September 22, 1999
Securities and Exchange Commission
450 Fifth Street NW
Washington DC 20549
RE: Variable Account D of
Fortis Benefits Insurance Company
File No. 33-73986 (Wells Fargo Passage)
CIK No. 0000826723
Pursuant to Rule 497(j) under the Securities Act of
1933, Fortis Benefits Insurance Company, on behalf of
Separate Account C, certifies that:
1) the form of Prospectuses that would have been
filed under paragraph (c) of Rule 497 would not have
differed from that contained in the most recent
amendment to the registration statement of the
Separate Account (Post-Effective Amendment No. 67)
filed September 13, 1999.
2) the text of the most recent amendment to the
registration statement has been filed electronically.
Please contact me at (651) 738-5080 if you have any
questions.
Sincerely,
David A. Peterson
Vice President & Assistant General Counsel
Fortis Benefits Insurance Company
P.O. Box 64284
St. Paul, MN 55164
(651) 738-2000
(800) 800-2638