42 ITALY
015 E04AA42 X
015 A00AA43 THE DAIWA BANK, LTD
<PAGE> PAGE 7
015 B00AA43 S
015 C01AA43 TOKYO
015 D01AA43 JAPAN
015 E04AA43 X
015 A00AA44 THE SUMITOMO TRUST & BANKING CO., LTD
015 B00AA44 S
015 C01AA44 TOKYO
015 D01AA44 JAPAN
015 E04AA44 X
015 A00AA45 THE BRITISH BANK OF THE MIDDLE EAST
015 B00AA45 S
015 C01AA45 JORDAN
015 D01AA45 JORDAN
015 E04AA45 X
015 A00AA46 CITIBANK, N.A.
015 B00AA46 S
015 C01AA46 SANTIAGO
015 D01AA46 CHILE
015 E04AA46 X
015 A00AA47 THE HONGKONG AND SHANGHAI BANKING CORP LTS
015 B00AA47 S
015 C01AA47 SHANGHAI
015 D01AA47 CHINA
015 E04AA47 X
015 A00AA48 CITITRUST COL0MBIA S.A. SOCIEDAD FIDUCIARIA
015 B00AA48 S
015 C01AA48 SANTA FE' DE BOGOTA
015 D01AA48 COLOMBIA
015 E04AA48 X
015 A00AA49 BARCLAYS BANK PLC
015 B00AA49 S
015 C01AA49 NICOSIA
015 D01AA49 CYPRUS
015 E04AA49 X
015 A00AA50 CESKOSLOVENSKA OBCHODNI BANKA A.S.
015 B00AA50 S
015 C01AA50 CZECH REUBLIC
015 D01AA50 CZECH REPUBLIC
015 E04AA50 X
015 A00AA51 DEN DANSKE BANK
015 B00AA51 S
015 C01AA51 COPEHAGEN
015 D01AA51 DENMARK
015 E04AA51 X
015 A00AA52 NATIONAL BANK OF EGYPT
015 B00AA52 S
015 C01AA52 CAIRO
015 D01AA52 EGYPT
015 E04AA52 X
015 A00AA53 MERITA BANK LIMITED
015 B00AA53 S
<PAGE> PAGE 8
015 C01AA53 HELSINKI
015 D01AA53 FINLAND
015 E04AA53 X
015 A00AA54 BANQUE PAIBAS
015 B00AA54 S
015 C01AA54 PARIS
015 D01AA54 FRANCE
015 E04AA54 X
015 A00AA55 BHF-BANK AKTIENGESELLSCHAFT
015 B00AA55 S
015 C01AA55 FRANKFURT
015 D01AA55 GERMANY
015 E04AA55 X
015 A00AA56 CITIBANK, N.A.
015 B00AA56 S
015 C01AA56 BUENOS ARIES
015 D01AA56 ARGENTINA
015 E04AA56 X
015 A00AA57 WESTPAC BANKING CORPORATION
015 B00AA57 S
015 C01AA57 SYDNEY
015 D01AA57 AUSTRLIA
015 E04AA57 X
015 A00AA58 GIROCREDIT BANK AKTIENGESELLSHAFT DER SPARKAS
015 B00AA58 S
015 C01AA58 VIENNA
015 D01AA58 AUSTRIA
015 E04AA58 X
015 A00AA59 STANDARD CHARTERED BANK
015 B00AA59 S
015 C01AA59 BANGLADESH
015 D01AA59 BANGLADESH
015 E04AA59 X
015 A00AA60 GENERALE BANK
015 B00AA60 S
015 C01AA60 BRUSSELS
015 D01AA60 BELGIUM
015 E04AA60 X
015 A00AA61 BARCLAYS BANK OF BOTSWANA LTD
015 B00AA61 S
015 C01AA61 GABORONE'
015 D01AA61 BOTSWANA
015 E04AA61 X
015 A00AA62 CITIBANK N.A.
015 B00AA62 S
015 C01AA62 SAO PAULL
015 D01AA62 BRAZIL
015 E04AA62 X
015 A00AA63 CANADA TRUSTCO MORTGAGE COMPANY
015 B00AA63 S
015 C01AA63 TORONTO
<PAGE> PAGE 9
015 D01AA63 CANADA
015 E04AA63 X
018 00AA00 Y
019 A00AA00 Y
019 B00AA00 51
019 C00AA00 ALLIANCECA
020 A000001 PAINE WEBBER
020 B000001 13-2638166
020 C000001 74
020 A000002 MERRIL LYNCH
020 B000002 13-5674085
020 C000002 48
020 A000003 SMITH BARNEY
020 B000003 13-1912900
020 C000003 34
020 A000004 LEHMAN BROTHERS
020 B000004 13-2518466
020 C000004 21
020 A000005 CS FIRST BOSTON CORP
020 B000005 13-5659485
020 C000005 21
020 A000006 MORGAN STANLEY & CO
020 B000006 13-5108880
020 C000006 20
020 A000007 GOLDMAN SACHS & CO
020 B000007 13-5708880
020 C000007 17
020 A000008 JEFFRIES & CO
020 B000008 95-2622900
020 C000008 16
020 A000009 SALOMON BROTHERS
020 B000009 13-3082694
020 C000009 14
020 A000010 PRUDENTIAL SECURITIES
020 B000010 22-2347336
020 C000010 13
021 000000 592
022 A000001 STATE STREET BANK & TRUST CO
022 B000001 04-1867445
022 C000001 2321262
022 D000001 0
022 A000002 CHEMICAL SEC, INC
022 B000002 13-3379014
022 C000002 581699
022 D000002 799
022 A000003 MERRIL LYNCH PIERCE FENNER & SMITH
022 B000003 13-5674085
022 C000003 388782
022 D000003 15607
022 A000004 SANWA BANK
022 B000004 13-3046258
<PAGE> PAGE 10
022 C000004 242901
022 D000004 1084
022 A000005 PRUDENTIAL SEC, INC
022 B000005 22-2347336
022 C000005 152497
022 D000005 35997
022 A000006 JP MORGAN SEC, INC
022 B000006 13-3224016
022 C000006 59939
022 D000006 18851
022 A000007 CITIBANK, INC
022 B000007 13-3187336
022 C000007 46436
022 D000007 102
022 A000008 CS FIRST BOSTON CORP
022 B000008 13-5659485
022 C000008 32586
022 D000008 9058
022 A000009 GOLDMAN SACHS & CO
022 B000009 13-5108880
022 C000009 25637
022 D000009 11406
022 A000010 LEHMAN BROTHERS
022 B000010 13-2518466
022 C000010 26547
022 D000010 9787
023 C000000 3925755
023 D000000 128606
077 A000000 Y
077 B000000 Y
077 C000000 N
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 Y
077 P000000 N
077 Q010000 N
077 Q020000 N
077 Q030000 N
078 000000 N
080 A00AA00 ICI MUTUAL INSURANCE CO
080 B00AA00 GULF INSURANCE CO
080 C00AA00 69000
<PAGE> PAGE 11
081 A00AA00 Y
081 B00AA00 115
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
086 A010000 0
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
008 A000101 ALLIANCE CAPITAL MANAGEMENT L.P.
008 B000101 A
008 C000101 801-32361
008 D010101 NEW YORK
008 D020101 NY
008 D030101 10105
028 A010100 583
028 A020100 0
028 A030100 0
028 A040100 754
028 B010100 415
028 B020100 0
028 B030100 0
028 B040100 968
028 C010100 414
028 C020100 0
028 C030100 0
028 C040100 1509
028 D010100 264
028 D020100 0
028 D030100 0
028 D040100 1487
028 E010100 260
028 E020100 0
028 E030100 0
028 E040100 1173
028 F010100 508
028 F020100 0
028 F030100 0
<PAGE> PAGE 12
028 F040100 10040
028 G010100 2444
028 G020100 0
028 G030100 0
028 G040100 15931
028 H000100 0
062 A000100 Y
062 B000100 0.0
062 C000100 0.0
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 0.0
062 J000100 290.0
062 K000100 0.0
062 L000100 0.0
062 M000100 0.0
062 N000100 0.0
062 O000100 0.0
062 P000100 0.0
062 Q000100 46.6
062 R000100 0.0
063 A000100 110
063 B000100 0.0
064 A000100 N
066 A000100 N
067 000100 N
068 A000100 N
068 B000100 Y
069 000100 N
070 A010100 Y
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 Y
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 Y
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
<PAGE> PAGE 13
070 J020100 N
070 K010100 N
070 K020100 N
070 L010100 Y
070 L020100 Y
070 M010100 Y
070 M020100 Y
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 Y
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100 23382
071 B000100 26176
071 C000100 6167
071 D000100 379
072 A000100 12
072 B000100 1459
072 C000100 0
072 D000100 0
072 E000100 0
072 F000100 87
072 G000100 0
072 H000100 0
072 I000100 2
072 J000100 76
072 K000100 0
072 L000100 7
072 M000100 2
072 N000100 0
072 O000100 0
072 P000100 0
072 Q000100 0
072 R000100 15
072 S000100 11
072 T000100 0
072 U000100 4
072 V000100 0
072 W000100 3
072 X000100 207
072 Y000100 56
072 Z000100 1308
072AA000100 1694
072BB000100 3569
072CC010100 1424
072CC020100 0
<PAGE> PAGE 14
072DD010100 0
072DD020100 0
072EE000100 0
073 A010100 0.0000
073 A020100 0.0000
073 B000100 0.0000
073 C000100 0.0000
074 A000100 0
074 B000100 0
074 C000100 9140
074 D000100 1469
074 E000100 0
074 F000100 0
074 G000100 0
074 H000100 0
074 I000100 0
074 J000100 1246
074 K000100 8
074 L000100 46
074 M000100 0
074 N000100 11909
074 O000100 0
074 P000100 0
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 8757
074 S000100 0
074 T000100 3152
074 U010100 298
074 U020100 0
074 V010100 10.58
074 V020100 0.00
074 W000100 0.0000
074 X000100 6
074 Y000100 0
075 A000100 0
075 B000100 15909
076 000100 0.00
025 A000201 MERRILL LYNCH PIERCE FENNER & SMITH
025 B000201 13-5674085
025 C000201 E
025 D000201 520
025 D000202 0
025 D000203 0
025 D000204 0
025 D000205 0
025 D000206 0
025 D000207 0
025 D000208 0
<PAGE> PAGE 15
025 D000209 0
025 D000210 0
025 D000211 0
025 D000212 0
025 D000213 0
025 D000214 0
025 D000215 0
025 D000216 0
025 D000217 0
025 D000218 0
025 D000219 0
025 D000220 0
025 D000221 0
025 D000222 0
025 D000223 0
025 D000224 0
025 D000225 0
025 D000226 0
025 D000227 0
025 D000228 0
025 D000229 0
025 D000230 0
025 D000231 0
025 D000232 0
028 A010200 2197
028 A020200 0
028 A030200 0
028 A040200 735
028 B010200 2803
028 B020200 0
028 B030200 0
028 B040200 1445
028 C010200 3041
028 C020200 0
028 C030200 0
028 C040200 1919
028 D010200 3992
028 D020200 0
028 D030200 0
028 D040200 1355
028 E010200 4679
028 E020200 0
028 E030200 0
028 E040200 1450
028 F010200 4113
028 F020200 0
028 F030200 0
028 F040200 38243
028 G010200 20825
028 G020200 0
028 G030200 0
<PAGE> PAGE 16
028 G040200 45147
028 H000200 0
062 A000200 N
062 B000200 0.0
062 C000200 0.0
062 D000200 0.0
062 E000200 0.0
062 F000200 0.0
062 G000200 0.0
062 H000200 0.0
062 I000200 0.0
062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 0.0
