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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000826491
<NAME> FIRST GEORGIA BANK
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> JUN-30-2000
<CASH> 8764
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<FED-FUNDS-SOLD> 7351
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<INVESTMENTS-CARRYING> 16103
<INVESTMENTS-MARKET> 15375
<LOANS> 197742
<ALLOWANCE> 1256
<TOTAL-ASSETS> 239064
<DEPOSITS> 213839
<SHORT-TERM> 0
<LIABILITIES-OTHER> 3765
<LONG-TERM> 2500
0
0
<COMMON> 7198
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<INTEREST-TOTAL> 14555
<INTEREST-DEPOSIT> 6493
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<LOAN-LOSSES> 265
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<EXPENSE-OTHER> 6190
<INCOME-PRETAX> 1282
<INCOME-PRE-EXTRAORDINARY> 1282
<EXTRAORDINARY> 0
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<NET-INCOME> 1921
<EPS-BASIC> .27
<EPS-DILUTED> .25
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<ALLOWANCE-OPEN> 1235
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<RECOVERIES> 47
<ALLOWANCE-CLOSE> 1256
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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