062 N000200 0.0
062 O000200 0.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
066 A000200 Y
066 B000200 N
066 C000200 N
066 D000200 N
066 E000200 Y
066 F000200 N
066 G000200 N
067 000200 N
068 A000200 N
068 B000200 N
069 000200 N
070 A010200 Y
070 A020200 N
070 B010200 N
070 B020200 N
070 C010200 Y
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 Y
070 J020200 Y
<PAGE> PAGE 17
070 K010200 N
070 K020200 N
070 L010200 Y
070 L020200 Y
070 M010200 Y
070 M020200 Y
070 N010200 Y
070 N020200 N
070 O010200 Y
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 Y
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200 77062
071 B000200 95004
071 C000200 51416
071 D000200 150
072 A000200 12
072 B000200 350
072 C000200 1244
072 D000200 0
072 E000200 0
072 F000200 363
072 G000200 0
072 H000200 0
072 I000200 1
072 J000200 58
072 K000200 0
072 L000200 4
072 M000200 1
072 N000200 0
072 O000200 0
072 P000200 0
072 Q000200 0
072 R000200 16
072 S000200 10
072 T000200 0
072 U000200 4
072 V000200 0
072 W000200 3
072 X000200 460
072 Y000200 0
072 Z000200 1134
072AA000200 13712
072BB000200 2166
072CC010200 4606
072CC020200 0
072DD010200 532
<PAGE> PAGE 18
072DD020200 0
072EE000200 551
073 A010200 0.1320
073 A020200 0.0000
073 B000200 0.1370
073 C000200 0.0000
074 A000200 305
074 B000200 0
074 C000200 42593
074 D000200 0
074 E000200 0
074 F000200 35404
074 G000200 0
074 H000200 0
074 I000200 0
074 J000200 114
074 K000200 0
074 L000200 278
074 M000200 1
074 N000200 78695
074 O000200 0
074 P000200 41
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 36661
074 S000200 0
074 T000200 41993
074 U010200 2659
074 U020200 0
074 V010200 15.79
074 V020200 0.00
074 W000200 0.0000
074 X000200 6
074 Y000200 0
075 A000200 0
075 B000200 58006
076 000200 0.00
028 A010300 225
028 A020300 0
028 A030300 0
028 A040300 4
028 B010300 206
028 B020300 0
028 B030300 0
028 B040300 14
028 C010300 224
028 C020300 0
028 C030300 0
028 C040300 2
<PAGE> PAGE 19
028 D010300 495
028 D020300 0
028 D030300 0
028 D040300 41
028 E010300 336
028 E020300 0
028 E030300 0
028 E040300 6
028 F010300 431
028 F020300 0
028 F030300 0
028 F040300 74
028 G010300 1917
028 G020300 0
028 G030300 0
028 G040300 141
028 H000300 0
062 A000300 Y
062 B000300 0.0
062 C000300 0.0
062 D000300 0.0
062 E000300 0.0
062 F000300 0.0
062 G000300 0.0
062 H000300 0.0
062 I000300 0.0
062 J000300 1.1
062 K000300 0.0
062 L000300 0.0
062 M000300 41.3
062 N000300 0.0
062 O000300 0.0
062 P000300 8.4
062 Q000300 45.9
062 R000300 0.0
063 A000300 0
063 B000300 6.7
064 A000300 N
070 A010300 Y
070 A020300 N
070 B010300 N
070 B020300 N
070 C010300 Y
070 C020300 N
070 D010300 N
070 D020300 N
070 E010300 N
070 E020300 N
070 F010300 N
070 F020300 N
070 G010300 Y
<PAGE> PAGE 20
070 G020300 N
070 H010300 N
070 H020300 N
070 I010300 N
070 I020300 N
070 J010300 Y
070 J020300 N
070 K010300 N
070 K020300 N
070 L010300 Y
070 L020300 Y
070 M010300 Y
070 M020300 Y
070 N010300 Y
070 N020300 N
070 O010300 Y
070 O020300 N
070 P010300 N
070 P020300 N
070 Q010300 Y
070 Q020300 N
070 R010300 N
070 R020300 N
071 A000300 25682
071 B000300 22907
071 C000300 8737
071 D000300 262
072 A000300 12
072 B000300 652
072 C000300 0
072 D000300 0
072 E000300 0
072 F000300 59
072 G000300 0
072 H000300 0
072 I000300 2
072 J000300 56
072 K000300 0
072 L000300 10
072 M000300 1
072 N000300 0
072 O000300 0
072 P000300 0
072 Q000300 0
072 R000300 16
072 S000300 10
072 T000300 0
072 U000300 4
072 V000300 0
072 W000300 2
072 X000300 160
<PAGE> PAGE 21
072 Y000300 74
072 Z000300 566
072AA000300 1128
072BB000300 216
072CC010300 446
072CC020300 0
072DD010300 72
072DD020300 0
072EE000300 0
073 A010300 0.0920
073 A020300 0.0000
073 B000300 0.0000
073 C000300 0.0000
074 A000300 20
074 B000300 0
074 C000300 133
074 D000300 11037
074 E000300 0
074 F000300 0
074 G000300 0
074 H000300 0
074 I000300 0
074 J000300 0
074 K000300 5
074 L000300 400
074 M000300 2
074 N000300 11597
074 O000300 0
074 P000300 0
074 Q000300 0
074 R010300 0
074 R020300 0
074 R030300 0
074 R040300 44
074 S000300 0
074 T000300 11553
074 U010300 951
074 U020300 0
074 V010300 12.15
074 V020300 0.00
074 W000300 0.0000
074 X000300 2
074 Y000300 0
075 A000300 0
075 B000300 9096
076 000300 0.00
025 A000401 MERRILL LYNCH PIERCE FENNER & SMITH
025 B000401 13-5674085
025 C000401 E
025 D000401 719
025 D000402 0
<PAGE> PAGE 22
025 D000403 0
025 D000404 0
025 D000405 0
025 D000406 0
025 D000407 0
025 D000408 0
028 A010400 1986
028 A020400 0
028 A030400 0
028 A040400 996
028 B010400 3507
028 B020400 0
028 B030400 0
028 B040400 1723
028 C010400 2839
028 C020400 0
028 C030400 0
028 C040400 11228
028 D010400 5670
028 D020400 0
028 D030400 0
028 D040400 4434
028 E010400 5474
028 E020400 0
028 E030400 0
028 E040400 2154
028 F010400 4257
028 F020400 0
028 F030400 0
028 F040400 43084
028 G010400 23733
028 G020400 0
028 G030400 0
028 G040400 63619
028 H000400 0
062 A000400 N
062 B000400 0.0
062 C000400 0.0
062 D000400 0.0
062 E000400 0.0
062 F000400 0.0
062 G000400 0.0
062 H000400 0.0
062 I000400 0.0
062 J000400 0.0
062 K000400 0.0
062 L000400 0.0
062 M000400 0.0
062 N000400 0.0
062 O000400 0.0
062 P000400 0.0
<PAGE> PAGE 23
062 Q000400 0.0
062 R000400 0.0
066 A000400 Y
066 B000400 N
066 C000400 N
066 D000400 Y
066 E000400 N
066 F000400 N
066 G000400 N
067 000400 N
068 A000400 N
068 B000400 N
069 000400 N
070 A010400 Y
070 A020400 N
070 B010400 Y
070 B020400 N
070 C010400 N
070 C020400 N
070 D010400 Y
070 D020400 N
070 E010400 N
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 N
070 G020400 N
070 H010400 Y
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 N
070 K010400 N
070 K020400 N
070 L010400 Y
070 L020400 N
070 M010400 Y
070 M020400 N
070 N010400 Y
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 Y
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400 50063
071 B000400 83623
<PAGE> PAGE 24
071 C000400 51783
071 D000400 97
072 A000400 12
072 B000400 123
072 C000400 733
072 D000400 0
072 E000400 0
072 F000400 571
072 G000400 0
072 H000400 0
072 I000400 2
072 J000400 61
072 K000400 0
072 L000400 8
072 M000400 2
072 N000400 0
072 O000400 0
072 P000400 0
072 Q000400 0
072 R000400 16
072 S000400 10
072 T000400 0
072 U000400 5
072 V000400 0
072 W000400 3
072 X000400 678
072 Y000400 135
072 Z000400 313
072AA000400 18859
072BB000400 3054
072CC010400 10684
072CC020400 0
072DD010400 98
072DD020400 0
072EE000400 274
073 A010400 0.0260
073 A020400 0.0000
073 B000400 0.0730
073 C000400 0.0000
074 A000400 0
074 B000400 0
074 C000400 43927
074 D000400 0
074 E000400 0
074 F000400 22039
074 G000400 0
074 H000400 0
074 I000400 0
074 J000400 4078
074 K000400 0
074 L000400 277
<PAGE> PAGE 25
074 M000400 8
074 N000400 70325
074 O000400 0
074 P000400 50
074 Q000400 0
074 R010400 0
074 R020400 0
074 R030400 0
074 R040400 40997
074 S000400 0
074 T000400 29278
074 U010400 1645
074 U020400 0
074 V010400 17.80
074 V020400 0.00
074 W000400 0.0000
074 X000400 4
074 Y000400 0
075 A000400 0
075 B000400 57074
076 000400 0.00
025 A000501 MERRIL LYNCH PIERCE FENNER & SMITH
025 B000501 13-5674085
025 C000501 E
025 D000501 520
025 D000502 0
025 D000503 0
025 D000504 0
025 D000505 0
025 D000506 0
025 D000507 0
025 D000508 0
028 A010500 1462
028 A020500 0
028 A030500 0
028 A040500 83
028 B010500 1645
028 B020500 0
028 B030500 0
028 B040500 509
028 C010500 999
028 C020500 0
028 C030500 0
028 C040500 188
028 D010500 1351
028 D020500 0
028 D030500 0
028 D040500 214
028 E010500 1390
028 E020500 0
028 E030500 0
<PAGE> PAGE 26
028 E040500 150
028 F010500 1650
028 F020500 0
028 F030500 0
028 F040500 873
028 G010500 8497
028 G020500 0
028 G030500 0
028 G040500 2017
028 H000500 0
062 A000500 Y
062 B000500 0.0
062 C000500 0.0
062 D000500 0.0
062 E000500 0.0
062 F000500 0.0
062 G000500 0.0
062 H000500 0.0
062 I000500 0.0
062 J000500 3.4
062 K000500 0.0
062 L000500 0.0
062 M000500 42.9
062 N000500 22.2
062 O000500 0.0
062 P000500 20.3
062 Q000500 12.4
062 R000500 0.3
063 A000500 0
063 B000500 9.7
064 A000500 N
070 A010500 Y
070 A020500 N
070 B010500 N
070 B020500 N
070 C010500 Y
070 C020500 N
070 D010500 Y
070 D020500 N
070 E010500 Y
070 E020500 N
070 F010500 N
070 F020500 N
070 G010500 Y
070 G020500 N
070 H010500 Y
070 H020500 N
070 I010500 N
070 I020500 N
070 J010500 Y
070 J020500 Y
<PAGE> PAGE 27
070 K010500 N
070 K020500 N
070 L010500 Y
070 L020500 Y
070 M010500 Y
070 M020500 Y
070 N010500 N
070 N020500 N
070 O010500 N
070 O020500 N
070 P010500 N
070 P020500 N
070 Q010500 Y
070 Q020500 N
070 R010500 N
070 R020500 N
071 A000500 13112
071 B000500 6372
071 C000500 9396
071 D000500 68
072 A000500 12
072 B000500 691
072 C000500 5
072 D000500 0
072 E000500 0
072 F000500 60
072 G000500 0
072 H000500 0
072 I000500 2
072 J000500 52
072 K000500 0
072 L000500 10
072 M000500 2
072 N000500 0
072 O000500 0
072 P000500 0
072 Q000500 0
072 R000500 16
072 S000500 10
072 T000500 0
072 U000500 5
072 V000500 0
072 W000500 2
072 X000500 159
072 Y000500 63
072 Z000500 600
072AA000500 460
072BB000500 112
072CC010500 778
072CC020500 0
072DD010500 150
<PAGE> PAGE 28
072DD020500 0
072EE000500 0
073 A010500 0.1820
073 A020500 0.0000
073 B000500 0.0000
073 C000500 0.0000
074 A000500 31
074 B000500 0
074 C000500 573
074 D000500 16565
074 E000500 55
074 F000500 0
074 G000500 0
074 H000500 0
074 I000500 0
074 J000500 0
074 K000500 0
074 L000500 354
074 M000500 8
074 N000500 17586
074 O000500 0
074 P000500 3
074 Q000500 0
074 R010500 0
074 R020500 0
074 R030500 0
074 R040500 636
074 S000500 0
074 T000500 16947
074 U010500 1453
074 U020500 0
074 V010500 11.66
074 V020500 0.00
074 W000500 0.0000
074 X000500 4
074 Y000500 0
075 A000500 0
075 B000500 10064
076 000500 0.00
025 A000601 MERRILL LYNCH PIERCE FENNER & SMITH
025 B000601 13-5674085
025 C000601 E
025 D000601 112
025 A000602 DELETE
025 D000602 0
025 D000603 0
025 D000604 0
025 D000605 0
025 D000606 0
025 D000607 0
025 D000608 0
<PAGE> PAGE 29
028 A010600 372
028 A020600 0
028 A030600 0
028 A040600 31
028 B010600 779
028 B020600 0
028 B030600 0
028 B040600 2
028 C010600 576
028 C020600 0
028 C030600 0
028 C040600 23
028 D010600 1011
028 D020600 0
028 D030600 0
028 D040600 18
028 E010600 1795
028 E020600 0
028 E030600 0
028 E040600 24
028 F010600 1382
028 F020600 0
028 F030600 0
028 F040600 201
028 G010600 5915
028 G020600 0
028 G030600 0
028 G040600 299
028 H000600 0
062 A000600 N
062 B000600 0.0
062 C000600 0.0
062 D000600 0.0
062 E000600 0.0
062 F000600 0.0
062 G000600 0.0
062 H000600 0.0
062 I000600 0.0
062 J000600 0.0
062 K000600 0.0
062 L000600 0.0
062 M000600 0.0
062 N000600 0.0
062 O000600 0.0
062 P000600 0.0
062 Q000600 0.0
062 R000600 0.0
070 A010600 Y
070 A020600 N
070 B010600 Y
070 B020600 N
<PAGE> PAGE 30
070 C010600 Y
070 C020600 N
070 D010600 Y
070 D020600 N
070 E010600 Y
070 E020600 N
070 F010600 Y
070 F020600 N
070 G010600 Y
070 G020600 N
070 H010600 Y
070 H020600 N
070 I010600 N
070 I020600 N
070 J010600 Y
070 J020600 N
070 K010600 Y
070 K020600 N
070 L010600 Y
070 L020600 Y
070 M010600 Y
070 M020600 N
070 N010600 Y
070 N020600 N
070 O010600 N
070 O020600 N
070 P010600 N
070 P020600 N
070 Q010600 N
070 Q020600 N
070 R010600 N
070 R020600 N
071 A000600 6680
071 B000600 640
071 C000600 2135
071 D000600 30
072 A000600 12
072 B000600 82
072 C000600 32
072 D000600 0
072 E000600 0
072 F000600 17
072 G000600 0
072 H000600 0
072 I000600 2
072 J000600 61
072 K000600 0
072 L000600 11
072 M000600 1
072 N000600 0
072 O000600 0
<PAGE> PAGE 31
072 P000600 0
072 Q000600 0
072 R000600 17
072 S000600 10
072 T000600 0
072 U000600 5
072 V000600 0
072 W000600 1
072 X000600 125
072 Y000600 99
072 Z000600 88
072AA000600 69
072BB000600 20
072CC010600 425
072CC020600 0
072DD010600 10
072DD020600 0
072EE000600 0
073 A010600 0.0670
073 A020600 0.0000
073 B000600 0.0000
073 C000600 0.0000
074 A000600 150
074 B000600 0
074 C000600 1604
074 D000600 2203
074 E000600 0
074 F000600 4866
074 G000600 0
074 H000600 0
074 I000600 0
074 J000600 51
074 K000600 7
074 L000600 55
074 M000600 10
074 N000600 8946
074 O000600 575
074 P000600 0
074 Q000600 0
074 R010600 0
074 R020600 0
074 R030600 0
074 R040600 129
074 S000600 0
074 T000600 8242
074 U010600 644
074 U020600 0
074 V010600 12.80
074 V020600 0.00
074 W000600 0.0000
074 X000600 4
<PAGE> PAGE 32
074 Y000600 0
075 A000600 0
075 B000600 2791
076 000600 0.00
028 A010700 829
028 A020700 0
028 A030700 0
028 A040700 50
028 B010700 1070
028 B020700 0
028 B030700 0
028 B040700 55
028 C010700 1045
028 C020700 0
028 C030700 0
028 C040700 129
028 D010700 1500
028 D020700 0
028 D030700 0
028 D040700 281
028 E010700 1136
028 E020700 0
028 E030700 0
028 E040700 366
028 F010700 1480
028 F020700 0
028 F030700 0
028 F040700 505
028 G010700 7060
028 G020700 0
028 G030700 0
028 G040700 1386
028 H000700 0
062 A000700 N
062 B000700 0.0
062 C000700 0.0
062 D000700 0.0
062 E000700 0.0
062 F000700 0.0
062 G000700 0.0
062 H000700 0.0
062 I000700 0.0
062 J000700 0.0
062 K000700 0.0
062 L000700 0.0
062 M000700 0.0
062 N000700 0.0
062 O000700 0.0
062 P000700 0.0
062 Q000700 0.0
062 R000700 0.0
<PAGE> PAGE 33
070 A010700 Y
070 A020700 N
070 B010700 N
070 B020700 N
070 C010700 N
070 C020700 N
070 D010700 N
070 D020700 N
070 E010700 Y
070 E020700 N
070 F010700 N
070 F020700 N
070 G010700 N
070 G020700 N
070 H010700 N
070 H020700 N
070 I010700 N
070 I020700 N
070 J010700 Y
070 J020700 Y
070 K010700 N
070 K020700 N
070 L010700 Y
070 L020700 Y
070 M010700 Y
070 M020700 Y
070 N010700 Y
070 N020700 N
070 O010700 Y
070 O020700 N
070 P010700 N
070 P020700 N
070 Q010700 N
070 Q020700 N
070 R010700 N
070 R020700 N
071 A000700 15584
071 B000700 8229
071 C000700 9447
071 D000700 87
072 A000700 12
072 B000700 74
072 C000700 175
072 D000700 0
072 E000700 0
072 F000700 106
072 G000700 0
072 H000700 0
072 I000700 2
072 J000700 163
072 K000700 0
<PAGE> PAGE 34
072 L000700 8
072 M000700 3
072 N000700 0
072 O000700 0
072 P000700 0
072 Q000700 0
072 R000700 16
072 S000700 10
072 T000700 0
072 U000700 5
072 V000700 0
072 W000700 2
072 X000700 315
072 Y000700 215
072 Z000700 149
072AA000700 1252
072BB000700 1055
072CC010700 0
072CC020700 823228
072DD010700 24
072DD020700 0
072EE000700 29
073 A010700 0.0330
073 A020700 0.0000
073 B000700 0.0410
073 C000700 0.0000
074 A000700 352
074 B000700 0
074 C000700 1426
074 D000700 0
074 E000700 0
074 F000700 15334
074 G000700 0
074 H000700 0
074 I000700 0
074 J000700 70
074 K000700 17
074 L000700 156
074 M000700 10
074 N000700 17365
074 O000700 510
074 P000700 0
074 Q000700 0
074 R010700 0
074 R020700 0
074 R030700 0
074 R040700 313
074 S000700 0
074 T000700 16542
074 U010700 1176
074 U020700 0
<PAGE> PAGE 35
074 V010700 14.07
074 V020700 0.00
074 W000700 0.0000
074 X000700 4
074 Y000700 0
075 A000700 0
075 B000700 10553
076 000700 0.00
028 A010800 7354
028 A020800 0
028 A030800 0
028 A040800 4756
028 B010800 3865
028 B020800 82
028 B030800 0
028 B040800 5342
028 C010800 8066
028 C020800 88
028 C030800 0
028 C040800 3615
028 D010800 3207
028 D020800 83
028 D030800 0
028 D040800 6450
028 E010800 14840
028 E020800 88
028 E030800 0
028 E040800 6905
028 F010800 10913
028 F020800 212
028 F030800 0
028 F040800 12533
028 G010800 48245
028 G020800 553
028 G030800 0
028 G040800 39601
028 H000800 0
062 A000800 Y
062 B000800 17.7
062 C000800 97.8
062 D000800 0.0
062 E000800 0.0
062 F000800 0.0
062 G000800 0.0
062 H000800 0.0
062 I000800 0.0
062 J000800 0.0
062 K000800 0.0
062 L000800 0.0
062 M000800 0.0
062 N000800 0.0
<PAGE> PAGE 36
062 O000800 0.0
062 P000800 0.0
062 Q000800 0.0
062 R000800 0.0
063 A000800 32
063 B000800 0.0
064 A000800 N
070 A010800 Y
070 A020800 N
070 B010800 N
070 B020800 N
070 C010800 Y
070 C020800 N
070 D010800 N
070 D020800 N
070 E010800 N
070 E020800 N
070 F010800 N
070 F020800 N
070 G010800 N
070 G020800 N
070 H010800 N
070 H020800 N
070 I010800 N
070 I020800 N
070 J010800 Y
070 J020800 N
070 K010800 N
070 K020800 N
070 L010800 N
070 L020800 N
070 M010800 N
070 M020800 N
070 N010800 N
070 N020800 N
070 O010800 N
070 O020800 N
070 P010800 N
070 P020800 N
070 Q010800 N
070 Q020800 N
070 R010800 N
070 R020800 N
071 A000800 0
071 B000800 0
071 C000800 0
071 D000800 0
072 A000800 12
072 B000800 954
072 C000800 0
072 D000800 0
<PAGE> PAGE 37
072 E000800 0
072 F000800 82
072 G000800 0
072 H000800 0
072 I000800 2
072 J000800 49
072 K000800 0
072 L000800 11
072 M000800 0
072 N000800 0
072 O000800 0
072 P000800 0
072 Q000800 0
072 R000800 15
072 S000800 10
072 T000800 0
072 U000800 5
072 V000800 0
072 W000800 2
072 X000800 176
072 Y000800 20
072 Z000800 798
072AA000800 0
072BB000800 0
072CC010800 0
072CC020800 0
072DD010800 245
072DD020800 0
072EE000800 0
073 A010800 0.0500
073 A020800 0.0000
073 B000800 0.0000
073 C000800 0.0000
074 A000800 789
074 B000800 0
074 C000800 32455
074 D000800 0
074 E000800 0
074 F000800 0
074 G000800 0
074 H000800 0
074 I000800 0
074 J000800 0
074 K000800 0
074 L000800 112
074 M000800 10
074 N000800 33366
074 O000800 0
074 P000800 16
074 Q000800 0
074 R010800 0
<PAGE> PAGE 38
074 R020800 0
074 R030800 0
074 R040800 5258
074 S000800 0
074 T000800 28092
074 U010800 28092
074 U020800 0
074 V010800 1.00
074 V020800 0.00
074 W000800 1.0000
074 X000800 3
074 Y000800 0
075 A000800 16453
075 B000800 0
076 000800 0.00
028 A010900 366
028 A020900 0
028 A030900 0
028 A040900 39
028 B010900 626
028 B020900 0
028 B030900 0
028 B040900 320
028 C010900 1007
028 C020900 0
028 C030900 0
028 C040900 33
028 D010900 407
028 D020900 0
028 D030900 0
028 D040900 443
028 E010900 105
028 E020900 0
028 E030900 0
028 E040900 306
028 F010900 416
028 F020900 0
028 F030900 0
028 F040900 472
028 G010900 2927
028 G020900 0
028 G030900 0
028 G040900 1613
028 H000900 0
062 A000900 Y
062 B000900 0.0
062 C000900 0.0
062 D000900 0.0
062 E000900 0.0
062 F000900 0.0
062 G000900 0.0
<PAGE> PAGE 39
062 H000900 0.0
062 I000900 0.0
062 J000900 0.0
062 K000900 0.0
062 L000900 0.0
062 M000900 28.8
062 N000900 12.0
062 O000900 0.0
062 P000900 0.0
062 Q000900 54.0
062 R000900 0.0
063 A000900 0
063 B000900 7.4
064 A000900 N
070 A010900 Y
070 A020900 N
070 B010900 N
070 B020900 N
070 C010900 Y
070 C020900 N
070 D010900 N
070 D020900 N
070 E010900 Y
070 E020900 N
070 F010900 Y
070 F020900 N
070 G010900 Y
070 G020900 N
070 H010900 Y
070 H020900 N
070 I010900 N
070 I020900 N
070 J010900 Y
070 J020900 N
070 K010900 Y
070 K020900 N
070 L010900 Y
070 L020900 Y
070 M010900 Y
070 M020900 Y
070 N010900 Y
070 N020900 N
070 O010900 N
070 O020900 N
070 P010900 N
070 P020900 N
070 Q010900 N
070 Q020900 N
070 R010900 N
070 R020900 N
071 A000900 3478
<PAGE> PAGE 40
071 B000900 1381
071 C000900 3987
071 D000900 35
072 A000900 12
072 B000900 678
072 C000900 0
072 D000900 0
072 E000900 0
072 F000900 33
072 G000900 0
072 H000900 0
072 I000900 2
072 J000900 55
072 K000900 0
072 L000900 8
072 M000900 1
072 N000900 0
072 O000900 0
072 P000900 0
072 Q000900 0
072 R000900 15
072 S000900 10
072 T000900 0
072 U000900 6
072 V000900 0
072 W000900 2
072 X000900 132
072 Y000900 83
072 Z000900 629
072AA000900 113
072BB000900 672
072CC010900 1031
072CC020900 0
072DD010900 144
072DD020900 0
072EE000900 0
073 A010900 0.2670
073 A020900 0.0000
073 B000900 0.0000
073 C000900 0.0000
074 A000900 278
074 B000900 0
074 C000900 1030
074 D000900 5870
074 E000900 0
074 F000900 0
074 G000900 0
074 H000900 0
074 I000900 0
074 J000900 62
074 K000900 7
<PAGE> PAGE 41
074 L000900 75
074 M000900 14
074 N000900 7336
074 O000900 0
074 P000900 0
074 Q000900 0
074 R010900 0
074 R020900 0
074 R030900 0
074 R040900 58
074 S000900 0
074 T000900 7278
074 U010900 694
074 U020900 0
074 V010900 10.48
074 V020900 0.00
074 W000900 0.0000
074 X000900 3
074 Y000900 0
075 A000900 0
075 B000900 5139
076 000900 0.00
028 A011000 184
028 A021000 0
028 A031000 0
028 A041000 6
028 B011000 219
028 B021000 0
028 B031000 0
028 B041000 24
028 C011000 265
028 C021000 0
028 C031000 0
028 C041000 93
028 D011000 1011
028 D021000 0
028 D031000 0
028 D041000 78
028 E011000 561
028 E021000 0
028 E031000 0
028 E041000 5
028 F011000 989
028 F021000 0
028 F031000 0
028 F041000 79
028 G011000 3229
028 G021000 0
028 G031000 0
028 G041000 285
028 H001000 0
<PAGE> PAGE 42
062 A001000 N
062 B001000 0.0
062 C001000 0.0
062 D001000 0.0
062 E001000 0.0
062 F001000 0.0
062 G001000 0.0
062 H001000 0.0
062 I001000 0.0
062 J001000 0.0
062 K001000 0.0
062 L001000 0.0
062 M001000 0.0
062 N001000 0.0
062 O001000 0.0
062 P001000 0.0
062 Q001000 0.0
062 R001000 0.0
070 A011000 Y
070 A021000 N
070 B011000 Y
070 B021000 N
070 C011000 N
070 C021000 N
070 D011000 Y
070 D021000 N
070 E011000 Y
070 E021000 N
070 F011000 Y
070 F021000 N
070 G011000 Y
070 G021000 N
070 H011000 Y
070 H021000 N
070 I011000 Y
070 I021000 N
070 J011000 Y
070 J021000 Y
070 K011000 Y
070 K021000 N
070 L011000 Y
070 L021000 Y
070 M011000 Y
070 M021000 Y
070 N011000 Y
070 N021000 N
070 O011000 N
070 O021000 N
070 P011000 N
070 P021000 N
070 Q011000 N
<PAGE> PAGE 43
070 Q021000 N
070 R011000 N
070 R021000 N
071 A001000 8056
071 B001000 3899
071 C001000 2829
071 D001000 138
072 A001000 12
072 B001000 13
072 C001000 97
072 D001000 0
072 E001000 0
072 F001000 22
072 G001000 0
072 H001000 0
072 I001000 2
072 J001000 56
072 K001000 0
072 L001000 2
072 M001000 1
072 N001000 0
072 O001000 0
072 P001000 0
072 Q001000 0
072 R001000 16
072 S001000 7
072 T001000 0
072 U001000 4
072 V001000 0
072 W001000 3
072 X001000 113
072 Y001000 84
072 Z001000 81
072AA001000 258
072BB001000 110
072CC011000 336
072CC021000 0
072DD011000 19
072DD021000 0
072EE001000 0
073 A011000 0.0780
073 A021000 0.0000
073 B001000 0.0000
073 C001000 0.0000
074 A001000 121
074 B001000 0
074 C001000 500
074 D001000 0
074 E001000 11
074 F001000 5722
074 G001000 0
<PAGE> PAGE 44
074 H001000 0
074 I001000 0
074 J001000 15
074 K001000 9
074 L001000 37
074 M001000 10
074 N001000 6425
074 O001000 144
074 P001000 0
074 Q001000 0
074 R011000 0
074 R021000 0
074 R031000 0
074 R041000 30
074 S001000 0
074 T001000 6251
074 U011000 520
074 U021000 0
074 V011000 0.00
074 V021000 12.01
074 W001000 0.0000
074 X001000 3
074 Y001000 0
075 A001000 0
075 B001000 2980
076 001000 0.00
028 A011100 145
028 A021100 0
028 A031100 0
028 A041100 5
028 B011100 196
028 B021100 0
028 B031100 0
028 B041100 30
028 C011100 132
028 C021100 0
028 C031100 0
028 C041100 7
028 D011100 255
028 D021100 0
028 D031100 0
028 D041100 22
028 E011100 402
028 E021100 0
028 E031100 0
028 E041100 6
028 F011100 209
028 F021100 0
028 F031100 0
028 F041100 96
028 G011100 1339
<PAGE> PAGE 45
028 G021100 0
028 G031100 0
028 G041100 166
028 H001100 0
062 A001100 Y
062 B001100 0.0
062 C001100 0.0
062 D001100 0.0
062 E001100 0.0
062 F001100 0.0
062 G001100 0.0
062 H001100 0.0
062 I001100 0.0
062 J001100 10.7
062 K001100 0.0
062 L001100 0.0
062 M001100 17.7
062 N001100 0.0
062 O001100 0.0
062 P001100 17.4
062 Q001100 52.5
062 R001100 0.0
063 A001100 0
063 B001100 11.7
064 A001100 N
070 A011100 Y
070 A021100 N
070 B011100 N
070 B021100 N
070 C011100 Y
070 C021100 N
070 D011100 N
070 D021100 N
070 E011100 Y
070 E021100 N
070 F011100 Y
070 F021100 N
070 G011100 Y
070 G021100 N
070 H011100 Y
070 H021100 N
070 I011100 N
070 I021100 N
070 J011100 Y
070 J021100 Y
070 K011100 Y
070 K021100 N
070 L011100 N
070 L021100 N
070 M011100 N
070 M021100 N
<PAGE> PAGE 46
070 N011100 Y
070 N021100 N
070 O011100 Y
070 O021100 N
070 P011100 N
070 P021100 N
070 Q011100 N
070 Q021100 N
070 R011100 N
070 R021100 N
071 A001100 2202
071 B001100 272
071 C001100 2032
071 D001100 13
072 A001100 12
072 B001100 212
072 C001100 0
072 D001100 0
072 E001100 0
072 F001100 17
072 G001100 0
072 H001100 0
072 I001100 2
072 J001100 48
072 K001100 0
072 L001100 7
072 M001100 2
072 N001100 0
072 O001100 0
072 P001100 0
072 Q001100 0
072 R001100 16
072 S001100 8
072 T001100 0
072 U001100 4
072 V001100 0
072 W001100 2
072 X001100 106
072 Y001100 85
072 Z001100 191
072AA001100 14
072BB001100 0
072CC011100 317
072CC021100 0
072DD011100 28
072DD021100 0
072EE001100 0
073 A011100 0.1340
073 A021100 0.0000
073 B001100 0.0000
073 C001100 0.0000
<PAGE> PAGE 47
074 A001100 1
074 B001100 0
074 C001100 406
074 D001100 3308
074 E001100 0
074 F001100 0
074 G001100 0
074 H001100 0
074 I001100 0
074 J001100 2
074 K001100 8
074 L001100 78
074 M001100 11
074 N001100 3814
074 O001100 0
074 P001100 0
074 Q001100 0
074 R011100 0
074 R021100 0
074 R031100 0
074 R041100 36
074 S001100 0
074 T001100 3778
074 U011100 316
074 U021100 0
074 V011100 11.95
074 V021100 0.00
074 W001100 0.0000
074 X001100 3
074 Y001100 0
075 A001100 0
075 B001100 2205
076 001100 0.00
028 A011200 2434
028 A021200 0
028 A031200 0
028 A041200 107
028 B011200 3452
028 B021200 0
028 B031200 0
028 B041200 314
028 C011200 4102
028 C021200 0
028 C031200 0
028 C041200 83
028 D011200 4270
028 D021200 0
028 D031200 0
028 D041200 64
028 E011200 4669
028 E021200 0
<PAGE> PAGE 48
028 E031200 0
028 E041200 75
028 F011200 5154
028 F021200 0
028 F031200 0
028 F041200 40
028 G011200 24081
028 G021200 0
028 G031200 0
028 G041200 683
028 H001200 0
062 A001200 N
062 B001200 0.0
062 C001200 0.0
062 D001200 0.0
062 E001200 0.0
062 F001200 0.0
062 G001200 0.0
062 H001200 0.0
062 I001200 0.0
062 J001200 0.0
062 K001200 0.0
062 L001200 0.0
062 M001200 0.0
062 N001200 0.0
062 O001200 0.0
062 P001200 0.0
062 Q001200 0.0
062 R001200 0.0
070 A011200 Y
070 A021200 N
070 B011200 Y
070 B021200 N
070 C011200 Y
070 C021200 N
070 D011200 Y
070 D021200 N
070 E011200 N
070 E021200 N
070 F011200 Y
070 F021200 N
070 G011200 Y
070 G021200 N
070 H011200 Y
070 H021200 N
070 I011200 N
070 I021200 N
070 J011200 Y
070 J021200 Y
070 K011200 Y
070 K021200 N
<PAGE> PAGE 49
070 L011200 Y
070 L021200 Y
070 M011200 Y
070 M021200 N
070 N011200 Y
070 N021200 N
070 O011200 Y
070 O021200 N
070 P011200 N
070 P021200 N
070 Q011200 N
070 Q021200 N
070 R011200 N
070 R021200 N
071 A001200 50534
071 B001200 16540
071 C001200 19269
071 D001200 86
072 A001200 12
072 B001200 139
072 C001200 328
072 D001200 0
072 E001200 0
072 F001200 155
072 G001200 0
072 H001200 0
072 I001200 2
072 J001200 72
072 K001200 0
072 L001200 1
072 M001200 1
072 N001200 2
072 O001200 0
072 P001200 0
072 Q001200 0
072 R001200 18
072 S001200 7
072 T001200 0
072 U001200 2
072 V001200 0
072 W001200 4
072 X001200 262
072 Y001200 66
072 Z001200 271
072AA001200 2463
072BB001200 968
072CC011200 3496
072CC021200 0
072DD011200 11
072DD021200 0
072EE001200 0
<PAGE> PAGE 50
073 A011200 0.0080
073 A021200 0.0000
073 B001200 0.0000
073 C001200 0.0000
074 A001200 411
074 B001200 0
074 C001200 1900
074 D001200 877
074 E001200 0
074 F001200 42994
074 G001200 0
074 H001200 0
074 I001200 0
074 J001200 269
074 K001200 0
074 L001200 414
074 M001200 7
074 N001200 46872
074 O001200 1586
074 P001200 26
074 Q001200 0
074 R011200 0
074 R021200 0
074 R031200 0
074 R041200 40
074 S001200 0
074 T001200 45220
074 U011200 3177
074 U021200 0
074 V011200 14.23
074 V021200 0.00
074 W001200 0.0000
074 X001200 2
074 Y001200 0
075 A001200 0
075 B001200 20654
076 001200 0.00
028 A011300 353
028 A021300 0
028 A031300 0
028 A041300 1
028 B011300 393
028 B021300 0
028 B031300 0
028 B041300 3
028 C011300 551
028 C021300 0
028 C031300 0
028 C041300 6
028 D011300 287
028 D021300 0
<PAGE> PAGE 51
028 D031300 0
028 D041300 13
028 E011300 419
028 E021300 0
028 E031300 0
028 E041300 3
028 F011300 654
028 F021300 0
028 F031300 0
028 F041300 48
028 G011300 2657
028 G021300 0
028 G031300 0
028 G041300 74
028 H001300 0
062 A001300 N
062 B001300 0.0
062 C001300 0.0
062 D001300 0.0
062 E001300 0.0
062 F001300 0.0
062 G001300 0.0
062 H001300 0.0
062 I001300 0.0
062 J001300 0.0
062 K001300 0.0
062 L001300 0.0
062 M001300 0.0
062 N001300 0.0
062 O001300 0.0
062 P001300 0.0
062 Q001300 0.0
062 R001300 0.0
070 A011300 Y
070 A021300 N
070 B011300 Y
070 B021300 N
070 C011300 Y
070 C021300 N
070 D011300 Y
070 D021300 N
070 E011300 Y
070 E021300 N
070 F011300 Y
070 F021300 N
070 G011300 Y
070 G021300 N
070 H011300 Y
070 H021300 N
070 I011300 N
070 I021300 N
<PAGE> PAGE 52
070 J011300 Y
070 J021300 Y
070 K011300 N
070 K021300 N
070 L011300 Y
070 L021300 Y
070 M011300 Y
070 M021300 Y
070 N011300 Y
070 N021300 N
070 O011300 Y
070 O021300 N
070 P011300 N
070 P021300 N
070 Q011300 N
070 Q021300 N
070 R011300 N
070 R021300 N
071 A001300 4361
071 B001300 548
071 C001300 2369
071 D001300 23
072 A001300 12
072 B001300 67
072 C001300 59
072 D001300 0
072 E001300 0
072 F001300 32
072 G001300 0
072 H001300 0
072 I001300 2
072 J001300 65
072 K001300 0
072 L001300 5
072 M001300 1
072 N001300 0
072 O001300 0
072 P001300 0
072 Q001300 0
072 R001300 19
072 S001300 5
072 T001300 0
072 U001300 2
072 V001300 0
072 W001300 3
072 X001300 134
072 Y001300 103
072 Z001300 95
072AA001300 13
072BB001300 61
072CC011300 216
<PAGE> PAGE 53
072CC021300 0
072DD011300 7
072DD021300 0
072EE001300 0
073 A011300 0.0270
073 A021300 0.0000
073 B001300 0.0000
073 C001300 0.0000
074 A001300 1
074 B001300 0
074 C001300 1965
074 D001300 8
074 E001300 0
074 F001300 3976
074 G001300 0
074 H001300 0
074 I001300 0
074 J001300 0
074 K001300 9
074 L001300 70
074 M001300 7
074 N001300 6036
074 O001300 49
074 P001300 0
074 Q001300 0
074 R011300 0
074 R021300 0
074 R031300 0
074 R041300 40
074 S001300 0
074 T001300 5947
074 U011300 532
074 U021300 0
074 V011300 11.17
074 V021300 0.00
074 W001300 0.0000
074 X001300 2
074 Y001300 0
075 A001300 0
075 B001300 3221
076 001300 0.00
028 A011400 374
028 A021400 0
028 A031400 0
028 A041400 27
028 B011400 946
028 B021400 0
028 B031400 0
028 B041400 7
028 C011400 702
028 C021400 0
<PAGE> PAGE 54
028 C031400 0
028 C041400 1
028 D011400 897
028 D021400 0
028 D031400 0
028 D041400 21
028 E011400 835
028 E021400 0
028 E031400 0
028 E041400 54
028 F011400 1395
028 F021400 0
028 F031400 0
028 F041400 104
028 G011400 5149
028 G021400 0
028 G031400 0
028 G041400 214
028 H001400 0
062 A001400 N
062 B001400 0.0
062 C001400 0.0
062 D001400 0.0
062 E001400 0.0
062 F001400 0.0
062 G001400 0.0
062 H001400 0.0
062 I001400 0.0
062 J001400 0.0
062 K001400 0.0
062 L001400 0.0
062 M001400 0.0
062 N001400 0.0
062 O001400 0.0
062 P001400 0.0
062 Q001400 0.0
062 R001400 0.0
066 A001400 Y
066 E001400 Y
067 001400 N
068 A001400 N
068 B001400 N
069 001400 N
070 A011400 Y
070 A021400 N
070 B011400 Y
070 B021400 N
070 C011400 Y
070 C021400 N
070 D011400 Y
070 D021400 N
<PAGE> PAGE 55
070 E011400 Y
070 E021400 N
070 F011400 Y
070 F021400 N
070 G011400 Y
070 G021400 N
070 H011400 Y
070 H021400 N
070 I011400 N
070 I021400 N
070 J011400 Y
070 J021400 N
070 K011400 Y
070 K021400 N
070 L011400 Y
070 L021400 N
070 M011400 Y
070 M021400 N
070 N011400 Y
070 N021400 N
070 O011400 Y
070 O021400 N
070 P011400 N
070 P021400 N
070 Q011400 N
070 Q021400 N
070 R011400 N
070 R021400 N
071 A001400 4550
071 B001400 881
071 C001400 1446
071 D001400 61
072 A001400 12
072 B001400 148
072 C001400 5
072 D001400 0
072 E001400 0
072 F001400 21
072 G001400 0
072 H001400 0
072 I001400 1
072 J001400 56
072 K001400 0
072 L001400 6
072 M001400 2
072 N001400 0
072 O001400 0
072 P001400 0
072 Q001400 0
072 R001400 22
072 S001400 5
<PAGE> PAGE 56
072 T001400 0
072 U001400 2
072 V001400 0
072 W001400 1
072 X001400 116
072 Y001400 90
072 Z001400 127
072AA001400 66
072BB001400 10
072CC011400 256
072CC021400 0
072DD011400 4
072DD021400 0
072EE001400 0
073 A011400 0.0200
073 A021400 0.0000
073 B001400 0.0000
073 C001400 0.0000
074 A001400 114
074 B001400 0
074 C001400 2999
074 D001400 3407
074 E001400 0
074 F001400 852
074 G001400 0
074 H001400 0
074 I001400 0
074 J001400 0
074 K001400 7
074 L001400 230
074 M001400 8
074 N001400 7617
074 O001400 160
074 P001400 0
074 Q001400 0
074 R011400 0
074 R021400 0
074 R031400 0
074 R041400 37
074 S001400 0
074 T001400 7420
074 U011400 631
074 U021400 0
074 V011400 11.76
074 V021400 0.00
074 W001400 0.0000
074 X001400 2
074 Y001400 0
075 A001400 0
075 B001400 2742
076 001400 0.00
<PAGE> PAGE 57
028 A011500 339
028 A021500 0
028 A031500 0
028 A041500 1
028 B011500 432
028 B021500 0
028 B031500 0
028 B041500 120
028 C011500 401
028 C021500 0
028 C031500 0
028 C041500 4
028 D011500 533
028 D021500 0
028 D031500 0
028 D041500 12
028 E011500 603
028 E021500 0
028 E031500 0
028 E041500 5
028 F011500 1090
028 F021500 0
028 F031500 0
028 F041500 32
028 G011500 3398
028 G021500 0
028 G031500 0
028 G041500 174
028 H001500 0
062 A001500 N
062 B001500 0.0
062 C001500 0.0
062 D001500 0.0
062 E001500 0.0
062 F001500 0.0
062 G001500 0.0
062 H001500 0.0
062 I001500 0.0
062 J001500 0.0
062 K001500 0.0
062 L001500 0.0
062 M001500 0.0
062 N001500 0.0
062 O001500 0.0
062 P001500 0.0
062 Q001500 0.0
062 R001500 0.0
070 A011500 Y
070 A021500 N
070 B011500 Y
070 B021500 N
<PAGE> PAGE 58
070 C011500 Y
070 C021500 N
070 D011500 Y
070 D021500 N
070 E011500 Y
070 E021500 N
070 F011500 Y
070 F021500 N
070 G011500 Y
070 G021500 N
070 H011500 Y
070 H021500 N
070 I011500 N
070 I021500 N
070 J011500 Y
070 J021500 N
070 K011500 Y
070 K021500 N
070 L011500 Y
070 L021500 N
070 M011500 Y
070 M021500 N
070 N011500 Y
070 N021500 N
070 O011500 Y
070 O021500 N
070 P011500 N
070 P021500 N
070 Q011500 N
070 Q021500 N
070 R011500 N
070 R021500 N
071 A001500 3417
071 B001500 557
071 C001500 14391
071 D001500 50
072 A001500 12
072 B001500 61
072 C001500 11
072 D001500 0
072 E001500 0
072 F001500 13
072 G001500 0
072 H001500 0
072 I001500 2
072 J001500 55
072 K001500 0
072 L001500 3
072 M001500 2
072 N001500 0
072 O001500 0
<PAGE> PAGE 59
072 P001500 0
072 Q001500 0
072 R001500 22
072 S001500 7
072 T001500 0
072 U001500 2
072 V001500 0
072 W001500 1
072 X001500 107
072 Y001500 91
072 Z001500 56
072AA001500 36
072BB001500 19
072CC011500 237
072CC021500 0
072DD011500 1
072DD021500 0
072EE001500 0
073 A011500 0.0080
073 A021500 0.0000
073 B001500 0.0000
073 C001500 0.0000
074 A001500 58
074 B001500 0
074 C001500 1999
074 D001500 1224
074 E001500 0
074 F001500 2056
074 G001500 0
074 H001500 0
074 I001500 0
074 J001500 0
074 K001500 9
074 L001500 26
074 M001500 8
074 N001500 5380
074 O001500 364
074 P001500 0
074 Q001500 0
074 R011500 0
074 R021500 0
074 R031500 0
074 R041500 38
074 S001500 0
074 T001500 4978
074 U011500 419
074 U021500 0
074 V011500 0.00
074 V021500 11.87
074 W001500 0.0000
074 X001500 2
<PAGE> PAGE 60
074 Y001500 0
075 A001500 0
075 B001500 1740
076 001500 0.00
SIGNATURE STEVE YU
TITLE AVP
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 1
<NAME> SHORT-TERM MULTI MAKET PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 10,612,442
<INVESTMENTS-AT-VALUE> 10,609,349
<RECEIVABLES> 1,299,241
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 11,908,590
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8,756,512
<TOTAL-LIABILITIES> 8,756,512
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 3,939,679
<SHARES-COMMON-STOCK> 298,038
<SHARES-COMMON-PRIOR> 2,111,469
<ACCUMULATED-NII-CURRENT> 369,422
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1,107,325)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (49,698)
<NET-ASSETS> 3,152,078
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1,458,970
<OTHER-INCOME> 0
<EXPENSES-NET> 151,136
<NET-INVESTMENT-INCOME> 1,307,834
<REALIZED-GAINS-CURRENT> (1,875,536)
<APPREC-INCREASE-CURRENT> 1,423,840
<NET-CHANGE-FROM-OPS> 856,138
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 485,653
<NUMBER-OF-SHARES-REDEEMED> 2,299,084
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (17,768,781)
<ACCUMULATED-NII-PRIOR> (2,357)
<ACCUMULATED-GAINS-PRIOR> (170,178)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 87,500
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 206,633
<AVERAGE-NET-ASSETS> 15,908,977
<PER-SHARE-NAV-BEGIN> 9.91
<PER-SHARE-NII> .82
<PER-SHARE-GAIN-APPREC> (.15)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.58
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 2
<NAME> GROWTH AND INCOME PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 73,530,350
<INVESTMENTS-AT-VALUE> 77,997,208
<RECEIVABLES> 392,027
<ASSETS-OTHER> 305,262
<OTHER-ITEMS-ASSETS> 658
<TOTAL-ASSETS> 78,695,155
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 36,702,327
<TOTAL-LIABILITIES> 36,702,327
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 24,841,460
<SHARES-COMMON-STOCK> 2,658,797
<SHARES-COMMON-PRIOR> 3,517,661
<ACCUMULATED-NII-CURRENT> 1,130,049
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 11,553,964
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 4,467,355
<NET-ASSETS> 41,992,828
<DIVIDEND-INCOME> 1,243,872
<INTEREST-INCOME> 350,546
<OTHER-INCOME> 0
<EXPENSES-NET> 460,425
<NET-INVESTMENT-INCOME> 1,133,993
<REALIZED-GAINS-CURRENT> 11,546,136
<APPREC-INCREASE-CURRENT> 4,605,887
<NET-CHANGE-FROM-OPS> 17,286,016
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 531,525
<DISTRIBUTIONS-OF-GAINS> 551,658
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,176,403
<NUMBER-OF-SHARES-REDEEMED> 3,114,447
<SHARES-REINVESTED> 79,180
<NET-CHANGE-IN-ASSETS> 290,957
<ACCUMULATED-NII-PRIOR> 539,879
<ACCUMULATED-GAINS-PRIOR> 545,474
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 362,532
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 460,425
<AVERAGE-NET-ASSETS> 58,005,764
<PER-SHARE-NAV-BEGIN> 11.85
<PER-SHARE-NII> .27
<PER-SHARE-GAIN-APPREC> 3.94
<PER-SHARE-DIVIDEND> .13
<PER-SHARE-DISTRIBUTIONS> .14
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 15.79
<EXPENSE-RATIO> .79
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 3
<NAME> GLOBAL BOND PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 10,862,330
<INVESTMENTS-AT-VALUE> 11,169,715
<RECEIVABLES> 392,298
<ASSETS-OTHER> 19,515
<OTHER-ITEMS-ASSETS> 15,001
<TOTAL-ASSETS> 11,596,529
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 43,552
<TOTAL-LIABILITIES> 43,552
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 9,906,032
<SHARES-COMMON-STOCK> 950,828
<SHARES-COMMON-PRIOR> 743,012
<ACCUMULATED-NII-CURRENT> 1,034,881
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 289,940
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 322,124
<NET-ASSETS> 11,552,977
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 652,234
<OTHER-INCOME> 0
<EXPENSES-NET> 86,404
<NET-INVESTMENT-INCOME> 565,830
<REALIZED-GAINS-CURRENT> 911,916
<APPREC-INCREASE-CURRENT> 446,385
<NET-CHANGE-FROM-OPS> 1,924,131
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 383,604
<DISTRIBUTIONS-OF-GAINS> 181,669
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 232,590
<NUMBER-OF-SHARES-REDEEMED> 31,126
<SHARES-REINVESTED> 6,352
<NET-CHANGE-IN-ASSETS> 4,254,908
<ACCUMULATED-NII-PRIOR> 70,965
<ACCUMULATED-GAINS-PRIOR> (151,800)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 59,122
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 160,635
<AVERAGE-NET-ASSETS> 9,095,583
<PER-SHARE-NAV-BEGIN> 9.82
<PER-SHARE-NII> .69
<PER-SHARE-GAIN-APPREC> 1.73
<PER-SHARE-DIVIDEND> .09
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.15
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 4
<NAME> PREMIER GROWTH PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 62,648,886
<INVESTMENTS-AT-VALUE> 65,966,206
<RECEIVABLES> 4,350,446
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 8,169
<TOTAL-ASSETS> 70,324,821
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 41,046,527
<TOTAL-LIABILITIES> 41,046,527
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 8,827,118
<SHARES-COMMON-STOCK> 1,644,774
<SHARES-COMMON-PRIOR> 3,044,420
<ACCUMULATED-NII-CURRENT> 312,649
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 16,821,207
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3,317,320
<NET-ASSETS> 29,278,294
<DIVIDEND-INCOME> 732,514
<INTEREST-INCOME> 123,151
<OTHER-INCOME> 0
<EXPENSES-NET> 542,202
<NET-INVESTMENT-INCOME> 313,463
<REALIZED-GAINS-CURRENT> 16,824,672
<APPREC-INCREASE-CURRENT> 3,054,025
<NET-CHANGE-FROM-OPS> 20,192,160
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 97,581
<DISTRIBUTIONS-OF-GAINS> 273,977
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,743,464
<NUMBER-OF-SHARES-REDEEMED> 4,167,864
<SHARES-REINVESTED> 24,754
<NET-CHANGE-IN-ASSETS> (8,390,800)
<ACCUMULATED-NII-PRIOR> 95,835
<ACCUMULATED-GAINS-PRIOR> 271,444
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 590,739
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 678,096
<AVERAGE-NET-ASSETS> 57,073,883
<PER-SHARE-NAV-BEGIN> 12.37
<PER-SHARE-NII> .09
<PER-SHARE-GAIN-APPREC> 5.44
<PER-SHARE-DIVIDEND> .03
<PER-SHARE-DISTRIBUTIONS> .07
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.8
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 5
<NAME> U.S. GOVERNMENT/HIGH GRADE SECURITIES PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 16,598,482
<INVESTMENTS-AT-VALUE> 17,192,644
<RECEIVABLES> 354,831
<ASSETS-OTHER> 30,619
<OTHER-ITEMS-ASSETS> 8,350
<TOTAL-ASSETS> 17,586,444
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 639,925
<TOTAL-LIABILITIES> 639,925
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15,449,617
<SHARES-COMMON-STOCK> 1,453,146
<SHARES-COMMON-PRIOR> 513,429
<ACCUMULATED-NII-CURRENT> 620,469
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 295,645
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 580,788
<NET-ASSETS> 16,946,519
<DIVIDEND-INCOME> 4,725
<INTEREST-INCOME> 690,988
<OTHER-INCOME> 0
<EXPENSES-NET> 95,614
<NET-INVESTMENT-INCOME> 600,099
<REALIZED-GAINS-CURRENT> 348,426
<APPREC-INCREASE-CURRENT> 777,806
<NET-CHANGE-FROM-OPS> 1,726,331
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 149,971
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,256,331
<NUMBER-OF-SHARES-REDEEMED> 330,322
<SHARES-REINVESTED> 13,708
<NET-CHANGE-IN-ASSETS> 11,845,235
<ACCUMULATED-NII-PRIOR> 147,340
<ACCUMULATED-GAINS-PRIOR> (29,780)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 60,388
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 159,396
<AVERAGE-NET-ASSETS> 10,064,307
<PER-SHARE-NAV-BEGIN> 9.94
<PER-SHARE-NII> .65
<PER-SHARE-GAIN-APPREC> 1.25
<PER-SHARE-DIVIDEND> .18
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.66
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 6
<NAME> TOTAL RETURN PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 8,256,562
<INVESTMENTS-AT-VALUE> 8,672,561
<RECEIVABLES> 114,404
<ASSETS-OTHER> 149,597
<OTHER-ITEMS-ASSETS> 9,712
<TOTAL-ASSETS> 8,946,274
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 703,833
<TOTAL-LIABILITIES> 703,833
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 7,693,416
<SHARES-COMMON-STOCK> 643,972
<SHARES-COMMON-PRIOR> 72,033
<ACCUMULATED-NII-CURRENT> 87,921
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 45,105
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 415,999
<NET-ASSETS> 8,242,441
<DIVIDEND-INCOME> 32,210
<INTEREST-INCOME> 82,373
<OTHER-INCOME> 0
<EXPENSES-NET> 26,513
<NET-INVESTMENT-INCOME> 88,070
<REALIZED-GAINS-CURRENT> 49,542
<APPREC-INCREASE-CURRENT> 424,620
<NET-CHANGE-FROM-OPS> 562,232
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 10,089
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 610,625
<NUMBER-OF-SHARES-REDEEMED> 39,552
<SHARES-REINVESTED> 866
<NET-CHANGE-IN-ASSETS> 7,492,541
<ACCUMULATED-NII-PRIOR> 9,940
<ACCUMULATED-GAINS-PRIOR> (4,437)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 17,443
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 125,215
<AVERAGE-NET-ASSETS> 2,790,861
<PER-SHARE-NAV-BEGIN> 10.41
<PER-SHARE-NII> .36
<PER-SHARE-GAIN-APPREC> 2.10
<PER-SHARE-DIVIDEND> .07
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.80
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 7
<NAME> INTERNATIONAL PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 16,029,364
<INVESTMENTS-AT-VALUE> 16,760,074
<RECEIVABLES> 232,627
<ASSETS-OTHER> 351,754
<OTHER-ITEMS-ASSETS> 20,381
<TOTAL-ASSETS> 17,364,836
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 823,201
<TOTAL-LIABILITIES> 823,201
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15,464,454
<SHARES-COMMON-STOCK> 1,175,986
<SHARES-COMMON-PRIOR> 564,889
<ACCUMULATED-NII-CURRENT> 154,797
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 182,395
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 739,989
<NET-ASSETS> 16,541,635
<DIVIDEND-INCOME> 175,323
<INTEREST-INCOME> 73,765
<OTHER-INCOME> 0
<EXPENSES-NET> 100,256
<NET-INVESTMENT-INCOME> 148,832
<REALIZED-GAINS-CURRENT> 196,964
<APPREC-INCREASE-CURRENT> 823,228
<NET-CHANGE-FROM-OPS> 1,169,024
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 23,594
<DISTRIBUTIONS-OF-GAINS> 29,314
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 761,751
<NUMBER-OF-SHARES-REDEEMED> 154,693
<SHARES-REINVESTED> 4,039
<NET-CHANGE-IN-ASSETS> 9,265,247
<ACCUMULATED-NII-PRIOR> 23,907
<ACCUMULATED-GAINS-PRIOR> 20,397
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 105,532
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 315,605
<AVERAGE-NET-ASSETS> 10,553,220
<PER-SHARE-NAV-BEGIN> 12.88
<PER-SHARE-NII> .18
<PER-SHARE-GAIN-APPREC> 1.08
<PER-SHARE-DIVIDEND> .03
<PER-SHARE-DISTRIBUTIONS> .04
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 14.07
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 8
<NAME> MONEY MARKET PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 32,455,268
<INVESTMENTS-AT-VALUE> 32,455,268
<RECEIVABLES> 0
<ASSETS-OTHER> 789,081
<OTHER-ITEMS-ASSETS> 121,444
<TOTAL-ASSETS> 33,365,793
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 5,273,485
<TOTAL-LIABILITIES> 5,273,485
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 28,091,262
<SHARES-COMMON-STOCK> 28,092,065
<SHARES-COMMON-PRIOR> 6,898,778
<ACCUMULATED-NII-CURRENT> 803
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 243
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 28,092,308
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 954,316
<OTHER-INCOME> 0
<EXPENSES-NET> 156,303
<NET-INVESTMENT-INCOME> 798,013
<REALIZED-GAINS-CURRENT> 726
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 798,739
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 798,013
<DISTRIBUTIONS-OF-GAINS> 726
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 72,470,594
<NUMBER-OF-SHARES-REDEEMED> 52,076,451
<SHARES-REINVESTED> 799,144
<NET-CHANGE-IN-ASSETS> 21,194,013
<ACCUMULATED-NII-PRIOR> 803
<ACCUMULATED-GAINS-PRIOR> (483)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 82,265
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 176,506
<AVERAGE-NET-ASSETS> 16,452,908
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> .05
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> .05
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 9
<NAME> NORTH AMERICAN GOVERNMENT INCOME PORTRFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 6,582,624
<INVESTMENTS-AT-VALUE> 6,900,435
<RECEIVABLES> 143,808
<ASSETS-OTHER> 277,342
<OTHER-ITEMS-ASSETS> 14,384
<TOTAL-ASSETS> 7,335,969
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 58,042
<TOTAL-LIABILITIES> 58,042
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,910,734
<SHARES-COMMON-STOCK> 694,380
<SHARES-COMMON-PRIOR> 437,622
<ACCUMULATED-NII-CURRENT> 47,940
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 3,539
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 315,714
<NET-ASSETS> 7,277,927
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 677,811
<OTHER-INCOME> 0
<EXPENSES-NET> 48,819
<NET-INVESTMENT-INCOME> 628,992
<REALIZED-GAINS-CURRENT> (561,504)
<APPREC-INCREASE-CURRENT> 1,031,464
<NET-CHANGE-FROM-OPS> 1,098,952
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 144,624
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 528,380
<NUMBER-OF-SHARES-REDEEMED> 287,428
<SHARES-REINVESTED> 15,806
<NET-CHANGE-IN-ASSETS> 3,429,845
<ACCUMULATED-NII-PRIOR> 141,547
<ACCUMULATED-GAINS-PRIOR> (12,932)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 33,402
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 132,049
<AVERAGE-NET-ASSETS> 5,138,796
<PER-SHARE-NAV-BEGIN> 8.79
<PER-SHARE-NII> 1.13
<PER-SHARE-GAIN-APPREC> .83
<PER-SHARE-DIVIDEND> .27
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.48
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 10
<NAME> UTILITY INCOME PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 5,929,303
<INVESTMENTS-AT-VALUE> 6,232,496
<RECEIVABLES> 61,267
<ASSETS-OTHER> 121,129
<OTHER-ITEMS-ASSETS> 10,263
<TOTAL-ASSETS> 6,425,155
<PAYABLE-FOR-SECURITIES> 143,853
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 30,761
<TOTAL-LIABILITIES> 174,614
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5,727,606
<SHARES-COMMON-STOCK> 520,402
<SHARES-COMMON-PRIOR> 125,979
<ACCUMULATED-NII-CURRENT> 81,328
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 138,414
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 303,193
<NET-ASSETS> 6,250,541
<DIVIDEND-INCOME> 96,576
<INTEREST-INCOME> 13,221
<OTHER-INCOME> 0
<EXPENSES-NET> 28,307
<NET-INVESTMENT-INCOME> 81,490
<REALIZED-GAINS-CURRENT> 148,217
<APPREC-INCREASE-CURRENT> 336,155
<NET-CHANGE-FROM-OPS> 565,862
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 19,130
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 443,081
<NUMBER-OF-SHARES-REDEEMED> 50,420
<SHARES-REINVESTED> 1,762
<NET-CHANGE-IN-ASSETS> 4,996,292
<ACCUMULATED-NII-PRIOR> 18,832
<ACCUMULATED-GAINS-PRIOR> (9,667)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 22,348
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 112,807
<AVERAGE-NET-ASSETS> 2,979,704
<PER-SHARE-NAV-BEGIN> 9.96
<PER-SHARE-NII> .30
<PER-SHARE-GAIN-APPREC> 1.83
<PER-SHARE-DIVIDEND> .08
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.01
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 11
<NAME> GLOBAL DOLLAR GOVERNMENT PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 3,449,861
<INVESTMENTS-AT-VALUE> 3,714,402
<RECEIVABLES> 87,383
<ASSETS-OTHER> 856
<OTHER-ITEMS-ASSETS> 11,144
<TOTAL-ASSETS> 3,813,785
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 35,690
<TOTAL-LIABILITIES> 35,690
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 3,311,858
<SHARES-COMMON-STOCK> 316,166
<SHARES-COMMON-PRIOR> 116,502
<ACCUMULATED-NII-CURRENT> 188,559
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 13,137
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 264,541
<NET-ASSETS> 3,778,095
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 211,731
<OTHER-INCOME> 0
<EXPENSES-NET> 20,952
<NET-INVESTMENT-INCOME> 190,779
<REALIZED-GAINS-CURRENT> 13,908
<APPREC-INCREASE-CURRENT> 317,262
<NET-CHANGE-FROM-OPS> 521,949
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 28,002
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 234,218
<NUMBER-OF-SHARES-REDEEMED> 37,201
<SHARES-REINVESTED> 2,647
<NET-CHANGE-IN-ASSETS> 2,631,769
<ACCUMULATED-NII-PRIOR> 25,782
<ACCUMULATED-GAINS-PRIOR> (771)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 16,541
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 106,372
<AVERAGE-NET-ASSETS> 2,205,431
<PER-SHARE-NAV-BEGIN> 9.84
<PER-SHARE-NII> .92
<PER-SHARE-GAIN-APPREC> 1.32
<PER-SHARE-DIVIDEND> .13
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.95
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 12
<NAME> GROWTH PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 42,069,250
<INVESTMENTS-AT-VALUE> 45,770,546
<RECEIVABLES> 682,853
<ASSETS-OTHER> 410,700
<OTHER-ITEMS-ASSETS> 7,408
<TOTAL-ASSETS> 46,871,507
<PAYABLE-FOR-SECURITIES> 1,585,587
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 66,209
<TOTAL-LIABILITIES> 1,651,796
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 39,800,038
<SHARES-COMMON-STOCK> 3,177,065
<SHARES-COMMON-PRIOR> 521,613
<ACCUMULATED-NII-CURRENT> 266,542
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1,451,706
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3,701,425
<NET-ASSETS> 45,219,711
<DIVIDEND-INCOME> 328,404
<INTEREST-INCOME> 139,162
<OTHER-INCOME> 0
<EXPENSES-NET> 196,215
<NET-INVESTMENT-INCOME> 271,351
<REALIZED-GAINS-CURRENT> 1,495,341
<APPREC-INCREASE-CURRENT> 3,495,519
<NET-CHANGE-FROM-OPS> 5,262,211
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 10,913
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,718,920
<NUMBER-OF-SHARES-REDEEMED> 64,342
<SHARES-REINVESTED> 874
<NET-CHANGE-IN-ASSETS> 39,727,947
<ACCUMULATED-NII-PRIOR> 11,263
<ACCUMULATED-GAINS-PRIOR> (48,794)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 154,907
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 261,620
<AVERAGE-NET-ASSETS> 20,654,356
<PER-SHARE-NAV-BEGIN> 10.53
<PER-SHARE-NII> .17
<PER-SHARE-GAIN-APPREC> 3.54
<PER-SHARE-DIVIDEND> .01
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 14.23
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 13
<NAME> WORLDWIDE PRIVATIZATION PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 5,733,412
<INVESTMENTS-AT-VALUE> 5,949,284
<RECEIVABLES> 78,137
<ASSETS-OTHER> 1,319
<OTHER-ITEMS-ASSETS> 7,452
<TOTAL-ASSETS> 6,036,192
<PAYABLE-FOR-SECURITIES> 48,900
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 40,518
<TOTAL-LIABILITIES> 89,418
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5,684,441
<SHARES-COMMON-STOCK> 532,219
<SHARES-COMMON-PRIOR> 111,570
<ACCUMULATED-NII-CURRENT> 90,277
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (43,764)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 215,820
<NET-ASSETS> 5,946,774
<DIVIDEND-INCOME> 58,801
<INTEREST-INCOME> 67,167
<OTHER-INCOME> 0
<EXPENSES-NET> 30,597
<NET-INVESTMENT-INCOME> 95,371
<REALIZED-GAINS-CURRENT> (48,849)
<APPREC-INCREASE-CURRENT> 215,820
<NET-CHANGE-FROM-OPS> 262,342
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 7,193
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 430,445
<NUMBER-OF-SHARES-REDEEMED> 10,458
<SHARES-REINVESTED> 662
<NET-CHANGE-IN-ASSETS> 4,819,712
<ACCUMULATED-NII-PRIOR> 7,184
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 32,207
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 134,152
<AVERAGE-NET-ASSETS> 3,220,754
<PER-SHARE-NAV-BEGIN> 10.10
<PER-SHARE-NII> .32
<PER-SHARE-GAIN-APPREC> .78
<PER-SHARE-DIVIDEND> .03
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.17
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 14
<NAME> CONSERVATIVE INVESTORS PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 7,001,245
<INVESTMENTS-AT-VALUE> 7,258,094
<RECEIVABLES> 237,487
<ASSETS-OTHER> 114,257
<OTHER-ITEMS-ASSETS> 7,644
<TOTAL-ASSETS> 7,617,482
<PAYABLE-FOR-SECURITIES> 160,351
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 37,411
<TOTAL-LIABILITIES> 197,762
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,980,272
<SHARES-COMMON-STOCK> 630,671
<SHARES-COMMON-PRIOR> 69,581
<ACCUMULATED-NII-CURRENT> 127,336
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 55,263
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 256,849
<NET-ASSETS> 7,419,720
<DIVIDEND-INCOME> 5,367
<INTEREST-INCOME> 148,178
<OTHER-INCOME> 0
<EXPENSES-NET> 26,052
<NET-INVESTMENT-INCOME> 127,493
<REALIZED-GAINS-CURRENT> 55,975
<APPREC-INCREASE-CURRENT> 255,556
<NET-CHANGE-FROM-OPS> 439,024
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3,619
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 600,037
<NUMBER-OF-SHARES-REDEEMED> 39,275
<SHARES-REINVESTED> 328
<NET-CHANGE-IN-ASSETS> 6,718,828
<ACCUMULATED-NII-PRIOR> 3,462
<ACCUMULATED-GAINS-PRIOR> (712)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 20,567
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 116,602
<AVERAGE-NET-ASSETS> 2,742,294
<PER-SHARE-NAV-BEGIN> 10.07
<PER-SHARE-NII> .51
<PER-SHARE-GAIN-APPREC> 1.20
<PER-SHARE-DIVIDEND> .02
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.76
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 15
<NAME> GROWTH INVESTORS PORTFOLIO
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> DEC-31-1995
<INVESTMENTS-AT-COST> 5,046,128
<INVESTMENTS-AT-VALUE> 5,279,613
<RECEIVABLES> 34,161
<ASSETS-OTHER> 58,386
<OTHER-ITEMS-ASSETS> 7,644
<TOTAL-ASSETS> 5,379,804
<PAYABLE-FOR-SECURITIES> 363,964
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 37,724
<TOTAL-LIABILITIES> 401,688
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 4,672,387
<SHARES-COMMON-STOCK> 419,292
<SHARES-COMMON-PRIOR> 32,549
<ACCUMULATED-NII-CURRENT> 55,987
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 16,257
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 233,485
<NET-ASSETS> 4,978,116
<DIVIDEND-INCOME> 11,256
<INTEREST-INCOME> 61,097
<OTHER-INCOME> 0
<EXPENSES-NET> 16,530
<NET-INVESTMENT-INCOME> 55,823
<REALIZED-GAINS-CURRENT> 16,967
<APPREC-INCREASE-CURRENT> 237,378
<NET-CHANGE-FROM-OPS> 310,168
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 903
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 407,129
<NUMBER-OF-SHARES-REDEEMED> 20,469
<SHARES-REINVESTED> 83
<NET-CHANGE-IN-ASSETS> 4,657,318
<ACCUMULATED-NII-PRIOR> 1,067
<ACCUMULATED-GAINS-PRIOR> (710)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 13,051
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 107,450
<AVERAGE-NET-ASSETS> 1,740,126
<PER-SHARE-NAV-BEGIN> 9.86
<PER-SHARE-NII> .35
<PER-SHARE-GAIN-APPREC> 1.67
<PER-SHARE-DIVIDEND> .01
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.87
<EXPENSE-RATIO> .95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
